Remove login title and obsolete AGENTS guide

流程列表添加角色数据权限
替换登录页背景图
2026-05-12 17:06:00 +08:00 · 2026-05-12 16:35:32 +08:00 · 2026-05-12 16:33:12 +08:00 · 2026-05-11 18:02:04 +08:00 · 2026-05-11 17:34:05 +08:00 · 2026-05-11 17:13:33 +08:00
104 changed files with 8361 additions and 506 deletions
--- a/.DS_Store
+++ b/.DS_Store
--- a/.gitignore
+++ b/.gitignore
@@ -49,5 +49,13 @@ nbdist/

 logs/
 ruoyi-ui/dist.zip
+????????_892.zip
+*/src/test/
+ruoyi-ui/tests
+.playwright-cli

-.playwright-cli
+tongweb_63310.properties
+audit.log
+
+.DS_Store
+*/.DS_Store
--- a/AGENTS.md
+++ b/AGENTS.md
@@ -1,30 +0,0 @@
-# AGENTS.md - AI Coding Assistant Guide
-
-## GIT
- git提交时使用中文添加描述
- 无视`.DS_Store`
-
-## AGENT
- 不开启subagent
-
-## 文档
- 如果是前后端开发任务，根据设计文档产出实施计划时，输出两份执行文档，一份为后端的实施计划，一份为前端的实施计划
- 每一次改动都需要留下实施文档，记录修改的内容
- 每次写设计文档的时候，都要检查一下保存路径是否正确
-
-## 测试
- 开发完成后必须执行与本次改动直接对应的验证步骤，完成验证后才能结束本次任务
- 如果是接口开发完成，先重启后端进程，确保最新代码已经生效，再调用接口进行测试
- 接口测试时必须覆盖多种情况，至少包含正常场景、必填/参数错误场景、分支场景；如接口逻辑包含状态、类型、金额、期限等关键条件，需要分别验证对应分支
- 如果是前端页面开发完成，必须启动前端页面并调用浏览器检查功能是否正常，确认页面展示、交互流程、接口联动和关键提示信息符合预期
- 测试结束后，自动结束测试时开启的前后端进程
-
-## 开发
- 在开发前端的时候，不需要使用git worktree，直接在当前分支进行开发
-
-## 方案规范
- 当需要你给出方案时，必须符合以下规范
- 不允许给出兼容性或补丁性的方案
- 不允许过度设计，保持最短路径实现，且不能违反上一条要求
- 不允许自行给出我提供的需求以外的方案，例如一些兜底和降级方案，这可能导致业务逻辑偏移问题
- 必须确保方案的逻辑正确，必须经过全链路的逻辑验证
--- a/build_release_892.sh
+++ b/build_release_892.sh
@@ -0,0 +1,95 @@
+#!/bin/sh
+
+set -eu
+
+ROOT_DIR=$(CDPATH= cd -- "$(dirname "$0")" && pwd)
+DATE_STAMP=$(date "+%Y%m%d")
+RELEASE_ZIP="$ROOT_DIR/${DATE_STAMP}_892.zip"
+BACKEND_JAR_SOURCE="$ROOT_DIR/ruoyi-admin/target/ruoyi-admin.jar"
+FRONTEND_DIR="$ROOT_DIR/ruoyi-ui"
+FRONTEND_DIST_DIR="$FRONTEND_DIR/dist"
+FRONTEND_DIST_ZIP="$FRONTEND_DIR/dist.zip"
+NODE_VERSION="14"
+
+log_info() {
+    printf '[%s] %s\n' "$(date '+%Y-%m-%d %H:%M:%S')" "$1"
+}
+
+log_error() {
+    printf '[%s] %s\n' "$(date '+%Y-%m-%d %H:%M:%S')" "$1" >&2
+}
+
+require_command() {
+    if ! command -v "$1" >/dev/null 2>&1; then
+        log_error "缺少命令: $1"
+        exit 1
+    fi
+}
+
+cleanup() {
+    if [ -n "${WORK_DIR:-}" ] && [ -d "$WORK_DIR" ]; then
+        rm -rf "$WORK_DIR"
+    fi
+}
+
+build_backend() {
+    log_info "开始构建后端生产 jar"
+    (
+        cd "$ROOT_DIR"
+        mvn -pl ruoyi-admin -am clean package -DskipTests
+    )
+
+    if [ ! -f "$BACKEND_JAR_SOURCE" ]; then
+        log_error "未生成后端 jar: $BACKEND_JAR_SOURCE"
+        exit 1
+    fi
+}
+
+build_frontend() {
+    log_info "开始构建前端生产 dist"
+    ROOT_DIR="$ROOT_DIR" NODE_VERSION="$NODE_VERSION" zsh -lic 'nvm use "$NODE_VERSION" >/dev/null && npm --prefix "$ROOT_DIR/ruoyi-ui" run build:prod'
+
+    if [ ! -f "$FRONTEND_DIST_DIR/index.html" ]; then
+        log_error "前端生产构建失败，未找到: $FRONTEND_DIST_DIR/index.html"
+        exit 1
+    fi
+
+    rm -f "$FRONTEND_DIST_ZIP"
+    (
+        cd "$FRONTEND_DIR"
+        zip -qr "$FRONTEND_DIST_ZIP" dist
+    )
+
+    if [ ! -f "$FRONTEND_DIST_ZIP" ]; then
+        log_error "未生成前端压缩包: $FRONTEND_DIST_ZIP"
+        exit 1
+    fi
+}
+
+package_release() {
+    WORK_DIR=$(mktemp -d "${TMPDIR:-/tmp}/loan_pricing_release.XXXXXX")
+    trap cleanup EXIT INT TERM
+
+    cp "$BACKEND_JAR_SOURCE" "$WORK_DIR/ruoyi-admin.jar"
+    cp "$FRONTEND_DIST_ZIP" "$WORK_DIR/dist.zip"
+
+    rm -f "$RELEASE_ZIP"
+    (
+        cd "$WORK_DIR"
+        zip -qr "$RELEASE_ZIP" ruoyi-admin.jar dist.zip
+    )
+
+    log_info "上线压缩包已生成: $RELEASE_ZIP"
+}
+
+main() {
+    require_command mvn
+    require_command zsh
+    require_command zip
+
+    build_backend
+    build_frontend
+    package_release
+}
+
+main "$@"
--- a/doc/2026-04-16-shangyu-corporate-alignment-backend-plan.md
+++ b/doc/2026-04-16-shangyu-corporate-alignment-backend-plan.md
@@ -0,0 +1,52 @@
+# 上虞对公利率测算字段对齐后端实施计划
+
+## 目标
+- 对齐对公创建接口、模型调用入参、流程详情返回、mock 返回和 SQL 基线。
+
+## 实施内容
+- 创建请求字段改为 Excel `上传指标` 口径：
+  - 新增 `repayMethod`
+  - `isTradeConstruction` 改为 `isTradeBuildEnt`
+  - 移除对公创建链路中的 `isAgriGuar`、`isTechEnt`
+- 流程主表实体补 `repayMethod`，并将 `isTradeBuildEnt` 映射到数据库列 `is_trade_construction`
+- 对公模型输出实体补齐：
+  - `repayMethod`
+  - `isTradeBuildEnt`
+  - `loanRateHistory`
+  - `minRateProduct`
+  - `smoothRange`
+  - `finalCalculateRate`
+  - `referenceRate`
+- 对公模型输出实体不再暴露：
+  - `isAgriGuar`
+  - `midEntTax`
+  - `cardOverdue`
+- 企业模型入参统一值域：
+  - `isGreenLoan`、`isTradeBuildEnt`、`collThirdParty` 发送 `0/1`
+  - `repayMethod` 发送 `分期/不分期`
+- 企业流程详情主利率改为 `finalCalculateRate`
+- mock 继续保留 `data.mappingOutputFields` 包装层，只更新企业字段集合和值域
+
+## SQL 调整
+- `loan_pricing_workflow` 新增 `repay_method`
+- `model_corp_output_fields` 新增：
+  - `repay_method`
+  - `is_trade_build_ent`
+  - `loan_rate_history`
+  - `min_rate_product`
+  - `smooth_range`
+  - `final_calculate_rate`
+  - `reference_rate`
+- 已同步更新：
+  - `sql/loan_pricing_workflow.sql`
+  - `sql/model_corp.sql`
+  - `sql/loan_pricing_schema_20260328.sql`
+  - `sql/loan_pricing_prod_init_20260331.sql`
+  - `sql/2026-04-16-shangyu-corporate-alignment.sql`
+
+## 验证
+- 运行后端定向单测，确认对公字段和详情主利率断言通过
+- 使用 `/login/test` 获取 token 后调用对公创建和详情接口，确认：
+  - 正常场景成功
+  - 缺少 `repayMethod` 返回校验错误
+  - 详情返回包含新增字段且 `loanRate = finalCalculateRate`
--- a/doc/2026-04-16-shangyu-corporate-alignment-frontend-plan.md
+++ b/doc/2026-04-16-shangyu-corporate-alignment-frontend-plan.md
@@ -0,0 +1,48 @@
+# 上虞对公利率测算字段对齐前端实施计划
+
+## 目标
+- 对齐对公新增弹窗和企业流程详情页展示，严格跟随 Excel `上传指标` 与 `展示指标`。
+
+## 实施内容
+- 对公新增弹窗调整为 Excel `上传指标`：
+  - 新增 `repayMethod`
+  - `isTradeConstruction` 改为 `isTradeBuildEnt`
+  - 删除 `省农担担保贷款`、`科技型企业`
+  - `loanTerm` 文案改为按年
+  - `collType` 选项改为 `一类/二类/三类/四类`
+  - `isGreenLoan`、`isTradeBuildEnt`、`collThirdParty` 提交值改为 `1/0`
+- 企业详情左侧关键信息：
+  - 标签改为 `最终测算利率`
+  - 读取 `corpOutput.finalCalculateRate`
+- 企业流程详情业务信息：
+  - 新增展示 `repayMethod`
+  - 新增展示 `isTradeBuildEnt`
+  - 保留 `isGreenLoan`
+  - 移除不在本次口径内的企业业务展示
+- 企业模型输出补齐展示：
+  - `repayMethod`
+  - `isTradeBuildEnt`
+  - `loanRateHistory`
+  - `minRateProduct`
+  - `smoothRange`
+  - `finalCalculateRate`
+  - `referenceRate`
+- 企业模型输出移除展示：
+  - `isAgriGuar`
+  - `midEntTax`
+  - `cardOverdue`
+
+## 测试脚本
+- 新增：
+  - `ruoyi-ui/tests/corporate-create-input-params.test.js`
+  - `ruoyi-ui/tests/corporate-display-fields.test.js`
+- 更新 `ruoyi-ui/package.json`，补充对应 npm scripts
+
+## 验证
+- `nvm use default` 后执行两个对公静态断言脚本
+- 执行前端生产构建
+- 启动前端页面并在浏览器中确认：
+  - 对公新增弹窗字段和选项正确
+  - 创建成功后列表刷新
+  - 企业详情页显示 `最终测算利率`
+  - 企业详情页和模型输出出现新增字段
--- a/doc/api/loan-pricing-workflow-api.md
+++ b/doc/api/loan-pricing-workflow-api.md
@@ -284,6 +284,7 @@ GET /loanPricing/workflow/20250119143025123
      "idType": "身份证",
      "idNum": "330102199001011234",
      "baseLoanRate": "3.45",
+      "greyBlackCust": "1",
      "isFirstLoan": "true",
      "faithDay": "365",
      "custAge": "35",
--- a/doc/implementation-report-2026-04-16-shangyu-corporate-alignment.md
+++ b/doc/implementation-report-2026-04-16-shangyu-corporate-alignment.md
@@ -0,0 +1,38 @@
+# 上虞对公利率测算字段对齐实施记录
+
+## 修改时间
+- 2026-04-16
+
+## 修改内容
+- 对齐对公创建请求字段，新增 `repayMethod`，将 `isTradeConstruction` 统一为 `isTradeBuildEnt`
+- 对齐企业详情返回与页面展示，左侧主利率改为 `finalCalculateRate`
+- 对齐对公模型输出字段，补齐 `loanRateHistory`、`minRateProduct`、`smoothRange`、`finalCalculateRate`、`referenceRate`
+- 裁剪企业模型输出和页面展示，不再暴露 `isAgriGuar`、`midEntTax`、`cardOverdue`
+- 对公新增弹窗中的 `贷款期限(年)` 调整为下拉框，选项固定为 `1-10` 年
+- 更新企业 mock 返回和 SQL 基线、迁移脚本
+
+## 文档与脚本
+- `doc/2026-04-16-shangyu-corporate-alignment-backend-plan.md`
+- `doc/2026-04-16-shangyu-corporate-alignment-frontend-plan.md`
+- `sql/2026-04-16-shangyu-corporate-alignment.sql`
+
+## 验证记录
+- 后端单测：
+  - `mvn -pl ruoyi-loan-pricing -Dtest=ModelCorpOutputFieldsTest,LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest test`
+  - 结果：13 个测试全部通过
+- 前端静态断言：
+  - `zsh -lic 'nvm use default >/dev/null && npm --prefix ruoyi-ui run test:corporate-create-input-params'`
+  - `zsh -lic 'nvm use default >/dev/null && npm --prefix ruoyi-ui run test:corporate-display-fields'`
+  - 结果：两个脚本均通过
+- 前端构建：
+  - `zsh -lic 'nvm use default >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+  - 结果：构建成功，仅有体积告警
+- 接口联调：
+  - 使用 `/login/test` 获取 token
+  - 验证了对公创建正常场景、缺少 `repayMethod` 的参数错误场景、`分期/不分期` 与 `1/0` 分支场景
+  - 详情接口确认返回新增字段，且 `loanPricingWorkflow.loanRate = modelCorpOutputFields.finalCalculateRate`
+- 浏览器联调：
+  - 启动前端开发服务并打开流程列表
+  - 验证对公新增弹窗字段、选项、提交流程
+  - 验证创建后列表新增记录
+  - 验证企业详情页出现 `最终测算利率`、`还款方式`、`贸易和建筑业企业`、`历史利率`、`产品最低利率下限`、`平滑幅度`、`参考利率`
--- a/doc/implementation-report-2026-04-16-workflow-detail-model-output-flat-display.md
+++ b/doc/implementation-report-2026-04-16-workflow-detail-model-output-flat-display.md
@@ -0,0 +1,21 @@
+# 流程详情页模型输出平铺展示实施记录
+
+## 改动日期
+- 2026-04-16
+
+## 改动范围
+- 前端：`ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue`
+- 前端测试：`ruoyi-ui/tests/model-output-flat-display.test.js`
+- 前端脚本：`ruoyi-ui/package.json`
+
+## 改动内容
+- 取消流程详情页“模型输出”区域的 Tab 切换结构。
+- 保留原有分组顺序与字段内容，将“基本信息”“忠诚度分析”“贡献度分析”等分组改为自上而下平铺展示。
+- 按最新要求，将“测算结果”分组前移到“基本信息”下方，优先展示最终测算相关结果。
+- 按最新要求，将“测算结果”中的“最终测算利率”调整到最后一行展示。
+- 移除组件内仅用于 Tab 默认选中的 `activeTab` 和相关监听逻辑。
+- 新增最小回归测试，校验模型输出组件不再包含 `el-tabs`、`el-tab-pane`，并具备平铺分组区块，同时校验“基本信息”后紧跟“测算结果”。
+
+## 验证计划
+- 使用 `nvm` 显式切换前端 Node 版本后执行 `npm run test:model-output-flat-display`。
+- 启动前端页面，在浏览器中打开流程详情页，确认模型输出区域已按分组平铺展示，且不再出现 Tab 切换。
--- a/doc/implementation-report-2026-04-27-corporate-repay-collateral-linkage.md
+++ b/doc/implementation-report-2026-04-27-corporate-repay-collateral-linkage.md
@@ -0,0 +1,35 @@
+# 对公还款方式移除与抵质押字段联动实施记录
+
+## 修改内容
+
+- 对公新增弹窗移除 `还款方式` 输入项、初始化字段、重置字段、必填校验和提交字段。
+- 对公详情页与模型输出展示移除 `还款方式`。
+- 对公、对私新增弹窗中，`担保方式` 为 `抵押` 或 `质押` 时才展示 `抵质押类型`、`抵质押物是否第三方所有`。
+- `抵质押类型` 根据担保方式动态切换：
+  - `抵押`：`一类`、`二类`、`三类`、`四类`、`其他`
+  - `质押`：`存单质押`、`其他`
+- 担保方式切换时清空已选抵质押类型和第三方所有标识，隐藏抵质押字段时不向后端提交。
+- 对公创建 DTO 取消 `repayMethod` 必填与枚举校验；`collType` 不再全局必填，合法值调整为 `一类/二类/三类/四类/其他/存单质押`。
+
+## 验证结果
+
+- 前端静态测试通过：
+  - `npm run test:corporate-create-input-params`
+  - `npm run test:corporate-display-fields`
+  - `npm run test:personal-create-input-params`
+- 后端编译与单测通过：
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=ModelCorpOutputFieldsTest -Dsurefire.failIfNoSpecifiedTests=false test`
+- 后端接口验证通过：
+  - `信用` 不传 `repayMethod`、不传抵质押字段可创建。
+  - `抵押` 传 `一类` 且不传 `repayMethod` 可创建。
+  - `质押` 传 `存单质押` 且不传 `repayMethod` 可创建。
+  - 缺少 `custIsn`、缺少 `guarType`、非法 `guarType` 仍返回参数错误。
+- 真实前端页面验证通过：
+  - 对公新增弹窗不显示 `还款方式`。
+  - 对公、对私新增弹窗在 `信用/保证` 下隐藏抵质押字段。
+  - 对公、对私新增弹窗在 `抵押/质押` 下显示抵质押字段，且选项分别符合规则。
+  - 对公详情页与模型输出区域不再显示 `还款方式`。
+
+## 说明
+
+- 本次不删除数据库字段和实体字段，仅停止创建入口要求和页面展示，保留历史数据结构。
--- a/doc/implementation-report-2026-04-27-model-interface-split.md
+++ b/doc/implementation-report-2026-04-27-model-interface-split.md
@@ -0,0 +1,41 @@
+# 个人/企业模型接口拆分实施记录
+
+## 修改内容
+
+- 将统一模型接口配置 `model.url` 拆分为 `model.personal-url` 和 `model.corporate-url`。
+- `dev`、`uat` 环境分别指向本地个人/企业 mock：
+  - `http://localhost:63310/rate/pricing/mock/invokeModel/personal`
+  - `http://localhost:63310/rate/pricing/mock/invokeModel/corporate`
+- `pro` 环境改为从 `MODEL_PERSONAL_URL`、`MODEL_CORPORATE_URL` 读取真实接口地址。
+- `ModelService` 拆分为 `invokePersonalModel` 和 `invokeCorporateModel`，分别返回 `ModelRetailOutputFields`、`ModelCorpOutputFields`。
+- `LoanPricingModelService` 根据 `custType` 调用对应模型接口，个人只写个人模型输出表，企业只写企业模型输出表。
+- mock 控制器拆分为个人、企业两个入口，不再保留统一 mock 路径作为业务调用入口。
+
+## 字段管理
+
+- 个人模型返回字段继续由 `ModelRetailOutputFields` 与 `model_retail_output_fields` 管理。
+- 企业模型返回字段继续由 `ModelCorpOutputFields` 与 `model_corp_output_fields` 管理。
+- 未新增统一返回对象，避免个人/企业字段混在同一套结构中。
+
+## 验证记录
+
+- 后端单测：
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServiceTest,ModelRetailOutputFieldsTest,ModelCorpOutputFieldsTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - 结果：通过，`Tests run: 5, Failures: 0, Errors: 0`
+- 后端打包与启动：
+  - `./bin/restart_java_backend.sh restart`
+  - 结果：打包成功，提升权限后启动成功，后端监听 `63310`。
+- 真实接口验证：
+  - `/login/test` 获取 token 成功。
+  - 调用 `/loanPricing/workflow/create/personal` 创建个人流程，流水号 `20260427150819677`。
+  - 查询个人详情，返回 `modelRetailOutputFields.finalCalculateRate=6.05`，`modelCorpOutputFields=null`。
+  - 调用 `/loanPricing/workflow/create/corporate` 创建企业流程，流水号 `20260427150820494`。
+  - 查询企业详情，返回 `modelCorpOutputFields.finalCalculateRate=3.732`，`modelRetailOutputFields=null`。
+  - 缺少 `custIsn` 的个人创建请求返回 `客户内码不能为空`。
+  - 后端日志确认个人命中 `/rate/pricing/mock/invokeModel/personal`，企业命中 `/rate/pricing/mock/invokeModel/corporate`。
+- 测试结束后已执行 `./bin/restart_java_backend.sh stop` 停止本次启动的后端进程。
+
+## 注意事项
+
+- 生产环境启动前必须提供 `MODEL_PERSONAL_URL`、`MODEL_CORPORATE_URL`。
+- 本次不改前端页面和现有业务接口路径。
--- a/doc/implementation-report-2026-04-27-retail-grey-black-cust.md
+++ b/doc/implementation-report-2026-04-27-retail-grey-black-cust.md
@@ -0,0 +1,54 @@
+# 2026-04-27 个人模型输出灰黑名单客户字段实施记录
+
+## 修改内容
+
+- 后端个人模型输出实体 `ModelRetailOutputFields` 新增 `greyBlackCust` 字段，承接个人模型返回的 `0/1` 输出值。
+- 个人模型 mock 返回文件 `retail_output.json` 新增 `greyBlackCust: "1"`，用于本地模型调用链路验证。
+- `model_retail_output_fields` 表结构新增 `grey_black_cust` 字段，并补充增量迁移脚本 `sql/add_model_retail_grey_black_cust_20260427.sql`。
+- 前端模型输出组件在个人客户“基本信息”分组中展示“灰黑名单客户”，直接展示后端返回值 `0/1`。
+- 接口文档示例补充 `greyBlackCust` 返回字段。
+
+## 涉及文件
+
+- `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java`
+- `ruoyi-loan-pricing/src/main/resources/data/retail_output.json`
+- `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java`
+- `ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue`
+- `ruoyi-ui/tests/retail-display-fields.test.js`
+- `sql/model_retail.sql`
+- `sql/loan_pricing_schema_20260328.sql`
+- `sql/loan_pricing_prod_init_20260331.sql`
+- `sql/add_model_retail_grey_black_cust_20260427.sql`
+- `doc/api/loan-pricing-workflow-api.md`
+
+## 数据库变更
+
+- 已在开发库 `loan-pricing.model_retail_output_fields` 执行新增列：
+
+```sql
+ALTER TABLE model_retail_output_fields
+  ADD COLUMN grey_black_cust varchar(100) DEFAULT '' COMMENT '灰黑名单客户' AFTER base_loan_rate;
+```
+
+- 回查结果确认 `grey_black_cust` 字段存在。
+
+## 验证记录
+
+- `mvn -pl ruoyi-loan-pricing -Dtest=ModelRetailOutputFieldsTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - 通过，确认实体字段存在，个人/企业模型调用基础链路未回归。
+- `zsh -lic 'nvm use 14 >/dev/null && npm --prefix ruoyi-ui run test:retail-display-fields && npm --prefix ruoyi-ui run test:model-output-flat-display'`
+  - 通过，确认前端包含 `retailOutput.greyBlackCust` 且字段位于个人模型输出“基本信息”分组。
+- `zsh -lic 'nvm use 14 >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+  - 通过，存在既有包体积 warning，无编译错误。
+- 后端真实接口验证：
+  - 重启后端后调用个人流程创建接口，业务流水号 `20260427153305173`。
+  - 调用详情接口返回 `modelRetailOutputFields.greyBlackCust = 1`。
+  - 数据库联表回查 `model_retail_output_fields.grey_black_cust = 1`。
+- browser-use 真实页面验证：
+  - 使用前端开发服务 `http://127.0.0.1:63311/` 打开真实流程详情页。
+  - 页面 `模型输出 > 基本信息` 中可见“灰黑名单客户”，展示值为 `1`。
+- 测试结束后已停止本次启动的后端 `63310` 与前端 `63311` 进程，并回查端口不再监听。
+
+## 备注
+
+- 组合执行 `LoanPricingModelServicePersonalParamsTest` 时，当前本机 JDK 21 下 Mockito inline ByteBuddy 自附加失败；该失败与本次字段改动无关。已单独执行本次直接相关的非 Mockito 失败用例并通过。
--- a/doc/implementation-report-2026-04-27-root-release-package-892.md
+++ b/doc/implementation-report-2026-04-27-root-release-package-892.md
@@ -0,0 +1,27 @@
+# 根目录 892 上线压缩包生成脚本实施记录
+
+## 保存路径检查
+- 脚本保存路径：项目根目录 `build_release_892.sh`
+- 实施记录保存路径：`doc/implementation-report-2026-04-27-root-release-package-892.md`
+
+## 修改内容
+- 新增根目录脚本 `build_release_892.sh`
+- 脚本执行后自动在项目根目录生成 `YYYYMMDD_892.zip`
+- 压缩包根层结构固定为：
+  - `ruoyi-admin.jar`
+  - `dist.zip`
+- 后端产物来自最新执行的 `mvn -pl ruoyi-admin -am clean package -DskipTests`
+- 前端产物来自 `nvm use 14` 后执行的 `npm --prefix ruoyi-ui run build:prod`
+- 前端构建完成后重新生成 `ruoyi-ui/dist.zip`
+- 更新 `.gitignore`，忽略根目录生成的 `????????_892.zip`
+
+## 验证结果
+- 已执行 `sh -n build_release_892.sh`，语法校验通过
+- 已执行 `./build_release_892.sh`，后端 Maven 构建成功，前端生产构建成功
+- 前端构建过程中仅出现原有包体积 warning 与 npm 更新检查权限提示，不影响产物生成
+- 已生成根目录压缩包：`20260427_892.zip`
+- 已按最新要求调整压缩包结构，根层直接放置两个文件，不再包含 `deploy/` 目录
+- 已执行 `unzip -l 20260427_892.zip`，确认压缩包内容为：
+  - `ruoyi-admin.jar`
+  - `dist.zip`
+- 已执行 `git check-ignore -v 20260427_892.zip ruoyi-ui/dist.zip`，确认根目录上线压缩包和前端临时压缩包均不会进入 git
--- a/doc/implementation-report-2026-04-28-breadcrumb-duplicate-key.md
+++ b/doc/implementation-report-2026-04-28-breadcrumb-duplicate-key.md
@@ -0,0 +1,20 @@
+# 面包屑重复 key 告警处理实施记录
+
+## 修改内容
+
+- 修复流程列表首页进入后控制台出现 `Duplicate keys detected: '/index'` 的问题。
+- 根因是当前首页实际路由为 `/index`，面包屑组件仍只按路由名 `Index` 判断首页，导致额外追加的“首页”项与“流程列表”项使用相同路径 `/index` 作为 key。
+- 将面包屑首页判断补充为同时识别 `path === '/index'`，避免在首页路由重复追加“首页”项。
+
+## 验证方式
+
+- 启动前端开发服务后，使用真实浏览器访问 `/index`。
+- 检查控制台不再出现 `Duplicate keys detected: '/index'`。
+- 检查流程列表页面仍可正常展示。
+
+## 验证结果
+
+- 已使用 Node 14.21.3 启动前端开发服务并通过 Playwright 访问真实页面 `http://127.0.0.1:8080/index`。
+- 页面成功进入“流程列表”，面包屑仅展示“流程列表”，未再重复追加“首页”。
+- 浏览器控制台统计为 `Errors: 0, Warnings: 0`，未再出现 `Duplicate keys detected: '/index'`。
+- 验证结束后已关闭本次启动的前端 `8080` 进程；后端 `63310` 为验证前已有进程，未做关闭处理。
--- a/doc/implementation-report-2026-04-29-business-type-history-rate-design.md
+++ b/doc/implementation-report-2026-04-29-business-type-history-rate-design.md
@@ -0,0 +1,18 @@
+# 2026-04-29 业务种类与历史贷款利率设计记录
+
+## 修改内容
+
+- 新增设计文档 `docs/superpowers/specs/2026-04-29-business-type-history-rate-design.md`。
+- 明确个人和企业新增流程同时增加业务种类和历史贷款利率。
+- 明确业务种类保存到流程表并在详情展示，但不进入模型入参。
+- 明确历史贷款利率保存到流程表，并作为模型调用入参上传。
+- 明确存量转贷时必须查询历史合同并单选一条；未选择历史合同禁止提交。
+- 明确历史合同查询采用后端代理外部接口、前端列表单选回填的方案。
+- 根据审查意见补充 `LoanPricingConverter` 字段映射、服务层跨字段校验、固定 mock 测试场景、直接接口测试覆盖和历史合同 URL 拼参方式。
+
+## 验证说明
+
+- 本次仅完成设计文档，未进入代码实现。
+- 首轮设计审查发现文档存在 5 个实施风险，已按意见补充到设计文档。
+- 第二轮设计审查结论为 Approved。
+- 后续实施时需要按设计文档分别覆盖后端接口验证、前端交互验证和真实页面浏览器验证。
--- a/doc/implementation-report-2026-04-29-business-type-history-rate-plans.md
+++ b/doc/implementation-report-2026-04-29-business-type-history-rate-plans.md
@@ -0,0 +1,18 @@
+# 2026-04-29 业务种类与历史贷款利率实施计划记录
+
+## 修改内容
+
+- 新增后端实施计划 `docs/superpowers/plans/2026-04-29-business-type-history-rate-backend-plan.md`。
+- 新增前端实施计划 `docs/superpowers/plans/2026-04-29-business-type-history-rate-frontend-plan.md`。
+- 后端计划覆盖字段、转换器、服务层校验、历史合同代理接口、mock、SQL 和后端测试。
+- 前端计划覆盖历史合同查询 API、历史合同单选弹窗、个人/企业新增弹窗、详情展示、静态测试和 browser-use 真实页面验证。
+- 根据计划审查意见，补充固定客户号 mock 场景 `HISTORY_EMPTY` / `HISTORY_EMPTY_RATE`，确保 browser-use 真实页面测试能稳定覆盖空列表和空历史利率。
+- 根据计划审查意见，修正前端客户号选择测试命令，避免调用不存在的 npm script。
+
+## 验证说明
+
+- 本次仅产出实施计划，未进入代码实现。
+- 真实页面测试已按用户要求明确使用 `browser-use:browser`，并禁止打开 prototype 页面。
+- 首轮计划审查发现 4 个执行风险，已按意见补充和修订。
+- 第二轮计划审查结论为 Approved。
+- 后续实施完成后需要补充 `doc/implementation-report-2026-04-29-business-type-history-rate.md` 记录代码改动和验证结果。
--- a/doc/implementation-report-2026-04-29-business-type-history-rate.md
+++ b/doc/implementation-report-2026-04-29-business-type-history-rate.md
@@ -0,0 +1,91 @@
+# 业务种类与历史贷款利率实施记录
+
+## 后端实施
+
+- 个人/企业利率定价创建 DTO 新增 `businessType`、`loanRateHistory` 字段。
+- 利率定价流程实体新增 `businessType`、`loanRateHistory` 持久化字段。
+- 模型调用 DTO 新增 `loanRateHistory` 字段，保持不新增 `businessType`。
+- 个人/企业创建转换器已映射业务种类和历史贷款利率。
+- 流程创建服务新增业务种类校验：必填，限定 `新客`、`存量新增`、`存量转贷`；`存量转贷` 必须选择历史贷款合同。
+- 新增历史贷款合同代理服务 `LoanRateHistoryService` 和接口 `GET /loanPricing/workflow/history-contract`。
+- 本地 mock 新增 `GET /rate/pricing/mock/history-contract`，覆盖正常、无历史合同、历史利率为空场景。
+- 本地 mock 客户号映射新增固定测试客户号 `HISTORY_EMPTY` 和 `HISTORY_EMPTY_RATE`。
+- dev/uat/pro 配置新增 `loan-rate-history.url`。
+- SQL 迁移和初始化脚本新增 `business_type`、`loan_rate_history` 字段。
+
+## 后端验证
+
+- 首次按计划运行 `mvn -pl ruoyi-loan-pricing -am -Dtest=... test` 时，`ruoyi-common` 因未匹配测试触发 Surefire 失败；后续按本仓库多模块测试习惯补充 `-Dsurefire.failIfNoSpecifiedTests=false`。
+- 当前 Oracle JDK 21 环境下 Mockito inline mock maker 需要预加载 Byte Buddy agent，验证命令使用 `JAVA_TOOL_OPTIONS=-javaagent:/Users/wkc/.m2/repository/net/bytebuddy/byte-buddy-agent/1.17.8/byte-buddy-agent-1.17.8.jar`。
+- 已执行并通过：
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,HistoryLoanContractVOTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanRateHistoryServiceTest,LoanRatePricingMockControllerHistoryContractTest,LoanPricingWorkflowControllerHistoryContractTest,LoanRatePricingMockControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=HistoryLoanContractVOTest,LoanRateHistoryServiceTest,LoanPricingWorkflowControllerHistoryContractTest,LoanRatePricingMockControllerHistoryContractTest,LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest,LoanPricingWorkflowControllerCustomerMapTest,LoanRatePricingMockControllerCustomerMapTest,CustomerMapRecordVOTest -Dsurefire.failIfNoSpecifiedTests=false test`
+
+## 前端实施
+
+- `workflow.js` 新增 `queryHistoryContracts(custIsn)`，请求 `GET /loanPricing/workflow/history-contract`。
+- 新增共享组件 `HistoryContractSelector.vue`，按单选方式展示历史贷款合同，字段包含客户内码、历史贷款合同号、历史贷款担保方式、历史贷款产品代码、历史贷款利率、历史贷款金额、历史贷款签订时间。
+- 个人/企业新增弹窗新增 `业务种类`，选项为 `新客`、`存量新增`、`存量转贷`。
+- 当业务种类为 `存量转贷` 时，按客户内码查询历史贷款合同并弹出单选弹窗；未选合同、无历史合同、历史贷款利率为空时禁止提交。
+- 非 `存量转贷` 创建时不提交 `loanRateHistory`。
+- 个人/企业详情页在业务信息中展示 `业务种类`、`历史贷款利率`。
+
+## 前端静态验证
+
+- 已执行并通过：
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'`
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && node ruoyi-ui/tests/customer-map-selection.test.js && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params'`
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+- `build:prod` 通过，仍存在项目原有资源体积 warning。
+
+## 数据库变更验证
+
+- 已按 SQL 脚本对当前开发库执行：
+  - `ALTER TABLE loan_pricing_workflow ADD COLUMN business_type varchar(20) DEFAULT NULL COMMENT '业务种类' AFTER loan_purpose, ADD COLUMN loan_rate_history varchar(100) DEFAULT NULL COMMENT '历史贷款利率' AFTER business_type;`
+- 已回查字段存在：
+  - `business_type varchar(20)`
+  - `loan_rate_history varchar(100)`
+
+## 真实页面验证
+
+- 后端已通过 `bin/restart_java_backend.sh restart` 重启并加载最新代码。
+- 前端已通过 `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run dev -- --port 8080'` 启动。
+- 使用 in-app browser 打开真实页面 `http://localhost:8080/index`，未使用 prototype 页面。
+- 已验证个人 `存量转贷`：
+  - 测试客户内码 `81000922431`
+  - 历史合同弹窗展示 7 个字段并支持单选。
+  - 选择合同后提交成功。
+  - 详情页展示 `业务种类=存量转贷`、`历史贷款利率=3.65`。
+- 已验证企业 `存量转贷`：
+  - 测试客户内码 `81000329003`
+  - 历史合同弹窗展示 7 个字段并支持单选。
+  - 选择合同后提交成功。
+  - 详情页展示 `业务种类=存量转贷`、`历史贷款利率=3.65`。
+- 已验证个人 `新客`：
+  - 测试客户内码 `81000525694`
+  - 不弹出历史贷款合同选择。
+  - 提交成功。
+  - 详情页展示 `业务种类=新客`，历史贷款利率为空值展示。
+- 已验证企业 `存量新增`：
+  - 测试客户内码 `81000769824`
+  - 不弹出历史贷款合同选择。
+  - 提交成功。
+  - 详情页展示 `业务种类=存量新增`，历史贷款利率为空值展示。
+- 已验证拦截场景：
+  - `存量转贷` 打开历史合同弹窗后未选择合同，提示 `请选择历史贷款合同`，禁止提交。
+  - 固定客户号 `HISTORY_EMPTY` 映射到 `EMPTY_HISTORY`，历史合同查询为空，提示 `未查询到历史贷款合同`，提交时校验 `请选择历史贷款合同`。
+  - 固定客户号 `HISTORY_EMPTY_RATE` 映射到 `EMPTY_RATE`，历史合同存在但历史贷款利率为空，选择时提示 `历史贷款利率不能为空`，提交时仍校验 `请选择历史贷款合同`。
+- 已回查数据库：
+  - `81000922431 / 个人 / 存量转贷 / 3.65 / 321000`
+  - `81000329003 / 企业 / 存量转贷 / 3.65 / 654000`
+  - `81000525694 / 个人 / 新客 / NULL / 321000`
+  - `81000769824 / 企业 / 存量新增 / NULL / 654000`
+
+## 进程清理
+
+- 页面验证结束后已停止本次测试启动的前端和后端进程。
+- 已确认 `8080`、`63310` 端口无监听进程。
--- a/doc/implementation-report-2026-04-29-customer-map-selection-design.md
+++ b/doc/implementation-report-2026-04-29-customer-map-selection-design.md
@@ -0,0 +1,15 @@
+# 2026-04-29 客户号查询选择客户内码设计记录
+
+## 修改内容
+
+- 新增设计文档 `docs/superpowers/specs/2026-04-29-customer-map-selection-design.md`。
+- 明确新增流程从“选择客户类型后直接打开新增弹窗”调整为“选择客户类型 -> 客户号查询 -> 选择客户内码 -> 打开新增弹窗”。
+- 明确后端新增个人/企业客户号映射业务接口和两个 mock 接口，配置地址先指向本项目 mock。
+- 明确客户号映射返回字段保持下划线命名。
+- 明确新增弹窗中的客户内码和客户名称由选择结果自动带入并只读。
+
+## 验证说明
+
+- 本次仅完成设计文档，未进入代码实现。
+- 设计文档已通过审查子代理审查，结论为 Approved，无阻塞问题。
+- 后续实施时需按设计文档中的后端、前端和真实页面测试范围执行验证。
--- a/doc/implementation-report-2026-04-29-customer-map-selection-plans.md
+++ b/doc/implementation-report-2026-04-29-customer-map-selection-plans.md
@@ -0,0 +1,14 @@
+# 2026-04-29 客户号查询选择客户内码实施计划记录
+
+## 修改内容
+
+- 新增后端实施计划 `docs/superpowers/plans/2026-04-29-customer-map-selection-backend-plan.md`。
+- 新增前端实施计划 `docs/superpowers/plans/2026-04-29-customer-map-selection-frontend-plan.md`。
+- 后端计划覆盖客户号映射 VO、服务、业务接口、mock 接口、profile 配置和接口验证。
+- 前端计划覆盖客户号查询 API、查询选择弹窗、列表页流程串联、个人/企业新增弹窗只读带入和真实页面验证。
+
+## 验证说明
+
+- 本次仅完成实施计划文档，未进入代码实现。
+- 计划已按已确认设计拆分为前端和后端两份执行文档。
+- 实施计划已通过审查子代理审查，结论为 Approved，无阻塞问题。
--- a/doc/implementation-report-2026-04-29-customer-map-selection.md
+++ b/doc/implementation-report-2026-04-29-customer-map-selection.md
@@ -0,0 +1,60 @@
+# 2026-04-29 客户号查询选择客户内码实施记录
+
+## 修改内容
+
+- 后端新增个人/企业客户号映射业务接口：
+  - `GET /loanPricing/workflow/customer-map/personal?custId=...`
+  - `GET /loanPricing/workflow/customer-map/corporate?custId=...`
+- 后端新增个人/企业客户号映射 mock 接口：
+  - `GET /rate/pricing/mock/customer-map/personal?cust_id=...`
+  - `GET /rate/pricing/mock/customer-map/corporate?cust_id=...`
+- 配置文件新增 `customer-map` 个人/企业地址，并在 `dev`、`uat`、`pro` profile 中统一指向本项目 mock。
+- 前端新增客户号查询选择弹窗。
+- 客户号查询选择弹窗宽度调整为窗口宽度的 `80%`。
+- 客户号查询输入值在查询前去除前后空格；后端转发个人/企业客户号映射接口前同步去除前后空格，并对下游 `cust_id` 查询参数做 URI 编码，避免尾随空格进入 request target 触发 TongWeb `HTTP Status 400`。
+- 选中客户号查询结果后，返回参数 `cust_id` 去除前三位后自动回填到新增弹窗基础信息的 `证件号码` 字段。
+- 个人/企业新增流程改为先查询客户号、选择客户内码，再打开新增弹窗。
+- 新增弹窗客户内码和客户名称由选中记录自动带入并只读。
+
+## 验证结果
+
+- 后端针对性测试：通过。
+  - 命令：`mvn -pl ruoyi-loan-pricing -am -Dtest=CustomerMapRecordVOTest,LoanPricingCustomerMapServiceTest,LoanRatePricingMockControllerCustomerMapTest,LoanPricingWorkflowControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - 结果：`Tests run: 8, Failures: 0, Errors: 0, Skipped: 0`。
+- 客户号空格 400 修复补充测试：通过。
+  - 命令：`mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest,LoanRatePricingMockControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - 结果：`Tests run: 6, Failures: 0, Errors: 0, Skipped: 0`。
+- 后端打包与启动验证：通过。
+  - 命令：`mvn -pl ruoyi-admin -am -DskipTests package`
+  - 命令：`java -jar ruoyi-admin/target/ruoyi-admin.jar --spring.profiles.active=dev`
+  - 结果：后端以 `dev` profile 启动成功，端口 `63310` 可用。
+- 接口验证：通过。
+  - `GET /rate/pricing/mock/customer-map/personal?cust_id=P001` 返回随机个人客户映射列表，字段为 `cust_id`、`cust_isn`、`cust_name`、`faith_day`、`balance_avg`、`loan_count_his`、`last_loan_date`。
+  - `GET /rate/pricing/mock/customer-map/corporate?cust_id=C001` 返回随机企业客户映射列表，字段同上。
+  - `GET /rate/pricing/mock/customer-map/personal?cust_id=` 返回 `客户号不能为空`。
+  - 登录后调用 `GET /loanPricing/workflow/customer-map/personal?custId=P001` 和 `GET /loanPricing/workflow/customer-map/corporate?custId=C001` 均返回对应映射列表。
+  - 登录后调用 `GET /loanPricing/workflow/customer-map/personal?custId=` 返回 `客户号不能为空`。
+  - 补充验证：以最新后端临时端口 `63311` 调用 `GET /loanPricing/workflow/customer-map/personal?custId=1w0xc20xb7%20` 返回 `code=200`，返回 `cust_id` 为 `1w0xc20xb7`；调用 `GET /loanPricing/workflow/customer-map/corporate?custId=C001%20` 返回 `code=200`，返回 `cust_id` 为 `C001`；调用 `GET /loanPricing/workflow/customer-map/personal?custId=%20` 返回 `客户号不能为空`。
+- 前端针对性测试：通过。
+  - 命令：`zsh -lic 'nvm use 14.21.3 >/dev/null && node ruoyi-ui/tests/customer-map-selection.test.js && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params && node ruoyi-ui/tests/workflow-index-refresh.test.js'`
+  - 结果：`customer map selection assertions passed`、`personal create input params assertions passed`、`corporate create input params assertions passed`、`workflow-index-refresh test passed`。
+  - 补充命令：`zsh -lic 'nvm use 14.21.3 >/dev/null && node ruoyi-ui/tests/customer-map-selection.test.js'`
+  - 补充结果：`customer map selection assertions passed`，覆盖客户号去前三位回填证件号码断言。
+  - 补充回归命令：`zsh -lic 'nvm use 14.21.3 >/dev/null && node ruoyi-ui/tests/customer-map-selection.test.js && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params && node ruoyi-ui/tests/id-number-validation-removal.test.js'`
+  - 补充回归结果：`customer map selection assertions passed`、`personal create input params assertions passed`、`corporate create input params assertions passed`、`id number validation removal assertions passed`。
+- 前端生产构建：通过。
+  - 命令：`zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+  - 结果：构建成功；输出 2 个既有体积 warning。
+- 真实页面验证：通过。
+  - 启动前端 `http://localhost:18080/`，登录后进入真实页面 `http://localhost:18080/loanPricing/workflow`。
+  - 个人客户：点击 `新增` -> `个人客户` -> 客户号查询输入 `PTEST003` -> 返回多条客户映射 -> 选择首行 -> 打开 `新增个人利率定价流程`，客户内码自动带入 `81000450472`，客户名称自动带入 `个人客户1`，两个字段均为 `readonly`。
+  - 企业客户：点击 `新增` -> `企业客户` -> 客户号查询输入 `CTEST001` -> 返回多条客户映射 -> 选择首行 -> 打开 `新增企业利率定价流程`，客户内码自动带入 `81000448819`，客户名称自动带入 `企业客户1`，两个字段均为 `readonly`。
+  - 弹窗宽度补充验证：点击 `新增` -> `个人客户` 后，`客户号查询` 弹窗 DOM 样式为 `margin-top: 15vh; width: 80%;`。
+  - 客户号空格补充验证：点击 `新增` -> `个人客户`，客户号输入 `1w0xc20xb7 ` 后查询，输入框显示为 `1w0xc20xb7`，列表正常返回客户映射，页面未出现 `400` 或 `Bad Request`。
+  - 客户号到证件号码补充验证：点击 `新增` -> `个人客户`，客户号输入 `ABC123456789` 并选择返回行后，新增个人弹窗基础信息的 `证件号码` 自动填入 `123456789`。
+  - 页面验证仅验证查询选择与自动回填链路，未提交新增表单，避免写入额外流程测试数据。
+- 回归补充说明：
+  - `LoanPricingModelServiceTest` 已通过。
+  - 组合回归命令包含 `LoanPricingWorkflowServiceImplTest` 时，当前本机 Oracle JDK 21 环境下 Mockito inline/Byte Buddy self-attach 失败，属于既有测试环境限制，不是本次客户号映射功能断言失败。
+- 进程清理：已关闭本次启动的后端和前端进程。
+- 本次宽度与客户号空格补充验证结束后，`18080`、`63311` 无监听；`63310` 为验证前已存在的后端进程，未处理。
--- a/doc/implementation-report-2026-04-30-history-contract-radio-label.md
+++ b/doc/implementation-report-2026-04-30-history-contract-radio-label.md
@@ -0,0 +1,27 @@
+# 历史贷款合同单选异常文本修复实施记录
+
+## 问题
+
+- 历史贷款合同选择弹窗的选择列出现 `{ "cus...` 这类异常文本。
+- 原因是 `el-radio` 使用整行对象 `scope.row` 作为 `label`，Element UI 会把对象值渲染到单选文案区域。
+
+## 修改
+
+- `HistoryContractSelector.vue` 将单选绑定值从整行对象调整为 `selectedContractKey`。
+- 新增 `contractRadioValue(row, index)` 生成稳定单选值，优先使用历史贷款合同号。
+- 保留 `selectedContract` 单独保存选中行对象，提交时仍向父组件返回完整合同记录。
+- 隐藏单选组件内部 label 文案，选择列只展示单选圆点，不展示对象文本。
+- `business-type-history-rate.test.js` 增加断言，禁止再出现 `:label="scope.row"`。
+
+## 验证
+
+- 已执行并通过：
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'`
+- 已启动后端和前端后使用 in-app browser 真实页面验证：
+  - 打开 `http://localhost:8080/index`。
+  - 新增个人客户，选择业务种类 `存量转贷`。
+  - 历史贷款合同选择弹窗正常展示客户内码、历史贷款合同号、历史贷款利率等字段。
+  - 选择列文本为空，不再出现 `{ "cus...` 或行对象 JSON 文本。
+  - 验证结果：`hasObjectText=false`。
+- 验证结束后已关闭测试弹窗。
+- 验证结束后已停止本次启动的前端和后端进程，并确认 `8080`、`63310` 端口无监听。
--- a/doc/implementation-report-2026-04-30-interface-call-log-rule.md
+++ b/doc/implementation-report-2026-04-30-interface-call-log-rule.md
@@ -0,0 +1,17 @@
+# 实施记录 - 外部接口调用日志
+
+## 日期
+
+2026-04-30
+
+## 修改内容
+
+- 在根目录 `AGENTS.md` 的测试规范中新增外部接口调用日志要求：每次调用外部接口进行测试或联调时，必须在后端日志中完整输出请求 URL、请求参数和返回参数。
+- 补齐客户映射接口、历史贷款合同接口、通用 `HttpUtils` 外部接口调用日志，输出请求 URL、请求参数和返回参数。
+- 将外部接口日志调整为多行可读格式：请求 URL、请求参数、返回参数分段输出，参数对象和返回对象使用 pretty JSON 展开。
+- 调整单元测试，覆盖客户映射外呼日志、历史贷款合同外呼日志。
+
+## 验证
+
+- 已检查规则保存路径为项目根目录 `AGENTS.md`。
+- 已执行 `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest,LoanRateHistoryServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`，测试通过。
--- a/doc/implementation-report-2026-05-09-operation-manual.md
+++ b/doc/implementation-report-2026-05-09-operation-manual.md
@@ -0,0 +1,34 @@
+# 上虞利率定价系统操作手册生成实施记录
+
+## 基本信息
+
+- 日期：2026-05-09
+- 任务：生成系统操作文档，覆盖主要业务流程、用户管理、部门管理，并在合适位置加入真实页面截图
+- 产物：`doc/上虞利率定价系统操作手册-2026-05-09.docx`
+
+## 实施内容
+
+- 梳理前端路由、菜单 SQL、业务流程组件和系统管理页面，确认操作手册覆盖范围。
+- 临时启动前端开发服务，复用本机 63310 后端服务，通过真实浏览器获取页面截图。
+- 截图覆盖登录页、流程列表、客户类型选择、客户号查询、新增个人定价流程、流程详情、用户管理、部门管理。
+- 使用 `python-docx` 生成 Word 操作手册，内容包含：
+  - 文档说明与角色范围
+  - 登录与页面布局
+  - 利率定价主要业务流程
+  - 用户管理操作说明
+  - 部门管理操作说明
+  - 日常使用注意事项
+
+## 验证情况
+
+- 已确认前端服务可访问：`http://localhost:8080`
+- 已通过 `/login/test` 获取测试登录令牌并进入真实页面截图。
+- 已抽查关键截图显示正常，流程详情截图已改为从列表真实记录进入，避免使用无效流水号。
+- 已生成 Word 文件：`doc/上虞利率定价系统操作手册-2026-05-09.docx`
+- DOCX 渲染检查尝试使用文档技能提供的 `render_docx.py`，当前机器缺少 `soffice`，无法完成逐页 PNG 渲染；截图已内嵌在 Word 文档中。
+- 已使用 macOS Quick Look 生成首屏缩略图进行抽查，封面、标题、表格和首张截图显示正常。
+
+## 临时文件
+
+- 截图目录、生成脚本、Playwright 临时依赖均位于 `output/` 下。
+- 本次收尾时已清理 `output/`，避免误提交临时文件。
--- a/doc/implementation-report-2026-05-11-external-get-param-invocation.md
+++ b/doc/implementation-report-2026-05-11-external-get-param-invocation.md
@@ -0,0 +1,33 @@
+# 2026-05-11 外部查询接口 GET 参数调用修复实施记录
+
+## 实施内容
+
+- 修复客户号查询客户内码的个人、企业两个外部接口调用方式。
+  - `LoanPricingCustomerMapService` 构建请求地址时先移除同名 `appCode`、`cust_id` 参数，再通过 GET query param 追加配置中的公共 `appCode` 和真实客户号。
+- 修复历史贷款记录查询外部接口调用方式。
+  - `LoanRateHistoryService` 构建请求地址时先移除同名 `appCode`、`cust_isn` 参数，再通过 GET query param 追加配置中的公共 `appCode` 和真实客户内码。
+- 调整 profile 外部地址配置。
+  - `application-pro.yml`、`application-dev.yml`、`application-uat.yml` 新增同一个 `loan-pricing-external.app-code` 配置项。
+  - 生产 profile 三条查询 URL 仅保留接口地址，不再在 URL 中写 `appCode` 或空业务参数。
+- 补充服务层单元测试。
+  - 覆盖个人客户映射、企业客户映射、历史贷款记录三条接口最终均按 GET query param 生成公共 `appCode` 和各自业务参数。
+  - 测试文件位于 `*/src/test/`，按仓库 `.gitignore` 规则不纳入提交范围，仅用于本地验证。
+
+## 涉及文件
+
+- `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java`
+- `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java`
+- `ruoyi-admin/src/main/resources/application-pro.yml`
+- `ruoyi-admin/src/main/resources/application-dev.yml`
+- `ruoyi-admin/src/main/resources/application-uat.yml`
+- `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapServiceTest.java`
+- `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanRateHistoryServiceTest.java`
+
+## 验证记录
+
+- 已执行：`mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest,LoanRateHistoryServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+- 结果：通过，`Tests run: 9, Failures: 0, Errors: 0, Skipped: 0`。
+- 日志验证：
+  - 个人客户映射最终请求 URL 为 `http://mock/personal?appCode=abc&cust_id=P001`。
+  - 企业客户映射最终请求 URL 为 `http://mock/corporate?appCode=abc&cust_id=C001`。
+  - 历史贷款记录最终请求 URL 为 `http://mock/history?appCode=abc&cust_isn=81033011438`。
--- a/doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment-plans.md
+++ b/doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment-plans.md
@@ -0,0 +1,19 @@
+# 2026-05-11 上虞利率定价字段口径调整实施计划记录
+
+## 修改内容
+
+- 新增后端实施计划：`docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-backend-plan.md`。
+- 新增前端实施计划：`docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-frontend-plan.md`。
+- 后端计划覆盖创建 DTO、流程实体、模型入参、转换器、服务层校验、SQL schema 和后端测试。
+- 前端计划覆盖个人/企业新增弹窗、业务种类选项、抵质押类型选项、`couponRate` 条件必填、静态断言、构建和 Playwright 真实页面验证。
+
+## 范围说明
+
+- 计划依据：`docs/superpowers/specs/2026-05-11-shangyu-pricing-field-adjustment-design.md`。
+- 对公 `businessType` 上传模型这一条已按用户确认从本次实施范围排除；计划只覆盖 `couponRate` 的模型入参新增。
+- 本次仅产出实施计划，未进入业务代码实现。
+
+## 待验证
+
+- 计划需通过计划审查后再进入实施。
+- 后续实现完成后需要补充 `doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md`，记录真实代码改动、测试命令和页面验证结果。
--- a/doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md
+++ b/doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md
@@ -0,0 +1,76 @@
+# 上虞利率定价字段调整实施记录
+
+## 基本信息
+
+- 日期：2026-05-11
+- 范围：上虞利率定价个人/企业新增链路、服务端校验、模型入参、表结构脚本
+- 目标：按已确认需求调整业务种类、抵质押类型、存单票面利率字段，以及对私新增入口字段剔除
+
+## 修改内容
+
+### 后端
+
+- 个人新增 DTO：
+  - 业务种类调整为 `新增/存量新增/存量转贷`。
+  - 移除 `loanPurpose`、`bizProof` 新增入口字段。
+  - 新增 `couponRate`。
+- 企业新增 DTO：
+  - 业务种类调整为 `新增/存量新增/存量转贷`。
+  - 企业抵押类型调整为 `一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`。
+  - 企业质押类型调整为 `存单质押/股权质押/其他质押`。
+  - 新增 `couponRate`。
+- 流程实体和模型入参：
+  - `LoanPricingWorkflow` 新增 `couponRate`。
+  - `ModelInvokeDTO` 新增 `couponRate`，未增加 `businessType` 模型入参。
+- 转换器：
+  - 个人/企业新增 DTO 均映射 `couponRate`。
+  - 个人新增 DTO 不再映射 `loanPurpose`、`bizProof`。
+- 服务校验：
+  - 业务种类仅允许 `新增/存量新增/存量转贷`。
+  - 仅 `存量转贷` 要求历史贷款合同。
+  - 抵押/质押时要求选择抵质押类型。
+  - 对私/对公按客户类型和担保方式校验各自抵质押类型。
+  - `质押 + 存单质押` 时要求填写 `couponRate`。
+- SQL：
+  - 新增 `sql/add_coupon_rate_20260511.sql`。
+  - 同步更新 `loan_pricing_workflow` 建表脚本中的 `coupon_rate` 字段。
+
+### 前端
+
+- 个人新增弹窗：
+  - 业务种类调整为 `新增/存量新增/存量转贷`。
+  - 移除 `贷款用途` 和 `是否有经营佐证`。
+  - 抵押类型调整为 `一线/一类/二类/三类`。
+  - 质押类型调整为 `存单质押/其他质押`。
+  - `质押 + 存单质押` 时显示并必填 `存单票面利率`。
+- 企业新增弹窗：
+  - 业务种类调整为 `新增/存量新增/存量转贷`。
+  - 抵押类型调整为 `一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`。
+  - 质押类型调整为 `存单质押/股权质押/其他质押`。
+  - `质押 + 存单质押` 时显示并必填 `存单票面利率`。
+- 共同逻辑：
+  - 仅 `存量转贷` 触发历史贷款合同查询。
+  - 非存单质押提交时清理 `couponRate`。
+
+## 验证结果
+
+- 后端单元测试：
+  - `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+  - 结果：通过，23 个测试全部成功。
+- 前端静态断言：
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params && npm --prefix ruoyi-ui run test:business-type-history-rate'`
+  - 结果：通过。
+- 前端生产构建：
+  - `zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+  - 结果：构建通过，仅存在既有包体积 warning。
+- 真实页面验证：
+  - 使用 Playwright 打开 `http://localhost:1024/index`。
+  - 使用 `/login/test` 获取登录 token 后访问真实流程列表页面。
+  - 个人新增弹窗验证：已移除 `贷款用途/是否有经营佐证`；业务种类仅 `存量转贷` 触发历史利率逻辑；个人抵押/质押选项正确；`存单质押` 下 `couponRate` 显示并进入必填校验。
+  - 企业新增弹窗验证：抵押/质押选项正确；`存单质押` 下 `couponRate` 显示并进入必填校验；业务种类仅 `存量转贷` 触发历史利率逻辑。
+  - 验证后已关闭 Playwright 浏览器会话；本次未新启动前后端进程。
+
+## 注意事项
+
+- 控制台中的 `sockjs-node` 报错来自本地 dev-server HMR 连接内网地址失败，不影响本次页面功能验证。
+- 表单校验 warning 来自验证时故意触发必填校验。
--- a/doc/implementation-report-2026-05-12-login-background-replacement.md
+++ b/doc/implementation-report-2026-05-12-login-background-replacement.md
@@ -0,0 +1,20 @@
+# 登录页背景图替换实施记录
+
+## 修改时间
+
+2026-05-12
+
+## 修改内容
+
+- 将登录页背景资源 `ruoyi-ui/src/assets/images/login-background.jpg` 替换为上虞农商银行“心乐为新未来”宣传图。
+- 保持登录页现有样式引用不变，继续由 `login.vue` 的 `.login` 背景图样式加载该资源。
+
+## 涉及文件
+
+- `ruoyi-ui/src/assets/images/login-background.jpg`
+
+## 验证情况
+
+- 已确认 `ruoyi-ui/src/assets/images/login-background.jpg` 与原始图片 SHA256 一致。
+- 已使用 Node 14.21.3 执行 `npm --prefix ruoyi-ui run build:prod`，构建成功；仅存在项目原有包体积 warning。
+- 已使用 browser-use 打开真实登录页 `http://localhost:9527/login`，确认新背景图已渲染，账号、密码和登录按钮显示正常。
--- a/doc/implementation-report-2026-05-12-login-title-removal.md
+++ b/doc/implementation-report-2026-05-12-login-title-removal.md
@@ -0,0 +1,18 @@
+# 登录页标题文案移除实施记录
+
+## 修改时间
+
+2026-05-12
+
+## 修改内容
+
+- 移除登录框顶部标题展示，不再显示“上虞利率定价系统”。
+
+## 涉及文件
+
+- `ruoyi-ui/src/views/login.vue`
+
+## 验证情况
+
+- 已检查登录页模板，确认登录框内不再渲染标题节点。
+- 已使用 browser-use 打开 `http://localhost:9527/login` 进行实际页面验证，确认页面跳转到登录页后不再出现“上虞利率定价系统”，账号和密码输入项仍正常显示。
--- a/doc/implementation-report-2026-05-12-workflow-list-role-data-scope.md
+++ b/doc/implementation-report-2026-05-12-workflow-list-role-data-scope.md
@@ -0,0 +1,57 @@
+# 流程列表角色数据权限实施记录
+
+## 修改日期
+
+2026-05-12
+
+## 需求范围
+
+- 仅控制 `GET /loanPricing/workflow/list` 流程列表接口。
+- 超级管理员 `user_id=1`、启用角色名为“管理员”或角色标识为 `headAdmin` 的用户可查看全部流程。
+- 非管理员用户只能查看 `loan_pricing_workflow.create_by` 精确等于当前登录人 `昵称-柜员号` 的流程。
+- 列表页“创建者”查询参数继续保留，但只按 `create_by` 中的柜员号部分进行模糊匹配。
+
+## 修改内容
+
+- `LoanPricingWorkflow` 增加非表字段 `dataScopeCreateBy`，专用于后端内部数据权限精确过滤。
+- `LoanPricingWorkflowServiceImpl.selectLoanPricingPage` 增加流程列表数据权限裁剪：
+  - 管理员不写入 `dataScopeCreateBy`。
+  - 非管理员写入 `dataScopeCreateBy = nickName + "-" + username`。
+  - 前端传入 `createBy` 时仍保留原查询参数，但不能扩大非管理员可见范围。
+- `LoanPricingWorkflowMapper.xml` 增加 `lpw.create_by = #{query.dataScopeCreateBy}` 精确权限条件。
+- `LoanPricingWorkflowMapper.xml` 将 `createBy` 查询调整为 `SUBSTRING_INDEX(lpw.create_by, '-', -1) LIKE ...`，即只按柜员号模糊匹配。
+- 补充 `LoanPricingWorkflowServiceImplTest` 和 `LoanPricingWorkflowMapperXmlTest`，覆盖管理员、业务管理员、客户经理、越权创建者查询参数和 XML 条件。
+
+## 验证记录
+
+- 单元测试通过：
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingWorkflowMapperXmlTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+- 后端打包通过：
+
+```bash
+mvn -pl ruoyi-admin -am clean package -DskipTests
+```
+
+- API 验证通过：
+  - `admin/admin123` 查询流程列表返回全量数据，包含测试行和 `若依-admin` 历史行。
+  - `8929999/123456` 业务管理员查询流程列表返回全量数据。
+  - `8920001/123456` 客户经理查询流程列表只返回本人创建的测试行。
+  - 客户经理按 `createBy=8920001` 查询可返回本人测试行。
+  - 客户经理按昵称 `createBy=测试客户经理` 查询返回 0 条。
+  - 客户经理按其他柜员号 `createBy=admin` 查询返回 0 条。
+
+- browser-use 真实页面验证通过：
+  - 管理员登录真实流程列表页，页面显示 `共 40 条`，可见本人测试行和 `若依-admin` 历史行。
+  - 客户经理登录真实流程列表页，页面只显示本人创建的测试行。
+  - 客户经理在“创建者”输入 `admin` 后页面显示暂无数据。
+  - 客户经理在“创建者”输入 `8920001` 后页面重新显示本人测试行。
+
+## 验证数据与清理
+
+- 因当前开发库创建流程接口依赖的模型输出表缺少 `coupon_rate` 字段，无法通过页面新增生成验证流程。
+- 本次验证使用一条临时 SQL 测试数据：`serial_num = ROLE_SCOPE_20260512_001`，`create_by = 测试客户经理-8920001`。
+- 验证结束后已删除该临时数据，回查剩余数量为 0。
--- a/doc/上虞_客户内码客户_历史利率_映射表.xlsx
+++ b/doc/上虞_客户内码客户_历史利率_映射表.xlsx
--- a/doc/上虞利率定价系统操作手册.docx
+++ b/doc/上虞利率定价系统操作手册.docx
--- a/doc/上虞对公利率测算_上传字段与展示字段
+++ b/doc/上虞对公利率测算_上传字段与展示字段
--- a/doc/利率定价接口.txt
+++ b/doc/利率定价接口.txt
@@ -0,0 +1,18 @@
+--------客户号与客户内码映射接口
+----对私
+http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_lilvcesuan_ind_idmapno?appCode=1a89fa84abda480ba93ed73fd01ffd07&cust_id=
+---案例：1对1   101330419198206033217   101330419197511072429
+---案例：1对n   101330682197911073012   10133062319810217642X
+
+
+----对公
+http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_lilvcesuan_ent_idmapno?appCode=1a89fa84abda480ba93ed73fd01ffd07&cust_id=
+---案例：1对1  20291330600146150140Y  20291330600146150466L
+---案例：1对n  202913306047458026221  2029133060475302009XU
+
+
+
+-----历史合同查询接口
+http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_loan_rate_history?appCode=1a89fa84abda480ba93ed73fd01ffd07&cust_isn=
+----1对1 81033011438  81035265634
+----1对n 82002469287  82000882275
--- a/docs/superpowers/plans/2026-04-16-tongweb-access-backend-plan.md
+++ b/docs/superpowers/plans/2026-04-16-tongweb-access-backend-plan.md
@@ -0,0 +1,27 @@
+# TongWeb 接入后端实施文档
+
+## 目标
+
+按照 `tongweb/2026-04-16-TongWeb接入全流程通用指南.md` 在当前后端工程中接入东方通 TongWeb，替换默认内嵌 Tomcat，并将 license 文件随 `ruoyi-admin` 启动模块一起打包。
+
+## 实施内容
+
+1. 在 `ruoyi-admin/pom.xml` 增加 TongWeb Maven 仓库。
+2. 在 `ruoyi-admin/pom.xml` 对 `ruoyi-framework`、`ruoyi-loan-pricing` 依赖排除 `spring-boot-starter-tomcat`。
+3. 在 `ruoyi-admin/pom.xml` 引入 `com.tongweb.springboot:tongweb-spring-boot-starter-3.x:7.0.E.7`。
+4. 将 TongWeb license 复制到 `ruoyi-admin/src/main/resources/license.dat`，并在 `application.yml` 中配置 `server.tongweb.license.path=classpath:license.dat`。
+5. 增加资源存在性测试，验证 `license.dat` 可从 classpath 加载。
+6. 执行后端构建、依赖树、打包产物和测试验证，确认 TongWeb 依赖与 license 已正确接入。
+
+## 变更说明
+
+- 当前项目基于 Spring Boot 3.5.x，因此实际接入使用 `tongweb-spring-boot-starter-3.x`，版本号延续指南中的 `7.0.E.7`。
+- license 按本次要求保持文件名为 `license.dat`，不改名为 `Tongweb_license.dat`。
+- 现有 `application-dev.yml`、`application-pro.yml`、`application-uat.yml` 中的 `server.tomcat` 参数暂时保留，后续以 TongWeb 实际启动结果为准决定是否继续清理。
+
+## 验证步骤
+
+1. `mvn -pl ruoyi-admin -Dtest=TongWebLicenseResourceTest test`
+2. `mvn -pl ruoyi-admin -am package -DskipTests`
+3. `jar tf ruoyi-admin/target/ruoyi-admin.jar | rg 'license.dat|tongweb'`
+4. `mvn -pl ruoyi-admin dependency:tree '-Dincludes=com.tongweb.springboot:*,com.tongweb:*,org.springframework.boot:spring-boot-starter-tomcat,org.apache.tomcat.embed:*'`
--- a/docs/superpowers/plans/2026-04-29-business-type-history-rate-backend-plan.md
+++ b/docs/superpowers/plans/2026-04-29-business-type-history-rate-backend-plan.md
@@ -0,0 +1,742 @@
+# Business Type History Rate Backend Implementation Plan
+
+> **For agentic workers:** Follow this repository's `AGENTS.md`: do not enable subagents or `using-superpowers` during implementation unless the user explicitly requests them. Steps use checkbox (`- [ ]`) syntax for tracking.
+
+**Goal:** Add backend support for business type persistence, historical loan-rate lookup, and historical loan-rate model input for both personal and corporate workflow creation.
+
+**Architecture:** Keep the existing workflow creation API shape and extend the request DTOs, entity, converter, service validation, SQL schema, and model DTO. Add one backend proxy service/controller endpoint for historical contracts, following the existing customer-map proxy pattern, plus a mock endpoint for local development and browser-use testing.
+
+**Tech Stack:** Spring Boot, RuoYi, MyBatis Plus, Lombok, JUnit 5, Mockito, Spring `MockRestServiceServer`, MySQL schema SQL.
+
+---
+
+## File Structure
+
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java`
+  - Add `businessType` and `loanRateHistory`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java`
+  - Add the same fields.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java`
+  - Add persisted fields `businessType` and `loanRateHistory`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java`
+  - Add `loanRateHistory` only.
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVO.java`
+  - Represent external historical contract rows with underscore JSON names.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java`
+  - Map `businessType` and `loanRateHistory` for personal and corporate create DTOs.
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java`
+  - Proxy external historical contract lookup.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java`
+  - Add `GET /loanPricing/workflow/history-contract`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java`
+  - Add service-layer cross-field validation before insert/model invocation.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java`
+  - Add mock historical contract endpoint with fixed normal, empty, and empty-rate scenarios.
+  - Add fixed customer-map mock customer IDs that return `cust_isn=EMPTY_HISTORY` and `cust_isn=EMPTY_RATE` for browser-use testing.
+- Modify: `ruoyi-admin/src/main/resources/application-dev.yml`
+  - Add local mock `loan-rate-history.url`.
+- Modify: `ruoyi-admin/src/main/resources/application-uat.yml`
+  - Add local mock `loan-rate-history.url`.
+- Modify: `ruoyi-admin/src/main/resources/application-pro.yml`
+  - Add real external `loan-rate-history.url` without `cust_isn=`.
+- Create: `sql/add_business_type_history_rate_20260429.sql`
+  - Migration for existing databases.
+- Modify: `sql/loan_pricing_workflow.sql`
+  - Update standalone workflow schema.
+- Modify: `sql/loan_pricing_schema_20260328.sql`
+  - Update bundled schema.
+- Modify: `sql/loan_pricing_prod_init_20260331.sql`
+  - Update production init schema.
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVOTest.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanRateHistoryServiceTest.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerHistoryContractTest.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerHistoryContractTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java`
