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利率定价流程 API 接口文档

概述

本文档描述利率定价流程管理相关的后端 API 接口。

基础路径: /loanPricing/workflow

认证方式: Bearer Token (JWT)

Content-Type: application/json

接口列表

1. 发起利率定价流程

创建新的利率定价申请。

接口地址: POST /loanPricing/workflow/create

权限要求: loanPricing:workflow:create

请求参数:

参数名	类型	必填	说明
orgCode	String	是	机构编码,固定值: 931000
runType	String	是	运行模式,固定值: 1(同步)
custIsn	String	是	客户内码
custType	String	是	客户类型,可选值: 个人/企业
guarType	String	是	担保方式,可选值: 信用/保证/抵押/质押
midPerQuickPay	String	否	中间业务_个人_快捷支付,值: true/false
midPerEleDdc	String	否	中间业务_个人_电费代扣,值: true/false
midEntEleDdc	String	否	中间业务_企业_电费代扣,值: true/false
midEntWaterDdc	String	否	中间业务_企业_水费代扣,值: true/false
applyAmt	String	是	申请金额,单位: 元
isCleanEnt	String	否	净身企业,值: true/false
hasSettleAcct	String	否	开立基本结算账户,值: true/false
isManufacturing	String	否	制造业企业,值: true/false
isAgriGuar	String	否	省农担担保贷款,值: true/false
isTaxA	String	否	是否纳税信用等级A级,值: true/false
isAgriLeading	String	否	是否县级及以上农业龙头企业,值: true/false
loanPurpose	String	否	贷款用途,可选值: consumer/business
bizProof	String	否	是否有经营佐证,值: true/false
collType	String	否	抵质押类型,可选值: 一线/一类/二类
collThirdParty	String	否	抵质押物是否三方所有,值: true/false
loanRate	String	是	贷款利率
custName	String	否	客户名称
idType	String	否	证件类型
isInclusiveFinance	String	否	是否普惠小微借款人,值: true/false

请求示例:

{
  "orgCode": "931000",
  "runType": "1",
  "custIsn": "CUST001",
  "custType": "企业",
  "guarType": "抵押",
  "applyAmt": "1000000",
  "loanRate": "4.35",
  "custName": "某某科技有限公司",
  "loanPurpose": "business"
}

响应示例:

{
  "code": 200,
  "msg": "操作成功",
  "data": {
    "id": 1,
    "modelOutputId": 100,
    "serialNum": "20250119143025123",
    "orgCode": "931000",
    "runType": "1",
    "custIsn": "CUST001",
    "custType": "企业",
    "guarType": "抵押",
    "applyAmt": "1000000",
    "loanRate": "4.35",
    "custName": "某某科技有限公司",
    "createTime": "2025-01-19 14:30:25",
    "createBy": "admin"
  }
}

2. 查询利率定价流程列表

分页查询利率定价流程记录,支持多条件筛选。

接口地址: GET /loanPricing/workflow/list

权限要求: loanPricing:workflow:list

请求参数:

参数名	类型	必填	说明
pageNum	Integer	否	页码,默认 1
pageSize	Integer	否	每页数量,默认 10
createBy	String	否	创建者(筛选条件)
custName	String	否	客户名称(模糊查询)
orgCode	String	否	机构号(筛选条件)
custType	String	否	客户类型(筛选条件)
guarType	String	否	担保方式(筛选条件)

请求示例:

GET /loanPricing/workflow/list?pageNum=1&pageSize=10&custName=科技

响应示例:

{
  "code": 200,
  "msg": "查询成功",
  "rows": [
    {
      "id": 1,
      "modelOutputId": 100,
      "serialNum": "20250119143025123",
      "orgCode": "931000",
      "custIsn": "CUST001",
      "custType": "企业",
      "guarType": "抵押",
      "applyAmt": "1000000",
      "loanRate": "4.35",
      "custName": "某某科技有限公司",
      "createTime": "2025-01-19 14:30:25",
      "updateTime": "2025-01-19 15:20:10",
      "createBy": "admin"
    }
  ],
  "total": 1
}

说明: 结果按更新时间(update_time)倒序排列。

3. 查看利率定价流程详情

根据业务方流水号查询流程的完整信息,包括模型输出字段。

接口地址: GET /loanPricing/workflow/{serialNum}

权限要求: loanPricing:workflow:query

路径参数:

参数名	类型	必填	说明
serialNum	String	是	业务方流水号

请求示例:

GET /loanPricing/workflow/20250119143025123

响应示例:

{
  "code": 200,
  "msg": "查询成功",
  "data": {
    "loanPricingWorkflow": {
      "id": 1,
      "modelOutputId": 100,
      "serialNum": "20250119143025123",
      "orgCode": "931000",
      "runType": "1",
      "custIsn": "CUST001",
      "custType": "企业",
      "guarType": "抵押",
      "midPerQuickPay": "false",
      "midPerEleDdc": "false",
      "midEntEleDdc": "false",
      "midEntWaterDdc": "false",
      "applyAmt": "1000000",
      "isCleanEnt": "false",
      "hasSettleAcct": "false",
      "isManufacturing": "true",
      "isAgriGuar": "false",
      "isTaxA": "false",
      "isAgriLeading": "false",
      "loanPurpose": "business",
      "bizProof": "true",
      "collType": "一类",
      "collThirdParty": "false",
      "loanRate": "4.35",
      "custName": "某某科技有限公司",
      "idType": "统一社会信用代码",
      "isInclusiveFinance": "true",
      "createTime": "2025-01-19 14:30:25",
      "createBy": "admin",
      "updateTime": "2025-01-19 15:20:10",
      "updateBy": "admin"
    },
    "modelRetailOutputFields": {
      "id": 1,
      "custIsn": "CUST001",
      "custType": "个人",
      "custName": "张三",
      "idType": "身份证",
      "idNum": "330102199001011234",
      "baseLoanRate": "3.45",
      "isFirstLoan": "true",
      "faithDay": "365",
      "custAge": "35",
      "bpFirstLoan": "-10",
      "bpAgeLoan": "-5",
      "bpAge": "0",
      "totalBpLoyalty": "-15",
      "balanceAvg": "50000",
      "loanAvg": "300000",
      "derivationRate": "0.6",
      "totalBpContribution": "-20",
      "midPerCard": "true",
      "midPerPass": "false",
      "midPerHarvest": "true",
      "midPerEffect": "true",
      "midPerQuickPay": "false",
      "midPerEleDdc": "false",
      "midPerWaterDdc": "false",
      "midPerHuashuDdc": "false",
      "MidPerGasDdc": "false",
      "midPerCitizencard": "true",
      "midPerFinMan": "false",
      "midPerEtc": "true",
      "bpMid": "-15",
      "totoalBpRelevance": "-50",
      "applyAmt": "500000",
      "bpLoanAmount": "0",
      "loanPurpose": "consumer",
      "bizProof": "false",
      "bpLoanUse": "0",
      "loanLoop": "false",
      "bpLoanLoop": "0",
      "collType": "一类",
      "collThirdParty": "false",
      "bpCollateral": "-30",
      "greyCust": "false",
      "prinOverdue": "false",
      "interestOverdue": "false",
      "cardOverdue": "false",
      "bpGreyOverdue": "0",
      "totoalBpRisk": "0",
      "totalBp": "-80",
      "calculateRate": "2.65"
    },
    "modelCorpOutputFields": {
      "id": 2,
      "custIsn": "CUST001",
      "custType": "企业",
      "custName": "某某科技有限公司",
      "idType": "统一社会信用代码",
      "idNum": "91330100MA2ABCDE01",
      "baseLoanRate": "3.45",
      "isFirstLoan": "false",
      "faithDay": "730",
      "bpFirstLoan": "0",
      "bpAgeLoan": "-5",
      "totalBpLoyalty": "-5",
      "balanceAvg": "500000",
      "loanAvg": "3000000",
      "derivationRate": "0.16",
      "totalBpContribution": "-30",
      "midEntConnect": "true",
      "midEntEffect": "true",
      "midEntInter": "false",
      "midEntAccept": "true",
      "midEntDiscount": "false",
      "midEntEleDdc": "true",
      "midEntWaterDdc": "false",
      "midEntTax": "true",
      "bpMid": "-20",
      "payroll": "50",
      "invLoanAmount": "2000000",
      "bpPayroll": "-10",
      "isCleanEnt": "true",
      "hasSettleAcct": "true",
      "isAgriGuar": "false",
      "isGreenLoan": "false",
      "isTechEnt": "true",
      "bpEntType": "-25",
      "totoalBpRelevance": "-55",
      "loanTerm": "36",
      "bpLoanTerm": "0",
      "applyAmt": "1000000",
      "bpLoanAmount": "0",
      "collType": "一类",
      "collThirdParty": "false",
      "bpCollateral": "-30",
      "greyCust": "false",
      "prinOverdue": "false",
      "interestOverdue": "false",
      "cardOverdue": "false",
      "bpGreyOverdue": "0",
      "totoalBpRisk": "0",
      "totalBp": "-85",
      "calculateRate": "2.60"
    }
  }
}

说明:

loanPricingWorkflow: 利率定价流程基本信息
modelRetailOutputFields: 个人客户模型输出字段(当 custType 为个人时返回)
modelCorpOutputFields: 企业客户模型输出字段(当 custType 为企业时返回)

错误码说明

错误码	说明
200	请求成功
401	未授权,请先登录
403	无权限访问
404	资源不存在
500	服务器内部错误

错误响应示例:

{
  "code": 404,
  "msg": "记录不存在"
}

数据字典

客户类型 (custType)

值	说明
个人	个人客户
企业	企业客户

担保方式 (guarType)

值	说明
信用	信用贷款
保证	保证贷款
抵押	抵押贷款
质押	质押贷款

贷款用途 (loanPurpose)

值	说明
consumer	消费贷款
business	经营贷款

抵质押类型 (collType)

值	说明
一线	一线抵押
一类	一类抵押
二类	二类抵押

运行模式 (runType)

值	说明
1	同步运行

在线文档

访问 Swagger UI 查看交互式 API 文档: http://localhost:8080/swagger-ui.html

9.8 KiB Raw Blame History

利率定价流程 API 接口文档

概述

接口列表

1. 发起利率定价流程

2. 查询利率定价流程列表

3. 查看利率定价流程详情

错误码说明

数据字典

客户类型 (custType)

担保方式 (guarType)

贷款用途 (loanPurpose)

抵质押类型 (collType)

运行模式 (runType)

在线文档

9.8 KiB

Raw Blame History