+
+## Task 1: Add Backend Field Contracts
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java`
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVO.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVOTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+
+- [ ] **Step 1: Write failing field tests**
+
+Add to `LoanPricingModelServicePersonalParamsTest`:
+
+```java
+@Test
+void shouldContainBusinessTypeAndLoanRateHistoryInCreateDtosAndWorkflow() throws NoSuchFieldException {
+    assertNotNull(PersonalLoanPricingCreateDTO.class.getDeclaredField("businessType"));
+    assertNotNull(PersonalLoanPricingCreateDTO.class.getDeclaredField("loanRateHistory"));
+    assertNotNull(CorporateLoanPricingCreateDTO.class.getDeclaredField("businessType"));
+    assertNotNull(CorporateLoanPricingCreateDTO.class.getDeclaredField("loanRateHistory"));
+    assertNotNull(LoanPricingWorkflow.class.getDeclaredField("businessType"));
+    assertNotNull(LoanPricingWorkflow.class.getDeclaredField("loanRateHistory"));
+}
+
+@Test
+void shouldContainLoanRateHistoryButNotBusinessTypeInModelInvokeDto() throws NoSuchFieldException {
+    assertNotNull(ModelInvokeDTO.class.getDeclaredField("loanRateHistory"));
+    assertThrows(NoSuchFieldException.class, () -> ModelInvokeDTO.class.getDeclaredField("businessType"));
+}
+```
+
+Create `HistoryLoanContractVOTest`:
+
+```java
+package com.ruoyi.loanpricing.domain.vo;
+
+import static org.junit.jupiter.api.Assertions.assertNotNull;
+
+import com.fasterxml.jackson.databind.ObjectMapper;
+import org.junit.jupiter.api.Test;
+
+class HistoryLoanContractVOTest {
+    @Test
+    void shouldDeserializeUnderscoreFields() throws Exception {
+        String json = "{\"cust_isn\":\"81033011438\",\"loan_contract_history\":\"HT001\",\"guar_type_history\":\"信用\",\"product_code_history\":\"P001\",\"loan_rate_history\":\"3.65\",\"loan_amount_history\":\"100000\",\"loan_sign_date_history\":\"2025-01-01\"}";
+
+        HistoryLoanContractVO vo = new ObjectMapper().readValue(json, HistoryLoanContractVO.class);
+
+        assertNotNull(vo.getCustIsn());
+        assertNotNull(vo.getLoanContractHistory());
+        assertNotNull(vo.getLoanRateHistory());
+    }
+}
+```
+
+- [ ] **Step 2: Run tests to verify they fail**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,HistoryLoanContractVOTest test
+```
+
+Expected: FAIL because the fields and VO do not exist.
+
+- [ ] **Step 3: Add DTO/entity/model fields**
+
+Add to both create DTOs:
+
+```java
+@Schema(description = "业务种类", requiredMode = Schema.RequiredMode.REQUIRED, example = "存量转贷", allowableValues = {"新客", "存量新增", "存量转贷"})
+@NotBlank(message = "业务种类不能为空")
+@Pattern(regexp = "^(新客|存量新增|存量转贷)$", message = "业务种类必须是：新客、存量新增、存量转贷之一")
+private String businessType;
+
+@Schema(description = "历史贷款利率", example = "3.65")
+private String loanRateHistory;
+```
+
+Add to `LoanPricingWorkflow`:
+
+```java
+/** 业务种类: 新客/存量新增/存量转贷 */
+private String businessType;
+
+/** 历史贷款利率 */
+private String loanRateHistory;
+```
+
+Add only this field to `ModelInvokeDTO`:
+
+```java
+/**
+ * 历史贷款利率
+ */
+private String loanRateHistory;
+```
+
+- [ ] **Step 4: Create `HistoryLoanContractVO`**
+
+```java
+package com.ruoyi.loanpricing.domain.vo;
+
+import com.fasterxml.jackson.annotation.JsonProperty;
+import java.io.Serializable;
+import lombok.Data;
+
+@Data
+public class HistoryLoanContractVO implements Serializable {
+    private static final long serialVersionUID = 1L;
+
+    @JsonProperty("cust_isn")
+    private String custIsn;
+
+    @JsonProperty("loan_contract_history")
+    private String loanContractHistory;
+
+    @JsonProperty("guar_type_history")
+    private String guarTypeHistory;
+
+    @JsonProperty("product_code_history")
+    private String productCodeHistory;
+
+    @JsonProperty("loan_rate_history")
+    private String loanRateHistory;
+
+    @JsonProperty("loan_amount_history")
+    private String loanAmountHistory;
+
+    @JsonProperty("loan_sign_date_history")
+    private String loanSignDateHistory;
+}
+```
+
+- [ ] **Step 5: Run field tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,HistoryLoanContractVOTest test
+```
+
+Expected: PASS.
+
+- [ ] **Step 6: Commit**
+
+```bash
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVO.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVOTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java
+git commit -m "新增业务种类与历史利率后端字段"
+```
+
+## Task 2: Map and Validate Workflow Creation
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java`
+
+- [ ] **Step 1: Write failing converter tests**
+
+Add:
+
+```java
+@Test
+void shouldMapBusinessTypeAndLoanRateHistoryFromPersonalDto() {
+    PersonalLoanPricingCreateDTO dto = new PersonalLoanPricingCreateDTO();
+    dto.setCustIsn("CUST001");
+    dto.setGuarType("信用");
+    dto.setApplyAmt("100000");
+    dto.setBusinessType("存量转贷");
+    dto.setLoanRateHistory("3.65");
+
+    LoanPricingWorkflow workflow = LoanPricingConverter.toEntity(dto);
+
+    assertEquals("存量转贷", workflow.getBusinessType());
+    assertEquals("3.65", workflow.getLoanRateHistory());
+}
+```
+
+Add a similar corporate DTO test in `LoanPricingModelServiceTest` or a new converter-focused test.
+
+- [ ] **Step 2: Write failing service validation tests**
+
+Add to `LoanPricingWorkflowServiceImplTest`:
+
+```java
+@Test
+void shouldRejectMissingBusinessTypeBeforeInsert() {
+    LoanPricingWorkflow workflow = validWorkflow();
+    workflow.setBusinessType(null);
+
+    ServiceException ex = assertThrows(ServiceException.class, () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("业务种类不能为空", ex.getMessage());
+    verify(loanPricingWorkflowMapper, never()).insert(any());
+}
+
+@Test
+void shouldRejectInvalidBusinessTypeBeforeInsert() {
+    LoanPricingWorkflow workflow = validWorkflow();
+    workflow.setBusinessType("其他");
+
+    ServiceException ex = assertThrows(ServiceException.class, () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("业务种类必须是：新客、存量新增、存量转贷之一", ex.getMessage());
+}
+
+@Test
+void shouldRejectStockTransferWithoutLoanRateHistory() {
+    LoanPricingWorkflow workflow = validWorkflow();
+    workflow.setBusinessType("存量转贷");
+    workflow.setLoanRateHistory(" ");
+
+    ServiceException ex = assertThrows(ServiceException.class, () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("请选择历史贷款合同", ex.getMessage());
+}
+```
+
+Add helper:
+
+```java
+private LoanPricingWorkflow validWorkflow() {
+    LoanPricingWorkflow workflow = new LoanPricingWorkflow();
+    workflow.setCustIsn("81033011438");
+    workflow.setCustType("个人");
+    workflow.setCustName("张三");
+    workflow.setIdNum("110101199001011234");
+    workflow.setGuarType("信用");
+    workflow.setApplyAmt("100000");
+    workflow.setBusinessType("新客");
+    return workflow;
+}
+```
+
+- [ ] **Step 3: Run tests to verify they fail**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest test
+```
+
+Expected: FAIL because mapping and validation do not exist.
+
+- [ ] **Step 4: Implement converter mapping**
+
+Add to both `toEntity(...)` methods:
+
+```java
+entity.setBusinessType(dto.getBusinessType());
+entity.setLoanRateHistory(dto.getLoanRateHistory());
+```
+
+- [ ] **Step 5: Implement service validation**
+
+In `LoanPricingWorkflowServiceImpl`, before defaults/encryption/insert in `createLoanPricing(...)`, call:
+
+```java
+validateBusinessTypeAndHistoryRate(loanPricingWorkflow);
+```
+
+Add:
+
+```java
+private void validateBusinessTypeAndHistoryRate(LoanPricingWorkflow workflow) {
+    if (!StringUtils.hasText(workflow.getBusinessType())) {
+        throw new ServiceException("业务种类不能为空");
+    }
+    if (!"新客".equals(workflow.getBusinessType())
+            && !"存量新增".equals(workflow.getBusinessType())
+            && !"存量转贷".equals(workflow.getBusinessType())) {
+        throw new ServiceException("业务种类必须是：新客、存量新增、存量转贷之一");
+    }
+    if ("存量转贷".equals(workflow.getBusinessType())
+            && !StringUtils.hasText(workflow.getLoanRateHistory())) {
+        throw new ServiceException("请选择历史贷款合同");
+    }
+}
+```
+
+Import `com.ruoyi.common.exception.ServiceException`.
+
+- [ ] **Step 6: Run validation tests**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest test
+```
+
+Expected: PASS.
+
+- [ ] **Step 7: Commit**
+
+```bash
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java
+git commit -m "校验并映射业务种类历史利率"
+```
+
+## Task 3: Add Historical Contract Proxy and Mock
+
+**Files:**
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java`
+- Modify: `ruoyi-admin/src/main/resources/application-dev.yml`
+- Modify: `ruoyi-admin/src/main/resources/application-uat.yml`
+- Modify: `ruoyi-admin/src/main/resources/application-pro.yml`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanRateHistoryServiceTest.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerHistoryContractTest.java`
+- Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerHistoryContractTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java`
+
+- [ ] **Step 1: Write failing service tests**
+
+Create tests following `LoanPricingCustomerMapServiceTest`:
+
+```java
+@Test
+void shouldQueryHistoryContractsWithCustIsnParam() {
+    RestTemplate restTemplate = new RestTemplate();
+    MockRestServiceServer server = MockRestServiceServer.createServer(restTemplate);
+    LoanRateHistoryService service = new LoanRateHistoryService(restTemplate, "http://mock/history?appCode=abc");
+
+    server.expect(requestTo("http://mock/history?appCode=abc&cust_isn=81033011438"))
+            .andRespond(withSuccess("{\"code\":200,\"data\":[{\"cust_isn\":\"81033011438\",\"loan_contract_history\":\"HT001\",\"loan_rate_history\":\"3.65\"}]}", MediaType.APPLICATION_JSON));
+
+    List<HistoryLoanContractVO> result = service.query(" 81033011438 ");
+
+    assertEquals(1, result.size());
+    assertEquals("3.65", result.get(0).getLoanRateHistory());
+    server.verify();
+}
+
+@Test
+void shouldRejectBlankCustIsn() {
+    LoanRateHistoryService service = new LoanRateHistoryService(new RestTemplate(), "http://mock/history");
+
+    ServiceException ex = assertThrows(ServiceException.class, () -> service.query(" "));
+
+    assertEquals("客户内码不能为空", ex.getMessage());
+}
+```
+
+- [ ] **Step 2: Write failing controller/mock tests**
+
+Mock endpoint tests must cover:
+
+- Normal `cust_isn=81033011438` returns at least one row with `loan_rate_history`.
+- Fixed empty scenario, for example `cust_isn=EMPTY_HISTORY`, returns `data: []`.
+- Fixed empty-rate scenario, for example `cust_isn=EMPTY_RATE`, returns a row whose `loan_rate_history` is empty.
+
+Customer-map mock tests must also cover browser-use fixed customer numbers:
+
+- `cust_id=HISTORY_EMPTY` returns exactly one customer-map row with `cust_isn=EMPTY_HISTORY`.
+- `cust_id=HISTORY_EMPTY_RATE` returns exactly one customer-map row with `cust_isn=EMPTY_RATE`.
+
+Controller test must verify `/loanPricing/workflow/history-contract?custIsn=81033011438` delegates to `LoanRateHistoryService.query("81033011438")`.
+
+- [ ] **Step 3: Run tests to verify they fail**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanRateHistoryServiceTest,LoanRatePricingMockControllerHistoryContractTest,LoanPricingWorkflowControllerHistoryContractTest test
+```
+
+Expected: FAIL because service/controller/mock do not exist.
+
+- [ ] **Step 4: Implement `LoanRateHistoryService`**
+
+```java
+@Service
+public class LoanRateHistoryService {
+    private final RestTemplate restTemplate;
+
+    @Value("${loan-rate-history.url}")
+    private String historyUrl;
+
+    public LoanRateHistoryService() {
+        this(new RestTemplate());
+    }
+
+    LoanRateHistoryService(RestTemplate restTemplate) {
+        this.restTemplate = restTemplate;
+    }
+
+    LoanRateHistoryService(RestTemplate restTemplate, String historyUrl) {
+        this.restTemplate = restTemplate;
+        this.historyUrl = historyUrl;
+    }
+
+    public List<HistoryLoanContractVO> query(String custIsn) {
+        String normalizedCustIsn = StringUtils.trimWhitespace(custIsn);
+        if (!StringUtils.hasText(normalizedCustIsn)) {
+            throw new ServiceException("客户内码不能为空");
+        }
+        URI uri = UriComponentsBuilder.fromHttpUrl(historyUrl)
+                .queryParam("cust_isn", normalizedCustIsn)
+                .build()
+                .encode()
+                .toUri();
+        HistoryLoanContractResponse response = restTemplate.getForObject(uri, HistoryLoanContractResponse.class);
+        if (response == null) {
+            throw new ServiceException("历史贷款合同接口无返回");
+        }
+        if (response.getCode() != null && response.getCode() != 200) {
+            throw new ServiceException(StringUtils.hasText(response.getMsg()) ? response.getMsg() : "历史贷款合同查询失败");
+        }
+        return response.getData() == null ? Collections.emptyList() : response.getData();
+    }
+
+    @Data
+    @JsonIgnoreProperties(ignoreUnknown = true)
+    static class HistoryLoanContractResponse {
+        private Integer code;
+        private String msg;
+        private List<HistoryLoanContractVO> data;
+    }
+}
+```
+
+- [ ] **Step 5: Add controller endpoint**
+
+Inject `LoanRateHistoryService` into `LoanPricingWorkflowController` and add:
+
+```java
+@Operation(summary = "查询历史贷款合同")
+@GetMapping("/history-contract")
+public AjaxResult queryHistoryContract(@RequestParam("custIsn") String custIsn) {
+    return success(loanRateHistoryService.query(custIsn));
+}
+```
+
+- [ ] **Step 6: Add mock endpoint**
+
+Add to `LoanRatePricingMockController`:
+
+```java
+@Anonymous
+@Operation(summary = "模拟历史贷款合同查询")
+@GetMapping("/history-contract")
+public AjaxResult queryHistoryContract(@RequestParam("cust_isn") String custIsn) {
+    String normalizedCustIsn = StringUtils.trimWhitespace(custIsn);
+    if (!StringUtils.hasText(normalizedCustIsn)) {
+        throw new ServiceException("客户内码不能为空");
+    }
+    if ("EMPTY_HISTORY".equals(normalizedCustIsn)) {
+        return success(Collections.emptyList());
+    }
+    List<HistoryLoanContractVO> records = new ArrayList<>();
+    HistoryLoanContractVO record = new HistoryLoanContractVO();
+    record.setCustIsn(normalizedCustIsn);
+    record.setLoanContractHistory("HT" + normalizedCustIsn);
+    record.setGuarTypeHistory("信用");
+    record.setProductCodeHistory("P001");
+    record.setLoanRateHistory("EMPTY_RATE".equals(normalizedCustIsn) ? "" : "3.65");
+    record.setLoanAmountHistory("100000");
+    record.setLoanSignDateHistory(LocalDate.now().minusMonths(6).toString());
+    records.add(record);
+    return success(records);
+}
+```
+
+- [ ] **Step 7: Add fixed customer-map mock scenarios**
+
+Before the random-record loop in `randomCustomerMapRecords`, add:
+
+```java
+if ("HISTORY_EMPTY".equals(normalizedCustId)) {
+    CustomerMapRecordVO record = new CustomerMapRecordVO();
+    record.setCustId(normalizedCustId);
+    record.setCustIsn("EMPTY_HISTORY");
+    record.setCustName(namePrefix + "空历史合同");
+    record.setFaithDay("0");
+    record.setBalanceAvg("0");
+    record.setLoanCountHis("0");
+    record.setLastLoanDate("");
+    return Collections.singletonList(record);
+}
+if ("HISTORY_EMPTY_RATE".equals(normalizedCustId)) {
+    CustomerMapRecordVO record = new CustomerMapRecordVO();
+    record.setCustId(normalizedCustId);
+    record.setCustIsn("EMPTY_RATE");
+    record.setCustName(namePrefix + "空历史利率");
+    record.setFaithDay("30");
+    record.setBalanceAvg("10000");
+    record.setLoanCountHis("1");
+    record.setLastLoanDate(LocalDate.now().minusMonths(3).toString());
+    return Collections.singletonList(record);
+}
+```
+
+Import `java.util.Collections` if needed.
+
+- [ ] **Step 8: Add profile config**
+
+Use mock URLs in dev/uat:
+
+```yaml
+loan-rate-history:
+    url: http://localhost:63310/rate/pricing/mock/history-contract
+```
+
+Use real URL in pro without `cust_isn=`:
+
+```yaml
+loan-rate-history:
+    url: http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_loan_rate_history?appCode=1a89fa84abda480ba93ed73fd01ffd07
+```
+
+- [ ] **Step 9: Run proxy/mock tests**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanRateHistoryServiceTest,LoanRatePricingMockControllerHistoryContractTest,LoanPricingWorkflowControllerHistoryContractTest,LoanRatePricingMockControllerCustomerMapTest test
+```
+
+Expected: PASS.
+
+- [ ] **Step 10: Commit**
+
+```bash
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java \
+  ruoyi-admin/src/main/resources/application-dev.yml \
+  ruoyi-admin/src/main/resources/application-uat.yml \
+  ruoyi-admin/src/main/resources/application-pro.yml \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanRateHistoryServiceTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerHistoryContractTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerHistoryContractTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java
+git commit -m "新增历史贷款合同查询接口"
+```
+
+## Task 4: Persist SQL Schema Changes
+
+**Files:**
+- Create: `sql/add_business_type_history_rate_20260429.sql`
+- Modify: `sql/loan_pricing_workflow.sql`
+- Modify: `sql/loan_pricing_schema_20260328.sql`
+- Modify: `sql/loan_pricing_prod_init_20260331.sql`
+
+- [ ] **Step 1: Write migration SQL**
+
+Create:
+
+```sql
+-- 为利率定价流程添加业务种类和历史贷款利率字段
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类' AFTER `loan_purpose`,
+  ADD COLUMN `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率' AFTER `business_type`;
+```
+
+- [ ] **Step 2: Update schema SQL files**
+
+In each `loan_pricing_workflow` create-table definition, add:
+
+```sql
+  `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率',
+```
+
+Place them after `loan_purpose`.
+
+- [ ] **Step 3: Verify SQL text**
+
+Run:
+
+```bash
+rg -n "business_type|loan_rate_history" sql/add_business_type_history_rate_20260429.sql sql/loan_pricing_workflow.sql sql/loan_pricing_schema_20260328.sql sql/loan_pricing_prod_init_20260331.sql
+```
+
+Expected: each file contains both fields in the workflow table context.
+
+- [ ] **Step 4: Commit**
+
+```bash
+git add sql/add_business_type_history_rate_20260429.sql \
+  sql/loan_pricing_workflow.sql \
+  sql/loan_pricing_schema_20260328.sql \
+  sql/loan_pricing_prod_init_20260331.sql
+git commit -m "新增业务种类历史利率数据库字段"
+```
+
+## Task 5: Verify Model Input Chain
+
+**Files:**
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java`
+
+- [ ] **Step 1: Add personal model assertion**
+
+In `shouldInvokePersonalModelWithExpectedParams`, set:
+
+```java
+workflow.setBusinessType("存量转贷");
+workflow.setLoanRateHistory("3.65");
+```
+
+Add to the `argThat`:
+
+```java
+&& Objects.equals("3.65", dto.getLoanRateHistory())
+```
+
+- [ ] **Step 2: Add corporate model assertion**
+
+Add or update a corporate model invocation test in `LoanPricingModelServiceTest`:
+
+```java
+workflow.setCustType("企业");
+workflow.setBusinessType("存量转贷");
+workflow.setLoanRateHistory("3.75");
+```
+
+Verify:
+
+```java
+verify(modelService).invokeCorporateModel(argThat((ModelInvokeDTO dto) ->
+        Objects.equals("3.75", dto.getLoanRateHistory())));
+```
+
+- [ ] **Step 3: Run model tests**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest test
+```
+
+Expected: PASS and no `businessType` field exists in `ModelInvokeDTO`.
+
+- [ ] **Step 4: Commit**
+
+```bash
+git add ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java
+git commit -m "验证历史利率模型入参链路"
+```
+
+## Task 6: Backend Final Verification
+
+**Files:**
+- No new files unless a test failure requires a focused fix.
+
+- [ ] **Step 1: Run focused backend test suite**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=HistoryLoanContractVOTest,LoanRateHistoryServiceTest,LoanPricingWorkflowControllerHistoryContractTest,LoanRatePricingMockControllerHistoryContractTest,LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingModelServiceTest test
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Run existing related customer-map tests**
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest,LoanPricingWorkflowControllerCustomerMapTest,LoanRatePricingMockControllerCustomerMapTest,CustomerMapRecordVOTest test
+```
+
+Expected: PASS, confirming the new proxy pattern did not break customer-map behavior.
+
+- [ ] **Step 3: Record backend implementation notes**
+
+Append backend verification notes to a new or existing implementation report, for example:
+
+```text
+doc/implementation-report-2026-04-29-business-type-history-rate.md
+```
+
+Include commands run and whether browser-use verification remains for the frontend plan.
+
+- [ ] **Step 4: Commit**
+
+```bash
+git add doc/implementation-report-2026-04-29-business-type-history-rate.md
+git commit -m "记录业务种类历史利率后端验证"
+```
--- a/docs/superpowers/plans/2026-04-29-business-type-history-rate-frontend-plan.md
+++ b/docs/superpowers/plans/2026-04-29-business-type-history-rate-frontend-plan.md
@@ -0,0 +1,732 @@
+# Business Type History Rate Frontend Implementation Plan
+
+> **For agentic workers:** Follow this repository's `AGENTS.md`: do not enable subagents or `using-superpowers` during implementation unless the user explicitly requests them. Steps use checkbox (`- [ ]`) syntax for tracking.
+
+**Goal:** Add business type selection and historical loan-contract single-selection to the personal and corporate workflow creation UI, then verify the real page with browser-use.
+
+**Architecture:** Reuse the current customer-map driven creation flow. Add one shared `HistoryContractSelector` component, one API function, fields and validation in both create dialogs, and detail display in both detail components. Final browser verification must use `browser-use:browser` with the in-app browser, not Playwright CLI or prototype pages.
+
+**Tech Stack:** Vue 2, Element UI, RuoYi request wrapper, Node static tests, nvm Node 14.21.3, browser-use `iab` runtime for real page testing.
+
+---
+
+## File Structure
+
+- Modify: `ruoyi-ui/src/api/loanPricing/workflow.js`
+  - Add `queryHistoryContracts(custIsn)`.
+- Create: `ruoyi-ui/src/views/loanPricing/workflow/components/HistoryContractSelector.vue`
+  - Shared modal for historical contract query results and single selection.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+  - Add business type, history-rate display, query trigger, selection handling, and submit validation.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+  - Same behavior for corporate creation.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue`
+  - Show business type and historical loan rate.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue`
+  - Show business type and historical loan rate.
+- Modify: `ruoyi-ui/package.json`
+  - Add `test:business-type-history-rate`.
+- Create: `ruoyi-ui/tests/business-type-history-rate.test.js`
+  - Static coverage for API, selector, create dialogs, validation, clearing, and detail display.
+- Modify: `doc/implementation-report-2026-04-29-business-type-history-rate.md`
+  - Add frontend and browser-use verification notes after execution.
+
+## Task 1: Add Frontend API and Static Test Skeleton
+
+**Files:**
+- Modify: `ruoyi-ui/src/api/loanPricing/workflow.js`
+- Modify: `ruoyi-ui/package.json`
+- Create: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Write failing API assertions**
+
+Create `ruoyi-ui/tests/business-type-history-rate.test.js`:
+
+```js
+const fs = require('fs')
+const path = require('path')
+const assert = require('assert')
+
+function read(relativePath) {
+  return fs.readFileSync(path.join(__dirname, '..', relativePath), 'utf8')
+}
+
+const workflowApi = read('src/api/loanPricing/workflow.js')
+
+assert(
+  workflowApi.includes('export function queryHistoryContracts') &&
+    workflowApi.includes("url: '/loanPricing/workflow/history-contract'") &&
+    workflowApi.includes('params: { custIsn: custIsn }'),
+  '缺少历史贷款合同查询 API'
+)
+
+console.log('business type history rate assertions passed')
+```
+
+Add package script:
+
+```json
+"test:business-type-history-rate": "node tests/business-type-history-rate.test.js"
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: FAIL because the API function does not exist.
+
+- [ ] **Step 3: Implement API function**
+
+Append to `workflow.js`:
+
+```js
+// 查询历史贷款合同
+export function queryHistoryContracts(custIsn) {
+  return request({
+    url: '/loanPricing/workflow/history-contract',
+    method: 'get',
+    params: { custIsn: custIsn }
+  })
+}
+```
+
+- [ ] **Step 4: Run API test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS.
+
+- [ ] **Step 5: Commit**
+
+```bash
+git add ruoyi-ui/src/api/loanPricing/workflow.js ruoyi-ui/package.json ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "新增历史贷款合同前端接口"
+```
+
+## Task 2: Create Historical Contract Selector
+
+**Files:**
+- Create: `ruoyi-ui/src/views/loanPricing/workflow/components/HistoryContractSelector.vue`
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Extend failing selector assertions**
+
+Add:
+
+```js
+const historySelector = read('src/views/loanPricing/workflow/components/HistoryContractSelector.vue')
+
+assert(
+  historySelector.includes('title="历史贷款合同选择"') &&
+    historySelector.includes('width="80%"') &&
+    historySelector.includes(':data="contracts"'),
+  '历史贷款合同选择弹窗缺少标题、宽度或表格数据'
+)
+
+;[
+  'cust_isn',
+  'loan_contract_history',
+  'guar_type_history',
+  'product_code_history',
+  'loan_rate_history',
+  'loan_amount_history',
+  'loan_sign_date_history'
+].forEach((field) => {
+  assert(historySelector.includes(`prop="${field}"`) || historySelector.includes(`row.${field}`), `历史合同弹窗缺少字段 ${field}`)
+})
+
+assert(
+  historySelector.includes('type="radio"') &&
+    historySelector.includes('selectedContract') &&
+    historySelector.includes("this.$emit('select', this.selectedContract)") &&
+    historySelector.includes('请选择历史贷款合同'),
+  '历史合同弹窗缺少单选、确定选择或未选提示'
+)
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: FAIL because the component does not exist.
+
+- [ ] **Step 3: Implement `HistoryContractSelector.vue`**
+
+Use a small presentational component. It receives already-loaded `contracts` and does not call the API itself.
+
+```vue
+<template>
+  <el-dialog title="历史贷款合同选择" :visible.sync="dialogVisible" width="80%" append-to-body
+             :close-on-click-modal="false" @close="handleClose">
+    <el-table :data="contracts" v-loading="loading" @row-click="handleRowClick">
+      <el-table-column label="选择" align="center" width="70">
+        <template slot-scope="scope">
+          <el-radio v-model="selectedContract" :label="scope.row">&nbsp;</el-radio>
+        </template>
+      </el-table-column>
+      <el-table-column label="客户内码" prop="cust_isn" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="历史贷款合同号" prop="loan_contract_history" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="历史贷款担保方式" prop="guar_type_history" align="center"/>
+      <el-table-column label="历史贷款产品代码" prop="product_code_history" align="center"/>
+      <el-table-column label="历史贷款利率" prop="loan_rate_history" align="center"/>
+      <el-table-column label="历史贷款金额" prop="loan_amount_history" align="center"/>
+      <el-table-column label="历史贷款签订时间" prop="loan_sign_date_history" align="center" width="150"/>
+    </el-table>
+    <div slot="footer" class="dialog-footer">
+      <el-button type="primary" @click="confirmSelect">确 定</el-button>
+      <el-button @click="dialogVisible = false">取 消</el-button>
+    </div>
+  </el-dialog>
+</template>
+```
+
+Script:
+
+```js
+export default {
+  name: "HistoryContractSelector",
+  props: {
+    visible: { type: Boolean, default: false },
+    contracts: { type: Array, default: () => [] },
+    loading: { type: Boolean, default: false }
+  },
+  data() {
+    return { selectedContract: null }
+  },
+  computed: {
+    dialogVisible: {
+      get() { return this.visible },
+      set(val) { this.$emit('update:visible', val) }
+    }
+  },
+  methods: {
+    handleRowClick(row) {
+      this.selectedContract = row
+    },
+    confirmSelect() {
+      if (!this.selectedContract) {
+        this.$modal.msgWarning("请选择历史贷款合同")
+        return
+      }
+      if (!this.selectedContract.loan_rate_history) {
+        this.$modal.msgWarning("历史贷款利率不能为空")
+        return
+      }
+      this.$emit('select', this.selectedContract)
+      this.dialogVisible = false
+    },
+    handleClose() {
+      this.selectedContract = null
+    }
+  }
+}
+```
+
+- [ ] **Step 4: Run selector test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS for selector assertions.
+
+- [ ] **Step 5: Commit**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/HistoryContractSelector.vue \
+  ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "新增历史贷款合同选择弹窗"
+```
+
+## Task 3: Add Personal Create Dialog Behavior
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Extend failing personal dialog assertions**
+
+Add:
+
+```js
+const personalCreate = read('src/views/loanPricing/workflow/components/PersonalCreateDialog.vue')
+
+assert(
+  personalCreate.includes('label="业务种类"') &&
+    personalCreate.includes('v-model="form.businessType"') &&
+    personalCreate.includes('新客') &&
+    personalCreate.includes('存量新增') &&
+    personalCreate.includes('存量转贷'),
+  '个人新增弹窗缺少业务种类选择'
+)
+
+assert(
+  personalCreate.includes('label="历史贷款利率"') &&
+    personalCreate.includes('v-model="form.loanRateHistory"') &&
+    personalCreate.includes(':readonly="true"'),
+  '个人新增弹窗缺少只读历史贷款利率'
+)
+
+assert(
+  personalCreate.includes('queryHistoryContracts') &&
+    personalCreate.includes('HistoryContractSelector') &&
+    personalCreate.includes('handleBusinessTypeChange') &&
+    personalCreate.includes('handleHistoryContractSelect'),
+  '个人新增弹窗缺少历史合同查询和选择逻辑'
+)
+
+assert(
+  personalCreate.includes('请选择历史贷款合同') &&
+    personalCreate.includes('未查询到历史贷款合同') &&
+    personalCreate.includes('delete data.loanRateHistory'),
+  '个人新增弹窗缺少存量转贷拦截、空列表提示或非存量转贷清理'
+)
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: FAIL.
+
+- [ ] **Step 3: Implement personal form fields**
+
+In the loan information area, add:
+
+```vue
+<el-row>
+  <el-col :span="12">
+    <el-form-item label="业务种类" prop="businessType">
+      <el-select v-model="form.businessType" placeholder="请选择业务种类" style="width: 100%" @change="handleBusinessTypeChange">
+        <el-option label="新客" value="新客"/>
+        <el-option label="存量新增" value="存量新增"/>
+        <el-option label="存量转贷" value="存量转贷"/>
+      </el-select>
+    </el-form-item>
+  </el-col>
+  <el-col :span="12" v-if="isStockTransfer">
+    <el-form-item label="历史贷款利率" prop="loanRateHistory">
+      <el-input v-model="form.loanRateHistory" placeholder="请选择历史贷款合同" :readonly="true"/>
+    </el-form-item>
+  </el-col>
+</el-row>
+```
+
+Add selector under the form:
+
+```vue
+<history-contract-selector
+  :visible.sync="showHistorySelector"
+  :contracts="historyContracts"
+  :loading="historyLoading"
+  @select="handleHistoryContractSelect"
+/>
+```
+
+- [ ] **Step 4: Implement personal script**
+
+Import:
+
+```js
+import {createPersonalWorkflow, queryHistoryContracts} from "@/api/loanPricing/workflow"
+import HistoryContractSelector from "./HistoryContractSelector"
+```
+
+Register component, then add state:
+
+```js
+businessTypeOptions: ['新客', '存量新增', '存量转贷'],
+showHistorySelector: false,
+historyLoading: false,
+historyContracts: [],
+selectedHistoryContract: null,
+```
+
+Add form fields in initial data and `reset()`:
+
+```js
+businessType: undefined,
+loanRateHistory: undefined,
+```
+
+Add rules:
+
+```js
+businessType: [
+  {required: true, message: "请选择业务种类", trigger: "change"}
+],
+loanRateHistory: [
+  {required: true, message: "请选择历史贷款合同", trigger: "change"}
+]
+```
+
+Add computed:
+
+```js
+isStockTransfer() {
+  return this.form.businessType === '存量转贷'
+}
+```
+
+Add methods:
+
+```js
+handleBusinessTypeChange(value) {
+  this.clearHistoryContract()
+  if (value === '存量转贷') {
+    this.queryHistoryContracts()
+  }
+},
+queryHistoryContracts() {
+  if (!this.form.custIsn) {
+    this.$modal.msgWarning("客户内码不能为空")
+    return
+  }
+  this.historyLoading = true
+  queryHistoryContracts(this.form.custIsn).then(response => {
+    this.historyContracts = response.data || []
+    if (this.historyContracts.length === 0) {
+      this.$modal.msgWarning("未查询到历史贷款合同")
+      return
+    }
+    this.showHistorySelector = true
+  }).finally(() => {
+    this.historyLoading = false
+  })
+},
+handleHistoryContractSelect(row) {
+  if (!row.loan_rate_history) {
+    this.$modal.msgWarning("历史贷款利率不能为空")
+    return
+  }
+  this.selectedHistoryContract = row
+  this.form.loanRateHistory = row.loan_rate_history
+},
+clearHistoryContract() {
+  this.selectedHistoryContract = null
+  this.form.loanRateHistory = undefined
+  this.historyContracts = []
+}
+```
+
+In `submitForm`, before setting `submitting`:
+
+```js
+if (this.isStockTransfer && !this.form.loanRateHistory) {
+  this.$modal.msgWarning("请选择历史贷款合同")
+  return
+}
+```
+
+When building `data`, remove historical rate for non-stock-transfer:
+
+```js
+if (!this.isStockTransfer) {
+  delete data.loanRateHistory
+}
+```
+
+- [ ] **Step 5: Run personal static test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS for personal assertions.
+
+- [ ] **Step 6: Commit**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue \
+  ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "个人新增支持业务种类和历史利率"
+```
+
+## Task 4: Add Corporate Create Dialog Behavior
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Extend failing corporate assertions**
+
+Mirror the personal assertions for `CorporateCreateDialog.vue`, replacing assertion messages with “企业新增弹窗...”.
+
+- [ ] **Step 2: Run test to verify it fails**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: FAIL.
+
+- [ ] **Step 3: Implement corporate fields and selector**
+
+Apply the same form, selector, state, rules, computed, and methods from Task 3, but keep existing corporate-specific fields and submission conversion intact.
+
+- [ ] **Step 4: Keep collateral and green/trade behavior untouched**
+
+When editing submit payload, keep:
+
+```js
+isGreenLoan: this.form.isGreenLoan ? '1' : '0',
+isTradeBuildEnt: this.form.isTradeBuildEnt ? '1' : '0'
+```
+
+Do not reintroduce `repayMethod` UI.
+
+- [ ] **Step 5: Run corporate static test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS.
+
+- [ ] **Step 6: Commit**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue \
+  ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "企业新增支持业务种类和历史利率"
+```
+
+## Task 5: Add Detail Display
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue`
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue`
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Add failing detail assertions**
+
+```js
+const personalDetail = read('src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue')
+const corporateDetail = read('src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue')
+
+;[
+  ['个人详情', personalDetail],
+  ['企业详情', corporateDetail]
+].forEach(([name, source]) => {
+  assert(source.includes('label="业务种类"') && source.includes('detailData.businessType'), `${name} 缺少业务种类展示`)
+  assert(source.includes('label="历史贷款利率"') && source.includes('detailData.loanRateHistory'), `${name} 缺少历史贷款利率展示`)
+})
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: FAIL.
+
+- [ ] **Step 3: Add personal detail fields**
+
+In personal “业务信息” descriptions, add:
+
+```vue
+<el-descriptions-item label="业务种类">{{ detailData.businessType || '-' }}</el-descriptions-item>
+<el-descriptions-item label="历史贷款利率">{{ detailData.loanRateHistory || '-' }}</el-descriptions-item>
+```
+
+- [ ] **Step 4: Add corporate detail fields**
+
+Add the same two fields to corporate “业务信息” descriptions.
+
+- [ ] **Step 5: Run detail test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS.
+
+- [ ] **Step 6: Commit**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue \
+  ruoyi-ui/src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue \
+  ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "详情展示业务种类和历史利率"
+```
+
+## Task 6: Frontend Static Verification
+
+**Files:**
+- No new files unless tests expose a focused defect.
+
+- [ ] **Step 1: Run new focused test**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Run related existing frontend tests**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && node ruoyi-ui/tests/customer-map-selection.test.js && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params'
+```
+
+Expected: PASS.
+
+- [ ] **Step 3: Build frontend**
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'
+```
+
+Expected: build succeeds.
+
+- [ ] **Step 4: Commit only if fixes were required**
+
+```bash
+git status --short
+```
+
+Expected: no unexpected frontend changes beyond this plan.
+
+## Task 7: Real Page Verification With browser-use
+
+**Files:**
+- Modify: `doc/implementation-report-2026-04-29-business-type-history-rate.md`
+
+- [ ] **Step 1: Start backend with latest code**
+
+Start or restart the backend on port `63310` using the repo's existing scripts or Maven command. Confirm the backend has loaded the latest backend code before browser testing.
+
+Example:
+
+```bash
+bin/restart_java_backend_test.sh
+```
+
+Expected: backend listens on `63310`.
+
+- [ ] **Step 2: Start frontend with Node 14**
+
+Use nvm-managed Node:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run dev -- --port 8080'
+```
+
+Expected: frontend dev server is available at `http://localhost:8080`.
+
+- [ ] **Step 3: Initialize browser-use**
+
+Use the Node REPL `js` tool and the in-app browser backend. First browser cell:
+
+```js
+if (!globalThis.agent) {
+  const { setupAtlasRuntime } = await import("/Users/wkc/.codex/plugins/cache/openai-bundled/browser-use/0.1.0-alpha1/scripts/browser-client.mjs");
+  const backend = "iab";
+  await setupAtlasRuntime({ globals: globalThis, backend });
+}
+await agent.browser.nameSession("🔎 利率定价历史利率测试");
+if (typeof tab === "undefined") {
+  globalThis.tab = await agent.browser.tabs.new();
+}
+await tab.goto("http://localhost:8080");
+await tab.playwright.waitForLoadState({ state: "domcontentloaded", timeoutMs: 10000 });
+console.log(await tab.title());
+```
+
+- [ ] **Step 4: Log in on the real page**
+
+Use the real login page, not a prototype. If the default test login path is available, use the project-supported login route. Otherwise log in through the visible login form with the configured test account.
+
+After login, verify that the actual workflow list is visible.
+
+- [ ] **Step 5: Verify personal new customer path**
+
+In the browser:
+
+1. Open 利率定价流程 list.
+2. Click 新增.
+3. Select 个人客户.
+4. Query a customer number and choose a customer internal code.
+5. In the personal create dialog, choose 业务种类 = 新客.
+6. Confirm no historical contract selector appears.
+7. Fill required fields and submit.
+8. Open detail and verify 业务种类 displays 新客 and 历史贷款利率 is empty/`-`.
+
+- [ ] **Step 6: Verify personal existing-new path**
+
+Repeat personal creation with 业务种类 = 存量新增. Confirm no historical contract selector appears, submit succeeds, and detail displays 存量新增.
+
+- [ ] **Step 7: Verify personal stock-transfer path**
+
+Repeat personal creation with 业务种类 = 存量转贷. Confirm:
+
+1. Historical contract selector opens.
+2. All 7 columns are visible.
+3. A single radio selection is possible.
+4. Selecting a row fills 历史贷款利率.
+5. Submit succeeds.
+6. Detail displays 业务种类 = 存量转贷 and the chosen 历史贷款利率.
+
+- [ ] **Step 8: Verify corporate three paths**
+
+Repeat Steps 5-7 for 企业客户: 新客、存量新增、存量转贷.
+
+- [ ] **Step 9: Verify blocked stock-transfer submission**
+
+Use a stock-transfer flow and attempt to submit without selecting a historical contract. Confirm the page blocks submission and shows “请选择历史贷款合同”.
+
+- [ ] **Step 10: Verify empty history scenario**
+
+Use the fixed customer-map mock customer number `HISTORY_EMPTY`. In the customer number selector, query `HISTORY_EMPTY`, select the returned row with `cust_isn=EMPTY_HISTORY`, then choose 业务种类 = 存量转贷. Confirm “未查询到历史贷款合同” appears and submission remains blocked.
+
+- [ ] **Step 11: Verify empty historical-rate scenario**
+
+Use the fixed customer-map mock customer number `HISTORY_EMPTY_RATE`. In the customer number selector, query `HISTORY_EMPTY_RATE`, select the returned row with `cust_isn=EMPTY_RATE`, then choose 业务种类 = 存量转贷. Confirm the history selector opens with a row whose `loan_rate_history` is empty; selecting it and clicking 确定 must show “历史贷款利率不能为空”, must not fill the create form's historical loan-rate field, and submission must remain blocked.
+
+- [ ] **Step 12: Capture evidence**
+
+Capture screenshots or DOM snapshots for:
+
+- Personal stock-transfer selector with all 7 columns.
+- Corporate stock-transfer selector with all 7 columns.
+- Detail page showing 业务种类 and 历史贷款利率.
+- Blocked submit warning.
+- Empty-history warning from `HISTORY_EMPTY`.
+- Empty-rate warning from `HISTORY_EMPTY_RATE`.
+
+Use browser-use screenshots through `await display(await tab.playwright.screenshot({ fullPage: false }))` when visual confirmation matters.
+
+- [ ] **Step 13: Stop test processes**
+
+Stop only the backend/frontend processes started for this test. Do not kill unrelated user processes.
+
+- [ ] **Step 14: Record verification**
+
+Update:
+
+```text
+doc/implementation-report-2026-04-29-business-type-history-rate.md
+```
+
+Include:
+
+- Static test commands and results.
+- Backend/frontend server commands.
+- browser-use URL and scenarios covered.
+- Confirmation that test processes were stopped.
+
+- [ ] **Step 15: Commit verification notes**
+
+```bash
+git add doc/implementation-report-2026-04-29-business-type-history-rate.md
+git commit -m "记录业务种类历史利率页面验证"
+```
--- a/docs/superpowers/plans/2026-04-29-customer-map-selection-backend-plan.md
+++ b/docs/superpowers/plans/2026-04-29-customer-map-selection-backend-plan.md
@@ -0,0 +1,678 @@
+# Customer Map Selection Backend Implementation Plan
+
+> **For agentic workers:** Steps use checkbox (`- [ ]`) syntax for tracking. Follow this repository's AGENTS.md rule: do not enable subagents or superpowers execution modes unless the user explicitly requests them for the implementation session.
+
+**Goal:** Add backend customer-id-to-customer-internal-code query APIs for personal and corporate workflow creation, backed by local mock interfaces and profile configuration.
+
+**Architecture:** Keep workflow creation APIs unchanged. Add a small customer-map service that reads separate personal/corporate URLs from configuration, calls them with GET `cust_id`, and returns mapping records with underscore JSON field names through the existing RuoYi `AjaxResult` response convention. Add mock endpoints under the existing mock controller so all active profiles can point to local mock URLs first.
+
+**Tech Stack:** Spring Boot, RuoYi `AjaxResult`, Spring `RestTemplate`, Jackson `@JsonProperty`, JUnit 5, Mockito, Maven.
+
+---
+
+## File Structure
+
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVO.java`
+  - Holds one customer mapping record.
+  - Uses Java camelCase fields internally and `@JsonProperty` to serialize/deserialize underscore field names.
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java`
+  - Owns config URL selection, GET forwarding, parameter validation, and response parsing.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java`
+  - Adds authenticated business endpoints used by the frontend.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java`
+  - Adds anonymous local mock endpoints.
+- Modify: `ruoyi-admin/src/main/resources/application-dev.yml`
+  - Adds `customer-map` mock URL config.
+- Modify: `ruoyi-admin/src/main/resources/application-uat.yml`
+  - Adds `customer-map` mock URL config.
+- Modify: `ruoyi-admin/src/main/resources/application-pro.yml`
+  - Adds `customer-map` mock URL config for the production profile, currently pointing to local mock as requested.
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVOTest.java`
+  - Verifies JSON field names stay underscored.
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapServiceTest.java`
+  - Verifies personal/corporate URL routing, `cust_id` forwarding, response parsing, and missing customer-id errors.
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java`
+  - Verifies mock endpoints return one or more underscore-field records.
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerCustomerMapTest.java`
+  - Verifies business controller methods delegate to the service and preserve the result records.
+
+## Task 1: Add Customer Map Record VO
+
+**Files:**
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVO.java`
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVOTest.java`
+
+- [ ] **Step 1: Write the failing serialization test**
+
+Create `CustomerMapRecordVOTest`:
+
+```java
+package com.ruoyi.loanpricing.domain.vo;
+
+import static org.junit.jupiter.api.Assertions.assertTrue;
+
+import com.fasterxml.jackson.databind.ObjectMapper;
+import org.junit.jupiter.api.Test;
+
+class CustomerMapRecordVOTest
+{
+    @Test
+    void shouldSerializeCustomerMapFieldsWithUnderscoreNames() throws Exception
+    {
+        CustomerMapRecordVO record = new CustomerMapRecordVO();
+        record.setCustId("101330419198206033217");
+        record.setCustIsn("81033011438");
+        record.setCustName("张三");
+        record.setFaithDay("20");
+        record.setBalanceAvg("300000");
+        record.setLoanCountHis("2");
+        record.setLastLoanDate("2025-12-01");
+
+        String json = new ObjectMapper().writeValueAsString(record);
+
+        assertTrue(json.contains("\"cust_id\""));
+        assertTrue(json.contains("\"cust_isn\""));
+        assertTrue(json.contains("\"cust_name\""));
+        assertTrue(json.contains("\"faith_day\""));
+        assertTrue(json.contains("\"balance_avg\""));
+        assertTrue(json.contains("\"loan_count_his\""));
+        assertTrue(json.contains("\"last_loan_date\""));
+    }
+}
+```
+
+- [ ] **Step 2: Run the test to verify it fails**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=CustomerMapRecordVOTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: FAIL because `CustomerMapRecordVO` does not exist.
+
+- [ ] **Step 3: Implement the VO**
+
+Create `CustomerMapRecordVO.java`:
+
+```java
+package com.ruoyi.loanpricing.domain.vo;
+
+import com.fasterxml.jackson.annotation.JsonProperty;
+import java.io.Serializable;
+import lombok.Data;
+
+@Data
+public class CustomerMapRecordVO implements Serializable
+{
+    private static final long serialVersionUID = 1L;
+
+    @JsonProperty("cust_id")
+    private String custId;
+
+    @JsonProperty("cust_isn")
+    private String custIsn;
+
+    @JsonProperty("cust_name")
+    private String custName;
+
+    @JsonProperty("faith_day")
+    private String faithDay;
+
+    @JsonProperty("balance_avg")
+    private String balanceAvg;
+
+    @JsonProperty("loan_count_his")
+    private String loanCountHis;
+
+    @JsonProperty("last_loan_date")
+    private String lastLoanDate;
+}
+```
+
+- [ ] **Step 4: Run the test to verify it passes**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=CustomerMapRecordVOTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+## Task 2: Add Customer Map Service
+
+**Files:**
+- Create: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java`
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapServiceTest.java`
+
+- [ ] **Step 1: Write service tests first**
+
+Create tests that use `MockRestServiceServer` and the package-private test constructor:
+
+```java
+package com.ruoyi.loanpricing.service;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertThrows;
+import static org.springframework.test.web.client.match.MockRestRequestMatchers.requestTo;
+import static org.springframework.test.web.client.response.MockRestResponseCreators.withSuccess;
+
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import java.util.List;
+import org.junit.jupiter.api.Test;
+import org.springframework.http.MediaType;
+import org.springframework.web.client.RestTemplate;
+import org.springframework.test.web.client.MockRestServiceServer;
+
+class LoanPricingCustomerMapServiceTest
+{
+    @Test
+    void shouldQueryPersonalCustomerMapWithCustIdParam()
+    {
+        RestTemplate restTemplate = new RestTemplate();
+        MockRestServiceServer server = MockRestServiceServer.createServer(restTemplate);
+        LoanPricingCustomerMapService service = new LoanPricingCustomerMapService(
+                restTemplate,
+                "http://mock/personal",
+                "http://mock/corporate");
+
+        server.expect(requestTo("http://mock/personal?cust_id=P001"))
+                .andRespond(withSuccess("{\"code\":200,\"msg\":\"操作成功\",\"data\":[{\"cust_id\":\"P001\",\"cust_isn\":\"81033011438\",\"cust_name\":\"张三\"}]}",
+                        MediaType.APPLICATION_JSON));
+
+        List<CustomerMapRecordVO> result = service.queryPersonal("P001");
+
+        assertEquals(1, result.size());
+        assertEquals("81033011438", result.get(0).getCustIsn());
+        assertEquals("张三", result.get(0).getCustName());
+        server.verify();
+    }
+
+    @Test
+    void shouldQueryCorporateCustomerMapWithCustIdParam()
+    {
+        RestTemplate restTemplate = new RestTemplate();
+        MockRestServiceServer server = MockRestServiceServer.createServer(restTemplate);
+        LoanPricingCustomerMapService service = new LoanPricingCustomerMapService(
+                restTemplate,
+                "http://mock/personal",
+                "http://mock/corporate");
+
+        server.expect(requestTo("http://mock/corporate?cust_id=C001"))
+                .andRespond(withSuccess("{\"code\":200,\"data\":[{\"cust_id\":\"C001\",\"cust_isn\":\"82002469287\",\"cust_name\":\"测试企业\"}]}",
+                        MediaType.APPLICATION_JSON));
+
+        List<CustomerMapRecordVO> result = service.queryCorporate("C001");
+
+        assertEquals("82002469287", result.get(0).getCustIsn());
+        assertEquals("测试企业", result.get(0).getCustName());
+        server.verify();
+    }
+
+    @Test
+    void shouldRejectBlankCustId()
+    {
+        LoanPricingCustomerMapService service = new LoanPricingCustomerMapService(
+                new RestTemplate(),
+                "http://mock/personal",
+                "http://mock/corporate");
+
+        ServiceException ex = assertThrows(ServiceException.class, () -> service.queryPersonal(" "));
+
+        assertEquals("客户号不能为空", ex.getMessage());
+    }
+}
+```
+
+- [ ] **Step 2: Run the tests to verify they fail**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: FAIL because `LoanPricingCustomerMapService` does not exist.
+
+- [ ] **Step 3: Implement the service**
+
+Create the service with a default Spring constructor and a package-private test constructor:
+
+```java
+package com.ruoyi.loanpricing.service;
+
+import com.fasterxml.jackson.annotation.JsonIgnoreProperties;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import java.net.URI;
+import java.util.Collections;
+import java.util.List;
+import lombok.Data;
+import org.springframework.beans.factory.annotation.Value;
+import org.springframework.stereotype.Service;
+import org.springframework.util.StringUtils;
+import org.springframework.web.client.RestTemplate;
+import org.springframework.web.util.UriComponentsBuilder;
+
+@Service
+public class LoanPricingCustomerMapService
+{
+    private final RestTemplate restTemplate;
+
+    @Value("${customer-map.personal-url}")
+    private String personalUrl;
+
+    @Value("${customer-map.corporate-url}")
+    private String corporateUrl;
+
+    public LoanPricingCustomerMapService()
+    {
+        this(new RestTemplate());
+    }
+
+    LoanPricingCustomerMapService(RestTemplate restTemplate)
+    {
+        this.restTemplate = restTemplate;
+    }
+
+    LoanPricingCustomerMapService(RestTemplate restTemplate, String personalUrl, String corporateUrl)
+    {
+        this.restTemplate = restTemplate;
+        this.personalUrl = personalUrl;
+        this.corporateUrl = corporateUrl;
+    }
+
+    public List<CustomerMapRecordVO> queryPersonal(String custId)
+    {
+        return query(personalUrl, custId);
+    }
+
+    public List<CustomerMapRecordVO> queryCorporate(String custId)
+    {
+        return query(corporateUrl, custId);
+    }
+
+    private List<CustomerMapRecordVO> query(String url, String custId)
+    {
+        if (!StringUtils.hasText(custId))
+        {
+            throw new ServiceException("客户号不能为空");
+        }
+        URI uri = UriComponentsBuilder.fromHttpUrl(url)
+                .queryParam("cust_id", custId)
+                .build()
+                .toUri();
+        CustomerMapResponse response = restTemplate.getForObject(uri, CustomerMapResponse.class);
+        if (response == null)
+        {
+            throw new ServiceException("客户号映射接口无返回");
+        }
+        if (response.getCode() != null && response.getCode() != 200)
+        {
+            throw new ServiceException(StringUtils.hasText(response.getMsg()) ? response.getMsg() : "客户号映射查询失败");
+        }
+        return response.getData() == null ? Collections.emptyList() : response.getData();
+    }
+
+    @Data
+    @JsonIgnoreProperties(ignoreUnknown = true)
+    static class CustomerMapResponse
+    {
+        private Integer code;
+        private String msg;
+        private List<CustomerMapRecordVO> data;
+    }
+}
+```
+
+- [ ] **Step 4: Run service tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingCustomerMapServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+## Task 3: Add Mock Endpoints
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java`
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java`
+
+- [ ] **Step 1: Write controller tests for mock endpoints**
+
+```java
+package com.ruoyi.loanpricing.controller;
+
+import static org.junit.jupiter.api.Assertions.assertFalse;
+import static org.junit.jupiter.api.Assertions.assertTrue;
+
+import com.fasterxml.jackson.databind.ObjectMapper;
+import com.ruoyi.common.core.domain.AjaxResult;
+import java.util.List;
+import org.junit.jupiter.api.Test;
+
+class LoanRatePricingMockControllerCustomerMapTest
+{
+    @Test
+    void shouldReturnPersonalCustomerMapRecords() throws Exception
+    {
+        LoanRatePricingMockController controller = new LoanRatePricingMockController();
+
+        AjaxResult result = controller.queryPersonalCustomerMap("P001");
+
+        List<?> rows = (List<?>) result.get("data");
+        assertFalse(rows.isEmpty());
+        String json = new ObjectMapper().writeValueAsString(rows.get(0));
+        assertTrue(json.contains("\"cust_id\""));
+        assertTrue(json.contains("\"cust_isn\""));
+        assertTrue(json.contains("\"cust_name\""));
+    }
+
+    @Test
+    void shouldReturnCorporateCustomerMapRecords() throws Exception
+    {
+        LoanRatePricingMockController controller = new LoanRatePricingMockController();
+
+        AjaxResult result = controller.queryCorporateCustomerMap("C001");
+
+        List<?> rows = (List<?>) result.get("data");
+        assertFalse(rows.isEmpty());
+        String json = new ObjectMapper().writeValueAsString(rows.get(0));
+        assertTrue(json.contains("\"cust_id\""));
+        assertTrue(json.contains("\"loan_count_his\""));
+        assertTrue(json.contains("\"last_loan_date\""));
+    }
+}
+```
+
+- [ ] **Step 2: Run the tests to verify they fail**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanRatePricingMockControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: FAIL because the mock methods do not exist.
+
+- [ ] **Step 3: Implement mock methods**
+
+Modify `LoanRatePricingMockController`:
+
+```java
+@Anonymous
+@Operation(summary = "模拟个人客户号映射查询")
+@GetMapping("/customer-map/personal")
+public AjaxResult queryPersonalCustomerMap(@RequestParam("cust_id") String custId)
+{
+    return success(randomCustomerMapRecords(custId, "个人客户"));
+}
+
+@Anonymous
+@Operation(summary = "模拟企业客户号映射查询")
+@GetMapping("/customer-map/corporate")
+public AjaxResult queryCorporateCustomerMap(@RequestParam("cust_id") String custId)
+{
+    return success(randomCustomerMapRecords(custId, "企业客户"));
+}
+```
+
+Add a private helper in the same controller:
+
+```java
+private List<CustomerMapRecordVO> randomCustomerMapRecords(String custId, String namePrefix)
+{
+    if (!StringUtils.hasText(custId))
+    {
+        throw new ServiceException("客户号不能为空");
+    }
+    int count = ThreadLocalRandom.current().nextInt(1, 4);
+    List<CustomerMapRecordVO> records = new ArrayList<>();
+    for (int i = 1; i <= count; i++)
+    {
+        CustomerMapRecordVO record = new CustomerMapRecordVO();
+        record.setCustId(custId);
+        record.setCustIsn(String.valueOf(81000000000L + ThreadLocalRandom.current().nextInt(1000000)));
+        record.setCustName(namePrefix + i);
+        record.setFaithDay(String.valueOf(ThreadLocalRandom.current().nextInt(1, 365)));
+        record.setBalanceAvg(String.valueOf(ThreadLocalRandom.current().nextInt(10000, 900000)));
+        record.setLoanCountHis(String.valueOf(ThreadLocalRandom.current().nextInt(0, 10)));
+        record.setLastLoanDate(LocalDate.now().minusDays(ThreadLocalRandom.current().nextInt(1, 800)).toString());
+        records.add(record);
+    }
+    return records;
+}
+```
+
+Required imports:
+
+```java
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.common.utils.StringUtils;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.List;
+import java.util.concurrent.ThreadLocalRandom;
+```
+
+- [ ] **Step 4: Run mock controller tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanRatePricingMockControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+## Task 4: Add Business Endpoints
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java`
+- Create: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerCustomerMapTest.java`
+
+- [ ] **Step 1: Write controller delegation tests**
+
+```java
+package com.ruoyi.loanpricing.controller;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.mockito.Mockito.when;
+
+import com.ruoyi.common.core.domain.AjaxResult;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import com.ruoyi.loanpricing.service.LoanPricingCustomerMapService;
+import java.lang.reflect.Field;
+import java.util.List;
+import org.junit.jupiter.api.Test;
+import org.mockito.Mockito;
+
+class LoanPricingWorkflowControllerCustomerMapTest
+{
+    @Test
+    void shouldReturnPersonalCustomerMapFromService() throws Exception
+    {
+        LoanPricingCustomerMapService service = Mockito.mock(LoanPricingCustomerMapService.class);
+        CustomerMapRecordVO row = new CustomerMapRecordVO();
+        row.setCustIsn("81033011438");
+        when(service.queryPersonal("P001")).thenReturn(List.of(row));
+
+        LoanPricingWorkflowController controller = new LoanPricingWorkflowController();
+        setField(controller, "customerMapService", service);
+
+        AjaxResult result = controller.queryPersonalCustomerMap("P001");
+
+        List<?> rows = (List<?>) result.get("data");
+        assertEquals(1, rows.size());
+    }
+
+    @Test
+    void shouldReturnCorporateCustomerMapFromService() throws Exception
+    {
+        LoanPricingCustomerMapService service = Mockito.mock(LoanPricingCustomerMapService.class);
+        CustomerMapRecordVO row = new CustomerMapRecordVO();
+        row.setCustIsn("82002469287");
+        when(service.queryCorporate("C001")).thenReturn(List.of(row));
+
+        LoanPricingWorkflowController controller = new LoanPricingWorkflowController();
+        setField(controller, "customerMapService", service);
+
+        AjaxResult result = controller.queryCorporateCustomerMap("C001");
+
+        List<?> rows = (List<?>) result.get("data");
+        assertEquals(1, rows.size());
+    }
+
+    private static void setField(Object target, String fieldName, Object value) throws Exception
+    {
+        Field field = target.getClass().getDeclaredField(fieldName);
+        field.setAccessible(true);
+        field.set(target, value);
+    }
+}
+```
+
+- [ ] **Step 2: Run the tests to verify they fail**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: FAIL because controller methods and field do not exist.
+
+- [ ] **Step 3: Implement controller methods**
+
+In `LoanPricingWorkflowController`, add:
+
+```java
+@Autowired
+private LoanPricingCustomerMapService customerMapService;
+
+@Operation(summary = "查询个人客户号映射")
+@GetMapping("/customer-map/personal")
+public AjaxResult queryPersonalCustomerMap(@RequestParam("custId") String custId)
+{
+    return success(customerMapService.queryPersonal(custId));
+}
+
+@Operation(summary = "查询企业客户号映射")
+@GetMapping("/customer-map/corporate")
+public AjaxResult queryCorporateCustomerMap(@RequestParam("custId") String custId)
+{
+    return success(customerMapService.queryCorporate(custId));
+}
+```
+
+Required import:
+
+```java
+import com.ruoyi.loanpricing.service.LoanPricingCustomerMapService;
+```
+
+- [ ] **Step 4: Run controller tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+## Task 5: Add Profile Configuration
+
+**Files:**
+- Modify: `ruoyi-admin/src/main/resources/application-dev.yml`
+- Modify: `ruoyi-admin/src/main/resources/application-uat.yml`
+- Modify: `ruoyi-admin/src/main/resources/application-pro.yml`
+
+- [ ] **Step 1: Add `customer-map` to every active profile**
+
+Place this block next to the existing `model:` block in each profile file:
+
+```yaml
+customer-map:
+    personal-url: http://localhost:63310/rate/pricing/mock/customer-map/personal
+    corporate-url: http://localhost:63310/rate/pricing/mock/customer-map/corporate
+```
+
+Keep the existing `model:` URLs unchanged.
+
+- [ ] **Step 2: Verify config keys exist**
+
+Run:
+
+```bash
+rg -n "customer-map:|personal-url: http://localhost:63310/rate/pricing/mock/customer-map/personal|corporate-url: http://localhost:63310/rate/pricing/mock/customer-map/corporate" ruoyi-admin/src/main/resources/application-dev.yml ruoyi-admin/src/main/resources/application-uat.yml ruoyi-admin/src/main/resources/application-pro.yml
+```
+
+Expected: each profile contains one `customer-map` block with both mock URLs.
+
+## Task 6: Backend Verification
+
+**Files:**
+- Verify only, no new files.
+
+- [ ] **Step 1: Run focused backend tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=CustomerMapRecordVOTest,LoanPricingCustomerMapServiceTest,LoanRatePricingMockControllerCustomerMapTest,LoanPricingWorkflowControllerCustomerMapTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Run affected existing model/workflow tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+- [ ] **Step 3: Manual API verification after backend restart**
+
+Restart backend so config and routes are active, then call:
+
+```bash
+curl -sS 'http://localhost:63310/rate/pricing/mock/customer-map/personal?cust_id=P001'
+curl -sS 'http://localhost:63310/rate/pricing/mock/customer-map/corporate?cust_id=C001'
+TOKEN=$(curl -sS -H 'Content-Type: application/json' -d '{"username":"admin","password":"admin123"}' 'http://localhost:63310/login/test' | sed -n 's/.*"token":"\([^"]*\)".*/\1/p')
+curl -sS -H "Authorization: Bearer ${TOKEN}" 'http://localhost:63310/loanPricing/workflow/customer-map/personal?custId=P001'
+curl -sS -H "Authorization: Bearer ${TOKEN}" 'http://localhost:63310/loanPricing/workflow/customer-map/corporate?custId=C001'
+```
+
+Expected: each successful response uses the RuoYi response wrapper and `data` contains one or more records with underscore fields. If the local admin password differs, replace `admin/admin123` with a valid local test account before calling the authenticated workflow endpoints.
+
+- [ ] **Step 4: Commit backend work**
+
+Use a Chinese commit message and do not include unrelated dirty files:
+
+```bash
+git status --short
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVOTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapServiceTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockControllerCustomerMapTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowControllerCustomerMapTest.java \
+  ruoyi-admin/src/main/resources/application-dev.yml \
+  ruoyi-admin/src/main/resources/application-uat.yml \
+  ruoyi-admin/src/main/resources/application-pro.yml
+git commit -m "新增客户号映射后端接口"
+```
+
+Do not commit temporary curl output, screenshots, or generated test data.
--- a/docs/superpowers/plans/2026-04-29-customer-map-selection-frontend-plan.md
+++ b/docs/superpowers/plans/2026-04-29-customer-map-selection-frontend-plan.md
@@ -0,0 +1,662 @@
+# Customer Map Selection Frontend Implementation Plan
+
+> **For agentic workers:** Steps use checkbox (`- [ ]`) syntax for tracking. Follow this repository's AGENTS.md rule: do not enable subagents or superpowers execution modes unless the user explicitly requests them for the implementation session.
+
+**Goal:** Add the frontend customer-id query and customer-internal-code selection step before opening personal or corporate workflow creation dialogs.
+
+**Architecture:** Keep the existing list page and personal/corporate creation dialogs. Insert a shared customer-map selector dialog between customer-type selection and workflow creation, then pass the selected underscore-field record into the existing create dialogs. Existing workflow create APIs stay unchanged and still receive `custIsn` and `custName` in camelCase.
+
+**Tech Stack:** Vue 2, Element UI, existing RuoYi request wrapper, Node static assertion tests, nvm-managed frontend runtime, Playwright/browser verification after implementation.
+
+---
+
+## File Structure
+
+- Modify: `ruoyi-ui/src/api/loanPricing/workflow.js`
+  - Adds personal/corporate customer-map query functions.
+- Create: `ruoyi-ui/src/views/loanPricing/workflow/components/CustomerMapSelector.vue`
+  - Owns customer-id input, query action, result table, loading state, and row selection.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/index.vue`
+  - Opens customer-map selector after customer type selection and then opens the correct create dialog after row selection.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+  - Accepts selected customer-map record, fills `custIsn` and `custName`, and makes both fields read-only.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+  - Same selected-record behavior for corporate creation.
+- Modify: `ruoyi-ui/package.json`
+  - Adds a focused test script for the new customer-map selection checks.
+- Create: `ruoyi-ui/tests/customer-map-selection.test.js`
+  - Static test coverage for API paths, selector fields, parent wiring, selected underscore fields, and read-only create dialog inputs.
+
+## Task 1: Add Frontend API Methods
+
+**Files:**
+- Modify: `ruoyi-ui/src/api/loanPricing/workflow.js`
+- Create: `ruoyi-ui/tests/customer-map-selection.test.js`
+- Modify: `ruoyi-ui/package.json`
+
+- [ ] **Step 1: Write failing API assertions**
+
+Create the first version of `ruoyi-ui/tests/customer-map-selection.test.js`:
+
+```js
+const fs = require('fs')
+const path = require('path')
+const assert = require('assert')
+
+function read(relativePath) {
+  return fs.readFileSync(path.join(__dirname, '..', relativePath), 'utf8')
+}
+
+const workflowApi = read('src/api/loanPricing/workflow.js')
+
+assert(
+  workflowApi.includes('export function queryPersonalCustomerMap') &&
+    workflowApi.includes("url: '/loanPricing/workflow/customer-map/personal'") &&
+    workflowApi.includes('params: { custId: custId }'),
+  '缺少个人客户号映射查询 API'
+)
+
+assert(
+  workflowApi.includes('export function queryCorporateCustomerMap') &&
+    workflowApi.includes("url: '/loanPricing/workflow/customer-map/corporate'") &&
+    workflowApi.includes('params: { custId: custId }'),
+  '缺少企业客户号映射查询 API'
+)
+
+console.log('customer map selection assertions passed')
+```
+
+Add a script in `ruoyi-ui/package.json`:
+
+```json
+"test:customer-map-selection": "node tests/customer-map-selection.test.js"
+```
+
+- [ ] **Step 2: Run the test to verify it fails**
+
+Run with the project Node version:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: FAIL because the API methods do not exist.
+
+- [ ] **Step 3: Implement the API methods**
+
+Append to `workflow.js`:
+
+```js
+// 查询个人客户号映射
+export function queryPersonalCustomerMap(custId) {
+  return request({
+    url: '/loanPricing/workflow/customer-map/personal',
+    method: 'get',
+    params: { custId: custId }
+  })
+}
+
+// 查询企业客户号映射
+export function queryCorporateCustomerMap(custId) {
+  return request({
+    url: '/loanPricing/workflow/customer-map/corporate',
+    method: 'get',
+    params: { custId: custId }
+  })
+}
+```
+
+- [ ] **Step 4: Run the API test**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: PASS for API assertions.
+
+## Task 2: Create Customer Map Selector Dialog
+
+**Files:**
+- Create: `ruoyi-ui/src/views/loanPricing/workflow/components/CustomerMapSelector.vue`
+- Modify: `ruoyi-ui/tests/customer-map-selection.test.js`
+
+- [ ] **Step 1: Extend the static test for selector requirements**
+
+Add these assertions to `customer-map-selection.test.js`:
+
+```js
+const selector = read('src/views/loanPricing/workflow/components/CustomerMapSelector.vue')
+
+assert(
+  selector.includes('title="客户号查询"') &&
+    selector.includes('v-model="queryForm.custId"') &&
+    selector.includes('handleQuery'),
+  '客户号查询弹窗缺少客户号输入或查询动作'
+)
+
+assert(
+  selector.includes("queryPersonalCustomerMap") &&
+    selector.includes("queryCorporateCustomerMap") &&
+    selector.includes("this.customerType === 'personal'"),
+  '客户号查询弹窗未按客户类型调用个人/企业接口'
+)
+
+;['cust_id', 'cust_isn', 'cust_name', 'faith_day', 'balance_avg', 'loan_count_his', 'last_loan_date'].forEach((field) => {
+  assert(selector.includes(`prop="${field}"`) || selector.includes(`row.${field}`), `查询结果表格缺少字段 ${field}`)
+})
+
+assert(
+  selector.includes("this.$emit('select', row)") &&
+    selector.includes('未查询到客户信息') &&
+    selector.includes('请输入客户号'),
+  '客户号查询弹窗缺少选择事件或关键提示'
+)
+```
+
+- [ ] **Step 2: Run the test to verify it fails**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: FAIL because `CustomerMapSelector.vue` does not exist.
+
+- [ ] **Step 3: Implement `CustomerMapSelector.vue`**
+
+Create the component:
+
+```vue
+<template>
+  <el-dialog title="客户号查询" :visible.sync="dialogVisible" width="900px" append-to-body
+             :close-on-click-modal="false" @close="handleClose">
+    <el-form :model="queryForm" inline size="small">
+      <el-form-item label="客户号">
+        <el-input v-model="queryForm.custId" placeholder="请输入客户号" clearable @keyup.enter.native="handleQuery"/>
+      </el-form-item>
+      <el-form-item>
+        <el-button type="primary" icon="el-icon-search" :loading="loading" @click="handleQuery">查询</el-button>
+      </el-form-item>
+    </el-form>
+
+    <el-table v-loading="loading" :data="customerList">
+      <el-table-column label="客户号" prop="cust_id" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="客户内码" prop="cust_isn" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="客户名称" prop="cust_name" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="用信天数" prop="faith_day" align="center"/>
+      <el-table-column label="存款年日均" prop="balance_avg" align="center"/>
+      <el-table-column label="历史贷款次数" prop="loan_count_his" align="center"/>
+      <el-table-column label="上次贷款日期" prop="last_loan_date" align="center" width="130"/>
+      <el-table-column label="操作" align="center" width="90">
+        <template slot-scope="scope">
+          <el-button type="text" size="mini" @click="handleSelect(scope.row)">选择</el-button>
+        </template>
+      </el-table-column>
+    </el-table>
+  </el-dialog>
+</template>
+
+<script>
+import {queryPersonalCustomerMap, queryCorporateCustomerMap} from "@/api/loanPricing/workflow"
+
+export default {
+  name: "CustomerMapSelector",
+  props: {
+    visible: {
+      type: Boolean,
+      default: false
+    },
+    customerType: {
+      type: String,
+      default: undefined
+    }
+  },
+  data() {
+    return {
+      loading: false,
+      queryForm: {
+        custId: undefined
+      },
+      customerList: []
+    }
+  },
+  computed: {
+    dialogVisible: {
+      get() {
+        return this.visible
+      },
+      set(val) {
+        this.$emit('update:visible', val)
+      }
+    }
+  },
+  methods: {
+    handleQuery() {
+      if (!this.queryForm.custId) {
+        this.$modal.msgWarning("请输入客户号")
+        return
+      }
+      this.loading = true
+      const request = this.customerType === 'personal'
+        ? queryPersonalCustomerMap
+        : queryCorporateCustomerMap
+      request(this.queryForm.custId).then(response => {
+        this.customerList = response.data || []
+        if (this.customerList.length === 0) {
+          this.$modal.msgWarning("未查询到客户信息")
+        }
+      }).finally(() => {
+        this.loading = false
+      })
+    },
+    handleSelect(row) {
+      this.$emit('select', row)
+      this.dialogVisible = false
+    },
+    handleClose() {
+      this.queryForm.custId = undefined
+      this.customerList = []
+      this.loading = false
+    }
+  }
+}
+</script>
+```
+
+- [ ] **Step 4: Run the selector test**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: PASS through selector assertions.
+
+## Task 3: Wire Selector Into Workflow List Page
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/index.vue`
+- Modify: `ruoyi-ui/tests/customer-map-selection.test.js`
+
+- [ ] **Step 1: Extend the test for parent wiring**
+
+Add assertions:
+
+```js
+const workflowIndex = read('src/views/loanPricing/workflow/index.vue')
+
+assert(
+  workflowIndex.includes('CustomerMapSelector') &&
+    workflowIndex.includes('<customer-map-selector') &&
+    workflowIndex.includes(':customer-type="selectedCustomerType"') &&
+    workflowIndex.includes('@select="handleCustomerMapSelect"'),
+  '流程列表页未接入客户号查询选择弹窗'
+)
+
+assert(
+  workflowIndex.includes('selectedCustomerType') &&
+    workflowIndex.includes('selectedCustomerMap') &&
+    workflowIndex.includes('showCustomerMapSelector'),
+  '流程列表页缺少客户类型、客户映射选择状态'
+)
+
+assert(
+  workflowIndex.includes("this.selectedCustomerType = type") &&
+    workflowIndex.includes('this.showCustomerMapSelector = true') &&
+    !workflowIndex.includes("if (type === 'personal') {\\n        this.showPersonalDialog = true"),
+  '选择客户类型后应先打开客户号查询弹窗，而不是直接打开新增弹窗'
+)
+
+assert(
+  workflowIndex.includes('handleCustomerMapSelect') &&
+    workflowIndex.includes('this.selectedCustomerMap = row') &&
+    workflowIndex.includes('this.showPersonalDialog = true') &&
+    workflowIndex.includes('this.showCorporateDialog = true'),
+  '选择客户内码后未打开对应新增弹窗'
+)
+```
+
+- [ ] **Step 2: Run the test to verify it fails**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: FAIL because the list page does not yet use the selector.
+
+- [ ] **Step 3: Update `index.vue` template and script**
+
+Add component usage after the customer type selector:
+
+```vue
+<customer-map-selector
+  :visible.sync="showCustomerMapSelector"
+  :customer-type="selectedCustomerType"
+  @select="handleCustomerMapSelect"
+/>
+```
+
+Pass the selected record into both create dialogs:
+
+```vue
+<personal-create-dialog
+  :visible.sync="showPersonalDialog"
+  :customer-map="selectedCustomerMap"
+  @success="handleCreateSuccess"
+/>
+
+<corporate-create-dialog
+  :visible.sync="showCorporateDialog"
+  :customer-map="selectedCustomerMap"
+  @success="handleCreateSuccess"
+/>
+```
+
+Import and register the selector:
+
+```js
+import CustomerMapSelector from "./components/CustomerMapSelector"
+```
+
+Add state:
+
+```js
+showCustomerMapSelector: false,
+selectedCustomerType: undefined,
+selectedCustomerMap: null,
+```
+
+Change `handleSelectType`:
+
+```js
+handleSelectType(type) {
+  this.selectedCustomerType = type
+  this.selectedCustomerMap = null
+  this.showCustomerMapSelector = true
+}
+```
+
+Add selected-row handler:
+
+```js
+handleCustomerMapSelect(row) {
+  this.selectedCustomerMap = row
+  if (this.selectedCustomerType === 'personal') {
+    this.showPersonalDialog = true
+  } else if (this.selectedCustomerType === 'corporate') {
+    this.showCorporateDialog = true
+  }
+}
+```
+
+Clear selected state when the create flow completes:
+
+```js
+handleCreateSuccess() {
+  this.selectedCustomerMap = null
+  this.selectedCustomerType = undefined
+  this.getList()
+}
+```
+
+Add watchers for dialog close so cancellation also clears the selected record:
+
+```js
+watch: {
+  showPersonalDialog(val) {
+    if (!val && !this.showCorporateDialog) {
+      this.selectedCustomerMap = null
+      this.selectedCustomerType = undefined
+    }
+  },
+  showCorporateDialog(val) {
+    if (!val && !this.showPersonalDialog) {
+      this.selectedCustomerMap = null
+      this.selectedCustomerType = undefined
+    }
+  }
+}
+```
+
+- [ ] **Step 4: Run the parent wiring test**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: PASS through parent wiring assertions.
+
+## Task 4: Make Create Dialog Customer Fields Read-Only and Auto-Filled
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+- Modify: `ruoyi-ui/tests/customer-map-selection.test.js`
+
+- [ ] **Step 1: Extend test for create dialog behavior**
+
+Add assertions:
+
+```js
+const personalCreateDialog = read('src/views/loanPricing/workflow/components/PersonalCreateDialog.vue')
+const corporateCreateDialog = read('src/views/loanPricing/workflow/components/CorporateCreateDialog.vue')
+
+;[
+  ['个人新增弹窗', personalCreateDialog],
+  ['企业新增弹窗', corporateCreateDialog]
+].forEach(([name, source]) => {
+  assert(source.includes('customerMap'), `${name} 缺少 customerMap 入参`)
+  assert(source.includes(':readonly="true"') || source.includes('readonly'), `${name} 客户内码和客户名称应只读`)
+  assert(source.includes('this.customerMap.cust_isn'), `${name} 未从 cust_isn 自动带入客户内码`)
+  assert(source.includes('this.customerMap.cust_name'), `${name} 未从 cust_name 自动带入客户名称`)
+  assert(source.includes('clearValidate'), `${name} 应清空校验而不是用 resetFields 覆盖已选客户`)
+  assert(!source.includes('this.resetForm("form")'), `${name} 不应在 reset() 中调用 resetForm("form") 覆盖只读客户字段`)
+})
+```
+
+- [ ] **Step 2: Run the test to verify it fails**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: FAIL because dialogs do not yet consume `customerMap`.
+
+- [ ] **Step 3: Update personal create dialog**
+
+Add prop:
+
+```js
+customerMap: {
+  type: Object,
+  default: null
+}
+```
+
+Make customer fields read-only:
+
+```vue
+<el-input v-model="form.custIsn" placeholder="请选择客户内码" :readonly="true"/>
+<el-input v-model="form.custName" placeholder="请选择客户名称" :readonly="true"/>
+```
+
+In `reset()`, initialize from selected row and do not call `this.resetForm("form")`. The existing RuoYi helper delegates to Element UI `resetFields()`, which can restore stale initial values and overwrite the selected read-only customer fields. After assigning the new form object, only clear validation:
+
+```js
+reset() {
+  this.form = {
+    orgCode: '892000',
+    runType: '1',
+    custIsn: this.customerMap ? this.customerMap.cust_isn : undefined,
+    custName: this.customerMap ? this.customerMap.cust_name : undefined,
+    idType: undefined,
+    idNum: undefined,
+    guarType: undefined,
+    applyAmt: undefined,
+    loanPurpose: undefined,
+    loanTerm: undefined,
+    bizProof: false,
+    loanLoop: false,
+    collType: undefined,
+    collThirdParty: false
+  }
+  this.submitting = false
+  this.$nextTick(() => {
+    if (this.$refs.form) {
+      this.$refs.form.clearValidate()
+    }
+  })
+}
+```
+
+Keep existing required validation for `custIsn` and `custName`.
+
+- [ ] **Step 4: Update corporate create dialog**
+
+Apply the same prop, read-only inputs, and `reset()` initialization to `CorporateCreateDialog.vue`. Do not call `this.resetForm("form")` in the corporate dialog reset path; assign the new form object with `custIsn` and `custName` from `customerMap`, then use `this.$refs.form.clearValidate()` inside `$nextTick()`.
+
+- [ ] **Step 5: Run the create dialog test**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: PASS through create dialog assertions.
+
+## Task 5: Frontend Verification
+
+**Files:**
+- Verify only, no new source files.
+
+- [ ] **Step 1: Run focused customer-map test**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection'
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Run affected existing frontend tests**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params && node ruoyi-ui/tests/workflow-index-refresh.test.js'
+```
+
+Expected: PASS.
+
+- [ ] **Step 3: Build frontend**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'
+```
+
+Expected: build succeeds.
+
+- [ ] **Step 4: Browser verification after backend and frontend are running**
+
+Use the real application page, not a prototype page:
+
+1. Open the workflow list page.
+2. Click “新增”.
+3. Select “个人客户”.
+4. Confirm the customer-id query dialog opens.
+5. Query any customer number.
+6. Select one result row.
+7. Confirm the personal create dialog opens and `客户内码` / `客户名称` are auto-filled and read-only.
+8. Fill the remaining required fields and submit.
+9. Repeat the same flow for “企业客户”.
+10. Close and reopen the create flow at least once with a second selected row, and confirm the new row's `cust_isn` / `cust_name` replace the previous values in the create dialog.
+11. Confirm both created records appear in the list or detail page.
+
+Expected: both personal and corporate flows pass through customer-map selection before creation.
+
+- [ ] **Step 5: Cleanup test processes**
+
+Stop any backend or frontend processes started for verification before ending the task.
+
+- [ ] **Step 6: Commit frontend work**
+
+Use a Chinese commit message and avoid unrelated dirty files:
+
+```bash
+git status --short
+git add ruoyi-ui/src/api/loanPricing/workflow.js \
+  ruoyi-ui/src/views/loanPricing/workflow/components/CustomerMapSelector.vue \
+  ruoyi-ui/src/views/loanPricing/workflow/index.vue \
+  ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue \
+  ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue \
+  ruoyi-ui/package.json \
+  ruoyi-ui/tests/customer-map-selection.test.js
+git commit -m "新增客户号查询选择前端流程"
+```
+
+Do not commit screenshots, browser traces, temporary spreadsheets, or generated test data.
+
+## Task 6: Final End-to-End Verification and Implementation Record
+
+**Files:**
+- Create: `doc/implementation-report-2026-04-29-customer-map-selection.md`
+
+- [ ] **Step 1: Run backend and frontend verification together**
+
+After backend and frontend implementation are both complete:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=CustomerMapRecordVOTest,LoanPricingCustomerMapServiceTest,LoanRatePricingMockControllerCustomerMapTest,LoanPricingWorkflowControllerCustomerMapTest,LoanPricingModelServiceTest,LoanPricingWorkflowServiceImplTest -Dsurefire.failIfNoSpecifiedTests=false test
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:customer-map-selection && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params && node ruoyi-ui/tests/workflow-index-refresh.test.js'
+```
+
+Expected: all tests pass.
+
+- [ ] **Step 2: Complete browser verification**
+
+Run the browser flow from Task 5 for both personal and corporate customers. Confirm the backend API response wrapper is still the existing RuoYi wrapper while records inside `data` keep underscore fields.
+
+- [ ] **Step 3: Write implementation report**
+
+Create `doc/implementation-report-2026-04-29-customer-map-selection.md` with:
+
+```markdown
+# 2026-04-29 客户号查询选择客户内码实施记录
+
+## 修改内容
+
+- 后端新增个人/企业客户号映射业务接口。
+- 后端新增个人/企业客户号映射 mock 接口。
+- 配置文件新增 `customer-map` 个人/企业地址并指向本项目 mock。
+- 前端新增客户号查询选择弹窗。
+- 个人/企业新增流程改为先查询客户号、选择客户内码，再打开新增弹窗。
+- 新增弹窗客户内码和客户名称由选中记录自动带入并只读。
+
+## 验证结果
+
+- 后端测试：填写实际执行命令和通过/失败结果。
+- 前端测试：填写实际执行命令和通过/失败结果。
+- 真实页面验证：填写个人、企业两条浏览器验证流程和结果。
+- 进程清理：填写本次启动的前后端进程是否已关闭。
+```
+
+- [ ] **Step 4: Commit implementation report**
+
+```bash
+git add doc/implementation-report-2026-04-29-customer-map-selection.md
+git commit -m "补充客户号映射选择实施记录"
+```
--- a/docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-backend-plan.md
+++ b/docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-backend-plan.md
@@ -0,0 +1,647 @@
+# Shangyu Pricing Field Adjustment Backend Implementation Plan
+
+> **For agentic workers:** Follow this repository's `AGENTS.md`: do not invoke `using-superpowers` or subagents during implementation unless the user explicitly requests them. Steps use checkbox (`- [ ]`) syntax for tracking.
+
+**Goal:** Update the backend create-flow contract so `businessType`, `couponRate`, personal removed fields, and customer-type-specific collateral options match the approved Shangyu pricing spec.
+
+**Architecture:** Keep the existing workflow creation API and entity flow. Add `couponRate` to the DTO/entity/model path, tighten service-layer validation in `LoanPricingWorkflowServiceImpl`, remove personal create dependencies on `loanPurpose` and `bizProof`, and update SQL schema files in place.
+
+**Tech Stack:** Spring Boot, RuoYi, MyBatis Plus, Lombok, Jakarta Validation, JUnit 5, Mockito, MySQL SQL files.
+
+---
+
+## File Structure
+
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java`
+  - Change `businessType` values to `新增/存量新增/存量转贷`.
+  - Remove personal create DTO dependency on `loanPurpose` and `bizProof`.
+  - Add `couponRate`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java`
+  - Change `businessType` values to `新增/存量新增/存量转贷`.
+  - Expand `collType` values for corporate mortgage and pledge paths.
+  - Add `couponRate`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java`
+  - Update `businessType` comment and add persisted `couponRate`.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java`
+  - Add `couponRate` only. Do not add `businessType`; the user excluded that model-input branch from this scope.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java`
+  - Map `couponRate`.
+  - Stop mapping removed personal fields from the personal create DTO.
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java`
+  - Update business type validation.
+  - Add collateral-option validation by `custType + guarType`.
+  - Add required `couponRate` validation for `质押 + 存单质押`.
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java`
+  - Add validation coverage and update existing create tests to set valid `businessType`.
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+  - Remove old personal `loanPurpose` DTO expectations so Maven test compilation remains valid after DTO removal.
+  - Keep `loanTerm/loanLoop` model assertions.
+- Create Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/util/LoanPricingConverterTest.java`
+  - Confirm personal removed fields no longer drive conversion and `couponRate` maps.
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java`
+  - Confirm `couponRate` is copied into `ModelInvokeDTO` via the model invocation path.
+- Create: `sql/add_coupon_rate_20260511.sql`
+  - Migration for existing databases.
+- Modify: `sql/loan_pricing_workflow.sql`
+  - Add `coupon_rate`.
+- Modify: `sql/loan_pricing_schema_20260328.sql`
+  - Add `coupon_rate` to `loan_pricing_workflow`.
+- Modify: `sql/loan_pricing_prod_init_20260331.sql`
+  - Add `coupon_rate` to production init schema.
+
+## Task 1: Add Failing Backend Contract Tests
+
+**Files:**
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+- Create Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/util/LoanPricingConverterTest.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java`
+
+- [ ] **Step 1: Update existing create tests with valid business type**
+
+In `LoanPricingWorkflowServiceImplTest`, every test that calls `createLoanPricing` must set:
+
+```java
+workflow.setBusinessType("新增");
+```
+
+For tests using mortgage or pledge, also set an allowed `collType` for the matching `custType`.
+
+- [ ] **Step 2: Update old personal parameter tests**
+
+In `LoanPricingModelServicePersonalParamsTest`, replace the old DTO field test:
+
+Add the static import if it is not present:
+
+```java
+import static org.junit.jupiter.api.Assertions.assertNull;
+```
+
+```java
+@Test
+void shouldRemoveLoanPurposeAndKeepLoanTermInPersonalCreateDto() throws NoSuchFieldException {
+    assertThrows(NoSuchFieldException.class,
+            () -> PersonalLoanPricingCreateDTO.class.getDeclaredField("loanPurpose"));
+    assertNotNull(PersonalLoanPricingCreateDTO.class.getDeclaredField("loanTerm"));
+}
+```
+
+Replace the old converter test that called `dto.setLoanPurpose(...)`:
+
+```java
+@Test
+void shouldMapLoanTermWithoutLoanPurposeFromPersonalDto() {
+    PersonalLoanPricingCreateDTO dto = new PersonalLoanPricingCreateDTO();
+    dto.setCustIsn("CUST001");
+    dto.setCustName("张三");
+    dto.setGuarType("信用");
+    dto.setApplyAmt("100000");
+    dto.setBusinessType("新增");
+    dto.setLoanTerm("3");
+
+    LoanPricingWorkflow workflow = LoanPricingConverter.toEntity(dto);
+
+    assertNull(workflow.getLoanPurpose());
+    assertNull(workflow.getBizProof());
+    assertEquals("3", workflow.getLoanTerm());
+}
+```
+
+In `shouldInvokePersonalModelWithExpectedParams`, remove:
+
+```java
+workflow.setLoanPurpose("business");
+workflow.setBizProof("true");
+```
+
+and remove these argument matcher clauses:
+
+```java
+&& Objects.equals("business", dto.getLoanPurpose())
+&& Objects.equals("1", dto.getBizProof())
+```
+
+Keep the existing `loanTerm`, `loanLoop`, `collThirdParty`, and `collType` assertions.
+
+- [ ] **Step 3: Add failing business type and collateral validation tests**
+
+Add tests like:
+
+```java
+@Test
+void shouldRejectOldBusinessType() {
+    LoanPricingWorkflow workflow = validPersonalWorkflow();
+    workflow.setBusinessType("新客");
+
+    ServiceException ex = assertThrows(ServiceException.class,
+            () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("业务种类必须是：新增、存量新增、存量转贷之一", ex.getMessage());
+}
+
+@Test
+void shouldRequireHistoryRateForStockTransfer() {
+    LoanPricingWorkflow workflow = validCorporateWorkflow();
+    workflow.setBusinessType("存量转贷");
+    workflow.setLoanRateHistory(null);
+
+    ServiceException ex = assertThrows(ServiceException.class,
+            () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("请选择历史贷款合同", ex.getMessage());
+}
+
+@Test
+void shouldRequireCouponRateForCertificatePledge() {
+    LoanPricingWorkflow workflow = validPersonalWorkflow();
+    workflow.setGuarType("质押");
+    workflow.setCollType("存单质押");
+    workflow.setCouponRate(null);
+
+    ServiceException ex = assertThrows(ServiceException.class,
+            () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("存单票面利率不能为空", ex.getMessage());
+}
+```
+
+Add helper methods:
+
+```java
+private LoanPricingWorkflow validPersonalWorkflow() {
+    LoanPricingWorkflow workflow = new LoanPricingWorkflow();
+    workflow.setCustType("个人");
+    workflow.setCustIsn("P001");
+    workflow.setCustName("张三");
+    workflow.setIdNum("330102199001011234");
+    workflow.setGuarType("信用");
+    workflow.setApplyAmt("100000");
+    workflow.setBusinessType("新增");
+    return workflow;
+}
+
+private LoanPricingWorkflow validCorporateWorkflow() {
+    LoanPricingWorkflow workflow = new LoanPricingWorkflow();
+    workflow.setCustType("企业");
+    workflow.setCustIsn("C001");
+    workflow.setCustName("测试企业");
+    workflow.setIdNum("91330100MA0000000X");
+    workflow.setGuarType("信用");
+    workflow.setApplyAmt("1000000");
+    workflow.setBusinessType("新增");
+    return workflow;
+}
+```
+
+- [ ] **Step 4: Add failing allowed-option tests**
+
+Add focused tests:
+
+```java
+@Test
+void shouldAllowPersonalMortgageLineType() {
+    LoanPricingWorkflow workflow = validPersonalWorkflow();
+    workflow.setGuarType("抵押");
+    workflow.setCollType("一线");
+
+    when(sensitiveFieldCryptoService.encrypt(any())).thenAnswer(invocation -> invocation.getArgument(0));
+
+    loanPricingWorkflowService.createLoanPricing(workflow);
+
+    verify(loanPricingWorkflowMapper).insert(any());
+}
+
+@Test
+void shouldRejectCorporateMortgageTypeForPersonalMortgage() {
+    LoanPricingWorkflow workflow = validPersonalWorkflow();
+    workflow.setGuarType("抵押");
+    workflow.setCollType("排污权抵押");
+
+    ServiceException ex = assertThrows(ServiceException.class,
+            () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+    assertEquals("个人抵押抵质押类型必须是：一线、一类、二类、三类之一", ex.getMessage());
+}
+
+@Test
+void shouldAllowCorporatePledgeEquityType() {
+    LoanPricingWorkflow workflow = validCorporateWorkflow();
+    workflow.setGuarType("质押");
+    workflow.setCollType("股权质押");
+
+    when(sensitiveFieldCryptoService.encrypt(any())).thenAnswer(invocation -> invocation.getArgument(0));
+
+    loanPricingWorkflowService.createLoanPricing(workflow);
+
+    verify(loanPricingWorkflowMapper).insert(any());
+}
+```
+
+- [ ] **Step 5: Add failing converter test**
+
+Create `LoanPricingConverterTest`:
+
+```java
+package com.ruoyi.loanpricing.util;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNull;
+
+import com.ruoyi.loanpricing.domain.dto.CorporateLoanPricingCreateDTO;
+import com.ruoyi.loanpricing.domain.dto.PersonalLoanPricingCreateDTO;
+import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
+import org.junit.jupiter.api.Test;
+
+class LoanPricingConverterTest {
+    @Test
+    void shouldMapCouponRateForPersonalWorkflow() {
+        PersonalLoanPricingCreateDTO dto = new PersonalLoanPricingCreateDTO();
+        dto.setCustIsn("P001");
+        dto.setGuarType("质押");
+        dto.setApplyAmt("100000");
+        dto.setBusinessType("新增");
+        dto.setCouponRate("2.15");
+
+        LoanPricingWorkflow workflow = LoanPricingConverter.toEntity(dto);
+
+        assertEquals("2.15", workflow.getCouponRate());
+        assertNull(workflow.getLoanPurpose());
+        assertNull(workflow.getBizProof());
+    }
+
+    @Test
+    void shouldMapCouponRateForCorporateWorkflow() {
+        CorporateLoanPricingCreateDTO dto = new CorporateLoanPricingCreateDTO();
+        dto.setCustIsn("C001");
+        dto.setGuarType("质押");
+        dto.setApplyAmt("1000000");
+        dto.setBusinessType("新增");
+        dto.setCouponRate("2.35");
+
+        LoanPricingWorkflow workflow = LoanPricingConverter.toEntity(dto);
+
+        assertEquals("2.35", workflow.getCouponRate());
+    }
+}
+```
+
+- [ ] **Step 6: Add failing model DTO test**
+
+In `LoanPricingModelServiceTest`, add a test or extend the existing argument-captor test to assert:
+
+```java
+assertEquals("2.15", capturedModelInvokeDto.getCouponRate());
+```
+
+The workflow used by that test must set:
+
+```java
+loanPricingWorkflow.setCouponRate("2.15");
+loanPricingWorkflow.setBusinessType("新增");
+```
+
+- [ ] **Step 7: Run backend tests and confirm failure**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingConverterTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: FAIL because `couponRate` and new validation are not implemented yet.
+
+## Task 2: Implement DTO, Entity, Converter, and Model DTO Fields
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java`
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java`
+
+- [ ] **Step 1: Update personal create DTO**
+
+In `PersonalLoanPricingCreateDTO`:
+
+- Remove the `loanPurpose` field and its validation annotations.
+- Remove the `bizProof` field.
+- Change `businessType` annotations to:
+
+```java
+@Schema(description = "业务种类", requiredMode = Schema.RequiredMode.REQUIRED, example = "新增", allowableValues = {"新增", "存量新增", "存量转贷"})
+@NotBlank(message = "业务种类不能为空")
+@Pattern(regexp = "^(新增|存量新增|存量转贷)$", message = "业务种类必须是：新增、存量新增、存量转贷之一")
+private String businessType;
+```
+
+- Add:
+
+```java
+@Schema(description = "存单票面利率", example = "2.15")
+private String couponRate;
+```
+
+- [ ] **Step 2: Update corporate create DTO**
+
+In `CorporateLoanPricingCreateDTO`:
+
+```java
+@Schema(description = "业务种类", requiredMode = Schema.RequiredMode.REQUIRED, example = "新增", allowableValues = {"新增", "存量新增", "存量转贷"})
+@NotBlank(message = "业务种类不能为空")
+@Pattern(regexp = "^(新增|存量新增|存量转贷)$", message = "业务种类必须是：新增、存量新增、存量转贷之一")
+private String businessType;
+```
+
+Change `collType` annotation to include the combined corporate option set:
+
+```java
+@Schema(description = "抵质押类型", example = "一类", allowableValues = {"一类", "二类", "三类", "四类", "排污权抵押", "设备等其他不动产抵押", "存单质押", "股权质押", "其他质押"})
+@Pattern(regexp = "^(一类|二类|三类|四类|排污权抵押|设备等其他不动产抵押|存单质押|股权质押|其他质押)$", message = "抵质押类型不符合当前客户类型和担保方式")
+private String collType;
+```
+
+Add:
+
+```java
+@Schema(description = "存单票面利率", example = "2.35")
+private String couponRate;
+```
+
+- [ ] **Step 3: Update workflow entity**
+
+In `LoanPricingWorkflow`:
+
+```java
+/** 业务种类: 新增/存量新增/存量转贷 */
+private String businessType;
+
+/** 存单票面利率 */
+private String couponRate;
+```
+
+Keep `loanPurpose` and `bizProof` on the entity for historical rows and existing schema compatibility; they are no longer populated by personal create DTO conversion.
+
+- [ ] **Step 4: Update model DTO**
+
+In `ModelInvokeDTO`, add:
+
+```java
+/**
+ * 存单票面利率
+ */
+private String couponRate;
+```
+
+Do not add `businessType` in this task.
+
+- [ ] **Step 5: Update converter**
+
+In personal conversion, remove:
+
+```java
+entity.setLoanPurpose(dto.getLoanPurpose());
+entity.setBizProof(dto.getBizProof());
+```
+
+Add for both personal and corporate conversion:
+
+```java
+entity.setCouponRate(dto.getCouponRate());
+```
+
+- [ ] **Step 6: Run targeted converter and model tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingModelServicePersonalParamsTest,LoanPricingConverterTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: personal parameter, converter, and model field tests PASS; service validation tests may still fail until Task 3.
+
+- [ ] **Step 7: Commit field and converter changes**
+
+```bash
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java \
+  ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/util/LoanPricingConverterTest.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java
+git commit -m "调整上虞利率定价后端字段"
+```
+
+## Task 3: Implement Service-Layer Validation
+
+**Files:**
+- Modify: `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java`
+- Modify Test: `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java`
+
+- [ ] **Step 1: Replace business type validation**
+
+Update `validateBusinessTypeAndHistoryRate`:
+
+```java
+private void validateBusinessTypeAndHistoryRate(LoanPricingWorkflow workflow) {
+    if (!StringUtils.hasText(workflow.getBusinessType())) {
+        throw new ServiceException("业务种类不能为空");
+    }
+    if (!isOneOf(workflow.getBusinessType(), "新增", "存量新增", "存量转贷")) {
+        throw new ServiceException("业务种类必须是：新增、存量新增、存量转贷之一");
+    }
+    if ("存量转贷".equals(workflow.getBusinessType())
+            && !StringUtils.hasText(workflow.getLoanRateHistory())) {
+        throw new ServiceException("请选择历史贷款合同");
+    }
+}
+```
+
+- [ ] **Step 2: Add collateral and coupon validators**
+
+Add calls before insert:
+
+```java
+validateBusinessTypeAndHistoryRate(loanPricingWorkflow);
+validateCollateralType(loanPricingWorkflow);
+validateCouponRate(loanPricingWorkflow);
+```
+
+Add helper methods:
+
+```java
+private void validateCouponRate(LoanPricingWorkflow workflow) {
+    if ("质押".equals(workflow.getGuarType())
+            && "存单质押".equals(workflow.getCollType())
+            && !StringUtils.hasText(workflow.getCouponRate())) {
+        throw new ServiceException("存单票面利率不能为空");
+    }
+}
+
+private void validateCollateralType(LoanPricingWorkflow workflow) {
+    if (!"抵押".equals(workflow.getGuarType()) && !"质押".equals(workflow.getGuarType())) {
+        return;
+    }
+    if (!StringUtils.hasText(workflow.getCollType())) {
+        throw new ServiceException("请选择抵质押类型");
+    }
+    if ("个人".equals(workflow.getCustType()) && "抵押".equals(workflow.getGuarType())
+            && !isOneOf(workflow.getCollType(), "一线", "一类", "二类", "三类")) {
+        throw new ServiceException("个人抵押抵质押类型必须是：一线、一类、二类、三类之一");
+    }
+    if ("个人".equals(workflow.getCustType()) && "质押".equals(workflow.getGuarType())
+            && !isOneOf(workflow.getCollType(), "存单质押", "其他质押")) {
+        throw new ServiceException("个人质押抵质押类型必须是：存单质押、其他质押之一");
+    }
+    if ("企业".equals(workflow.getCustType()) && "抵押".equals(workflow.getGuarType())
+            && !isOneOf(workflow.getCollType(), "一类", "二类", "三类", "四类", "排污权抵押", "设备等其他不动产抵押")) {
+        throw new ServiceException("企业抵押抵质押类型必须是：一类、二类、三类、四类、排污权抵押、设备等其他不动产抵押之一");
+    }
+    if ("企业".equals(workflow.getCustType()) && "质押".equals(workflow.getGuarType())
+            && !isOneOf(workflow.getCollType(), "存单质押", "股权质押", "其他质押")) {
+        throw new ServiceException("企业质押抵质押类型必须是：存单质押、股权质押、其他质押之一");
+    }
+}
+
+private boolean isOneOf(String value, String... allowedValues) {
+    for (String allowedValue : allowedValues) {
+        if (allowedValue.equals(value)) {
+            return true;
+        }
+    }
+    return false;
+}
+```
+
+- [ ] **Step 3: Run service tests**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+- [ ] **Step 4: Run backend targeted suite**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingConverterTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+- [ ] **Step 5: Commit validation changes**
+
+```bash
+git add ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java \
+  ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java
+git commit -m "增加上虞利率定价创建校验"
+```
+
+## Task 4: Update SQL Schema Files
+
+**Files:**
+- Create: `sql/add_coupon_rate_20260511.sql`
+- Modify: `sql/loan_pricing_workflow.sql`
+- Modify: `sql/loan_pricing_schema_20260328.sql`
+- Modify: `sql/loan_pricing_prod_init_20260331.sql`
+
+- [ ] **Step 1: Create migration SQL**
+
+Create `sql/add_coupon_rate_20260511.sql`:
+
+```sql
+-- 上虞利率定价存单票面利率字段
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率' AFTER `loan_rate_history`;
+```
+
+- [ ] **Step 2: Update standalone workflow schema**
+
+In `sql/loan_pricing_workflow.sql`, add after `loan_rate_history`:
+
+```sql
+  `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率',
+```
+
+- [ ] **Step 3: Update bundled schema files**
+
+Apply the same column to the `loan_pricing_workflow` table definitions in:
+
+- `sql/loan_pricing_schema_20260328.sql`
+- `sql/loan_pricing_prod_init_20260331.sql`
+
+- [ ] **Step 4: Verify SQL references**
+
+Run:
+
+```bash
+rg -n "coupon_rate|存单票面利率" sql
+```
+
+Expected: `coupon_rate` appears in the migration and all three schema/init files.
+
+- [ ] **Step 5: Commit SQL changes**
+
+```bash
+git add sql/add_coupon_rate_20260511.sql \
+  sql/loan_pricing_workflow.sql \
+  sql/loan_pricing_schema_20260328.sql \
+  sql/loan_pricing_prod_init_20260331.sql
+git commit -m "新增存单票面利率数据库字段"
+```
+
+## Task 5: Backend Verification and Record
+
+**Files:**
+- Create or Modify: `doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md`
+
+- [ ] **Step 1: Run backend verification**
+
+Run:
+
+```bash
+mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingConverterTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Check staged-independent status**
+
+Run:
+
+```bash
+git status --short
+```
+
+Expected: only intended backend and SQL files are modified or staged for this implementation slice. Existing unrelated files such as `AGENTS.md`, `.DS_Store`, and operation-manual docs must stay out of these commits.
+
+- [ ] **Step 3: Update implementation record**
+
+Add backend notes to `doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md`:
+
+```markdown
+## 后端实现
+
+- 调整个人/企业创建 DTO 的业务种类口径为 `新增/存量新增/存量转贷`。
+- 新增 `couponRate` 存单票面利率字段，并贯通流程保存和模型入参。
+- 取消对私创建链路对 `loanPurpose`、`bizProof` 的依赖。
+- 增加服务层校验，覆盖业务种类、历史贷款利率、抵质押类型和存单票面利率。
+- 新增 `coupon_rate` 数据库字段及 schema/init SQL。
+
+## 后端验证
+
+- `mvn -pl ruoyi-loan-pricing -am -Dtest=LoanPricingWorkflowServiceImplTest,LoanPricingModelServicePersonalParamsTest,LoanPricingConverterTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+```
+
+- [ ] **Step 4: Commit backend record**
+
+```bash
+git add doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md
+git commit -m "记录上虞字段调整后端实现"
+```
--- a/docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-frontend-plan.md
+++ b/docs/superpowers/plans/2026-05-11-shangyu-pricing-field-adjustment-frontend-plan.md
@@ -0,0 +1,485 @@
+# Shangyu Pricing Field Adjustment Frontend Implementation Plan
+
+> **For agentic workers:** Follow this repository's `AGENTS.md`: do not invoke `using-superpowers` or subagents during implementation unless the user explicitly requests them. Steps use checkbox (`- [ ]`) syntax for tracking.
+
+**Goal:** Update the personal and corporate workflow create dialogs so the displayed fields, dynamic options, required `couponRate`, and submitted payload match the approved Shangyu pricing spec.
+
+**Architecture:** Keep the existing Vue 2 create-dialog components and static Node assertion tests. Update each dialog in place, using computed properties for customer-type-specific collateral options and the `质押 + 存单质押` coupon-rate condition; verify with static tests, production build, and a real Playwright browser check.
+
+**Tech Stack:** Vue 2, Element UI, RuoYi request wrapper, Node static tests, npm scripts, nvm-controlled frontend runtime, Playwright real browser verification.
+
+---
+
+## File Structure
+
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+  - Change `businessType` options.
+  - Remove `loanPurpose` and `bizProof` UI, form fields, rules, reset values, and submit payload handling.
+  - Change personal `collateralTypeOptions`.
+  - Add `couponRate` conditional field and submit cleanup.
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+  - Change `businessType` options.
+  - Change corporate `collateralTypeOptions`.
+  - Add `couponRate` conditional field and submit cleanup.
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+  - Update business-type assertions from `新客` to `新增`.
+  - Add `couponRate` assertions.
+- Modify: `ruoyi-ui/tests/personal-create-input-params.test.js`
+  - Assert personal removed fields are absent.
+  - Assert personal collateral options match the new spec.
+- Modify: `ruoyi-ui/tests/corporate-create-input-params.test.js`
+  - Assert corporate collateral options match the new spec.
+- Modify: `doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md`
+  - Add frontend implementation and Playwright verification notes after execution.
+
+## Task 1: Update Frontend Static Assertions First
+
+**Files:**
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+- Modify: `ruoyi-ui/tests/personal-create-input-params.test.js`
+- Modify: `ruoyi-ui/tests/corporate-create-input-params.test.js`
+
+- [ ] **Step 1: Update business-type assertions**
+
+In `business-type-history-rate.test.js`, replace old assertions for `新客` with:
+
+```js
+;[
+  ['个人新增弹窗', personalCreate],
+  ['企业新增弹窗', corporateCreate]
+].forEach(([name, source]) => {
+  assert(source.includes('label="业务种类"'), `${name} 缺少业务种类`)
+  assert(source.includes('value="新增"'), `${name} 缺少新增选项`)
+  assert(source.includes('value="存量新增"'), `${name} 缺少存量新增选项`)
+  assert(source.includes('value="存量转贷"'), `${name} 缺少存量转贷选项`)
+  assert(!source.includes('value="新客"'), `${name} 仍保留旧业务种类 新客`)
+  assert(source.includes("if (value === '存量转贷')"), `${name} 未保持仅存量转贷查询历史合同`)
+})
+```
+
+- [ ] **Step 2: Add coupon-rate assertions**
+
+In the same test file, add:
+
+```js
+;[
+  ['个人新增弹窗', personalCreate],
+  ['企业新增弹窗', corporateCreate]
+].forEach(([name, source]) => {
+  assert(source.includes('label="存单票面利率"'), `${name} 缺少存单票面利率字段`)
+  assert(source.includes('prop="couponRate"'), `${name} 缺少 couponRate prop`)
+  assert(source.includes('isCertificatePledge'), `${name} 缺少存单质押条件计算`)
+  assert(source.includes("this.form.guarType === '质押'") && source.includes("this.form.collType === '存单质押'"), `${name} couponRate 条件不正确`)
+  assert(source.includes('delete data.couponRate'), `${name} 未在非适用条件删除 couponRate`)
+  assert(source.includes('存单票面利率不能为空'), `${name} 缺少 couponRate 必填提示`)
+})
+```
+
+This shared `business-type-history-rate.test.js` is expected to remain failing until both personal and corporate dialogs are updated. Do not use it as a passing checkpoint after only the personal dialog is changed.
+
+- [ ] **Step 3: Update personal-field assertions**
+
+In `personal-create-input-params.test.js`, replace old required assertions for `loanPurpose` and `bizProof` with absence checks:
+
+```js
+assert(
+  !personalCreateDialog.includes('label="贷款用途"') &&
+    !personalCreateDialog.includes('prop="loanPurpose"') &&
+    !personalCreateDialog.includes('loanPurpose:'),
+  '个人新增弹窗不应继续保留贷款用途字段'
+)
+
+assert(
+  !personalCreateDialog.includes('label="是否有经营佐证"') &&
+    !personalCreateDialog.includes('prop="bizProof"') &&
+    !personalCreateDialog.includes('bizProof:'),
+  '个人新增弹窗不应继续保留是否有经营佐证字段'
+)
+```
+
+Update personal collateral assertion:
+
+```js
+assert(
+  personalCreateDialog.includes("return ['一线', '一类', '二类', '三类']") &&
+    personalCreateDialog.includes("return ['存单质押', '其他质押']"),
+  '个人新增弹窗抵质押类型选项未按新口径动态切换'
+)
+```
+
+- [ ] **Step 4: Update corporate collateral assertions**
+
+In `corporate-create-input-params.test.js`, replace old collateral assertion with:
+
+```js
+assert(
+  corporateCreateDialog.includes("return ['一类', '二类', '三类', '四类', '排污权抵押', '设备等其他不动产抵押']") &&
+    corporateCreateDialog.includes("return ['存单质押', '股权质押', '其他质押']"),
+  '企业新增弹窗抵质押类型选项未按新口径动态切换'
+)
+```
+
+- [ ] **Step 5: Run frontend static tests and confirm failure**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params'
+```
+
+Expected: FAIL because the UI is not updated yet.
+
+## Task 2: Update Personal Create Dialog
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue`
+
+- [ ] **Step 1: Change business type options**
+
+Replace the first option:
+
+```vue
+<el-option label="新增" value="新增"/>
+<el-option label="存量新增" value="存量新增"/>
+<el-option label="存量转贷" value="存量转贷"/>
+```
+
+- [ ] **Step 2: Remove personal fields from template**
+
+Delete the `贷款用途` form item and its surrounding column. Delete the `是否有经营佐证` form item. Keep `借款期限(年)` and `循环功能`.
+
+If a row becomes single-column, leave it as a normal `el-row` with one `el-col :span="12"`; do not restructure the whole dialog.
+
+- [ ] **Step 3: Remove personal fields from data, rules, and submit payload**
+
+Remove these from `form` initial state and `reset()`:
+
+```js
+loanPurpose: undefined,
+bizProof: false,
+```
+
+Remove `loanPurpose` from `rules`.
+
+Remove this submit conversion:
+
+```js
+bizProof: this.form.bizProof ? '1' : '0',
+```
+
+Keep:
+
+```js
+loanLoop: this.form.loanLoop ? '1' : '0'
+```
+
+- [ ] **Step 4: Update personal collateral options**
+
+Change `collateralTypeOptions()` to:
+
+```js
+collateralTypeOptions() {
+  if (this.form.guarType === '抵押') {
+    return ['一线', '一类', '二类', '三类']
+  }
+  if (this.form.guarType === '质押') {
+    return ['存单质押', '其他质押']
+  }
+  return []
+}
+```
+
+- [ ] **Step 5: Add coupon-rate field**
+
+Add under the collateral row:
+
+```vue
+<el-col :span="12" v-if="isCertificatePledge">
+  <el-form-item label="存单票面利率" prop="couponRate">
+    <el-input v-model="form.couponRate" placeholder="请输入存单票面利率"/>
+  </el-form-item>
+</el-col>
+```
+
+If the row already has two columns, put this field in the same `抵质押信息` area and keep the existing `900px` dialog.
+
+- [ ] **Step 6: Add computed condition and validator**
+
+Add:
+
+```js
+isCertificatePledge() {
+  return this.form.guarType === '质押' && this.form.collType === '存单质押'
+}
+```
+
+Add a validator in `data()`:
+
+```js
+const validateCouponRate = (rule, value, callback) => {
+  if (this.isCertificatePledge && !value) {
+    callback(new Error('存单票面利率不能为空'))
+    return
+  }
+  callback()
+}
+```
+
+Add rule:
+
+```js
+couponRate: [
+  {validator: validateCouponRate, trigger: "blur"}
+]
+```
+
+- [ ] **Step 7: Add coupon-rate state cleanup**
+
+Add `couponRate: undefined` to `form` initial state and `reset()`.
+
+Add watcher:
+
+```js
+'form.collType'() {
+  this.resetCouponRateIfNotCertificatePledge()
+}
+```
+
+Add method:
+
+```js
+resetCouponRateIfNotCertificatePledge() {
+  if (!this.isCertificatePledge) {
+    this.form.couponRate = undefined
+    this.$nextTick(() => {
+      if (this.$refs.form) {
+        this.$refs.form.clearValidate(['couponRate'])
+      }
+    })
+  }
+}
+```
+
+Call it at the end of `resetCollateralFields()`.
+
+- [ ] **Step 8: Add submit cleanup and front-end guard**
+
+In `submitForm`, before `this.submitting = true`, add:
+
+```js
+if (this.isCertificatePledge && !this.form.couponRate) {
+  this.$modal.msgWarning("存单票面利率不能为空")
+  return
+}
+```
+
+After collateral handling:
+
+```js
+if (!this.isCertificatePledge) {
+  delete data.couponRate
+}
+```
+
+- [ ] **Step 9: Run personal static tests**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:personal-create-input-params'
+```
+
+Expected: PASS. The shared `test:business-type-history-rate` is intentionally not run here because it also asserts corporate changes that are implemented in Task 3.
+
+- [ ] **Step 10: Commit personal frontend changes**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue \
+  ruoyi-ui/tests/personal-create-input-params.test.js
+git commit -m "调整上虞对私新增字段口径"
+```
+
+## Task 3: Update Corporate Create Dialog
+
+**Files:**
+- Modify: `ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue`
+- Modify: `ruoyi-ui/tests/corporate-create-input-params.test.js`
+- Modify: `ruoyi-ui/tests/business-type-history-rate.test.js`
+
+- [ ] **Step 1: Change business type options**
+
+Use:
+
+```vue
+<el-option label="新增" value="新增"/>
+<el-option label="存量新增" value="存量新增"/>
+<el-option label="存量转贷" value="存量转贷"/>
+```
+
+- [ ] **Step 2: Update corporate collateral options**
+
+Change `collateralTypeOptions()` to:
+
+```js
+collateralTypeOptions() {
+  if (this.form.guarType === '抵押') {
+    return ['一类', '二类', '三类', '四类', '排污权抵押', '设备等其他不动产抵押']
+  }
+  if (this.form.guarType === '质押') {
+    return ['存单质押', '股权质押', '其他质押']
+  }
+  return []
+}
+```
+
+- [ ] **Step 3: Add coupon-rate field and state**
+
+Mirror the personal dialog implementation:
+
+```vue
+<el-col :span="12" v-if="isCertificatePledge">
+  <el-form-item label="存单票面利率" prop="couponRate">
+    <el-input v-model="form.couponRate" placeholder="请输入存单票面利率"/>
+  </el-form-item>
+</el-col>
+```
+
+Add:
+
+```js
+couponRate: undefined
+```
+
+to initial `form` and `reset()`.
+
+- [ ] **Step 4: Add computed condition, validator, watcher, and submit cleanup**
+
+Use the same names as personal dialog:
+
+```js
+isCertificatePledge() {
+  return this.form.guarType === '质押' && this.form.collType === '存单质押'
+}
+```
+
+Use the same `validateCouponRate`, `couponRate` rule, `form.collType` watcher, `resetCouponRateIfNotCertificatePledge`, front-end guard, and:
+
+```js
+if (!this.isCertificatePledge) {
+  delete data.couponRate
+}
+```
+
+- [ ] **Step 5: Run corporate static tests**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:corporate-create-input-params && npm --prefix ruoyi-ui run test:business-type-history-rate'
+```
+
+Expected: PASS.
+
+- [ ] **Step 6: Commit corporate frontend changes**
+
+```bash
+git add ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue \
+  ruoyi-ui/tests/corporate-create-input-params.test.js \
+  ruoyi-ui/tests/business-type-history-rate.test.js
+git commit -m "调整上虞对公新增字段口径"
+```
+
+## Task 4: Frontend Build and Real Page Verification
+
+**Files:**
+- Modify: `doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md`
+
+- [ ] **Step 1: Run all related static tests**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run test:business-type-history-rate && npm --prefix ruoyi-ui run test:personal-create-input-params && npm --prefix ruoyi-ui run test:corporate-create-input-params'
+```
+
+Expected: PASS.
+
+- [ ] **Step 2: Run production build**
+
+Run:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run build:prod'
+```
+
+Expected: PASS and `ruoyi-ui/dist` generated.
+
+- [ ] **Step 3: Start the local app stack**
+
+Use the repository's existing startup scripts if available. If a frontend dev server is needed, run it with Node controlled by `nvm`:
+
+```bash
+zsh -lic 'nvm use 14.21.3 >/dev/null && npm --prefix ruoyi-ui run dev'
+```
+
+Record the PID and URL. If the backend also needs restart, use the existing repository backend restart script rather than inventing a new start path.
+
+- [ ] **Step 4: Use Playwright on the real page**
+
+Open the actual local workflow page, not a prototype. Verify:
+
+- Personal create dialog:
+  - `业务种类` shows `新增/存量新增/存量转贷`.
+  - `新客` is absent.
+  - `贷款用途` is absent.
+  - `是否有经营佐证` is absent.
+  - `抵押` shows `一线/一类/二类/三类`.
+  - `质押 + 存单质押` shows `存单票面利率`.
+  - Leaving `存单票面利率` empty blocks submit.
+- Corporate create dialog:
+  - `业务种类` shows `新增/存量新增/存量转贷`.
+  - `抵押` shows `一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`.
+  - `质押` shows `存单质押/股权质押/其他质押`.
+  - `质押 + 存单质押` shows `存单票面利率`.
+  - Leaving `存单票面利率` empty blocks submit.
+- History-rate behavior:
+  - `存量转贷` triggers historical-contract query.
+  - `新增` and `存量新增` do not trigger historical-contract query.
+
+- [ ] **Step 5: Stop test processes**
+
+Stop any frontend/backend processes started in this task. Verify with:
+
+```bash
+ps -ef | rg 'vue-cli-service|ruoyi-admin|RuoYiApplication'
+```
+
+Expected: no leftover processes from this test run.
+
+- [ ] **Step 6: Update implementation record**
+
+Append:
+
+```markdown
+## 前端实现
+
+- 调整个人/企业新增弹窗业务种类选项为 `新增/存量新增/存量转贷`。
+- 个人新增弹窗剔除 `loanPurpose`、`bizProof`。
+- 按客户类型和担保方式调整抵质押类型选项。
+- 新增 `质押 + 存单质押` 下的 `couponRate` 存单票面利率字段、必填校验和提交清理。
+
+## 前端验证
+
+- `npm --prefix ruoyi-ui run test:business-type-history-rate`
+- `npm --prefix ruoyi-ui run test:personal-create-input-params`
+- `npm --prefix ruoyi-ui run test:corporate-create-input-params`
+- `npm --prefix ruoyi-ui run build:prod`
+- Playwright 真实页面验证：通过
+```
+
+- [ ] **Step 7: Commit frontend verification record**
+
+```bash
+git add doc/implementation-report-2026-05-11-shangyu-pricing-field-adjustment.md
+git commit -m "记录上虞字段调整前端验证"
+```
--- a/docs/superpowers/specs/2026-04-29-business-type-history-rate-design.md
+++ b/docs/superpowers/specs/2026-04-29-business-type-history-rate-design.md
@@ -0,0 +1,284 @@
+# 业务种类与历史贷款利率设计
+
+## 背景
+
+利率定价流程新增时，当前页面已经支持先选择客户类型，再通过客户号查询选择客户内码，最后打开个人或企业新增弹窗。新需求要求在新增流程时增加两个字段：
+
+- 业务种类
+- 历史贷款利率
+
+字段和接口规则以 `doc/上虞_客户内码客户_历史利率_映射表.xlsx` 的“历史贷款合同查询选择”sheet 以及 `doc/利率定价接口.txt` 的历史合同查询接口为准。
+
+## 已确认规则
+
+- 个人客户和企业客户新增流程同时增加业务种类和历史贷款利率。
+- 业务种类选项为：新客、存量新增、存量转贷。
+- 业务种类需要保存到流程表，并在详情页展示。
+- 业务种类只用于前端判断是否触发历史合同查询，不作为模型入参上传。
+- 仅当业务种类选择“存量转贷”时，查询历史贷款合同。
+- 存量转贷必须选择一条历史合同记录；未查询到历史合同、未选择历史合同或历史贷款利率为空时，禁止提交。
+- 历史贷款利率需要保存到流程表。
+- 发起利率定价的模型调用入参需要新增历史贷款利率字段。
+- 历史合同查询列表展示 Excel 中“历史贷款合同查询选择”sheet 的全部返回字段，并由用户单选一条。
+
+## 推荐方案
+
+采用后端代理历史合同查询、前端弹窗单选的方案。
+
+前端负责业务种类交互、触发查询、展示历史合同列表、单选回填历史贷款利率和提交前拦截。后端负责代理外部历史合同接口、统一错误处理、保存新增字段，以及在模型调用中传递历史贷款利率。
+
+不采用前端直接调用外部网关地址的方案，避免把外部地址和 `appCode` 暴露到前端，也避免错误处理分散。
+
+不采用进入新增弹窗前先查询历史合同的方案，因为只有存量转贷需要历史合同，前置查询会让新客和存量新增多走不必要步骤。
+
+## 数据流
+
+新增流程保持现有主路径：
+
+1. 列表页点击新增。
+2. 选择个人客户或企业客户。
+3. 客户号查询并选择客户内码。
+4. 打开个人或企业新增弹窗。
+5. 在贷款信息中选择业务种类。
+6. 若业务种类为新客或存量新增，直接填写其他字段并提交。
+7. 若业务种类为存量转贷，前端用当前客户内码查询历史合同。
+8. 前端弹出历史贷款合同选择列表。
+9. 用户单选一条历史合同。
+10. 前端回填该行历史贷款利率。
+11. 提交创建接口。
+12. 后端保存业务种类和历史贷款利率。
+13. 后端调用模型时只把历史贷款利率带入模型请求。
+
+## 历史合同查询接口设计
+
+新增后端业务接口：
+
+```text
+GET /loanPricing/workflow/history-contract?custIsn=...
+```
+
+接口职责：
+
+1. 校验 `custIsn` 非空。
+2. 读取历史合同外部接口配置。
+3. 使用 GET 调用外部接口，请求参数名为 `cust_isn`。
+4. 解析外部接口返回列表。
+5. 返回给前端的字段保持下划线命名。
+
+新增配置：
+
+```yaml
+loan-rate-history:
+  url: http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_loan_rate_history?appCode=1a89fa84abda480ba93ed73fd01ffd07
+```
+
+配置值只保存接口基址和固定 `appCode`，不包含 `cust_isn=`。代码统一通过 `UriComponentsBuilder.queryParam("cust_isn", custIsn)` 追加客户内码，避免重复参数或拼接错误。
+
+开发和测试环境可指向本项目 mock 接口；生产配置使用真实外部接口地址。
+
+## 历史合同返回字段
+
+新增 `HistoryLoanContractVO`，JSON 字段按 Excel 保持下划线命名：
+
+| 字段 | 名称 | 用途 |
+| --- | --- | --- |
+| `cust_isn` | 客户内码 | 前端展示 |
+| `loan_contract_history` | 历史贷款合同号 | 前端展示 |
+| `guar_type_history` | 历史贷款担保方式 | 前端展示 |
+| `product_code_history` | 历史贷款产品代码 | 前端展示 |
+| `loan_rate_history` | 历史贷款利率 | 前端展示，用户选择后作为后续参数 |
+| `loan_amount_history` | 历史贷款金额 | 前端展示 |
+| `loan_sign_date_history` | 历史贷款签订时间 | 前端展示 |
+
+## 创建接口和数据模型
+
+个人创建 DTO `PersonalLoanPricingCreateDTO` 新增：
+
+- `businessType`
+- `loanRateHistory`
+
+企业创建 DTO `CorporateLoanPricingCreateDTO` 新增：
+
+- `businessType`
+- `loanRateHistory`
+
+校验规则：
+
+- `businessType` 必填。
+- `businessType` 只能是新客、存量新增、存量转贷。
+- `businessType=存量转贷` 时，`loanRateHistory` 必填。
+- `businessType` 为新客或存量新增时，不要求 `loanRateHistory`。
+
+流程实体 `LoanPricingWorkflow` 新增：
+
+- `businessType`
+- `loanRateHistory`
+
+转换器 `LoanPricingConverter` 需要同步更新：
+
+- `toEntity(PersonalLoanPricingCreateDTO dto)` 映射 `businessType` 和 `loanRateHistory`。
+- `toEntity(CorporateLoanPricingCreateDTO dto)` 映射 `businessType` 和 `loanRateHistory`。
+
+这两个字段必须先写入 `LoanPricingWorkflow`，后续详情展示和模型入参才会闭环。
+
+数据库 `loan_pricing_workflow` 新增：
+
+```sql
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类' AFTER `loan_purpose`,
+  ADD COLUMN `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率' AFTER `business_type`;
+```
+
+需要同步更新独立 schema SQL 和生产初始化 SQL 中的 `loan_pricing_workflow` 表结构。
+
+跨字段校验放在创建服务层统一处理，不只依赖 DTO 注解：
+
+- 创建个人流程前校验业务种类。
+- 创建企业流程前校验业务种类。
+- `businessType` 必须是新客、存量新增、存量转贷之一。
+- `businessType=存量转贷` 时，`loanRateHistory` 必须非空。
+- 校验通过后才允许入库和触发模型调用。
+
+这样可以拦截绕过前端直接调用创建接口的请求。
+
+## 模型入参
+
+模型入参 `ModelInvokeDTO` 新增：
+
+- `loanRateHistory`
+
+`LoanPricingModelService` 仍按现有方式从 `LoanPricingWorkflow` 复制属性到 `ModelInvokeDTO`。由于 `LoanPricingWorkflow` 和 `ModelInvokeDTO` 字段同名，历史贷款利率会进入模型请求。
+
+`businessType` 不添加到 `ModelInvokeDTO`，不进入模型请求。
+
+`ModelService` 仍使用现有 `application/x-www-form-urlencoded` 请求方式，不调整模型调用协议。
+
+## 前端交互
+
+个人和企业新增弹窗都在“贷款信息”区域增加：
+
+- 业务种类：下拉框，选项为新客、存量新增、存量转贷。
+- 历史贷款利率：只读输入框，仅当业务种类为存量转贷时展示或启用。
+
+业务种类选择逻辑：
+
+- 选择新客：清空已选历史合同和历史贷款利率。
+- 选择存量新增：清空已选历史合同和历史贷款利率。
+- 选择存量转贷：使用当前 `custIsn` 查询历史贷款合同，并打开历史合同选择弹窗。
+
+历史贷款合同选择弹窗：
+
+- 宽度沿用客户号查询弹窗的 80%。
+- 表格首列为单选框。
+- 表格展示客户内码、历史贷款合同号、历史贷款担保方式、历史贷款产品代码、历史贷款利率、历史贷款金额、历史贷款签订时间。
+- 用户选择一条记录后点击确定。
+- 确定后关闭弹窗，并将该行 `loan_rate_history` 回填到新增表单的 `loanRateHistory`。
+
+提交逻辑：
+
+- 业务种类始终必填。
+- 存量转贷时必须已选择历史合同。
+- 存量转贷时 `loanRateHistory` 为空则禁止提交。
+- 新客和存量新增提交时不需要历史贷款利率。
+
+## 详情展示
+
+个人详情和企业详情都需要展示：
+
+- 业务种类
+- 历史贷款利率
+
+展示位置放在现有贷款信息或基础信息区域，字段值来自 `loanPricingWorkflow.businessType` 和 `loanPricingWorkflow.loanRateHistory`。
+
+若历史贷款利率为空，详情页按现有详情页空值展示方式显示。
+
+## 异常处理
+
+- 前端业务种类为空：提示“请选择业务种类”。
+- 存量转贷未选择历史合同：提示“请选择历史贷款合同”，禁止提交。
+- 存量转贷历史合同返回空列表：提示“未查询到历史贷款合同”，禁止提交。
+- 历史合同查询失败：展示后端返回错误，保留当前新增弹窗，不提交。
+- 后端历史合同接口 `custIsn` 为空：返回“客户内码不能为空”。
+- 外部历史合同接口无返回或返回错误：后端抛出业务异常。
+- 创建接口收到存量转贷但历史贷款利率为空：后端返回业务错误。
+
+## Mock 接口
+
+为本地开发和真实页面测试新增历史合同 mock：
+
+```text
+GET /rate/pricing/mock/history-contract?cust_isn=...
+```
+
+mock 接口返回 1 条或多条历史合同记录，字段使用历史合同返回字段中的下划线名称。
+
+mock 需要提供固定测试场景：
+
+- 常规 `cust_isn` 返回 1 条或多条带 `loan_rate_history` 的历史合同。
+- 固定 `cust_isn` 返回空列表，用于验证“未查询到历史贷款合同”。
+- 固定 `cust_isn` 返回记录但 `loan_rate_history` 为空，用于验证前端和后端禁止提交。
+
+开发和测试 profile 的 `loan-rate-history.url` 可配置为本项目 mock 地址。
+
+## 测试方案
+
+### 后端验证
+
+- 历史合同查询接口正常返回下划线字段。
+- 历史合同查询接口缺少 `custIsn` 时返回错误。
+- 历史合同外部接口返回空列表时，前端可收到空列表并拦截提交。
+- 个人创建接口 `businessType=存量转贷` 且缺少 `loanRateHistory` 时返回错误。
+- 企业创建接口 `businessType=存量转贷` 且缺少 `loanRateHistory` 时返回错误。
+- 个人创建接口 `businessType` 缺失时返回错误。
+- 企业创建接口 `businessType` 缺失时返回错误。
+- 个人创建接口 `businessType` 非法值时返回错误。
+- 企业创建接口 `businessType` 非法值时返回错误。
+- 个人创建接口 `businessType=新客` 且无 `loanRateHistory` 时正常保存。
+- 企业创建接口 `businessType=新客` 且无 `loanRateHistory` 时正常保存。
+- 个人创建接口 `businessType=存量新增` 且无 `loanRateHistory` 时正常保存。
+- 企业创建接口 `businessType=存量新增` 且无 `loanRateHistory` 时正常保存。
+- 个人创建接口 `businessType=存量转贷` 且 `loanRateHistory` 为空字符串时返回错误。
+- 企业创建接口 `businessType=存量转贷` 且 `loanRateHistory` 为空字符串时返回错误。
+- 个人创建接口带业务种类和历史贷款利率时正常保存。
+- 企业创建接口带业务种类和历史贷款利率时正常保存。
+- 模型调用请求包含 `loanRateHistory`。
+- 模型调用请求不包含 `businessType`。
+
+### 前端验证
+
+- 个人新增弹窗展示业务种类和历史贷款利率。
+- 企业新增弹窗展示业务种类和历史贷款利率。
+- 业务种类为新客时不触发历史合同查询。
+- 业务种类为存量新增时不触发历史合同查询。
+- 业务种类为存量转贷时触发历史合同查询。
+- 历史合同弹窗展示全部 7 个返回字段。
+- 历史合同弹窗只允许单选一条。
+- 选择历史合同后回填历史贷款利率。
+- 历史合同返回空列表时提示“未查询到历史贷款合同”，并禁止提交。
+- 历史合同返回记录但 `loan_rate_history` 为空时，不能把空值作为有效选择提交。
+- 业务种类从存量转贷切换到新客或存量新增时，清空历史贷款利率。
+- 存量转贷未选择历史合同时禁止提交。
+
+### 真实页面验证
+
+按照项目规则，页面功能开发完成后必须启动前端页面，并用浏览器打开真实利率定价流程页面验证，禁止打开 prototype 页面。
+
+真实页面至少覆盖：
+
+1. 个人新客新增并提交。
+2. 个人存量新增新增并提交。
+3. 个人存量转贷查询历史合同、单选、回填历史贷款利率、提交、详情展示。
+4. 企业新客新增并提交。
+5. 企业存量新增新增并提交。
+6. 企业存量转贷查询历史合同、单选、回填历史贷款利率、提交、详情展示。
+7. 存量转贷不选择历史合同直接提交时被拦截。
+
+测试结束后关闭本次测试启动的前端和后端进程。
+
+## 不在本次范围
+
+- 不修改客户号与客户内码映射流程。
+- 不改变模型调用协议。
+- 不把业务种类作为模型入参。
+- 不新增历史合同落库明细表。
+- 不保存完整历史合同记录，只保存用户选择后的历史贷款利率。
--- a/docs/superpowers/specs/2026-04-29-customer-map-selection-design.md
+++ b/docs/superpowers/specs/2026-04-29-customer-map-selection-design.md
@@ -0,0 +1,164 @@
+# 客户号查询选择客户内码设计
+
+## 背景
+
+在利率定价流程新增时，现有页面流程为：
+
+1. 列表页点击“新增”。
+2. 选择个人客户或企业客户。
+3. 直接打开对应新增弹窗。
+4. 用户手工输入客户内码和客户名称。
+
+新需求要求在选择个人或企业后，先根据客户号调用映射接口查询客户信息，由用户从返回结果中选择一条客户内码，再自动带入新增弹窗。映射接口请求和返回字段以 `doc/上虞_客户内码客户_历史利率_映射表.xlsx` 的“客户号与客户内码映射”sheet 为准。
+
+本次设计只覆盖客户号映射查询、选择和自动带入，不调整模型测算接口调用逻辑，不新增数据库字段，不改变现有流程创建接口的请求结构。
+
+## 已确认规则
+
+- 个人和企业分别有客户号映射接口地址。
+- 当前先在本项目内新增两个 mock 接口，不直接调用生产网关。
+- 配置文件新增客户号映射接口地址，当前配置指向本项目 mock 接口。
+- mock 接口随机返回 1 条或多条客户映射数据。
+- 后端业务接口返回给前端的字段保持下划线命名。
+- 用户选择客户映射记录后，新增弹窗自动填入客户内码和客户名称。
+- 新增弹窗中的客户内码和客户名称改为只读。
+- 其余新增流程字段和提交接口保持现状。
+
+## 接口字段
+
+客户号映射请求参数：
+
+| 字段 | 名称 |
+| --- | --- |
+| `cust_id` | 客户号 |
+
+客户号映射返回字段：
+
+| 字段 | 名称 | 用途 |
+| --- | --- | --- |
+| `cust_id` | 客户号 | 前端展示 |
+| `cust_isn` | 客户内码 | 用户选择后作为流程创建入参 `custIsn` |
+| `cust_name` | 客户名称 | 用户选择后作为流程创建入参 `custName` |
+| `faith_day` | 用信天数 | 前端展示，辅助判断 |
+| `balance_avg` | 存款年日均 | 前端展示，辅助判断 |
+| `loan_count_his` | 历史贷款次数 | 前端展示，辅助判断 |
+| `last_loan_date` | 上次贷款日期 | 前端展示，辅助判断 |
+
+## 后端设计
+
+新增客户号映射查询业务接口：
+
+- `GET /loanPricing/workflow/customer-map/personal?custId=...`
+- `GET /loanPricing/workflow/customer-map/corporate?custId=...`
+
+业务接口职责：
+
+1. 校验 `custId` 非空。
+2. 根据个人或企业读取对应配置地址。
+3. 使用 GET 调用配置地址，请求 mock 时传参名为 `cust_id`。
+4. 解析 mock 返回结果。
+5. 返回给前端的客户映射数据字段保持下划线，不转 camelCase。
+
+新增 mock 接口：
+
+- `GET /rate/pricing/mock/customer-map/personal?cust_id=...`
+- `GET /rate/pricing/mock/customer-map/corporate?cust_id=...`
+
+mock 接口职责：
+
+1. 校验 `cust_id` 非空。
+2. 随机生成 1 条或多条客户映射记录。
+3. 返回字段使用 `cust_id`、`cust_isn`、`cust_name`、`faith_day`、`balance_avg`、`loan_count_his`、`last_loan_date`。
+
+新增配置节点：
+
+```yaml
+customer-map:
+  personal-url: http://localhost:63310/rate/pricing/mock/customer-map/personal
+  corporate-url: http://localhost:63310/rate/pricing/mock/customer-map/corporate
+```
+
+配置节点与现有 `model.personal-url`、`model.corporate-url` 分开，避免客户号映射接口和模型测算接口混用。需要启动的 profile 均应包含该配置，当前统一指向本项目 mock 地址。
+
+## 前端设计
+
+新增一个客户号查询选择弹窗组件，个人和企业共用，通过 `customerType` 区分调用个人或企业查询接口。
+
+弹窗内容：
+
+- 输入框：客户号。
+- 按钮：查询。
+- 表格列：客户号、客户内码、客户名称、用信天数、存款年日均、历史贷款次数、上次贷款日期。
+- 操作列：选择。
+
+新增流程：
+
+1. 列表页点击“新增”。
+2. 打开现有客户类型选择弹窗。
+3. 用户选择个人客户或企业客户。
+4. 打开客户号查询选择弹窗。
+5. 用户输入客户号并点击查询。
+6. 前端调用对应业务接口。
+7. 用户从结果表格选择一条客户映射记录。
+8. 前端关闭查询选择弹窗，打开对应新增弹窗。
+9. 新增弹窗将 `cust_isn` 带入 `custIsn`，将 `cust_name` 带入 `custName`。
+10. 新增弹窗中客户内码和客户名称只读。
+11. 用户继续填写其余字段并提交。
+
+个人和企业新增弹窗需要增加一个入参，用于接收选中的客户映射记录。弹窗重置时清空本次客户选择，下一次新增必须重新查询选择。
+
+现有创建接口保持不变：
+
+- `POST /loanPricing/workflow/create/personal`
+- `POST /loanPricing/workflow/create/corporate`
+
+提交时仍只提交现有流程创建字段，不提交 `faith_day`、`balance_avg`、`loan_count_his`、`last_loan_date`。
+
+## 异常处理
+
+- 客户号为空：前端拦截，提示“请输入客户号”。
+- 后端业务接口收到空 `custId`：返回参数错误。
+- mock 接口收到空 `cust_id`：返回参数错误。
+- 映射接口调用失败：后端返回错误，前端展示接口错误提示。
+- 映射接口返回空列表：前端提示“未查询到客户信息”。
+- 用户没有选择客户映射记录：不打开新增弹窗。
+- 新增弹窗中的客户内码、客户名称虽然只读，但保留必填校验，防止异常状态提交空值。
+
+## 测试方案
+
+后端验证：
+
+- 个人客户映射查询接口正常返回下划线字段。
+- 企业客户映射查询接口正常返回下划线字段。
+- 缺少 `custId` 时返回参数错误。
+- mock 个人接口返回随机客户映射列表。
+- mock 企业接口返回随机客户映射列表。
+- 配置读取个人和企业映射地址，不复用模型测算地址。
+
+前端验证：
+
+- 客户号为空时点击查询，提示“请输入客户号”。
+- 个人客户类型下调用个人映射查询接口。
+- 企业客户类型下调用企业映射查询接口。
+- 查询结果表格展示全部返回字段。
+- 选择一条结果后，个人新增弹窗自动带入 `custIsn`、`custName`，且两项只读。
+- 选择一条结果后，企业新增弹窗自动带入 `custIsn`、`custName`，且两项只读。
+- 关闭新增弹窗后再次新增，需要重新查询客户号。
+
+真实页面验证：
+
+1. 启动后端进程，确保最新代码生效。
+2. 启动前端页面。
+3. 使用浏览器进入利率定价流程列表。
+4. 跑通个人客户新增：新增 -> 选择个人 -> 查询客户号 -> 选择客户内码 -> 新增弹窗只读带入 -> 填写其余字段 -> 提交。
+5. 跑通企业客户新增：新增 -> 选择企业 -> 查询客户号 -> 选择客户内码 -> 新增弹窗只读带入 -> 填写其余字段 -> 提交。
+6. 验证列表或详情中新增流程存在。
+7. 测试结束后关闭本次启动的前后端进程。
+
+## 不在本次范围
+
+- 不新增数据库字段。
+- 不修改现有流程创建接口请求结构。
+- 不把 `faith_day`、`balance_avg`、`loan_count_his`、`last_loan_date` 写入流程表。
+- 不调整模型测算个人/企业接口。
+- 不直接调用生产网关地址。
--- a/docs/superpowers/specs/2026-05-11-shangyu-pricing-field-adjustment-design.md
+++ b/docs/superpowers/specs/2026-05-11-shangyu-pricing-field-adjustment-design.md
@@ -0,0 +1,231 @@
+# 上虞利率定价字段口径调整设计
+
+## 背景
+
+当前上虞利率定价新增流程已经具备个人、企业两个新增弹窗，并已有业务种类、历史贷款利率和历史贷款合同选择链路。本次需求是在现有链路上调整字段口径：
+
+- 前端通用业务种类改为 `新增/存量新增/存量转贷`，仅 `存量转贷` 查询历史贷款合同。
+- `质押 + 存单质押` 时新增 `couponRate` 存单票面利率，客户经理填写后上传。
+- 上虞对私剔除 `loanPurpose` 贷款用途和 `bizProof` 是否有经营佐证。
+- 上虞对私、对公按客户类型和担保方式分别调整 `collType` 可选值。
+
+用户已确认本次按页面、创建接口、服务校验、流程保存、模型调用参数全链路同步调整。用户也确认 `couponRate` 在 `质押 + 存单质押` 时必须填写。对公 `businessType` 上传模型接口这一条用户已明确要求忽略，因此本设计不新增、不验证 `businessType` 模型入参链路；本次模型入参调整只覆盖 `couponRate`。
+
+## 范围
+
+### 本次包含
+
+- 调整个人和企业新增弹窗的 `businessType` 选项。
+- 保持 `businessType=存量转贷` 才查询历史贷款合同。
+- 新增 `couponRate` 条件展示、必填校验、提交和模型入参传递。
+- 移除个人新增弹窗中的 `loanPurpose` 和 `bizProof`。
+- 后端取消个人创建 DTO 对 `loanPurpose` 和 `bizProof` 的必填依赖。
+- 按个人/企业和抵押/质押分别校验 `collType` 可选值。
+- 新增或更新数据库字段定义，使 `couponRate` 能保存到流程表。
+- 更新直接相关的前端静态断言和后端单元测试。
+
+### 本次不包含
+
+- 不重做历史贷款合同查询接口。
+- 不改历史贷款合同选择弹窗结构。
+- 不新增字典配置或字段配置化能力。
+- 不处理旧历史数据回填。
+- 不新增或验证对公 `businessType` 上传模型逻辑；该条按用户确认忽略。
+
+## 推荐方案
+
+采用全链路最短路径同步方案。
+
+页面负责字段展示、条件清空和提交前整理。后端负责创建 DTO 接收、统一业务校验、流程实体保存和模型入参传递。SQL 同步补充 `coupon_rate` 字段，保证新环境和已有环境都能落库。
+
+不采用只改前端的方式，因为直接调用创建接口会绕过 `couponRate` 必填和 `collType` 口径校验。不采用配置化字段规则，因为本次口径明确，配置化会超出需求范围。
+
+## 前端设计
+
+### 通用业务种类
+
+个人新增弹窗和企业新增弹窗的 `businessType` 选项统一为：
+
+- `新增`
+- `存量新增`
+- `存量转贷`
+
+交互规则：
+
+- 选择 `存量转贷` 时，沿用现有客户内码查询历史贷款合同逻辑。
+- 选择 `新增` 或 `存量新增` 时，清空历史合同选择和 `loanRateHistory`。
+- 非 `存量转贷` 提交前不上传 `loanRateHistory`。
+
+### 存单票面利率
+
+个人和企业新增弹窗都新增 `couponRate` 输入框，字段名称展示为 `存单票面利率`。
+
+展示和提交规则：
+
+- 仅当 `guarType=质押` 且 `collType=存单质押` 时展示。
+- 展示时必填。
+- 切换担保方式或抵质押类型后，如果不再满足 `质押 + 存单质押`，清空 `couponRate`。
+- 不满足条件时提交前不上传 `couponRate`。
+
+### 上虞对私字段调整
+
+个人新增弹窗移除：
+
+- `贷款用途 loanPurpose`
+- `是否有经营佐证 bizProof`
+
+个人提交数据不再包含这两个字段。个人的 `loanLoop`、`collThirdParty` 等既有字段保持现有处理方式。
+
+个人 `collType` 选项：
+
+- `guarType=抵押`：`一线/一类/二类/三类`
+- `guarType=质押`：`存单质押/其他质押`
+
+### 上虞对公字段调整
+
+企业 `collType` 选项：
+
+- `guarType=抵押`：`一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`
+- `guarType=质押`：`存单质押/股权质押/其他质押`
+
+企业其他既有上传字段保持现状。
+
+## 后端设计
+
+### DTO 和实体
+
+`PersonalLoanPricingCreateDTO`：
+
+- `businessType` 允许值改为 `新增/存量新增/存量转贷`。
+- 移除 `loanPurpose` 必填和枚举校验。
+- 移除 `bizProof` 业务依赖。
+- 新增 `couponRate`。
+
+`CorporateLoanPricingCreateDTO`：
+
+- `businessType` 允许值改为 `新增/存量新增/存量转贷`。
+- 新增 `couponRate`。
+- `collType` 允许值覆盖对公抵押和质押新口径。
+
+`LoanPricingWorkflow`：
+
+- `businessType` 注释更新为 `新增/存量新增/存量转贷`。
+- 新增 `couponRate` 字段，对应数据库 `coupon_rate`。
+- 个人剔除字段不再作为本次创建链路必需字段。
+
+`ModelInvokeDTO`：
+
+- 新增 `couponRate`，用于模型调用参数。
+- 不新增或调整 `businessType` 模型入参；该条按用户确认不纳入本次范围。
+
+`LoanPricingConverter`：
+
+- 个人和企业创建 DTO 都映射 `couponRate`。
+- 个人转换不再依赖 `loanPurpose` 和 `bizProof`。
+
+### 服务层校验
+
+创建流程统一校验放在 `LoanPricingWorkflowServiceImpl`，确保绕过前端直接调用接口也会被拦截。
+
+校验规则：
+
+- `businessType` 必填，只允许 `新增/存量新增/存量转贷`。
+- `businessType=存量转贷` 时，`loanRateHistory` 必填。
+- `guarType=质押` 且 `collType=存单质押` 时，`couponRate` 必填。
+- `custType=个人` 且 `guarType=抵押` 时，`collType` 只允许 `一线/一类/二类/三类`。
+- `custType=个人` 且 `guarType=质押` 时，`collType` 只允许 `存单质押/其他质押`。
+- `custType=企业` 且 `guarType=抵押` 时，`collType` 只允许 `一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`。
+- `custType=企业` 且 `guarType=质押` 时，`collType` 只允许 `存单质押/股权质押/其他质押`。
+
+当担保方式不是抵押或质押时，不要求 `collType` 和 `couponRate`。
+
+## 数据库设计
+
+流程表新增字段：
+
+```sql
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率' AFTER `loan_rate_history`;
+```
+
+需要同步更新：
+
+- 当前迁移 SQL。
+- `sql/loan_pricing_workflow.sql`。
+- `sql/loan_pricing_schema_20260328.sql`。
+- `sql/loan_pricing_prod_init_20260331.sql`。
+
+已有历史数据不回填，`coupon_rate` 允许为空。
+
+## 数据流
+
+1. 用户进入利率定价列表，选择新增。
+2. 用户选择个人或企业客户，并通过客户号映射选择客户内码。
+3. 打开对应新增弹窗。
+4. 用户选择业务种类。
+5. 若业务种类为 `存量转贷`，前端使用客户内码查询历史贷款合同并回填 `loanRateHistory`。
+6. 用户选择担保方式和抵质押类型。
+7. 若选择 `质押 + 存单质押`，前端展示并要求填写 `couponRate`。
+8. 前端提交前清理不适用字段。
+9. 后端创建接口接收 DTO。
+10. 转换器映射为 `LoanPricingWorkflow`。
+11. 服务层做业务种类、历史利率、抵质押类型和 `couponRate` 校验。
+12. 流程表保存。
+13. 模型调用前复制流程字段到 `ModelInvokeDTO`，带出 `couponRate`；`businessType` 模型入参不在本次设计范围内。
+
+## 错误处理
+
+- 业务种类为空：提示 `请选择业务种类` 或后端返回 `业务种类不能为空`。
+- 业务种类为旧值或非法值：后端返回 `业务种类必须是：新增、存量新增、存量转贷之一`。
+- `存量转贷` 未选择历史贷款合同：提示或返回 `请选择历史贷款合同`。
+- `质押 + 存单质押` 未填写 `couponRate`：提示或返回 `存单票面利率不能为空`。
+- `collType` 不符合当前客户类型和担保方式：后端返回对应可选值错误。
+
+## 测试设计
+
+### 前端静态断言
+
+更新或新增前端测试脚本，覆盖：
+
+- 个人和企业新增弹窗都包含 `新增/存量新增/存量转贷`。
+- 个人和企业新增弹窗不再包含旧选项 `新客`。
+- 个人新增弹窗不再展示 `贷款用途` 和 `是否有经营佐证`。
+- 个人抵押选项为 `一线/一类/二类/三类`。
+- 个人质押选项包含 `存单质押/其他质押`。
+- 企业抵押选项为 `一类/二类/三类/四类/排污权抵押/设备等其他不动产抵押`。
+- 企业质押选项为 `存单质押/股权质押/其他质押`。
+- `couponRate` 仅在 `质押 + 存单质押` 条件下展示、必填、提交。
+- 非适用条件提交前删除 `couponRate`。
+
+### 后端单元测试
+
+更新 `LoanPricingWorkflowServiceImplTest` 或新增直接相关测试，覆盖：
+
+- `businessType=新增` 通过。
+- `businessType=新客` 拒绝。
+- `businessType=存量转贷` 且缺少 `loanRateHistory` 拒绝。
+- `guarType=质押`、`collType=存单质押` 且缺少 `couponRate` 拒绝。
+- 个人抵押允许 `一线/一类/二类/三类`，拒绝对公专属抵押值。
+- 企业抵押允许 `排污权抵押/设备等其他不动产抵押`。
+- 企业质押允许 `股权质押/其他质押`。
+
+### 实际页面验证
+
+实现完成后按项目规则验证：
+
+- 使用 `nvm` 控制前端 Node 版本。
+- 启动前端页面并用 Playwright 打开真实页面，不使用 prototype。
+- 验证个人新增弹窗字段移除、业务种类选项、抵押/质押选项和 `couponRate` 条件展示。
+- 验证企业新增弹窗业务种类选项、抵押/质押选项和 `couponRate` 条件展示。
+- 验证 `存量转贷` 仍会触发历史合同查询，`新增/存量新增` 不触发。
+- 测试结束关闭本次启动的前后端进程。
+
+## 验收标准
+
+- 页面字段和选项与本设计一致。
+- 创建接口不能接受旧业务种类 `新客`。
+- `质押 + 存单质押` 未填 `couponRate` 时前后端都不能提交成功。
+- 不适用 `couponRate` 时不会上传该字段。
+- `couponRate` 能保存到流程表并进入模型调用参数。
+- 对私不再要求或上传 `loanPurpose`、`bizProof`。
+- 前端静态断言、后端单元测试和真实页面验证通过。
--- a/ruoyi-admin/.DS_Store
+++ b/ruoyi-admin/.DS_Store
--- a/ruoyi-admin/pom.xml
+++ b/ruoyi-admin/pom.xml
@@ -15,6 +15,20 @@
        web服务入口
    </description>

+    <repositories>
+        <repository>
+            <id>tongweb-releases</id>
+            <name>TongWeb Maven Releases</name>
+            <url>https://mvn.elitescloud.com/nexus/repository/maven-releases/</url>
+            <releases>
+                <enabled>true</enabled>
+            </releases>
+            <snapshots>
+                <enabled>false</enabled>
+            </snapshots>
+        </repository>
+    </repositories>
+
    <dependencies>

        <!-- spring-boot-devtools -->
@@ -40,6 +54,12 @@
        <dependency>
            <groupId>com.ruoyi</groupId>
            <artifactId>ruoyi-framework</artifactId>
+            <exclusions>
+                <exclusion>
+                    <groupId>org.springframework.boot</groupId>
+                    <artifactId>spring-boot-starter-tomcat</artifactId>
+                </exclusion>
+            </exclusions>
        </dependency>

        <!-- 定时任务-->
@@ -58,6 +78,18 @@
        <dependency>
            <groupId>com.ruoyi</groupId>
            <artifactId>ruoyi-loan-pricing</artifactId>
+            <exclusions>
+                <exclusion>
+                    <groupId>org.springframework.boot</groupId>
+                    <artifactId>spring-boot-starter-tomcat</artifactId>
+                </exclusion>
+            </exclusions>
+        </dependency>
+
+        <dependency>
+            <groupId>com.tongweb.springboot</groupId>
+            <artifactId>tongweb-spring-boot-starter-3.x</artifactId>
+            <version>7.0.E.7</version>
        </dependency>

        <dependency>
--- a/ruoyi-admin/src/main/resources/application-dev.yml
+++ b/ruoyi-admin/src/main/resources/application-dev.yml
@@ -79,7 +79,18 @@ spring:
                    config:
                        multi-statement-allow: true
 model:
-    url: http://localhost:63310/rate/pricing/mock/invokeModel
+    personal-url: http://localhost:63310/rate/pricing/mock/invokeModel/personal
+    corporate-url: http://localhost:63310/rate/pricing/mock/invokeModel/corporate
+
+loan-pricing-external:
+    app-code: 1a89fa84abda480ba93ed73fd01ffd07
+
+customer-map:
+    personal-url: http://localhost:63310/rate/pricing/mock/customer-map/personal
+    corporate-url: http://localhost:63310/rate/pricing/mock/customer-map/corporate
+
+loan-rate-history:
+    url: http://localhost:63310/rate/pricing/mock/history-contract

 security:
    password-transfer:
--- a/ruoyi-admin/src/main/resources/application-pro.yml
+++ b/ruoyi-admin/src/main/resources/application-pro.yml
@@ -79,7 +79,18 @@ spring:
                    config:
                        multi-statement-allow: true
 model:
-    url: http://64.202.32.40:8083/api/service/interface/invokeService/syllcs
+    personal-url: http://64.202.32.40:8083/api/service/interface/invokeService/syllcs
+    corporate-url: http://64.202.32.40:8083/api/service/interface/invokeService/sydgllcs
+
+loan-pricing-external:
+    app-code: 1a89fa84abda480ba93ed73fd01ffd07
+
+customer-map:
+    personal-url: http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_lilvcesuan_ind_idmapno
+    corporate-url: http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_lilvcesuan_ent_idmapno
+
+loan-rate-history:
+    url: http://552f7aff0acd4c09ac3b83dbfee57fa0.apigateway.res.dc-pdt-zj96596.com/shangyu_loan_rate_history

 security:
    password-transfer:
--- a/ruoyi-admin/src/main/resources/application-uat.yml
+++ b/ruoyi-admin/src/main/resources/application-uat.yml
@@ -79,7 +79,18 @@ spring:
                    config:
                        multi-statement-allow: true
 model:
-    url: http://localhost:63310/rate/pricing/mock/invokeModel
+    personal-url: http://localhost:63310/rate/pricing/mock/invokeModel/personal
+    corporate-url: http://localhost:63310/rate/pricing/mock/invokeModel/corporate
+
+loan-pricing-external:
+    app-code: 1a89fa84abda480ba93ed73fd01ffd07
+
+customer-map:
+    personal-url: http://localhost:63310/rate/pricing/mock/customer-map/personal
+    corporate-url: http://localhost:63310/rate/pricing/mock/customer-map/corporate
+
+loan-rate-history:
+    url: http://localhost:63310/rate/pricing/mock/history-contract

 security:
    password-transfer:
--- a/ruoyi-admin/src/main/resources/application.yml
+++ b/ruoyi-admin/src/main/resources/application.yml
@@ -1,4 +1,9 @@
 # 项目相关配置
+server:
+  tongweb:
+    license:
+      path: classpath:license.dat
+
 ruoyi:
  # 名称
  name: RuoYi
--- a/ruoyi-admin/src/main/resources/license.dat
+++ b/ruoyi-admin/src/main/resources/license.dat
@@ -0,0 +1 @@
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
--- a/ruoyi-common/src/main/java/com/ruoyi/common/utils/http/HttpUtils.java
+++ b/ruoyi-common/src/main/java/com/ruoyi/common/utils/http/HttpUtils.java
@@ -21,6 +21,8 @@ import javax.net.ssl.TrustManager;
 import javax.net.ssl.X509TrustManager;
 import org.slf4j.Logger;
 import org.slf4j.LoggerFactory;
+import com.alibaba.fastjson2.JSON;
+import com.alibaba.fastjson2.JSONWriter;
 import com.ruoyi.common.constant.Constants;
 import com.ruoyi.common.utils.StringUtils;
 import org.springframework.http.*;
@@ -75,7 +77,7 @@ public class HttpUtils
        try
        {
            String urlNameString = StringUtils.isNotBlank(param) ? url + "?" + param : url;
-            log.info("sendGet - {}", urlNameString);
+            log.info("后端外部接口调用开始\n请求URL：{}\n请求参数：\n{}", urlNameString, formatLogValue(param));
            URL realUrl = new URL(urlNameString);
            URLConnection connection = realUrl.openConnection();
            connection.setRequestProperty("accept", "*/*");
@@ -88,7 +90,8 @@ public class HttpUtils
            {
                result.append(line);
            }
-            log.info("recv - {}", result);
+            log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                    urlNameString, formatLogValue(param), formatLogValue(result));
        }
        catch (ConnectException e)
        {
@@ -150,7 +153,7 @@ public class HttpUtils
        StringBuilder result = new StringBuilder();
        try
        {
-            log.info("sendPost - {}", url);
+            log.info("后端外部接口调用开始\n请求URL：{}\n请求参数：\n{}", url, formatLogValue(param));
            URL realUrl = new URL(url);
            URLConnection conn = realUrl.openConnection();
            conn.setRequestProperty("accept", "*/*");
@@ -169,7 +172,8 @@ public class HttpUtils
            {
                result.append(line);
            }
-            log.info("recv - {}", result);
+            log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                    url, formatLogValue(param), formatLogValue(result));
        }
        catch (ConnectException e)
        {
@@ -219,7 +223,7 @@ public class HttpUtils
        String urlNameString = url + "?" + param;
        try
        {
-            log.info("sendSSLPost - {}", urlNameString);
+            log.info("后端外部接口调用开始\n请求URL：{}\n请求参数：\n{}", urlNameString, formatLogValue(param));
            SSLContext sc = SSLContext.getInstance("SSL");
            sc.init(null, new TrustManager[] { new TrustAnyTrustManager() }, new java.security.SecureRandom());
            URL console = new URL(urlNameString);
@@ -245,7 +249,8 @@ public class HttpUtils
                    result.append(new String(ret.getBytes(StandardCharsets.ISO_8859_1), StandardCharsets.UTF_8));
                }
            }
-            log.info("recv - {}", result);
+            log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                    urlNameString, formatLogValue(param), formatLogValue(result));
            conn.disconnect();
            br.close();
        }
@@ -327,7 +332,8 @@ public class HttpUtils
                    requestEntity,
                    responseType
            );
-            log.info("---------------------->POST(form-urlencoded) 请求成功，URL：{}，响应结果：{}", url, response.getBody());
+            log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                    url, formatLogValue(params), formatLogValue(response.getBody()));
            return response.getBody();
        } catch (Exception e) {
            throw new RuntimeException("POST(form-urlencoded) 请求失败，URL：" + url + "，异常信息：" + e.getMessage(), e);
@@ -364,10 +370,31 @@ public class HttpUtils
                    requestEntity,
                    responseType
            );
-            log.info("---------------------->POST(JSON) 请求成功，URL：{}，响应结果：{}", url, response.getBody());
+            log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                    url, formatLogValue(requestBody), formatLogValue(response.getBody()));
            return response.getBody();
        } catch (Exception e) {
            throw new RuntimeException("POST(JSON) 请求失败，URL：" + url + "，异常信息：" + e.getMessage(), e);
        }
    }
-}
+
+    public static String formatLogValue(Object value)
+    {
+        if (value == null)
+        {
+            return "null";
+        }
+        if (value instanceof CharSequence)
+        {
+            return value.toString();
+        }
+        try
+        {
+            return JSON.toJSONString(value, JSONWriter.Feature.PrettyFormat);
+        }
+        catch (Exception e)
+        {
+            return String.valueOf(value);
+        }
+    }
+}
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanPricingWorkflowController.java
@@ -15,6 +15,8 @@ import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
 import com.ruoyi.loanpricing.domain.vo.LoanPricingWorkflowListVO;
 import com.ruoyi.loanpricing.domain.vo.LoanPricingWorkflowVO;
 import com.ruoyi.loanpricing.service.ILoanPricingWorkflowService;
+import com.ruoyi.loanpricing.service.LoanPricingCustomerMapService;
+import com.ruoyi.loanpricing.service.LoanRateHistoryService;
 import io.swagger.v3.oas.annotations.Operation;
 import io.swagger.v3.oas.annotations.Parameter;
 import io.swagger.v3.oas.annotations.tags.Tag;
@@ -38,6 +40,12 @@ public class LoanPricingWorkflowController extends BaseController
    @Autowired
    private ILoanPricingWorkflowService loanPricingWorkflowService;

+    @Autowired
+    private LoanPricingCustomerMapService customerMapService;
+
+    @Autowired
+    private LoanRateHistoryService loanRateHistoryService;
+
    /**
     * 发起个人客户利率定价流程
     */
@@ -61,6 +69,36 @@ public class LoanPricingWorkflowController extends BaseController
        return success(result);
    }

+    /**
+     * 查询个人客户号映射
+     */
+    @Operation(summary = "查询个人客户号映射")
+    @GetMapping("/customer-map/personal")
+    public AjaxResult queryPersonalCustomerMap(@RequestParam("custId") String custId)
+    {
+        return success(customerMapService.queryPersonal(custId));
+    }
+
+    /**
+     * 查询企业客户号映射
+     */
+    @Operation(summary = "查询企业客户号映射")
+    @GetMapping("/customer-map/corporate")
+    public AjaxResult queryCorporateCustomerMap(@RequestParam("custId") String custId)
+    {
+        return success(customerMapService.queryCorporate(custId));
+    }
+
+    /**
+     * 查询历史贷款合同
+     */
+    @Operation(summary = "查询历史贷款合同")
+    @GetMapping("/history-contract")
+    public AjaxResult queryHistoryContract(@RequestParam("custIsn") String custIsn)
+    {
+        return success(loanRateHistoryService.query(custIsn));
+    }
+
    /**
     * 查询利率定价流程列表
     */
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/controller/LoanRatePricingMockController.java
@@ -6,15 +6,24 @@ import com.fasterxml.jackson.databind.node.ObjectNode;
 import com.ruoyi.common.annotation.Anonymous;
 import com.ruoyi.common.core.controller.BaseController;
 import com.ruoyi.common.core.domain.AjaxResult;
+import com.ruoyi.common.exception.ServiceException;

 import com.ruoyi.loanpricing.domain.dto.ModelInvokeDTO;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import com.ruoyi.loanpricing.domain.vo.HistoryLoanContractVO;
 import io.swagger.v3.oas.annotations.Operation;
 import io.swagger.v3.oas.annotations.tags.Tag;
 import org.springframework.core.io.ClassPathResource;
+import org.springframework.util.StringUtils;
 import org.springframework.web.bind.annotation.*;


 import java.io.InputStream;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.Collections;
+import java.util.List;
+import java.util.concurrent.ThreadLocalRandom;


 /**
@@ -27,17 +36,60 @@ import java.io.InputStream;
 public class LoanRatePricingMockController extends BaseController {

    @Anonymous
-    @Operation(summary = "调用模型获取测算利率")
-    @PostMapping("/invokeModel")
-    public AjaxResult invokeModel( ModelInvokeDTO modelInvokeDTO) {
-        ObjectNode jsonNodes;
-        if (modelInvokeDTO.getCustType().equals("个人")) {
-            jsonNodes = loadJsonFromResource("data/retail_output.json");
-        } else {
-            jsonNodes = loadJsonFromResource("data/corp_output.json");
-        }
+    @Operation(summary = "调用个人模型获取测算利率")
+    @PostMapping("/invokeModel/personal")
+    public AjaxResult invokePersonalModel(ModelInvokeDTO modelInvokeDTO) {
+        return new AjaxResult(10000, "success", loadJsonFromResource("data/retail_output.json"));
+    }

-        return new AjaxResult(10000, "success", jsonNodes);
+    @Anonymous
+    @Operation(summary = "调用企业模型获取测算利率")
+    @PostMapping("/invokeModel/corporate")
+    public AjaxResult invokeCorporateModel(ModelInvokeDTO modelInvokeDTO) {
+        return new AjaxResult(10000, "success", loadJsonFromResource("data/corp_output.json"));
+    }
+
+    @Anonymous
+    @Operation(summary = "模拟个人客户号映射查询")
+    @GetMapping("/customer-map/personal")
+    public AjaxResult queryPersonalCustomerMap(@RequestParam("cust_id") String custId)
+    {
+        return success(randomCustomerMapRecords(custId, "个人客户"));
+    }
+
+    @Anonymous
+    @Operation(summary = "模拟企业客户号映射查询")
+    @GetMapping("/customer-map/corporate")
+    public AjaxResult queryCorporateCustomerMap(@RequestParam("cust_id") String custId)
+    {
+        return success(randomCustomerMapRecords(custId, "企业客户"));
+    }
+
+    @Anonymous
+    @Operation(summary = "模拟历史贷款合同查询")
+    @GetMapping("/history-contract")
+    public AjaxResult queryHistoryContract(@RequestParam("cust_isn") String custIsn)
+    {
+        String normalizedCustIsn = StringUtils.trimWhitespace(custIsn);
+        if (!StringUtils.hasText(normalizedCustIsn))
+        {
+            throw new ServiceException("客户内码不能为空");
+        }
+        if ("EMPTY_HISTORY".equals(normalizedCustIsn))
+        {
+            return success(Collections.emptyList());
+        }
+        List<HistoryLoanContractVO> records = new ArrayList<>();
+        HistoryLoanContractVO record = new HistoryLoanContractVO();
+        record.setCustIsn(normalizedCustIsn);
+        record.setLoanContractHistory("HT" + normalizedCustIsn);
+        record.setGuarTypeHistory("信用");
+        record.setProductCodeHistory("P001");
+        record.setLoanRateHistory("EMPTY_RATE".equals(normalizedCustIsn) ? "" : "3.65");
+        record.setLoanAmountHistory("100000");
+        record.setLoanSignDateHistory(LocalDate.now().minusMonths(6).toString());
+        records.add(record);
+        return success(records);
    }

    private ObjectNode loadJsonFromResource(String resourcePath){
@@ -51,5 +103,52 @@ public class LoanRatePricingMockController extends BaseController {
        }
    }

+    private List<CustomerMapRecordVO> randomCustomerMapRecords(String custId, String namePrefix)
+    {
+        String normalizedCustId = StringUtils.trimWhitespace(custId);
+        if (!StringUtils.hasText(normalizedCustId))
+        {
+            throw new ServiceException("客户号不能为空");
+        }
+        if ("HISTORY_EMPTY".equals(normalizedCustId))
+        {
+            CustomerMapRecordVO record = new CustomerMapRecordVO();
+            record.setCustId(normalizedCustId);
+            record.setCustIsn("EMPTY_HISTORY");
+            record.setCustName(namePrefix + "空历史合同");
+            record.setFaithDay("0");
+            record.setBalanceAvg("0");
+            record.setLoanCountHis("0");
+            record.setLastLoanDate("");
+            return Collections.singletonList(record);
+        }
+        if ("HISTORY_EMPTY_RATE".equals(normalizedCustId))
+        {
+            CustomerMapRecordVO record = new CustomerMapRecordVO();
+            record.setCustId(normalizedCustId);
+            record.setCustIsn("EMPTY_RATE");
+            record.setCustName(namePrefix + "空历史利率");
+            record.setFaithDay("30");
+            record.setBalanceAvg("10000");
+            record.setLoanCountHis("1");
+            record.setLastLoanDate(LocalDate.now().minusMonths(3).toString());
+            return Collections.singletonList(record);
+        }
+        int count = ThreadLocalRandom.current().nextInt(1, 4);
+        List<CustomerMapRecordVO> records = new ArrayList<>();
+        for (int i = 1; i <= count; i++)
+        {
+            CustomerMapRecordVO record = new CustomerMapRecordVO();
+            record.setCustId(normalizedCustId);
+            record.setCustIsn(String.valueOf(81000000000L + ThreadLocalRandom.current().nextInt(1000000)));
+            record.setCustName(namePrefix + i);
+            record.setFaithDay(String.valueOf(ThreadLocalRandom.current().nextInt(1, 365)));
+            record.setBalanceAvg(String.valueOf(ThreadLocalRandom.current().nextInt(10000, 900000)));
+            record.setLoanCountHis(String.valueOf(ThreadLocalRandom.current().nextInt(0, 10)));
+            record.setLastLoanDate(LocalDate.now().minusDays(ThreadLocalRandom.current().nextInt(1, 800)).toString());
+            records.add(record);
+        }
+        return records;
+    }

 }
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/CorporateLoanPricingCreateDTO.java
@@ -41,24 +41,34 @@ public class CorporateLoanPricingCreateDTO implements Serializable {
    @NotBlank(message = "申请金额不能为空")
    private String applyAmt;

-    @Schema(description = "贷款期限", example = "36")
+    @Schema(description = "业务种类", requiredMode = Schema.RequiredMode.REQUIRED, example = "存量转贷", allowableValues = {"新增", "存量新增", "存量转贷"})
+    @NotBlank(message = "业务种类不能为空")
+    @Pattern(regexp = "^(新增|存量新增|存量转贷)$", message = "业务种类必须是：新增、存量新增、存量转贷之一")
+    private String businessType;
+
+    @Schema(description = "历史贷款利率", example = "3.65")
+    private String loanRateHistory;
+
+    @Schema(description = "还款方式", example = "分期", allowableValues = {"分期", "不分期"})
+    private String repayMethod;
+
+    @Schema(description = "借款期限（年）", requiredMode = Schema.RequiredMode.REQUIRED, example = "3")
+    @NotBlank(message = "贷款期限不能为空")
    private String loanTerm;

-    @Schema(description = "省农担担保贷款", example = "false")
-    private String isAgriGuar;
-
-    @Schema(description = "绿色贷款", example = "true")
+    @Schema(description = "绿色贷款", example = "0")
    private String isGreenLoan;

-    @Schema(description = "科技型企业", example = "true")
-    private String isTechEnt;
+    @Schema(description = "贸易和建筑业企业标识", example = "0")
+    private String isTradeBuildEnt;

-    @Schema(description = "贸易和建筑业企业标识", example = "false")
-    private String isTradeConstruction;
-
-    @Schema(description = "抵质押类型", example = "一类")
+    @Schema(description = "抵质押类型", example = "一类", allowableValues = {"一类", "二类", "三类", "四类", "排污权抵押", "设备等其他不动产抵押", "存单质押", "股权质押", "其他质押"})
+    @Pattern(regexp = "^(一类|二类|三类|四类|排污权抵押|设备等其他不动产抵押|存单质押|股权质押|其他质押)$", message = "抵质押类型必须是：一类、二类、三类、四类、排污权抵押、设备等其他不动产抵押、存单质押、股权质押、其他质押之一")
    private String collType;

-    @Schema(description = "抵质押物是否三方所有", example = "false")
+    @Schema(description = "抵质押物是否三方所有", example = "0")
    private String collThirdParty;
+
+    @Schema(description = "存单票面利率", example = "2.15")
+    private String couponRate;
 }
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/ModelInvokeDTO.java
@@ -79,6 +79,12 @@ public class ModelInvokeDTO {
     */
    private String loanTerm;

+    /**
+     * 还款方式（非必填）
+     * 可选值：分期/不分期
+     */
+    private String repayMethod;
+
    /**
     * 净身企业（非必填）
     * 可选值：true/false
@@ -98,10 +104,10 @@ public class ModelInvokeDTO {
    private String isManufacturing;

    /**
-     * 省农担担保贷款（非必填）
-     * 可选值：true/false
+     * 绿色贷款（非必填）
+     * 可选值：0/1
     */
-    private String isAgriGuar;
+    private String isGreenLoan;

    /**
     * 是否纳税信用等级A级（非必填）
@@ -137,7 +143,7 @@ public class ModelInvokeDTO {

    /**
     * 抵质押类型（非必填）
-     * 可选值：一类/二类/三类
+     * 可选值：一类/二类/三类/四类
     */
    private String collType;

@@ -147,6 +153,16 @@ public class ModelInvokeDTO {
     */
    private String collThirdParty;

+    /**
+     * 历史贷款利率
+     */
+    private String loanRateHistory;
+
+    /**
+     * 存单票面利率
+     */
+    private String couponRate;
+
 //    /**
 //     * 贷款利率（必填）
 //     */
@@ -167,4 +183,10 @@ public class ModelInvokeDTO {
     */
    private String idNum;

+    /**
+     * 贸易和建筑业企业（非必填）
+     * 可选值：0/1
+     */
+    private String isTradeBuildEnt;
+
 }
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/dto/PersonalLoanPricingCreateDTO.java
@@ -41,24 +41,27 @@ public class PersonalLoanPricingCreateDTO implements Serializable {
    @NotBlank(message = "申请金额不能为空")
    private String applyAmt;

-    @Schema(description = "贷款用途", requiredMode = Schema.RequiredMode.REQUIRED, example = "business", allowableValues = {"consumer", "business"})
-    @NotBlank(message = "贷款用途不能为空")
-    @Pattern(regexp = "^(consumer|business)$", message = "贷款用途必须是：consumer、business之一")
-    private String loanPurpose;
+    @Schema(description = "业务种类", requiredMode = Schema.RequiredMode.REQUIRED, example = "存量转贷", allowableValues = {"新增", "存量新增", "存量转贷"})
+    @NotBlank(message = "业务种类不能为空")
+    @Pattern(regexp = "^(新增|存量新增|存量转贷)$", message = "业务种类必须是：新增、存量新增、存量转贷之一")
+    private String businessType;
+
+    @Schema(description = "历史贷款利率", example = "3.65")
+    private String loanRateHistory;

    @Schema(description = "借款期限（年）", requiredMode = Schema.RequiredMode.REQUIRED, example = "3")
    @NotBlank(message = "借款期限不能为空")
    private String loanTerm;

-    @Schema(description = "是否有经营佐证", example = "1")
-    private String bizProof;
-
    @Schema(description = "循环功能", example = "0")
    private String loanLoop;

-    @Schema(description = "抵质押类型", example = "一类")
+    @Schema(description = "抵质押类型", example = "一类", allowableValues = {"一线", "一类", "二类", "三类", "存单质押", "其他质押"})
    private String collType;

    @Schema(description = "抵质押物是否三方所有", example = "0")
    private String collThirdParty;
+
+    @Schema(description = "存单票面利率", example = "2.15")
+    private String couponRate;
 }
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/LoanPricingWorkflow.java
@@ -69,6 +69,11 @@ public class LoanPricingWorkflow implements Serializable
     */
    private String loanTerm;

+    /**
+     * 还款方式: 分期/不分期
+     */
+    private String repayMethod;
+
    /** 净身企业: true/false */
    private String isCleanEnt;

@@ -78,24 +83,17 @@ public class LoanPricingWorkflow implements Serializable
    /** 制造业企业: true/false */
    private String isManufacturing;

-    /** 省农担担保贷款: true/false */
-    private String isAgriGuar;
-
    /**
     * 贸易和建筑业企业标识: true/false
     */
-    private String isTradeConstruction;
+    @TableField("is_trade_construction")
+    private String isTradeBuildEnt;

    /**
     * 绿色贷款: true/false
     */
    private String isGreenLoan;

-    /**
-     * 科技型企业: true/false
-     */
-    private String isTechEnt;
-
    /** 是否纳税信用等级A级: true/false */
    private String isTaxA;

@@ -105,13 +103,22 @@ public class LoanPricingWorkflow implements Serializable
    /** 贷款用途: consumer-消费/business-经营 */
    private String loanPurpose;

+    /** 业务种类: 新增/存量新增/存量转贷 */
+    private String businessType;
+
+    /** 历史贷款利率 */
+    private String loanRateHistory;
+
+    /** 存单票面利率 */
+    private String couponRate;
+
    /** 是否有经营佐证: true/false */
    private String bizProof;

    /** 循环功能: true/false */
    private String loanLoop;

-    /** 抵质押类型: 一线/一类/二类 */
+    /** 抵质押类型: 一类/二类/三类/四类 */
    private String collType;

    /** 抵质押物是否三方所有: true/false */
@@ -143,6 +150,10 @@ public class LoanPricingWorkflow implements Serializable
    @TableField(fill = FieldFill.INSERT)
    private String createBy;

+    /** 列表数据权限创建者过滤条件 */
+    @TableField(exist = false)
+    private String dataScopeCreateBy;
+
    /** 创建时间 */
    @JsonFormat(pattern = "yyyy-MM-dd HH:mm:ss")
    @TableField(fill = FieldFill.INSERT)
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelCorpOutputFields.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelCorpOutputFields.java
@@ -31,6 +31,8 @@ public class ModelCorpOutputFields {
    private String idType;
    // 证件号码
    private String idNum;
+    // 还款方式
+    private String repayMethod;
    // 基准利率
    private String baseLoanRate;
    // 我行首贷客户
@@ -65,8 +67,6 @@ public class ModelCorpOutputFields {
    private String midEntEleDdc;
    // 中间业务_企业_水费代扣
    private String midEntWaterDdc;
-    // 中间业务_企业_税务代扣
-    private String midEntTax;
    // BP_中间业务
    private String bpMid;
    // 代发工资户数
@@ -79,12 +79,12 @@ public class ModelCorpOutputFields {
    private String isCleanEnt;
    // 开立基本结算账户
    private String hasSettleAcct;
-    // 省农担担保贷款
-    private String isAgriGuar;
    // 绿色贷款
    private String isGreenLoan;
    // 科技型企业
    private String isTechEnt;
+    // 贸易和建筑业企业
+    private String isTradeBuildEnt;
    // BP_企业客户类别
    private String bpEntType;
    // TOTAL_BP_关联度
@@ -109,8 +109,6 @@ public class ModelCorpOutputFields {
    private String prinOverdue;
    // 利息逾期
    private String interestOverdue;
-    // 信用卡逾期
-    private String cardOverdue;
    // BP_灰名单与逾期
    private String bpGreyOverdue;
    // TOTAL_BP_风险度
@@ -119,6 +117,16 @@ public class ModelCorpOutputFields {
    private String totalBp;
    // 测算利率
    private String calculateRate;
+    // 历史利率
+    private String loanRateHistory;
+    // 产品最低利率下限
+    private String minRateProduct;
+    // 平滑幅度
+    private String smoothRange;
+    // 最终测算利率
+    private String finalCalculateRate;
+    // 参考利率
+    private String referenceRate;

    @TableField(fill = FieldFill.INSERT)
    private Date createTime;
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java
@@ -41,6 +41,9 @@ public class ModelRetailOutputFields {
    // 基准利率
    private String baseLoanRate;

+    // 灰黑名单客户
+    private String greyBlackCust;
+
    // 我行首贷客户
    private String isFirstLoan;

--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVO.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/CustomerMapRecordVO.java
@@ -0,0 +1,35 @@
+package com.ruoyi.loanpricing.domain.vo;
+
+import com.fasterxml.jackson.annotation.JsonProperty;
+import java.io.Serializable;
+import lombok.Data;
+
+/**
+ * 客户号与客户内码映射记录。
+ */
+@Data
+public class CustomerMapRecordVO implements Serializable
+{
+    private static final long serialVersionUID = 1L;
+
+    @JsonProperty("cust_id")
+    private String custId;
+
+    @JsonProperty("cust_isn")
+    private String custIsn;
+
+    @JsonProperty("cust_name")
+    private String custName;
+
+    @JsonProperty("faith_day")
+    private String faithDay;
+
+    @JsonProperty("balance_avg")
+    private String balanceAvg;
+
+    @JsonProperty("loan_count_his")
+    private String loanCountHis;
+
+    @JsonProperty("last_loan_date")
+    private String lastLoanDate;
+}
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVO.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/vo/HistoryLoanContractVO.java
@@ -0,0 +1,31 @@
+package com.ruoyi.loanpricing.domain.vo;
+
+import com.fasterxml.jackson.annotation.JsonProperty;
+import java.io.Serializable;
+import lombok.Data;
+
+@Data
+public class HistoryLoanContractVO implements Serializable {
+    private static final long serialVersionUID = 1L;
+
+    @JsonProperty("cust_isn")
+    private String custIsn;
+
+    @JsonProperty("loan_contract_history")
+    private String loanContractHistory;
+
+    @JsonProperty("guar_type_history")
+    private String guarTypeHistory;
+
+    @JsonProperty("product_code_history")
+    private String productCodeHistory;
+
+    @JsonProperty("loan_rate_history")
+    private String loanRateHistory;
+
+    @JsonProperty("loan_amount_history")
+    private String loanAmountHistory;
+
+    @JsonProperty("loan_sign_date_history")
+    private String loanSignDateHistory;
+}
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingCustomerMapService.java
@@ -0,0 +1,132 @@
+package com.ruoyi.loanpricing.service;
+
+import com.fasterxml.jackson.annotation.JsonIgnoreProperties;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.common.utils.http.HttpUtils;
+import com.ruoyi.loanpricing.domain.vo.CustomerMapRecordVO;
+import java.net.URI;
+import java.util.Collections;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.Data;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.beans.factory.annotation.Value;
+import org.springframework.stereotype.Service;
+import org.springframework.util.StringUtils;
+import org.springframework.web.client.RestTemplate;
+import org.springframework.web.util.UriComponentsBuilder;
+
+/**
+ * 客户号与客户内码映射查询服务。
+ */
+@Service
+@Slf4j
+public class LoanPricingCustomerMapService
+{
+    private final RestTemplate restTemplate;
+
+    @Value("${customer-map.personal-url}")
+    private String personalUrl;
+
+    @Value("${customer-map.corporate-url}")
+    private String corporateUrl;
+
+    @Value("${loan-pricing-external.app-code:}")
+    private String appCode;
+
+    public LoanPricingCustomerMapService()
+    {
+        this(new RestTemplate());
+    }
+
+    LoanPricingCustomerMapService(RestTemplate restTemplate)
+    {
+        this.restTemplate = restTemplate;
+    }
+
+    LoanPricingCustomerMapService(RestTemplate restTemplate, String personalUrl, String corporateUrl)
+    {
+        this(restTemplate, personalUrl, corporateUrl, null);
+    }
+
+    LoanPricingCustomerMapService(RestTemplate restTemplate, String personalUrl, String corporateUrl, String appCode)
+    {
+        this.restTemplate = restTemplate;
+        this.personalUrl = personalUrl;
+        this.corporateUrl = corporateUrl;
+        this.appCode = appCode;
+    }
+
+    public List<CustomerMapRecordVO> queryPersonal(String custId)
+    {
+        return query(personalUrl, custId);
+    }
+
+    public List<CustomerMapRecordVO> queryCorporate(String custId)
+    {
+        return query(corporateUrl, custId);
+    }
+
+    private List<CustomerMapRecordVO> query(String url, String custId)
+    {
+        String normalizedCustId = StringUtils.trimWhitespace(custId);
+        if (!StringUtils.hasText(normalizedCustId))
+        {
+            throw new ServiceException("客户号不能为空");
+        }
+        URI uri = buildGetParamUri(url, "cust_id", normalizedCustId);
+        Map<String, String> requestParams = buildRequestParamLog("cust_id", normalizedCustId);
+        CustomerMapResponse response = restTemplate.getForObject(uri, CustomerMapResponse.class);
+        log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                uri,
+                HttpUtils.formatLogValue(requestParams),
+                HttpUtils.formatLogValue(response));
+        if (response == null)
+        {
+            throw new ServiceException("客户号映射接口无返回");
+        }
+        if (response.getCode() != null && response.getCode() != 200)
+        {
+            throw new ServiceException(StringUtils.hasText(response.getMsg()) ? response.getMsg() : "客户号映射查询失败");
+        }
+        return response.getData() == null ? Collections.emptyList() : response.getData();
+    }
+
+    private URI buildGetParamUri(String url, String paramName, String paramValue)
+    {
+        UriComponentsBuilder builder = UriComponentsBuilder.fromHttpUrl(url)
+                .replaceQueryParam("appCode")
+                .replaceQueryParam(paramName);
+        String normalizedAppCode = StringUtils.trimWhitespace(appCode);
+        if (StringUtils.hasText(normalizedAppCode))
+        {
+            builder.queryParam("appCode", normalizedAppCode);
+        }
+        return builder.queryParam(paramName, paramValue)
+                .build()
+                .encode()
+                .toUri();
+    }
+
+    private Map<String, String> buildRequestParamLog(String paramName, String paramValue)
+    {
+        Map<String, String> requestParams = new LinkedHashMap<>();
+        String normalizedAppCode = StringUtils.trimWhitespace(appCode);
+        if (StringUtils.hasText(normalizedAppCode))
+        {
+            requestParams.put("appCode", normalizedAppCode);
+        }
+        requestParams.put(paramName, paramValue);
+        return requestParams;
+    }
+
+    @Data
+    @JsonIgnoreProperties(ignoreUnknown = true)
+    static class CustomerMapResponse
+    {
+        private Integer code;
+        private String msg;
+        private List<CustomerMapRecordVO> data;
+    }
+}
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingModelService.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanPricingModelService.java
@@ -1,7 +1,5 @@
 package com.ruoyi.loanpricing.service;

-import com.alibaba.fastjson2.JSON;
-import com.alibaba.fastjson2.JSONObject;
 import com.ruoyi.common.utils.bean.BeanUtils;
 import com.ruoyi.loanpricing.domain.dto.ModelInvokeDTO;
 import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
@@ -12,7 +10,6 @@ import com.ruoyi.loanpricing.mapper.ModelCorpOutputFieldsMapper;
 import com.ruoyi.loanpricing.mapper.ModelRetailOutputFieldsMapper;
 import jakarta.annotation.Resource;
 import lombok.extern.slf4j.Slf4j;
-import org.springframework.scheduling.annotation.Async;
 import org.springframework.scheduling.annotation.EnableAsync;
 import org.springframework.stereotype.Service;

@@ -64,10 +61,13 @@ public class LoanPricingModelService {
        {
            normalizePersonalModelInvokeDTO(modelInvokeDTO);
        }
-        JSONObject response = modelService.invokeModel(modelInvokeDTO);
+        if ("企业".equals(loanPricingWorkflow.getCustType()))
+        {
+            normalizeCorporateModelInvokeDTO(modelInvokeDTO);
+        }
        if (loanPricingWorkflow.getCustType().equals("个人")){
            // 个人模型
-            ModelRetailOutputFields modelRetailOutputFields = JSON.parseObject(response.toJSONString(), ModelRetailOutputFields.class);
+            ModelRetailOutputFields modelRetailOutputFields = modelService.invokePersonalModel(modelInvokeDTO);
            modelRetailOutputFieldsMapper.insert(modelRetailOutputFields);
            log.info("个人模型调用成功");
            LoanPricingWorkflow workflowToUpdate = new LoanPricingWorkflow();
@@ -77,7 +77,7 @@ public class LoanPricingModelService {
            log.info("更新流程信息成功");
        }else if (loanPricingWorkflow.getCustType().equals("企业")){
            // 企业模型
-            ModelCorpOutputFields modelCorpOutputFields = JSON.parseObject(response.toJSONString(), ModelCorpOutputFields.class);
+            ModelCorpOutputFields modelCorpOutputFields = modelService.invokeCorporateModel(modelInvokeDTO);
            modelCorpOutputFieldsMapper.insert(modelCorpOutputFields);
            log.info("企业模型调用成功");
            LoanPricingWorkflow workflowToUpdate = new LoanPricingWorkflow();
@@ -95,6 +95,13 @@ public class LoanPricingModelService {
        modelInvokeDTO.setCollThirdParty(toZeroOne(modelInvokeDTO.getCollThirdParty()));
    }

+    private void normalizeCorporateModelInvokeDTO(ModelInvokeDTO modelInvokeDTO)
+    {
+        modelInvokeDTO.setCollThirdParty(toZeroOne(modelInvokeDTO.getCollThirdParty()));
+        modelInvokeDTO.setIsGreenLoan(toZeroOne(modelInvokeDTO.getIsGreenLoan()));
+        modelInvokeDTO.setIsTradeBuildEnt(toZeroOne(modelInvokeDTO.getIsTradeBuildEnt()));
+    }
+
    private String toZeroOne(String value)
    {
        if ("true".equals(value) || "1".equals(value))
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/LoanRateHistoryService.java
@@ -0,0 +1,115 @@
+package com.ruoyi.loanpricing.service;
+
+import com.fasterxml.jackson.annotation.JsonIgnoreProperties;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.common.utils.http.HttpUtils;
+import com.ruoyi.loanpricing.domain.vo.HistoryLoanContractVO;
+import java.net.URI;
+import java.util.Collections;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.Data;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.beans.factory.annotation.Value;
+import org.springframework.stereotype.Service;
+import org.springframework.util.StringUtils;
+import org.springframework.web.client.RestTemplate;
+import org.springframework.web.util.UriComponentsBuilder;
+
+@Service
+@Slf4j
+public class LoanRateHistoryService
+{
+    private final RestTemplate restTemplate;
+
+    @Value("${loan-rate-history.url}")
+    private String historyUrl;
+
+    @Value("${loan-pricing-external.app-code:}")
+    private String appCode;
+
+    public LoanRateHistoryService()
+    {
+        this(new RestTemplate());
+    }
+
+    LoanRateHistoryService(RestTemplate restTemplate)
+    {
+        this.restTemplate = restTemplate;
+    }
+
+    LoanRateHistoryService(RestTemplate restTemplate, String historyUrl)
+    {
+        this(restTemplate, historyUrl, null);
+    }
+
+    LoanRateHistoryService(RestTemplate restTemplate, String historyUrl, String appCode)
+    {
+        this.restTemplate = restTemplate;
+        this.historyUrl = historyUrl;
+        this.appCode = appCode;
+    }
+
+    public List<HistoryLoanContractVO> query(String custIsn)
+    {
+        String normalizedCustIsn = StringUtils.trimWhitespace(custIsn);
+        if (!StringUtils.hasText(normalizedCustIsn))
+        {
+            throw new ServiceException("客户内码不能为空");
+        }
+        URI uri = buildGetParamUri(historyUrl, "cust_isn", normalizedCustIsn);
+        Map<String, String> requestParams = buildRequestParamLog("cust_isn", normalizedCustIsn);
+        HistoryLoanContractResponse response = restTemplate.getForObject(uri, HistoryLoanContractResponse.class);
+        log.info("后端外部接口调用完成\n请求URL：{}\n请求参数：\n{}\n返回参数：\n{}",
+                uri,
+                HttpUtils.formatLogValue(requestParams),
+                HttpUtils.formatLogValue(response));
+        if (response == null)
+        {
+            throw new ServiceException("历史贷款合同接口无返回");
+        }
+        if (response.getCode() != null && response.getCode() != 200)
+        {
+            throw new ServiceException(StringUtils.hasText(response.getMsg()) ? response.getMsg() : "历史贷款合同查询失败");
+        }
+        return response.getData() == null ? Collections.emptyList() : response.getData();
+    }
+
+    private URI buildGetParamUri(String url, String paramName, String paramValue)
+    {
+        UriComponentsBuilder builder = UriComponentsBuilder.fromHttpUrl(url)
+                .replaceQueryParam("appCode")
+                .replaceQueryParam(paramName);
+        String normalizedAppCode = StringUtils.trimWhitespace(appCode);
+        if (StringUtils.hasText(normalizedAppCode))
+        {
+            builder.queryParam("appCode", normalizedAppCode);
+        }
+        return builder.queryParam(paramName, paramValue)
+                .build()
+                .encode()
+                .toUri();
+    }
+
+    private Map<String, String> buildRequestParamLog(String paramName, String paramValue)
+    {
+        Map<String, String> requestParams = new LinkedHashMap<>();
+        String normalizedAppCode = StringUtils.trimWhitespace(appCode);
+        if (StringUtils.hasText(normalizedAppCode))
+        {
+            requestParams.put("appCode", normalizedAppCode);
+        }
+        requestParams.put(paramName, paramValue);
+        return requestParams;
+    }
+
+    @Data
+    @JsonIgnoreProperties(ignoreUnknown = true)
+    static class HistoryLoanContractResponse
+    {
+        private Integer code;
+        private String msg;
+        private List<HistoryLoanContractVO> data;
+    }
+}
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/ModelService.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/ModelService.java
@@ -3,12 +3,11 @@ package com.ruoyi.loanpricing.service;
 import com.alibaba.fastjson2.JSON;
 import com.alibaba.fastjson2.JSONObject;
 import com.alibaba.fastjson2.TypeReference;
-import com.ruoyi.common.core.domain.entity.SysDictData;
-import com.ruoyi.common.core.redis.RedisCache;
 import com.ruoyi.common.exception.ServiceException;
 import com.ruoyi.common.utils.http.HttpUtils;
 import com.ruoyi.loanpricing.domain.dto.ModelInvokeDTO;
-import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
+import com.ruoyi.loanpricing.domain.entity.ModelCorpOutputFields;
+import com.ruoyi.loanpricing.domain.entity.ModelRetailOutputFields;
 import org.springframework.beans.factory.annotation.Value;


@@ -28,19 +27,29 @@ import java.util.Objects;
@EnableAsync
 public class ModelService {

-    @Value("${model.url}")
-    private String modelUrl;
+    @Value("${model.personal-url}")
+    private String personalModelUrl;
+
+    @Value("${model.corporate-url}")
+    private String corporateModelUrl;


+    public ModelRetailOutputFields invokePersonalModel(ModelInvokeDTO modelInvokeDTO) {
+        JSONObject mappingOutputFields = invokeModel(personalModelUrl, modelInvokeDTO);
+        return JSON.parseObject(mappingOutputFields.toJSONString(), ModelRetailOutputFields.class);
+    }

-    public JSONObject invokeModel(ModelInvokeDTO modelInvokeDTO) {
+    public ModelCorpOutputFields invokeCorporateModel(ModelInvokeDTO modelInvokeDTO) {
+        JSONObject mappingOutputFields = invokeModel(corporateModelUrl, modelInvokeDTO);
+        return JSON.parseObject(mappingOutputFields.toJSONString(), ModelCorpOutputFields.class);
+    }
+
+    private JSONObject invokeModel(String modelUrl, ModelInvokeDTO modelInvokeDTO) {
        Map<String, String> requestBody = entityToMap(modelInvokeDTO);
        JSONObject response = HttpUtils.doPostFormUrlEncoded(modelUrl, requestBody, null, JSONObject.class);
        log.info("------------------->调用模型返回结果:" + JSON.toJSONString(response));
        if(Objects.nonNull(response) && response.containsKey("code") && response.getInteger("code") == 10000){
-            JSONObject mappingOutputFields = response.getJSONObject("data").getJSONObject("mappingOutputFields");
-//            return JSON.parseObject(mappingOutputFields.toJSONString(), ModelOutputFields.class);
-            return mappingOutputFields;
+            return response.getJSONObject("data").getJSONObject("mappingOutputFields");
        }else{
            log.error("------------------->调用模型失败,失败原因为:" + response.getString("message"));
            throw new ServiceException("调用模型失败");
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImpl.java
@@ -3,6 +3,12 @@ package com.ruoyi.loanpricing.service.impl;
 import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
 import com.baomidou.mybatisplus.core.metadata.IPage;
 import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
+import com.ruoyi.common.constant.UserConstants;
+import com.ruoyi.common.core.domain.entity.SysRole;
+import com.ruoyi.common.core.domain.entity.SysUser;
+import com.ruoyi.common.core.domain.model.LoginUser;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.common.utils.SecurityUtils;
 import com.ruoyi.loanpricing.domain.dto.CorporateLoanPricingCreateDTO;
 import com.ruoyi.loanpricing.domain.dto.PersonalLoanPricingCreateDTO;
 import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
@@ -37,6 +43,10 @@ import java.util.Objects;
@Service
 public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowService
 {
+    private static final String WORKFLOW_ADMIN_ROLE_NAME = "管理员";
+
+    private static final String WORKFLOW_ADMIN_ROLE_KEY = "headAdmin";
+
    @Resource
    private LoanPricingWorkflowMapper loanPricingWorkflowMapper;

@@ -65,6 +75,9 @@ public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowServi
    @Transactional(rollbackFor = Exception.class)
    public LoanPricingWorkflow createLoanPricing(LoanPricingWorkflow loanPricingWorkflow)
    {
+        validateBusinessTypeAndHistoryRate(loanPricingWorkflow);
+        validateCollateralTypeAndCouponRate(loanPricingWorkflow);
+
        // 自动生成业务方流水号(时间戳)
        SimpleDateFormat sdf = new SimpleDateFormat("yyyyMMddHHmmssSSS");
        String serialNum = sdf.format(new Date());
@@ -88,6 +101,72 @@ public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowServi
        return loanPricingWorkflow;
    }

+    private void validateBusinessTypeAndHistoryRate(LoanPricingWorkflow workflow) {
+        if (!StringUtils.hasText(workflow.getBusinessType())) {
+            throw new ServiceException("业务种类不能为空");
+        }
+        if (!"新增".equals(workflow.getBusinessType())
+                && !"存量新增".equals(workflow.getBusinessType())
+                && !"存量转贷".equals(workflow.getBusinessType())) {
+            throw new ServiceException("业务种类必须是：新增、存量新增、存量转贷之一");
+        }
+        if ("存量转贷".equals(workflow.getBusinessType())
+                && !StringUtils.hasText(workflow.getLoanRateHistory())) {
+            throw new ServiceException("请选择历史贷款合同");
+        }
+    }
+
+    private void validateCollateralTypeAndCouponRate(LoanPricingWorkflow workflow) {
+        if (!"抵押".equals(workflow.getGuarType()) && !"质押".equals(workflow.getGuarType())) {
+            return;
+        }
+        if (!StringUtils.hasText(workflow.getCollType())) {
+            throw new ServiceException("请选择抵质押类型");
+        }
+        if ("个人".equals(workflow.getCustType())) {
+            validatePersonalCollateralType(workflow);
+        }
+        if ("企业".equals(workflow.getCustType())) {
+            validateCorporateCollateralType(workflow);
+        }
+        if ("质押".equals(workflow.getGuarType())
+                && "存单质押".equals(workflow.getCollType())
+                && !StringUtils.hasText(workflow.getCouponRate())) {
+            throw new ServiceException("存单票面利率不能为空");
+        }
+    }
+
+    private void validatePersonalCollateralType(LoanPricingWorkflow workflow) {
+        if ("抵押".equals(workflow.getGuarType())
+                && !isOneOf(workflow.getCollType(), "一线", "一类", "二类", "三类")) {
+            throw new ServiceException("个人抵押抵质押类型必须是：一线、一类、二类、三类之一");
+        }
+        if ("质押".equals(workflow.getGuarType())
+                && !isOneOf(workflow.getCollType(), "存单质押", "其他质押")) {
+            throw new ServiceException("个人质押抵质押类型必须是：存单质押、其他质押之一");
+        }
+    }
+
+    private void validateCorporateCollateralType(LoanPricingWorkflow workflow) {
+        if ("抵押".equals(workflow.getGuarType())
+                && !isOneOf(workflow.getCollType(), "一类", "二类", "三类", "四类", "排污权抵押", "设备等其他不动产抵押")) {
+            throw new ServiceException("企业抵押抵质押类型必须是：一类、二类、三类、四类、排污权抵押、设备等其他不动产抵押之一");
+        }
+        if ("质押".equals(workflow.getGuarType())
+                && !isOneOf(workflow.getCollType(), "存单质押", "股权质押", "其他质押")) {
+            throw new ServiceException("企业质押抵质押类型必须是：存单质押、股权质押、其他质押之一");
+        }
+    }
+
+    private boolean isOneOf(String value, String... allowedValues) {
+        for (String allowedValue : allowedValues) {
+            if (allowedValue.equals(value)) {
+                return true;
+            }
+        }
+        return false;
+    }
+
    /**
     * 发起个人客户利率定价流程
     *
@@ -139,7 +218,8 @@ public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowServi
    @Override
    public IPage<LoanPricingWorkflowListVO> selectLoanPricingPage(Page<LoanPricingWorkflowListVO> page, LoanPricingWorkflow loanPricingWorkflow)
    {
-        IPage<LoanPricingWorkflowListVO> pageResult = loanPricingWorkflowMapper.selectWorkflowPageWithRates(page, loanPricingWorkflow);
+        LoanPricingWorkflow scopedQuery = applyWorkflowListDataScope(loanPricingWorkflow);
+        IPage<LoanPricingWorkflowListVO> pageResult = loanPricingWorkflowMapper.selectWorkflowPageWithRates(page, scopedQuery);
        pageResult.getRecords().forEach(row -> row.setCustName(
                loanPricingSensitiveDisplayService.maskCustName(
                        sensitiveFieldCryptoService.decrypt(row.getCustName()))));
@@ -181,7 +261,7 @@ public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowServi
                if (Objects.nonNull(modelCorpOutputFields))
                {
                    maskModelCorpOutputBasicInfo(modelCorpOutputFields);
-                    loanPricingWorkflow.setLoanRate(modelCorpOutputFields.getCalculateRate());
+                    loanPricingWorkflow.setLoanRate(modelCorpOutputFields.getFinalCalculateRate());
                }
                loanPricingWorkflowVO.setModelCorpOutputFields(modelCorpOutputFields);
            }
@@ -222,6 +302,41 @@ public class LoanPricingWorkflowServiceImpl implements ILoanPricingWorkflowServi
        return wrapper;
    }

+    private LoanPricingWorkflow applyWorkflowListDataScope(LoanPricingWorkflow query)
+    {
+        LoanPricingWorkflow scopedQuery = query == null ? new LoanPricingWorkflow() : query;
+        LoginUser loginUser = SecurityUtils.getLoginUser();
+        if (!canViewAllWorkflows(loginUser))
+        {
+            scopedQuery.setDataScopeCreateBy(buildCurrentCreateBy(loginUser));
+        }
+        return scopedQuery;
+    }
+
+    private boolean canViewAllWorkflows(LoginUser loginUser)
+    {
+        SysUser user = loginUser.getUser();
+        if (user.isAdmin())
+        {
+            return true;
+        }
+        List<SysRole> roles = user.getRoles();
+        if (roles == null)
+        {
+            return false;
+        }
+        return roles.stream().anyMatch(role -> role != null
+                && UserConstants.ROLE_NORMAL.equals(role.getStatus())
+                && (WORKFLOW_ADMIN_ROLE_NAME.equals(role.getRoleName())
+                || WORKFLOW_ADMIN_ROLE_KEY.equals(role.getRoleKey())));
+    }
+
+    private String buildCurrentCreateBy(LoginUser loginUser)
+    {
+        SysUser user = loginUser.getUser();
+        return user.getNickName() + "-" + loginUser.getUsername();
+    }
+
    private void maskModelRetailOutputBasicInfo(ModelRetailOutputFields modelRetailOutputFields)
    {
        modelRetailOutputFields.setCustName(
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/util/LoanPricingConverter.java
@@ -28,12 +28,13 @@ public class LoanPricingConverter {
        entity.setIdNum(dto.getIdNum());
        entity.setGuarType(dto.getGuarType());
        entity.setApplyAmt(dto.getApplyAmt());
-        entity.setLoanPurpose(dto.getLoanPurpose());
+        entity.setBusinessType(dto.getBusinessType());
+        entity.setLoanRateHistory(dto.getLoanRateHistory());
+        entity.setCouponRate(dto.getCouponRate());
        entity.setLoanTerm(dto.getLoanTerm());
        entity.setCollType(dto.getCollType());
        entity.setCollThirdParty(dto.getCollThirdParty());
        // 映射个人特有字段
-        entity.setBizProof(dto.getBizProof());
        entity.setLoanLoop(dto.getLoanLoop());
        return entity;
    }
@@ -54,13 +55,14 @@ public class LoanPricingConverter {
        entity.setIdNum(dto.getIdNum());
        entity.setGuarType(dto.getGuarType());
        entity.setApplyAmt(dto.getApplyAmt());
+        entity.setBusinessType(dto.getBusinessType());
+        entity.setLoanRateHistory(dto.getLoanRateHistory());
+        entity.setCouponRate(dto.getCouponRate());
+        entity.setRepayMethod(dto.getRepayMethod());
        entity.setCollType(dto.getCollType());
        entity.setCollThirdParty(dto.getCollThirdParty());
-        // 映射企业特有字段
-        entity.setIsAgriGuar(dto.getIsAgriGuar());
        entity.setIsGreenLoan(dto.getIsGreenLoan());
-        entity.setIsTechEnt(dto.getIsTechEnt());
-        entity.setIsTradeConstruction(dto.getIsTradeConstruction());
+        entity.setIsTradeBuildEnt(dto.getIsTradeBuildEnt());
        entity.setLoanTerm(dto.getLoanTerm());
        return entity;
    }
--- a/ruoyi-loan-pricing/src/main/resources/data/corp_output.json
+++ b/ruoyi-loan-pricing/src/main/resources/data/corp_output.json
@@ -3,66 +3,70 @@
  "cost": 2267,
  "tokenId": "17364055486305E7F4722M8IPFWNL8TOBEB",
  "mappingOutputFields": {
-  "custIsn": "CUST20260121001",
-  "custType": "企业客户",
-  "guarType": "抵押担保",
-  "custName": "北京智联科技有限公司",
-  "idType": "营业执照",
-  "idNum": "91110108MA00XXXXXX",
-  "baseLoanRate": "3.45",
-  "isFirstLoan": "N",
-  "faithDay": "730",
-  "bpFirstLoan": "0",
-  "bpAgeLoan": "5.2",
-  "totalBpLoyalty": "8.5",
-  "balanceAvg": "5000000.00",
-  "loanAvg": "3000000.00",
-  "derivationRate": "1.8",
-  "totalBpContribution": "12.3",
-  "midEntConnect": "100000.00",
-  "midEntEffect": "50000.00",
-  "midEntInter": "80000.00",
-  "midEntAccept": "200000.00",
-  "midEntDiscount": "150000.00",
-  "midEntEleDdc": "30000.00",
-  "midEntWaterDdc": "10000.00",
-  "midEntTax": "40000.00",
-  "bpMid": "6.8",
-  "payroll": "200",
-  "invLoanAmount": "2500000.00",
-  "bpPayroll": "4.1",
-  "isCleanEnt": "Y",
-  "hasSettleAcct": "Y",
-  "isAgriGuar": "N",
-  "isGreenLoan": "Y",
-  "isTechEnt": "Y",
-  "bpEntType": "7.5",
-  "totoalBpRelevance": "9.2",
-  "loanTerm": "36",
-  "bpLoanTerm": "3.3",
-  "applyAmt": "5000000.00",
-  "bpLoanAmount": "5.8",
-  "collType": "房产抵押",
-  "collThirdParty": "N",
-  "bpCollateral": "4.5",
-  "greyCust": "N",
-  "prinOverdue": "N",
-  "interestOverdue": "N",
-  "cardOverdue": "N",
-  "bpGreyOverdue": "0",
-  "totoalBpRisk": "1.2",
-  "totalBp": "48.2",
-  "calculateRate": "3.932"
+    "custIsn": "CUST20260121001",
+    "custType": "企业",
+    "guarType": "抵押",
+    "custName": "北京智联科技有限公司",
+    "idType": "统一社会信用代码",
+    "idNum": "91110108MA00XXXXXX",
+    "repayMethod": "分期",
+    "loanTerm": "3",
+    "isFirstLoan": "0",
+    "faithDay": "730",
+    "bpFirstLoan": "0",
+    "bpAgeLoan": "5.2",
+    "totalBpLoyalty": "8.5",
+    "balanceAvg": "5000000.00",
+    "loanAvg": "3000000.00",
+    "derivationRate": "1.8",
+    "totalBpContribution": "12.3",
+    "midEntConnect": "1",
+    "midEntEffect": "1",
+    "midEntInter": "1",
+    "midEntAccept": "1",
+    "midEntDiscount": "1",
+    "midEntEleDdc": "1",
+    "midEntWaterDdc": "1",
+    "bpMid": "6.8",
+    "payroll": "200",
+    "invLoanAmount": "2500000.00",
+    "bpPayroll": "4.1",
+    "isCleanEnt": "1",
+    "hasSettleAcct": "1",
+    "isTradeBuildEnt": "0",
+    "isGreenLoan": "1",
+    "isTechEnt": "1",
+    "bpEntType": "7.5",
+    "totoalBpRelevance": "9.2",
+    "bpLoanTerm": "3.3",
+    "applyAmt": "5000000.00",
+    "bpLoanAmount": "5.8",
+    "collType": "一类",
+    "collThirdParty": "0",
+    "bpCollateral": "4.5",
+    "greyCust": "0",
+    "prinOverdue": "0",
+    "interestOverdue": "0",
+    "bpGreyOverdue": "0",
+    "totoalBpRisk": "1.2",
+    "totalBp": "48.2",
+    "baseLoanRate": "3.45",
+    "calculateRate": "3.932",
+    "loanRateHistory": "4.20",
+    "minRateProduct": "3.10",
+    "smoothRange": "-0.20",
+    "finalCalculateRate": "3.732",
+    "referenceRate": "3.432"
  },
  "extensionMap": {},
  "reasonMessage": "Running successfully",
  "bizTime": 1736405548630,
  "outputFields": {},
  "workflowCode": "TBKH",
-  "orgCode": "802000",
+  "orgCode": "892000",
  "bizId": "2025010914345",
  "reasonCode": 200,
  "workflowVersion": 14,
  "callTime": 1736405548630,
  "status": 1
-}
+}
--- a/ruoyi-loan-pricing/src/main/resources/data/retail_output.json
+++ b/ruoyi-loan-pricing/src/main/resources/data/retail_output.json
@@ -10,6 +10,7 @@
    "idType": "身份证",
    "idNum": "330106199001011234",
    "baseLoanRate": "4.35",
+    "greyBlackCust": "1",
    "isFirstLoan": "是",
    "faithDay": "365",
    "custAge": "36",
--- a/ruoyi-loan-pricing/src/main/resources/mapper/loanpricing/LoanPricingWorkflowMapper.xml
+++ b/ruoyi-loan-pricing/src/main/resources/mapper/loanpricing/LoanPricingWorkflowMapper.xml
@@ -23,8 +23,11 @@
        LEFT JOIN model_retail_output_fields mr ON lpw.model_output_id = mr.id
        LEFT JOIN model_corp_output_fields mc ON lpw.model_output_id = mc.id
        <where>
+            <if test="query != null and query.dataScopeCreateBy != null and query.dataScopeCreateBy != ''">
+                AND lpw.create_by = #{query.dataScopeCreateBy}
+            </if>
            <if test="query != null and query.createBy != null and query.createBy != ''">
-                AND lpw.create_by LIKE CONCAT('%', #{query.createBy}, '%')
+                AND SUBSTRING_INDEX(lpw.create_by, '-', -1) LIKE CONCAT('%', #{query.createBy}, '%')
            </if>
            <if test="query != null and query.custIsn != null and query.custIsn != ''">
                AND lpw.cust_isn LIKE CONCAT('%', #{query.custIsn}, '%')
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java
@@ -22,5 +22,6 @@ class ModelRetailOutputFieldsTest
        assertTrue(fieldNames.contains("smoothRange"), "缺少字段 smoothRange");
        assertTrue(fieldNames.contains("finalCalculateRate"), "缺少字段 finalCalculateRate");
        assertTrue(fieldNames.contains("referenceRate"), "缺少字段 referenceRate");
+        assertTrue(fieldNames.contains("greyBlackCust"), "缺少字段 greyBlackCust");
    }
 }
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/mapper/LoanPricingWorkflowMapperXmlTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/mapper/LoanPricingWorkflowMapperXmlTest.java
@@ -18,5 +18,7 @@ class LoanPricingWorkflowMapperXmlTest

        assertTrue(xml.contains("WHEN lpw.cust_type = '个人' THEN mr.final_calculate_rate"));
        assertTrue(xml.contains("WHEN lpw.cust_type = '企业' THEN mc.calculate_rate"));
+        assertTrue(xml.contains("lpw.create_by = #{query.dataScopeCreateBy}"));
+        assertTrue(xml.contains("SUBSTRING_INDEX(lpw.create_by, '-', -1) LIKE CONCAT('%', #{query.createBy}, '%')"));
    }
 }
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServicePersonalParamsTest.java
@@ -1,9 +1,9 @@
 package com.ruoyi.loanpricing.service;

-import com.alibaba.fastjson2.JSONObject;
 import com.ruoyi.loanpricing.domain.dto.ModelInvokeDTO;
 import com.ruoyi.loanpricing.domain.dto.PersonalLoanPricingCreateDTO;
 import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
+import com.ruoyi.loanpricing.domain.entity.ModelRetailOutputFields;
 import com.ruoyi.loanpricing.mapper.LoanPricingWorkflowMapper;
 import com.ruoyi.loanpricing.mapper.ModelCorpOutputFieldsMapper;
 import com.ruoyi.loanpricing.mapper.ModelRetailOutputFieldsMapper;
@@ -18,6 +18,7 @@ import java.util.Objects;

 import static org.junit.jupiter.api.Assertions.assertEquals;
 import static org.junit.jupiter.api.Assertions.assertNotNull;
+import static org.junit.jupiter.api.Assertions.assertNull;
 import static org.junit.jupiter.api.Assertions.assertThrows;
 import static org.mockito.ArgumentMatchers.any;
 import static org.mockito.ArgumentMatchers.argThat;
@@ -46,24 +47,28 @@ class LoanPricingModelServicePersonalParamsTest {
    private LoanPricingModelService loanPricingModelService;

    @Test
-    void shouldContainLoanPurposeAndLoanTermInPersonalCreateDto() throws NoSuchFieldException {
-        assertNotNull(PersonalLoanPricingCreateDTO.class.getDeclaredField("loanPurpose"));
+    void shouldRemoveLoanPurposeAndKeepLoanTermInPersonalCreateDto() throws NoSuchFieldException {
+        assertThrows(NoSuchFieldException.class,
+                () -> PersonalLoanPricingCreateDTO.class.getDeclaredField("loanPurpose"));
+        assertThrows(NoSuchFieldException.class,
+                () -> PersonalLoanPricingCreateDTO.class.getDeclaredField("bizProof"));
        assertNotNull(PersonalLoanPricingCreateDTO.class.getDeclaredField("loanTerm"));
    }

    @Test
-    void shouldMapLoanPurposeAndLoanTermFromPersonalDto() {
+    void shouldNotMapLoanPurposeAndBizProofFromPersonalDto() {
        PersonalLoanPricingCreateDTO dto = new PersonalLoanPricingCreateDTO();
        dto.setCustIsn("CUST001");
        dto.setCustName("张三");
        dto.setGuarType("信用");
        dto.setApplyAmt("100000");
-        dto.setLoanPurpose("business");
+        dto.setBusinessType("新增");
        dto.setLoanTerm("3");

        LoanPricingWorkflow workflow = LoanPricingConverter.toEntity(dto);

-        assertEquals("business", workflow.getLoanPurpose());
+        assertNull(workflow.getLoanPurpose());
+        assertNull(workflow.getBizProof());
        assertEquals("3", workflow.getLoanTerm());
    }

@@ -87,24 +92,22 @@ class LoanPricingModelServicePersonalParamsTest {
        workflow.setIdNum("cipher-id");
        workflow.setGuarType("信用");
        workflow.setApplyAmt("100000");
-        workflow.setLoanPurpose("business");
        workflow.setLoanTerm("3");
-        workflow.setBizProof("true");
        workflow.setLoanLoop("false");
        workflow.setCollThirdParty("true");
        workflow.setCollType("一类");

-        JSONObject response = new JSONObject();
-        response.put("calculateRate", "6.15");
+        ModelRetailOutputFields response = new ModelRetailOutputFields();
+        response.setCalculateRate("6.15");

        when(loanPricingWorkflowMapper.selectById(1L)).thenReturn(workflow);
        when(sensitiveFieldCryptoService.decrypt("cipher-name")).thenReturn("张三");
        when(sensitiveFieldCryptoService.decrypt("cipher-id")).thenReturn("110101199001011234");
-        when(modelService.invokeModel(any())).thenReturn(response);
+        when(modelService.invokePersonalModel(any())).thenReturn(response);

        loanPricingModelService.invokeModelAsync(1L);

-        verify(modelService).invokeModel(argThat((ModelInvokeDTO dto) ->
+        verify(modelService).invokePersonalModel(argThat((ModelInvokeDTO dto) ->
                Objects.equals("202604090001", dto.getSerialNum())
                        && Objects.equals("892000", dto.getOrgCode())
                        && Objects.equals("1", dto.getRunType())
@@ -115,9 +118,7 @@ class LoanPricingModelServicePersonalParamsTest {
                        && Objects.equals("110101199001011234", dto.getIdNum())
                        && Objects.equals("信用", dto.getGuarType())
                        && Objects.equals("100000", dto.getApplyAmt())
-                        && Objects.equals("business", dto.getLoanPurpose())
                        && Objects.equals("3", dto.getLoanTerm())
-                        && Objects.equals("1", dto.getBizProof())
                        && Objects.equals("0", dto.getLoanLoop())
                        && Objects.equals("1", dto.getCollThirdParty())
                        && Objects.equals("一类", dto.getCollType())));
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/LoanPricingModelServiceTest.java
@@ -1,90 +1,223 @@
 package com.ruoyi.loanpricing.service;

-import static org.mockito.ArgumentMatchers.any;
-import static org.mockito.ArgumentMatchers.argThat;
-import static org.mockito.Mockito.verify;
-import static org.mockito.Mockito.when;
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNotEquals;

-import com.alibaba.fastjson2.JSONObject;
 import com.ruoyi.loanpricing.domain.dto.ModelInvokeDTO;
 import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
+import com.ruoyi.loanpricing.domain.entity.ModelCorpOutputFields;
+import com.ruoyi.loanpricing.domain.entity.ModelRetailOutputFields;
 import com.ruoyi.loanpricing.mapper.LoanPricingWorkflowMapper;
 import com.ruoyi.loanpricing.mapper.ModelCorpOutputFieldsMapper;
 import com.ruoyi.loanpricing.mapper.ModelRetailOutputFieldsMapper;
+import java.lang.reflect.Field;
+import java.lang.reflect.InvocationHandler;
+import java.lang.reflect.Method;
+import java.lang.reflect.Proxy;
+import java.util.concurrent.atomic.AtomicInteger;
+import java.util.concurrent.atomic.AtomicReference;
 import org.junit.jupiter.api.Test;
-import org.junit.jupiter.api.extension.ExtendWith;
-import org.mockito.InjectMocks;
-import org.mockito.Mock;
-import org.mockito.junit.jupiter.MockitoExtension;

-import java.util.Objects;
-
-@ExtendWith(MockitoExtension.class)
 class LoanPricingModelServiceTest
 {
-    @Mock
-    private ModelService modelService;
-
-    @Mock
-    private LoanPricingWorkflowMapper loanPricingWorkflowMapper;
-
-    @Mock
-    private ModelRetailOutputFieldsMapper modelRetailOutputFieldsMapper;
-
-    @Mock
-    private ModelCorpOutputFieldsMapper modelCorpOutputFieldsMapper;
-
-    @Mock
-    private SensitiveFieldCryptoService sensitiveFieldCryptoService;
-
-    @InjectMocks
-    private LoanPricingModelService loanPricingModelService;
-
    @Test
-    void shouldDecryptCustNameAndIdNumBeforeInvokeModel()
+    void shouldDecryptCustNameAndIdNumBeforeInvokePersonalModel() throws Exception
    {
-        LoanPricingWorkflow workflow = new LoanPricingWorkflow();
-        workflow.setId(1L);
-        workflow.setCustType("个人");
-        workflow.setCustName("cipher-name");
-        workflow.setIdNum("cipher-id");
+        TestContext context = createContext(personalWorkflow(1L));

-        JSONObject response = new JSONObject();
-        response.put("calculateRate", "6.15");
+        context.service.invokeModelAsync(1L);

-        when(loanPricingWorkflowMapper.selectById(1L)).thenReturn(workflow);
-        when(sensitiveFieldCryptoService.decrypt("cipher-name")).thenReturn("张三");
-        when(sensitiveFieldCryptoService.decrypt("cipher-id")).thenReturn("110101199001011234");
-        when(modelService.invokeModel(any())).thenReturn(response);
-
-        loanPricingModelService.invokeModelAsync(1L);
-
-        verify(modelService).invokeModel(argThat((ModelInvokeDTO dto) ->
-                Objects.equals("张三", dto.getCustName())
-                        && Objects.equals("110101199001011234", dto.getIdNum())));
+        assertEquals("张三", context.modelService.personalRequest.getCustName());
+        assertEquals("110101199001011234", context.modelService.personalRequest.getIdNum());
+        assertEquals("2.15", context.modelService.personalRequest.getCouponRate());
+        assertEquals(1, context.modelService.personalCalls.get());
+        assertEquals(0, context.modelService.corporateCalls.get());
+        assertEquals(1, context.retailInsertCount.get());
+        assertEquals(0, context.corpInsertCount.get());
    }

    @Test
-    void shouldNotWritePlainCustNameAndIdNumBackWhenUpdatingWorkflow()
+    void shouldNotWritePlainCustNameAndIdNumBackWhenUpdatingWorkflow() throws Exception
+    {
+        TestContext context = createContext(personalWorkflow(2L));
+
+        context.service.invokeModelAsync(2L);
+
+        LoanPricingWorkflow updatedWorkflow = context.updatedWorkflow.get();
+        assertNotEquals("张三", updatedWorkflow.getCustName());
+        assertNotEquals("110101199001011234", updatedWorkflow.getIdNum());
+    }
+
+    @Test
+    void shouldNormalizeCorporateUploadParamsBeforeInvokeCorporateModel() throws Exception
    {
        LoanPricingWorkflow workflow = new LoanPricingWorkflow();
-        workflow.setId(2L);
+        workflow.setId(3L);
+        workflow.setCustType("企业");
+        workflow.setCustName("cipher-name");
+        workflow.setIdNum("cipher-id");
+        workflow.setRepayMethod("分期");
+        workflow.setIsGreenLoan("true");
+        workflow.setIsTradeBuildEnt("false");
+        workflow.setCollThirdParty("true");
+        workflow.setCouponRate("2.35");
+        TestContext context = createContext(workflow);
+
+        context.service.invokeModelAsync(3L);
+
+        ModelInvokeDTO request = context.modelService.corporateRequest;
+        assertEquals("分期", request.getRepayMethod());
+        assertEquals("1", request.getIsGreenLoan());
+        assertEquals("0", request.getIsTradeBuildEnt());
+        assertEquals("1", request.getCollThirdParty());
+        assertEquals("2.35", request.getCouponRate());
+        assertEquals(0, context.modelService.personalCalls.get());
+        assertEquals(1, context.modelService.corporateCalls.get());
+        assertEquals(0, context.retailInsertCount.get());
+        assertEquals(1, context.corpInsertCount.get());
+    }
+
+    private static LoanPricingWorkflow personalWorkflow(Long id)
+    {
+        LoanPricingWorkflow workflow = new LoanPricingWorkflow();
+        workflow.setId(id);
        workflow.setCustType("个人");
        workflow.setCustName("cipher-name");
        workflow.setIdNum("cipher-id");
+        workflow.setCouponRate("2.15");
+        return workflow;
+    }

-        JSONObject response = new JSONObject();
-        response.put("calculateRate", "6.15");
+    private static TestContext createContext(LoanPricingWorkflow workflow) throws Exception
+    {
+        TestContext context = new TestContext();
+        context.service = new LoanPricingModelService();
+        context.modelService = new CapturingModelService();
+        context.workflow = workflow;
+        context.updatedWorkflow = new AtomicReference<>();
+        context.retailInsertCount = new AtomicInteger();
+        context.corpInsertCount = new AtomicInteger();

-        when(loanPricingWorkflowMapper.selectById(2L)).thenReturn(workflow);
-        when(sensitiveFieldCryptoService.decrypt("cipher-name")).thenReturn("张三");
-        when(sensitiveFieldCryptoService.decrypt("cipher-id")).thenReturn("110101199001011234");
-        when(modelService.invokeModel(any())).thenReturn(response);
+        setField(context.service, "modelService", context.modelService);
+        setField(context.service, "loanPricingWorkflowMapper",
+                workflowMapper(context.workflow, context.updatedWorkflow));
+        setField(context.service, "modelRetailOutputFieldsMapper",
+                insertCountingMapper(ModelRetailOutputFieldsMapper.class, context.retailInsertCount));
+        setField(context.service, "modelCorpOutputFieldsMapper",
+                insertCountingMapper(ModelCorpOutputFieldsMapper.class, context.corpInsertCount));
+        setField(context.service, "sensitiveFieldCryptoService", new TestSensitiveFieldCryptoService());
+        return context;
+    }

-        loanPricingModelService.invokeModelAsync(2L);
+    private static LoanPricingWorkflowMapper workflowMapper(
+            LoanPricingWorkflow workflow, AtomicReference<LoanPricingWorkflow> updatedWorkflow)
+    {
+        return proxy(LoanPricingWorkflowMapper.class, (proxy, method, args) -> {
+            if ("selectById".equals(method.getName()))
+            {
+                return workflow;
+            }
+            if ("updateById".equals(method.getName()))
+            {
+                updatedWorkflow.set((LoanPricingWorkflow) args[0]);
+                return 1;
+            }
+            return defaultValue(method);
+        });
+    }

-        verify(loanPricingWorkflowMapper).updateById(argThat((LoanPricingWorkflow entity) ->
-                !Objects.equals("张三", entity.getCustName())
-                        && !Objects.equals("110101199001011234", entity.getIdNum())));
+    private static <T> T insertCountingMapper(Class<T> mapperClass, AtomicInteger insertCount)
+    {
+        return proxy(mapperClass, (proxy, method, args) -> {
+            if ("insert".equals(method.getName()))
+            {
+                insertCount.incrementAndGet();
+                return 1;
+            }
+            return defaultValue(method);
+        });
+    }
+
+    @SuppressWarnings("unchecked")
+    private static <T> T proxy(Class<T> mapperClass, InvocationHandler invocationHandler)
+    {
+        return (T) Proxy.newProxyInstance(
+                mapperClass.getClassLoader(), new Class<?>[] { mapperClass }, invocationHandler);
+    }
+
+    private static Object defaultValue(Method method)
+    {
+        if (method.getReturnType().equals(boolean.class))
+        {
+            return false;
+        }
+        if (method.getReturnType().isPrimitive())
+        {
+            return 0;
+        }
+        return null;
+    }
+
+    private static void setField(Object target, String fieldName, Object value) throws Exception
+    {
+        Field field = LoanPricingModelService.class.getDeclaredField(fieldName);
+        field.setAccessible(true);
+        field.set(target, value);
+    }
+
+    private static class TestContext
+    {
+        private LoanPricingModelService service;
+        private CapturingModelService modelService;
+        private LoanPricingWorkflow workflow;
+        private AtomicReference<LoanPricingWorkflow> updatedWorkflow;
+        private AtomicInteger retailInsertCount;
+        private AtomicInteger corpInsertCount;
+    }
+
+    private static class CapturingModelService extends ModelService
+    {
+        private final AtomicInteger personalCalls = new AtomicInteger();
+        private final AtomicInteger corporateCalls = new AtomicInteger();
+        private ModelInvokeDTO personalRequest;
+        private ModelInvokeDTO corporateRequest;
+
+        @Override
+        public ModelRetailOutputFields invokePersonalModel(ModelInvokeDTO modelInvokeDTO)
+        {
+            personalCalls.incrementAndGet();
+            personalRequest = modelInvokeDTO;
+            return new ModelRetailOutputFields();
+        }
+
+        @Override
+        public ModelCorpOutputFields invokeCorporateModel(ModelInvokeDTO modelInvokeDTO)
+        {
+            corporateCalls.incrementAndGet();
+            corporateRequest = modelInvokeDTO;
+            return new ModelCorpOutputFields();
+        }
+    }
+
+    private static class TestSensitiveFieldCryptoService extends SensitiveFieldCryptoService
+    {
+        private TestSensitiveFieldCryptoService()
+        {
+            super("1234567890abcdef");
+        }
+
+        @Override
+        public String decrypt(String cipherText)
+        {
+            if ("cipher-name".equals(cipherText))
+            {
+                return "张三";
+            }
+            if ("cipher-id".equals(cipherText))
+            {
+                return "110101199001011234";
+            }
+            return cipherText;
+        }
    }
 }
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/service/impl/LoanPricingWorkflowServiceImplTest.java
@@ -1,6 +1,8 @@
 package com.ruoyi.loanpricing.service.impl;

 import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNull;
+import static org.junit.jupiter.api.Assertions.assertThrows;
 import static org.junit.jupiter.api.Assertions.assertTrue;
 import static org.mockito.ArgumentMatchers.any;
 import static org.mockito.ArgumentMatchers.argThat;
@@ -12,6 +14,13 @@ import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
 import com.baomidou.mybatisplus.core.metadata.IPage;
 import com.baomidou.mybatisplus.core.metadata.TableInfoHelper;
 import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
+import com.ruoyi.common.constant.UserConstants;
+import com.ruoyi.common.core.domain.entity.SysRole;
+import com.ruoyi.common.core.domain.entity.SysUser;
+import com.ruoyi.common.core.domain.model.LoginUser;
+import com.ruoyi.common.exception.ServiceException;
+import com.ruoyi.loanpricing.domain.dto.CorporateLoanPricingCreateDTO;
+import com.ruoyi.loanpricing.domain.dto.PersonalLoanPricingCreateDTO;
 import com.ruoyi.loanpricing.domain.entity.LoanPricingWorkflow;
 import com.ruoyi.loanpricing.domain.entity.ModelCorpOutputFields;
 import com.ruoyi.loanpricing.domain.entity.ModelRetailOutputFields;
@@ -24,12 +33,16 @@ import com.ruoyi.loanpricing.service.LoanPricingSensitiveDisplayService;
 import com.ruoyi.loanpricing.service.LoanPricingModelService;
 import com.ruoyi.loanpricing.service.SensitiveFieldCryptoService;
 import org.apache.ibatis.builder.MapperBuilderAssistant;
+import org.junit.jupiter.api.AfterEach;
+import org.junit.jupiter.api.BeforeEach;
 import org.junit.jupiter.api.Test;
 import org.junit.jupiter.api.extension.ExtendWith;
 import org.mockito.ArgumentCaptor;
 import org.mockito.InjectMocks;
 import org.mockito.Mock;
 import org.mockito.junit.jupiter.MockitoExtension;
+import org.springframework.security.authentication.UsernamePasswordAuthenticationToken;
+import org.springframework.security.core.context.SecurityContextHolder;

 import java.util.Collections;
 import java.util.Objects;
@@ -58,6 +71,18 @@ class LoanPricingWorkflowServiceImplTest
    @InjectMocks
    private LoanPricingWorkflowServiceImpl loanPricingWorkflowService;

+    @BeforeEach
+    void setUpLoginUser()
+    {
+        setLoginUser(1L, "admin", "若依", role(1L, "超级管理员", "admin"));
+    }
+
+    @AfterEach
+    void clearLoginUser()
+    {
+        SecurityContextHolder.clearContext();
+    }
+
    @Test
    void shouldEncryptCustNameAndIdNumBeforeInsert()
    {
@@ -65,6 +90,7 @@ class LoanPricingWorkflowServiceImplTest
        workflow.setCustName("张三");
        workflow.setIdNum("110101199001011234");
        workflow.setCustIsn("CUST001");
+        workflow.setBusinessType("新增");

        when(sensitiveFieldCryptoService.encrypt("张三")).thenReturn("cipher-name");
        when(sensitiveFieldCryptoService.encrypt("110101199001011234")).thenReturn("cipher-id");
@@ -111,6 +137,64 @@ class LoanPricingWorkflowServiceImplTest
        assertEquals("张*", result.getRecords().get(0).getCustName());
    }

+    @Test
+    void shouldNotSetDataScopeCreateByForSuperAdminWhenReturningPagedWorkflowList()
+    {
+        when(loanPricingWorkflowMapper.selectWorkflowPageWithRates(any(), any())).thenReturn(emptyPageResult());
+
+        loanPricingWorkflowService.selectLoanPricingPage(new Page<>(1, 10), new LoanPricingWorkflow());
+
+        ArgumentCaptor<LoanPricingWorkflow> queryCaptor = ArgumentCaptor.forClass(LoanPricingWorkflow.class);
+        verify(loanPricingWorkflowMapper).selectWorkflowPageWithRates(any(), queryCaptor.capture());
+
+        assertNull(queryCaptor.getValue().getDataScopeCreateBy());
+    }
+
+    @Test
+    void shouldNotSetDataScopeCreateByForBusinessAdminWhenReturningPagedWorkflowList()
+    {
+        setLoginUser(100L, "8929999", "测试管理员", role(100L, "管理员", "headAdmin"));
+        when(loanPricingWorkflowMapper.selectWorkflowPageWithRates(any(), any())).thenReturn(emptyPageResult());
+
+        loanPricingWorkflowService.selectLoanPricingPage(new Page<>(1, 10), new LoanPricingWorkflow());
+
+        ArgumentCaptor<LoanPricingWorkflow> queryCaptor = ArgumentCaptor.forClass(LoanPricingWorkflow.class);
+        verify(loanPricingWorkflowMapper).selectWorkflowPageWithRates(any(), queryCaptor.capture());
+
+        assertNull(queryCaptor.getValue().getDataScopeCreateBy());
+    }
+
+    @Test
+    void shouldSetCurrentCreateByForCustomerManagerWhenReturningPagedWorkflowList()
+    {
+        setLoginUser(101L, "8920001", "测试客户经理", role(101L, "客户经理", "common"));
+        when(loanPricingWorkflowMapper.selectWorkflowPageWithRates(any(), any())).thenReturn(emptyPageResult());
+
+        loanPricingWorkflowService.selectLoanPricingPage(new Page<>(1, 10), new LoanPricingWorkflow());
+
+        ArgumentCaptor<LoanPricingWorkflow> queryCaptor = ArgumentCaptor.forClass(LoanPricingWorkflow.class);
+        verify(loanPricingWorkflowMapper).selectWorkflowPageWithRates(any(), queryCaptor.capture());
+
+        assertEquals("测试客户经理-8920001", queryCaptor.getValue().getDataScopeCreateBy());
+    }
+
+    @Test
+    void shouldKeepCustomerManagerWithinOwnDataScopeWhenCreateByQueryIsProvided()
+    {
+        setLoginUser(101L, "8920001", "测试客户经理", role(101L, "客户经理", "common"));
+        LoanPricingWorkflow query = new LoanPricingWorkflow();
+        query.setCreateBy("若依-admin");
+        when(loanPricingWorkflowMapper.selectWorkflowPageWithRates(any(), any())).thenReturn(emptyPageResult());
+
+        loanPricingWorkflowService.selectLoanPricingPage(new Page<>(1, 10), query);
+
+        ArgumentCaptor<LoanPricingWorkflow> queryCaptor = ArgumentCaptor.forClass(LoanPricingWorkflow.class);
+        verify(loanPricingWorkflowMapper).selectWorkflowPageWithRates(any(), queryCaptor.capture());
+
+        assertEquals("若依-admin", queryCaptor.getValue().getCreateBy());
+        assertEquals("测试客户经理-8920001", queryCaptor.getValue().getDataScopeCreateBy());
+    }
+
    @Test
    void shouldUseCustIsnInsteadOfCustNameAsQueryCondition()
    {
@@ -133,6 +217,134 @@ class LoanPricingWorkflowServiceImplTest
        assertTrue(!sqlSegment.contains("cust_name"), sqlSegment);
    }

+    @Test
+    void shouldRejectOldBusinessType()
+    {
+        LoanPricingWorkflow workflow = validWorkflow();
+        workflow.setBusinessType("新客");
+
+        ServiceException exception = assertThrows(ServiceException.class,
+                () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+        assertEquals("业务种类必须是：新增、存量新增、存量转贷之一", exception.getMessage());
+    }
+
+    @Test
+    void shouldRequireHistoryRateForStockTransfer()
+    {
+        LoanPricingWorkflow workflow = validWorkflow();
+        workflow.setBusinessType("存量转贷");
+
+        ServiceException exception = assertThrows(ServiceException.class,
+                () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+        assertEquals("请选择历史贷款合同", exception.getMessage());
+    }
+
+    @Test
+    void shouldRequireCouponRateForCertificatePledge()
+    {
+        LoanPricingWorkflow workflow = validWorkflow();
+        workflow.setCustType("企业");
+        workflow.setGuarType("质押");
+        workflow.setCollType("存单质押");
+
+        ServiceException exception = assertThrows(ServiceException.class,
+                () -> loanPricingWorkflowService.createLoanPricing(workflow));
+
+        assertEquals("存单票面利率不能为空", exception.getMessage());
+    }
+
+    @Test
+    void shouldAllowPersonalMortgageOneLineAndRejectOldOther()
+    {
+        LoanPricingWorkflow allowedWorkflow = validWorkflow();
+        allowedWorkflow.setCustType("个人");
+        allowedWorkflow.setGuarType("抵押");
+        allowedWorkflow.setCollType("一线");
+
+        loanPricingWorkflowService.createLoanPricing(allowedWorkflow);
+
+        LoanPricingWorkflow rejectedWorkflow = validWorkflow();
+        rejectedWorkflow.setCustType("个人");
+        rejectedWorkflow.setGuarType("抵押");
+        rejectedWorkflow.setCollType("其他");
+
+        ServiceException exception = assertThrows(ServiceException.class,
+                () -> loanPricingWorkflowService.createLoanPricing(rejectedWorkflow));
+
+        assertEquals("个人抵押抵质押类型必须是：一线、一类、二类、三类之一", exception.getMessage());
+    }
+
+    @Test
+    void shouldAllowCorporateMortgagePollutionRightAndPledgeEquity()
+    {
+        LoanPricingWorkflow mortgageWorkflow = validWorkflow();
+        mortgageWorkflow.setCustType("企业");
+        mortgageWorkflow.setGuarType("抵押");
+        mortgageWorkflow.setCollType("排污权抵押");
+
+        loanPricingWorkflowService.createLoanPricing(mortgageWorkflow);
+
+        LoanPricingWorkflow pledgeWorkflow = validWorkflow();
+        pledgeWorkflow.setCustType("企业");
+        pledgeWorkflow.setGuarType("质押");
+        pledgeWorkflow.setCollType("股权质押");
+
+        loanPricingWorkflowService.createLoanPricing(pledgeWorkflow);
+
+        LoanPricingWorkflow rejectedWorkflow = validWorkflow();
+        rejectedWorkflow.setCustType("企业");
+        rejectedWorkflow.setGuarType("质押");
+        rejectedWorkflow.setCollType("其他");
+
+        ServiceException exception = assertThrows(ServiceException.class,
+                () -> loanPricingWorkflowService.createLoanPricing(rejectedWorkflow));
+
+        assertEquals("企业质押抵质押类型必须是：存单质押、股权质押、其他质押之一", exception.getMessage());
+    }
+
+    @Test
+    void shouldCreatePersonalWorkflowWithCouponRateAndWithoutRemovedFields()
+    {
+        PersonalLoanPricingCreateDTO dto = new PersonalLoanPricingCreateDTO();
+        dto.setCustIsn("CUST001");
+        dto.setGuarType("质押");
+        dto.setApplyAmt("100000");
+        dto.setBusinessType("新增");
+        dto.setLoanTerm("3");
+        dto.setCollType("存单质押");
+        dto.setCouponRate("2.15");
+
+        loanPricingWorkflowService.createPersonalLoanPricing(dto);
+
+        verify(loanPricingWorkflowMapper).insert(argThat((LoanPricingWorkflow entity) ->
+                Objects.equals("个人", entity.getCustType())
+                        && Objects.equals("2.15", entity.getCouponRate())
+                        && Objects.isNull(entity.getLoanPurpose())
+                        && Objects.isNull(entity.getBizProof())));
+    }
+
+    @Test
+    void shouldCreateCorporateWorkflowWithCouponRateAndBusinessType()
+    {
+        CorporateLoanPricingCreateDTO dto = new CorporateLoanPricingCreateDTO();
+        dto.setCustIsn("CORP001");
+        dto.setGuarType("质押");
+        dto.setApplyAmt("1000000");
+        dto.setBusinessType("新增");
+        dto.setLoanTerm("3");
+        dto.setCollType("存单质押");
+        dto.setCouponRate("2.35");
+
+        loanPricingWorkflowService.createCorporateLoanPricing(dto);
+
+        verify(loanPricingWorkflowMapper).insert(argThat((LoanPricingWorkflow entity) ->
+                Objects.equals("企业", entity.getCustType())
+                        && Objects.equals("新增", entity.getBusinessType())
+                        && Objects.equals("2.35", entity.getCouponRate())));
+    }
+
    @Test
    void shouldUseRetailModelOutputFinalCalculateRateForWorkflowDetail()
    {
@@ -216,14 +428,16 @@ class LoanPricingWorkflowServiceImplTest

        ModelCorpOutputFields corpOutputFields = new ModelCorpOutputFields();
        corpOutputFields.setCalculateRate("3.932");
+        corpOutputFields.setFinalCalculateRate("3.652");

        when(loanPricingWorkflowMapper.selectOne(any())).thenReturn(workflow);
        when(modelCorpOutputFieldsMapper.selectById(22L)).thenReturn(corpOutputFields);

        LoanPricingWorkflowVO result = loanPricingWorkflowService.selectLoanPricingBySerialNum("C20260328001");

-        assertEquals("3.932", result.getLoanPricingWorkflow().getLoanRate());
+        assertEquals("3.652", result.getLoanPricingWorkflow().getLoanRate());
        assertEquals("3.932", result.getModelCorpOutputFields().getCalculateRate());
+        assertEquals("3.652", result.getModelCorpOutputFields().getFinalCalculateRate());
    }

    @Test
@@ -253,4 +467,44 @@ class LoanPricingWorkflowServiceImplTest
        assertEquals("测试****公司", result.getModelCorpOutputFields().getCustName());
        assertEquals("91*************00X", result.getModelCorpOutputFields().getIdNum());
    }
+
+    private LoanPricingWorkflow validWorkflow()
+    {
+        LoanPricingWorkflow workflow = new LoanPricingWorkflow();
+        workflow.setCustIsn("CUST001");
+        workflow.setCustType("个人");
+        workflow.setGuarType("信用");
+        workflow.setApplyAmt("100000");
+        workflow.setBusinessType("新增");
+        return workflow;
+    }
+
+    private Page<LoanPricingWorkflowListVO> emptyPageResult()
+    {
+        Page<LoanPricingWorkflowListVO> pageResult = new Page<>(1, 10);
+        pageResult.setRecords(Collections.emptyList());
+        return pageResult;
+    }
+
+    private void setLoginUser(Long userId, String username, String nickName, SysRole... roles)
+    {
+        SysUser user = new SysUser();
+        user.setUserId(userId);
+        user.setUserName(username);
+        user.setNickName(nickName);
+        user.setRoles(java.util.Arrays.asList(roles));
+        LoginUser loginUser = new LoginUser(userId, 100L, user, Collections.emptySet());
+        UsernamePasswordAuthenticationToken authentication =
+                new UsernamePasswordAuthenticationToken(loginUser, null, Collections.emptyList());
+        SecurityContextHolder.getContext().setAuthentication(authentication);
+    }
+
+    private SysRole role(Long roleId, String roleName, String roleKey)
+    {
+        SysRole role = new SysRole(roleId);
+        role.setRoleName(roleName);
+        role.setRoleKey(roleKey);
+        role.setStatus(UserConstants.ROLE_NORMAL);
+        return role;
+    }
 }
--- a/ruoyi-ui/dist.zip
+++ b/ruoyi-ui/dist.zip
--- a/ruoyi-ui/package.json
+++ b/ruoyi-ui/package.json
@@ -11,8 +11,12 @@
    "preview": "node build/index.js --preview",
    "test:password-transfer": "node tests/password-transfer-api.test.js",
    "test:retail-display-fields": "node tests/retail-display-fields.test.js",
+    "test:model-output-flat-display": "node tests/model-output-flat-display.test.js",
    "test:personal-create-input-params": "node tests/personal-create-input-params.test.js",
-    "test:id-number-validation-removal": "node tests/id-number-validation-removal.test.js"
+    "test:id-number-validation-removal": "node tests/id-number-validation-removal.test.js",
+    "test:corporate-create-input-params": "node tests/corporate-create-input-params.test.js",
+    "test:corporate-display-fields": "node tests/corporate-display-fields.test.js",
+    "test:business-type-history-rate": "node tests/business-type-history-rate.test.js"
  },
  "keywords": [
    "vue",
--- a/ruoyi-ui/src/api/loanPricing/workflow.js
+++ b/ruoyi-ui/src/api/loanPricing/workflow.js
@@ -35,6 +35,33 @@ export function createCorporateWorkflow(data) {
  })
 }

+// 查询个人客户号映射
+export function queryPersonalCustomerMap(custId) {
+  return request({
+    url: '/loanPricing/workflow/customer-map/personal',
+    method: 'get',
+    params: { custId: custId }
+  })
+}
+
+// 查询企业客户号映射
+export function queryCorporateCustomerMap(custId) {
+  return request({
+    url: '/loanPricing/workflow/customer-map/corporate',
+    method: 'get',
+    params: { custId: custId }
+  })
+}
+
+// 查询历史贷款合同
+export function queryHistoryContracts(custIsn) {
+  return request({
+    url: '/loanPricing/workflow/history-contract',
+    method: 'get',
+    params: { custIsn: custIsn }
+  })
+}
+
 // 设定执行利率
 export function setExecuteRate(serialNum, executeRate) {
  return request({
--- a/ruoyi-ui/src/assets/images/login-background.jpg
+++ b/ruoyi-ui/src/assets/images/login-background.jpg
--- a/ruoyi-ui/src/components/Breadcrumb/index.vue
+++ b/ruoyi-ui/src/components/Breadcrumb/index.vue
@@ -72,10 +72,11 @@ export default {
    },
    isDashboard(route) {
      const name = route && route.name
-      if (!name) {
+      const path = route && route.path
+      if (!name && !path) {
        return false
      }
-      return name.trim() === 'Index'
+      return (name && name.trim() === 'Index') || path === '/index'
    },
    handleLink(item) {
      const { redirect, path } = item
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/CorporateCreateDialog.vue
@@ -7,12 +7,12 @@
      <el-row>
        <el-col :span="12">
          <el-form-item label="客户内码" prop="custIsn">
-            <el-input v-model="form.custIsn" placeholder="请输入客户内码"/>
+            <el-input v-model="form.custIsn" placeholder="请选择客户内码" :readonly="true"/>
          </el-form-item>
        </el-col>
        <el-col :span="12">
          <el-form-item label="客户名称" prop="custName">
-            <el-input v-model="form.custName" placeholder="请输入客户名称"/>
+            <el-input v-model="form.custName" placeholder="请选择客户名称" :readonly="true"/>
          </el-form-item>
        </el-col>
      </el-row>
@@ -53,8 +53,26 @@
      </el-row>
      <el-row>
        <el-col :span="12">
-          <el-form-item label="贷款期限（月）" prop="loanTerm">
-            <el-input v-model.number="form.loanTerm" type="number" placeholder="请输入贷款期限"/>
+          <el-form-item label="贷款期限(年)" prop="loanTerm">
+            <el-select v-model="form.loanTerm" placeholder="请选择贷款期限" style="width: 100%">
+              <el-option v-for="item in loanTermOptions" :key="item" :label="item" :value="item"/>
+            </el-select>
+          </el-form-item>
+        </el-col>
+      </el-row>
+      <el-row>
+        <el-col :span="12">
+          <el-form-item label="业务种类" prop="businessType">
+            <el-select v-model="form.businessType" placeholder="请选择业务种类" style="width: 100%" @change="handleBusinessTypeChange">
+              <el-option label="新增" value="新增"/>
+              <el-option label="存量新增" value="存量新增"/>
+              <el-option label="存量转贷" value="存量转贷"/>
+            </el-select>
+          </el-form-item>
+        </el-col>
+        <el-col :span="12" v-if="isStockTransfer">
+          <el-form-item label="历史贷款利率" prop="loanRateHistory">
+            <el-input v-model="form.loanRateHistory" placeholder="请选择历史贷款合同" :readonly="true"/>
          </el-form-item>
        </el-col>
      </el-row>
@@ -62,49 +80,46 @@
      <!-- 企业标识 -->
      <el-divider content-position="left">企业标识</el-divider>
      <el-row>
-        <el-col :span="12">
-          <el-form-item label="省农担担保贷款" prop="isAgriGuar">
-            <el-switch v-model="form.isAgriGuar"/>
-          </el-form-item>
-        </el-col>
        <el-col :span="12">
          <el-form-item label="绿色贷款" prop="isGreenLoan">
            <el-switch v-model="form.isGreenLoan"/>
          </el-form-item>
        </el-col>
-      </el-row>
-      <el-row>
        <el-col :span="12">
-          <el-form-item label="科技型企业" prop="isTechEnt">
-            <el-switch v-model="form.isTechEnt"/>
-          </el-form-item>
-        </el-col>
-        <el-col :span="12">
-          <el-form-item label="贸易和建筑业企业" prop="isTradeConstruction">
-            <el-switch v-model="form.isTradeConstruction"/>
+          <el-form-item label="贸易和建筑业企业" prop="isTradeBuildEnt">
+            <el-switch v-model="form.isTradeBuildEnt"/>
          </el-form-item>
        </el-col>
      </el-row>

      <!-- 抵质押信息 -->
-      <el-divider content-position="left">抵质押信息</el-divider>
-      <el-row>
+      <el-divider v-if="isCollateralGuarantee" content-position="left">抵质押信息</el-divider>
+      <el-row v-if="isCollateralGuarantee">
        <el-col :span="12">
          <el-form-item label="抵质押类型" prop="collType">
            <el-select v-model="form.collType" placeholder="请选择抵质押类型" style="width: 100%">
-              <el-option label="一线" value="一线"/>
-              <el-option label="一类" value="一类"/>
-              <el-option label="二类" value="二类"/>
+              <el-option v-for="item in collateralTypeOptions" :key="item" :label="item" :value="item"/>
            </el-select>
          </el-form-item>
        </el-col>
        <el-col :span="12">
-          <el-form-item label="抵质押物三方所有" prop="collThirdParty">
+          <el-form-item label="抵质押物是否第三方所有" prop="collThirdParty">
            <el-switch v-model="form.collThirdParty"/>
          </el-form-item>
        </el-col>
+        <el-col :span="12" v-if="isCertificatePledge">
+          <el-form-item label="存单票面利率" prop="couponRate">
+            <el-input v-model="form.couponRate" placeholder="请输入存单票面利率"/>
+          </el-form-item>
+        </el-col>
      </el-row>
    </el-form>
+    <history-contract-selector
+      :visible.sync="showHistorySelector"
+      :contracts="historyContracts"
+      :loading="historyLoading"
+      @select="handleHistoryContractSelect"
+    />
    <div slot="footer" class="dialog-footer">
      <el-button type="primary" :loading="submitting" @click="submitForm">确 定</el-button>
      <el-button @click="cancel">取 消</el-button>
@@ -113,14 +128,22 @@
 </template>

 <script>
-import {createCorporateWorkflow} from "@/api/loanPricing/workflow"
+import {createCorporateWorkflow, queryHistoryContracts} from "@/api/loanPricing/workflow"
+import HistoryContractSelector from "./HistoryContractSelector"

 export default {
  name: "CorporateCreateDialog",
+  components: {
+    HistoryContractSelector
+  },
  props: {
    visible: {
      type: Boolean,
      default: false
+    },
+    customerMap: {
+      type: Object,
+      default: null
    }
  },
  data() {
@@ -140,6 +163,14 @@ export default {
      }
    }

+    const validateCouponRate = (rule, value, callback) => {
+      if (this.isCertificatePledge && !value) {
+        callback(new Error('存单票面利率不能为空'))
+        return
+      }
+      callback()
+    }
+
    // 贷款期限验证
    const validateLoanTerm = (rule, value, callback) => {
      if (!value && value !== 0) {
@@ -148,8 +179,6 @@ export default {
        const num = parseInt(value)
        if (isNaN(num) || num <= 0) {
          callback(new Error('请输入有效的贷款期限'))
-        } else if (num > 360) {
-          callback(new Error('贷款期限不能超过 360 个月'))
        } else {
          callback()
        }
@@ -157,23 +186,31 @@ export default {
    }

    return {
+      loanTermOptions: [
+        '1', '2', '3', '4', '5', '6', '7', '8', '9', '10'
+      ],
      submitting: false,
+      showHistorySelector: false,
+      historyLoading: false,
+      historyContracts: [],
+      selectedHistoryContract: null,
      form: {
        orgCode: '892000',
        runType: '1',
-        custIsn: undefined,
-        custName: undefined,
+        custIsn: this.customerMap ? this.customerMap.cust_isn : undefined,
+        custName: this.customerMap ? this.customerMap.cust_name : undefined,
        idType: undefined,
-        idNum: undefined,
+        idNum: this.customerMap ? (this.customerMap.cust_id || '').substring(3) : undefined,
        guarType: undefined,
        applyAmt: undefined,
        loanTerm: undefined,
-        isAgriGuar: false,
+        businessType: undefined,
+        loanRateHistory: undefined,
        isGreenLoan: false,
-        isTechEnt: false,
-        isTradeConstruction: false,
+        isTradeBuildEnt: false,
        collType: undefined,
-        collThirdParty: false
+        collThirdParty: false,
+        couponRate: undefined
      },
      rules: {
        custIsn: [
@@ -197,10 +234,19 @@ export default {
          {required: true, validator: validateApplyAmt, trigger: "blur"}
        ],
        loanTerm: [
-          {required: true, validator: validateLoanTerm, trigger: "blur"}
+          {required: true, validator: validateLoanTerm, trigger: "change"}
+        ],
+        businessType: [
+          {required: true, message: "请选择业务种类", trigger: "change"}
+        ],
+        loanRateHistory: [
+          {required: true, message: "请选择历史贷款合同", trigger: "change"}
        ],
        collType: [
          {required: true, message: "请选择抵质押类型", trigger: "change"}
+        ],
+        couponRate: [
+          {validator: validateCouponRate, trigger: "blur"}
        ]
      }
    }
@@ -213,6 +259,24 @@ export default {
      set(val) {
        this.$emit('update:visible', val)
      }
+    },
+    isCollateralGuarantee() {
+      return this.form.guarType === '抵押' || this.form.guarType === '质押'
+    },
+    isStockTransfer() {
+      return this.form.businessType === '存量转贷'
+    },
+    isCertificatePledge() {
+      return this.form.guarType === '质押' && this.form.collType === '存单质押'
+    },
+    collateralTypeOptions() {
+      if (this.form.guarType === '抵押') {
+        return ['一类', '二类', '三类', '四类', '排污权抵押', '设备等其他不动产抵押']
+      }
+      if (this.form.guarType === '质押') {
+        return ['存单质押', '股权质押', '其他质押']
+      }
+      return []
    }
  },
  watch: {
@@ -220,6 +284,14 @@ export default {
      if (val) {
        this.reset()
      }
+    },
+    'form.guarType'(val, oldVal) {
+      if (val !== oldVal) {
+        this.resetCollateralFields()
+      }
+    },
+    'form.collType'() {
+      this.resetCouponRateIfNotCertificatePledge()
    }
  },
  methods: {
@@ -228,22 +300,31 @@ export default {
      this.form = {
        orgCode: '892000',
        runType: '1',
-        custIsn: undefined,
-        custName: undefined,
+        custIsn: this.customerMap ? this.customerMap.cust_isn : undefined,
+        custName: this.customerMap ? this.customerMap.cust_name : undefined,
        idType: undefined,
-        idNum: undefined,
+        idNum: this.customerMap ? (this.customerMap.cust_id || '').substring(3) : undefined,
        guarType: undefined,
        applyAmt: undefined,
        loanTerm: undefined,
-        isAgriGuar: false,
+        businessType: undefined,
+        loanRateHistory: undefined,
        isGreenLoan: false,
-        isTechEnt: false,
-        isTradeConstruction: false,
+        isTradeBuildEnt: false,
        collType: undefined,
-        collThirdParty: false
+        collThirdParty: false,
+        couponRate: undefined
      }
      this.submitting = false
-      this.resetForm("form")
+      this.showHistorySelector = false
+      this.historyLoading = false
+      this.historyContracts = []
+      this.selectedHistoryContract = null
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate()
+        }
+      })
    },
    /** 对话框关闭处理 */
    handleClose() {
@@ -254,19 +335,98 @@ export default {
      this.dialogVisible = false
      this.reset()
    },
+    /** 清空抵质押字段 */
+    resetCollateralFields() {
+      this.form.collType = undefined
+      this.form.collThirdParty = false
+      this.resetCouponRateIfNotCertificatePledge()
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate(['collType', 'collThirdParty', 'couponRate'])
+        }
+      })
+    },
+    resetCouponRateIfNotCertificatePledge() {
+      if (!this.isCertificatePledge) {
+        this.form.couponRate = undefined
+        this.$nextTick(() => {
+          if (this.$refs.form) {
+            this.$refs.form.clearValidate(['couponRate'])
+          }
+        })
+      }
+    },
+    handleBusinessTypeChange(value) {
+      this.clearHistoryContract()
+      if (value === '存量转贷') {
+        this.queryHistoryContracts()
+      }
+    },
+    queryHistoryContracts() {
+      if (!this.form.custIsn) {
+        this.$modal.msgWarning("客户内码不能为空")
+        return
+      }
+      this.historyLoading = true
+      queryHistoryContracts(this.form.custIsn).then(response => {
+        this.historyContracts = response.data || []
+        if (this.historyContracts.length === 0) {
+          this.$modal.msgWarning("未查询到历史贷款合同")
+          return
+        }
+        this.showHistorySelector = true
+      }).finally(() => {
+        this.historyLoading = false
+      })
+    },
+    handleHistoryContractSelect(row) {
+      if (!row.loan_rate_history) {
+        this.$modal.msgWarning("历史贷款利率不能为空")
+        return
+      }
+      this.selectedHistoryContract = row
+      this.form.loanRateHistory = row.loan_rate_history
+    },
+    clearHistoryContract() {
+      this.selectedHistoryContract = null
+      this.form.loanRateHistory = undefined
+      this.historyContracts = []
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate(['loanRateHistory'])
+        }
+      })
+    },
    /** 提交按钮 */
    submitForm() {
      this.$refs["form"].validate(valid => {
        if (valid) {
+          if (this.isStockTransfer && !this.form.loanRateHistory) {
+            this.$modal.msgWarning("请选择历史贷款合同")
+            return
+          }
+          if (this.isCertificatePledge && !this.form.couponRate) {
+            this.$modal.msgWarning("存单票面利率不能为空")
+            return
+          }
          this.submitting = true
          // 转换开关值为字符串
          const data = {
            ...this.form,
-            isAgriGuar: this.form.isAgriGuar ? 'true' : 'false',
-            isGreenLoan: this.form.isGreenLoan ? 'true' : 'false',
-            isTechEnt: this.form.isTechEnt ? 'true' : 'false',
-            isTradeConstruction: this.form.isTradeConstruction ? 'true' : 'false',
-            collThirdParty: this.form.collThirdParty ? 'true' : 'false'
+            isGreenLoan: this.form.isGreenLoan ? '1' : '0',
+            isTradeBuildEnt: this.form.isTradeBuildEnt ? '1' : '0'
+          }
+          if (this.isCollateralGuarantee) {
+            data.collThirdParty = this.form.collThirdParty ? '1' : '0'
+          } else {
+            delete data.collType
+            delete data.collThirdParty
+          }
+          if (!this.isStockTransfer) {
+            delete data.loanRateHistory
+          }
+          if (!this.isCertificatePledge) {
+            delete data.couponRate
          }

          createCorporateWorkflow(data).then(response => {
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/CorporateWorkflowDetail.vue
@@ -19,7 +19,7 @@
            <el-descriptions-item label="浮动BP">
              <span class="total-bp-value">{{ getTotalBp() }}</span>
            </el-descriptions-item>
-            <el-descriptions-item label="测算利率">
+            <el-descriptions-item label="最终测算利率">
              <span class="calculate-rate">{{ getCalculateRate() }}</span> %
            </el-descriptions-item>
            <el-descriptions-item label="执行利率">
@@ -80,12 +80,10 @@
            <el-descriptions :column="2" border>
              <el-descriptions-item label="担保方式">{{ detailData.guarType }}</el-descriptions-item>
              <el-descriptions-item label="申请金额">{{ detailData.applyAmt }} 元</el-descriptions-item>
-              <el-descriptions-item label="省农担担保贷款">{{
-                  formatBoolean(detailData.isAgriGuar)
-                }}
-              </el-descriptions-item>
+              <el-descriptions-item label="业务种类">{{ detailData.businessType || '-' }}</el-descriptions-item>
+              <el-descriptions-item label="历史贷款利率">{{ detailData.loanRateHistory || '-' }}</el-descriptions-item>
              <el-descriptions-item label="绿色贷款">{{ formatBoolean(detailData.isGreenLoan) }}</el-descriptions-item>
-              <el-descriptions-item label="科技型企业">{{ formatBoolean(detailData.isTechEnt) }}</el-descriptions-item>
+              <el-descriptions-item label="贸易和建筑业企业">{{ formatBoolean(detailData.isTradeBuildEnt) }}</el-descriptions-item>
              <el-descriptions-item label="抵质押类型">{{ detailData.collType || '-' }}</el-descriptions-item>
              <el-descriptions-item label="抵质押物是否三方所有">{{
                  formatBoolean(detailData.collThirdParty)
@@ -162,9 +160,9 @@ export default {
    getTotalBp() {
      return this.corpOutput?.totalBp || '-'
    },
-    /** 获取测算利率 */
+    /** 获取最终测算利率 */
    getCalculateRate() {
-      return this.corpOutput?.calculateRate || '-'
+      return this.corpOutput?.finalCalculateRate || '-'
    },
    /** 设定执行利率 */
    handleSetExecuteRate() {
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/CustomerMapSelector.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/CustomerMapSelector.vue
@@ -0,0 +1,103 @@
+<template>
+  <el-dialog title="客户号查询" :visible.sync="dialogVisible" width="80%" append-to-body
+             :close-on-click-modal="false" @close="handleClose">
+    <el-form :model="queryForm" inline size="small">
+      <el-form-item label="客户号">
+        <el-input v-model="queryForm.custId" placeholder="请输入客户号" clearable @keyup.enter.native="handleQuery"/>
+      </el-form-item>
+      <el-form-item>
+        <el-button type="primary" icon="el-icon-search" :loading="loading" @click="handleQuery">查询</el-button>
+      </el-form-item>
+    </el-form>
+
+    <el-table v-loading="loading" :data="customerList">
+      <el-table-column label="客户号" prop="cust_id" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="客户内码" prop="cust_isn" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="客户名称" prop="cust_name" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="用信天数" prop="faith_day" align="center"/>
+      <el-table-column label="存款年日均" prop="balance_avg" align="center"/>
+      <el-table-column label="历史贷款次数" prop="loan_count_his" align="center"/>
+      <el-table-column label="上次贷款日期" prop="last_loan_date" align="center" width="130"/>
+      <el-table-column label="操作" align="center" width="90">
+        <template slot-scope="scope">
+          <el-button type="text" size="mini" @click="handleSelect(scope.row)">选择</el-button>
+        </template>
+      </el-table-column>
+    </el-table>
+  </el-dialog>
+</template>
+
+<script>
+import {queryPersonalCustomerMap, queryCorporateCustomerMap} from "@/api/loanPricing/workflow"
+
+export default {
+  name: "CustomerMapSelector",
+  props: {
+    visible: {
+      type: Boolean,
+      default: false
+    },
+    customerType: {
+      type: String,
+      default: undefined
+    }
+  },
+  data() {
+    return {
+      loading: false,
+      queryForm: {
+        custId: undefined
+      },
+      customerList: []
+    }
+  },
+  computed: {
+    dialogVisible: {
+      get() {
+        return this.visible
+      },
+      set(val) {
+        this.$emit('update:visible', val)
+      }
+    }
+  },
+  methods: {
+    handleQuery() {
+      const custId = this.queryForm.custId ? this.queryForm.custId.trim() : ''
+      this.queryForm.custId = custId
+      if (!custId) {
+        this.$modal.msgWarning("请输入客户号")
+        return
+      }
+      this.loading = true
+      let request
+      if (this.customerType === 'personal') {
+        request = queryPersonalCustomerMap
+      } else if (this.customerType === 'corporate') {
+        request = queryCorporateCustomerMap
+      } else {
+        this.loading = false
+        this.$modal.msgWarning("请选择客户类型")
+        return
+      }
+      request(custId).then(response => {
+        this.customerList = response.data || []
+        if (this.customerList.length === 0) {
+          this.$modal.msgWarning("未查询到客户信息")
+        }
+      }).finally(() => {
+        this.loading = false
+      })
+    },
+    handleSelect(row) {
+      this.$emit('select', row)
+      this.dialogVisible = false
+    },
+    handleClose() {
+      this.queryForm.custId = undefined
+      this.customerList = []
+      this.loading = false
+    }
+  }
+}
+</script>
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/HistoryContractSelector.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/HistoryContractSelector.vue
@@ -0,0 +1,100 @@
+<template>
+  <el-dialog title="历史贷款合同选择" :visible.sync="dialogVisible" width="80%" append-to-body
+             :close-on-click-modal="false" @close="handleClose">
+    <el-table :data="contracts" v-loading="loading" @row-click="handleRowClick">
+      <el-table-column label="选择" align="center" width="70">
+        <template slot-scope="scope">
+          <el-radio
+            class="history-contract-radio"
+            v-model="selectedContractKey"
+            :label="contractRadioValue(scope.row, scope.$index)"
+            @change="handleRadioChange(scope.row)"
+          >
+            <span class="history-contract-radio-text">选择</span>
+          </el-radio>
+        </template>
+      </el-table-column>
+      <el-table-column label="客户内码" prop="cust_isn" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="历史贷款合同号" prop="loan_contract_history" align="center" :show-overflow-tooltip="true"/>
+      <el-table-column label="历史贷款担保方式" prop="guar_type_history" align="center"/>
+      <el-table-column label="历史贷款产品代码" prop="product_code_history" align="center"/>
+      <el-table-column label="历史贷款利率" prop="loan_rate_history" align="center"/>
+      <el-table-column label="历史贷款金额" prop="loan_amount_history" align="center"/>
+      <el-table-column label="历史贷款签订时间" prop="loan_sign_date_history" align="center" width="150"/>
+    </el-table>
+    <div slot="footer" class="dialog-footer">
+      <el-button type="primary" @click="confirmSelect">确 定</el-button>
+      <el-button @click="dialogVisible = false">取 消</el-button>
+    </div>
+  </el-dialog>
+</template>
+
+<script>
+export default {
+  name: "HistoryContractSelector",
+  props: {
+    visible: {
+      type: Boolean,
+      default: false
+    },
+    contracts: {
+      type: Array,
+      default: () => []
+    },
+    loading: {
+      type: Boolean,
+      default: false
+    }
+  },
+  data() {
+    return {
+      selectedContract: null,
+      selectedContractKey: null
+    }
+  },
+  computed: {
+    dialogVisible: {
+      get() {
+        return this.visible
+      },
+      set(val) {
+        this.$emit('update:visible', val)
+      }
+    }
+  },
+  methods: {
+    contractRadioValue(row, index) {
+      return row.loan_contract_history || `${row.cust_isn || ''}-${index}`
+    },
+    handleRowClick(row, column, event) {
+      this.selectedContract = row
+      this.selectedContractKey = this.contractRadioValue(row, this.contracts.indexOf(row))
+    },
+    handleRadioChange(row) {
+      this.selectedContract = row
+    },
+    confirmSelect() {
+      if (!this.selectedContract) {
+        this.$modal.msgWarning("请选择历史贷款合同")
+        return
+      }
+      if (!this.selectedContract.loan_rate_history) {
+        this.$modal.msgWarning("历史贷款利率不能为空")
+        return
+      }
+      this.$emit('select', this.selectedContract)
+      this.dialogVisible = false
+    },
+    handleClose() {
+      this.selectedContract = null
+      this.selectedContractKey = null
+    }
+  }
+}
+</script>
+
+<style scoped>
+.history-contract-radio ::v-deep .el-radio__label {
+  display: none;
+}
+</style>
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue
@@ -3,22 +3,36 @@
    <div slot="header" class="card-header">
      <span class="card-title">模型输出</span>
    </div>
-    <el-tabs v-model="activeTab">
+    <div class="output-sections">
      <!-- 个人客户模型输出 -->
      <template v-if="custType === '个人' && retailOutput">
-        <!-- 基本信息 -->
-        <el-tab-pane label="基本信息" name="retail-basic">
+        <div class="output-section">
+          <h4 class="section-title">基本信息</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="客户内码">{{ retailOutput.custIsn || '-' }}</el-descriptions-item>
            <el-descriptions-item label="客户名称">{{ retailOutput.custName || '-' }}</el-descriptions-item>
            <el-descriptions-item label="证件类型">{{ retailOutput.idType || '-' }}</el-descriptions-item>
            <el-descriptions-item label="证件号码">{{ retailOutput.idNum || '-' }}</el-descriptions-item>
            <el-descriptions-item label="基准利率"><span class="rate-value">{{ retailOutput.baseLoanRate || '-' }}</span> %</el-descriptions-item>
+            <el-descriptions-item label="灰黑名单客户">{{ formatOutputValue(retailOutput.greyBlackCust) }}</el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 忠诚度分析 -->
-        <el-tab-pane label="忠诚度分析" name="retail-loyalty">
+        <div class="output-section">
+          <h4 class="section-title">测算结果</h4>
+          <el-descriptions :column="2" border size="small">
+            <el-descriptions-item label="浮动BP"><span class="total-bp-value">{{ retailOutput.totalBp || '-' }}</span></el-descriptions-item>
+            <el-descriptions-item label="测算利率"><span class="calculate-rate">{{ retailOutput.calculateRate || '-' }}</span> %</el-descriptions-item>
+            <el-descriptions-item label="历史利率">{{ retailOutput.loanRateHistory || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="产品最低利率下限">{{ retailOutput.minRateProduct || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="平滑幅度">{{ retailOutput.smoothRange || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="参考利率"><span class="calculate-rate">{{ retailOutput.referenceRate || '-' }}</span> %</el-descriptions-item>
+            <el-descriptions-item label="最终测算利率"><span class="calculate-rate">{{ retailOutput.finalCalculateRate || '-' }}</span> %</el-descriptions-item>
+          </el-descriptions>
+        </div>
+
+        <div class="output-section">
+          <h4 class="section-title">忠诚度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="我行首贷客户">{{ formatBoolean(retailOutput.isFirstLoan) }}</el-descriptions-item>
            <el-descriptions-item label="用信天数">{{ retailOutput.faithDay || '-' }}</el-descriptions-item>
@@ -28,20 +42,20 @@
            <el-descriptions-item label="BP_年龄"><span class="bp-value">{{ retailOutput.bpAge || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_忠诚度" :span="2"><span class="total-bp-value">{{ retailOutput.totalBpLoyalty || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 贡献度分析 -->
-        <el-tab-pane label="贡献度分析" name="retail-contribution">
+        <div class="output-section">
+          <h4 class="section-title">贡献度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="存款年日均">{{ retailOutput.balanceAvg || '-' }}</el-descriptions-item>
            <el-descriptions-item label="贷款年日均">{{ retailOutput.loanAvg || '-' }}</el-descriptions-item>
            <el-descriptions-item label="派生率">{{ retailOutput.derivationRate || '-' }}</el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_贡献度"><span class="total-bp-value">{{ retailOutput.totalBpContribution || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 关联度分析 -->
-        <el-tab-pane label="关联度分析" name="retail-relevance">
+        <div class="output-section">
+          <h4 class="section-title">关联度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="中间业务_个人_信用卡">{{ formatBoolean(retailOutput.midPerCard) }}</el-descriptions-item>
            <el-descriptions-item label="中间业务_个人_一码通">{{ formatBoolean(retailOutput.midPerPass) }}</el-descriptions-item>
@@ -58,10 +72,10 @@
            <el-descriptions-item label="BP_中间业务"><span class="bp-value">{{ retailOutput.bpMid || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_关联度"><span class="total-bp-value">{{ retailOutput.totoalBpRelevance || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 贷款特征 -->
-        <el-tab-pane label="贷款特征" name="retail-loan">
+        <div class="output-section">
+          <h4 class="section-title">贷款特征</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="申请金额">{{ retailOutput.applyAmt || '-' }}</el-descriptions-item>
            <el-descriptions-item label="BP_贷款额度"><span class="bp-value">{{ retailOutput.bpLoanAmount || '-' }}</span></el-descriptions-item>
@@ -74,10 +88,10 @@
            <el-descriptions-item label="抵质押物三方所有">{{ formatBoolean(retailOutput.collThirdParty) }}</el-descriptions-item>
            <el-descriptions-item label="BP_抵押物"><span class="bp-value">{{ retailOutput.bpCollateral || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 风险度分析 -->
-        <el-tab-pane label="风险度分析" name="retail-risk">
+        <div class="output-section">
+          <h4 class="section-title">风险度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="灰名单客户">{{ formatBoolean(retailOutput.greyCust) }}</el-descriptions-item>
            <el-descriptions-item label="本金逾期">{{ formatBoolean(retailOutput.prinOverdue) }}</el-descriptions-item>
@@ -86,26 +100,13 @@
            <el-descriptions-item label="BP_灰名单与逾期"><span class="bp-value">{{ retailOutput.bpGreyOverdue || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_风险度"><span class="total-bp-value">{{ retailOutput.totoalBpRisk || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
-
-        <!-- 测算结果 -->
-        <el-tab-pane label="测算结果" name="retail-result">
-          <el-descriptions :column="2" border size="small">
-            <el-descriptions-item label="浮动BP"><span class="total-bp-value">{{ retailOutput.totalBp || '-' }}</span></el-descriptions-item>
-            <el-descriptions-item label="测算利率"><span class="calculate-rate">{{ retailOutput.calculateRate || '-' }}</span> %</el-descriptions-item>
-            <el-descriptions-item label="历史利率">{{ retailOutput.loanRateHistory || '-' }}</el-descriptions-item>
-            <el-descriptions-item label="产品最低利率下限">{{ retailOutput.minRateProduct || '-' }}</el-descriptions-item>
-            <el-descriptions-item label="平滑幅度">{{ retailOutput.smoothRange || '-' }}</el-descriptions-item>
-            <el-descriptions-item label="最终测算利率"><span class="calculate-rate">{{ retailOutput.finalCalculateRate || '-' }}</span> %</el-descriptions-item>
-            <el-descriptions-item label="参考利率"><span class="calculate-rate">{{ retailOutput.referenceRate || '-' }}</span> %</el-descriptions-item>
-          </el-descriptions>
-        </el-tab-pane>
+        </div>
      </template>

      <!-- 企业客户模型输出 -->
      <template v-else-if="custType === '企业' && corpOutput">
-        <!-- 基本信息 -->
-        <el-tab-pane label="基本信息" name="corp-basic">
+        <div class="output-section">
+          <h4 class="section-title">基本信息</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="客户内码">{{ corpOutput.custIsn || '-' }}</el-descriptions-item>
            <el-descriptions-item label="客户名称">{{ corpOutput.custName || '-' }}</el-descriptions-item>
@@ -113,10 +114,23 @@
            <el-descriptions-item label="证件号码">{{ corpOutput.idNum || '-' }}</el-descriptions-item>
            <el-descriptions-item label="基准利率"><span class="rate-value">{{ corpOutput.baseLoanRate || '-' }}</span> %</el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 忠诚度分析 -->
-        <el-tab-pane label="忠诚度分析" name="corp-loyalty">
+        <div class="output-section">
+          <h4 class="section-title">测算结果</h4>
+          <el-descriptions :column="2" border size="small">
+            <el-descriptions-item label="浮动BP"><span class="total-bp-value">{{ corpOutput.totalBp || '-' }}</span></el-descriptions-item>
+            <el-descriptions-item label="测算利率"><span class="calculate-rate">{{ corpOutput.calculateRate || '-' }}</span> %</el-descriptions-item>
+            <el-descriptions-item label="历史利率">{{ corpOutput.loanRateHistory || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="产品最低利率下限">{{ corpOutput.minRateProduct || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="平滑幅度">{{ corpOutput.smoothRange || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="参考利率"><span class="calculate-rate">{{ corpOutput.referenceRate || '-' }}</span> %</el-descriptions-item>
+            <el-descriptions-item label="最终测算利率"><span class="calculate-rate">{{ corpOutput.finalCalculateRate || '-' }}</span> %</el-descriptions-item>
+          </el-descriptions>
+        </div>
+
+        <div class="output-section">
+          <h4 class="section-title">忠诚度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="我行首贷客户">{{ formatBoolean(corpOutput.isFirstLoan) }}</el-descriptions-item>
            <el-descriptions-item label="用信天数">{{ corpOutput.faithDay || '-' }}</el-descriptions-item>
@@ -124,20 +138,20 @@
            <el-descriptions-item label="BP_贷龄"><span class="bp-value">{{ corpOutput.bpAgeLoan || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_忠诚度" :span="2"><span class="total-bp-value">{{ corpOutput.totalBpLoyalty || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 贡献度分析 -->
-        <el-tab-pane label="贡献度分析" name="corp-contribution">
+        <div class="output-section">
+          <h4 class="section-title">贡献度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="存款年日均">{{ corpOutput.balanceAvg || '-' }}</el-descriptions-item>
            <el-descriptions-item label="贷款年日均">{{ corpOutput.loanAvg || '-' }}</el-descriptions-item>
            <el-descriptions-item label="派生率">{{ corpOutput.derivationRate || '-' }}</el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_贡献度"><span class="total-bp-value">{{ corpOutput.totalBpContribution || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 关联度分析 -->
-        <el-tab-pane label="关联度分析" name="corp-relevance">
+        <div class="output-section">
+          <h4 class="section-title">关联度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="中间业务_企业_企业互联">{{ formatBoolean(corpOutput.midEntConnect) }}</el-descriptions-item>
            <el-descriptions-item label="中间业务_企业_有效价值客户">{{ formatBoolean(corpOutput.midEntEffect) }}</el-descriptions-item>
@@ -146,31 +160,30 @@
            <el-descriptions-item label="中间业务_企业_贴现">{{ formatBoolean(corpOutput.midEntDiscount) }}</el-descriptions-item>
            <el-descriptions-item label="中间业务_企业_电费代扣">{{ formatBoolean(corpOutput.midEntEleDdc) }}</el-descriptions-item>
            <el-descriptions-item label="中间业务_企业_水费代扣">{{ formatBoolean(corpOutput.midEntWaterDdc) }}</el-descriptions-item>
-            <el-descriptions-item label="中间业务_企业_税务代扣">{{ formatBoolean(corpOutput.midEntTax) }}</el-descriptions-item>
            <el-descriptions-item label="BP_中间业务"><span class="bp-value">{{ corpOutput.bpMid || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="代发工资户数">{{ corpOutput.payroll || '-' }}</el-descriptions-item>
            <el-descriptions-item label="存量贷款余额">{{ corpOutput.invLoanAmount || '-' }}</el-descriptions-item>
            <el-descriptions-item label="BP_代发工资"><span class="bp-value">{{ corpOutput.bpPayroll || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_关联度"><span class="total-bp-value">{{ corpOutput.totoalBpRelevance || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 企业类别 -->
-        <el-tab-pane label="企业类别" name="corp-category">
+        <div class="output-section">
+          <h4 class="section-title">企业类别</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="净身企业">{{ formatBoolean(corpOutput.isCleanEnt) }}</el-descriptions-item>
            <el-descriptions-item label="开立基本结算账户">{{ formatBoolean(corpOutput.hasSettleAcct) }}</el-descriptions-item>
-            <el-descriptions-item label="省农担担保贷款">{{ formatBoolean(corpOutput.isAgriGuar) }}</el-descriptions-item>
            <el-descriptions-item label="绿色贷款">{{ formatBoolean(corpOutput.isGreenLoan) }}</el-descriptions-item>
            <el-descriptions-item label="科技型企业">{{ formatBoolean(corpOutput.isTechEnt) }}</el-descriptions-item>
+            <el-descriptions-item label="贸易和建筑业企业">{{ formatBoolean(corpOutput.isTradeBuildEnt) }}</el-descriptions-item>
            <el-descriptions-item label="BP_企业客户类别"><span class="bp-value">{{ corpOutput.bpEntType || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 贷款特征 -->
-        <el-tab-pane label="贷款特征" name="corp-loan">
+        <div class="output-section">
+          <h4 class="section-title">贷款特征</h4>
          <el-descriptions :column="2" border size="small">
-            <el-descriptions-item label="贷款期限">{{ corpOutput.loanTerm || '-' }}</el-descriptions-item>
+            <el-descriptions-item label="借款期限">{{ corpOutput.loanTerm || '-' }}</el-descriptions-item>
            <el-descriptions-item label="BP_贷款期限"><span class="bp-value">{{ corpOutput.bpLoanTerm || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="申请金额">{{ corpOutput.applyAmt || '-' }}</el-descriptions-item>
            <el-descriptions-item label="BP_贷款额度"><span class="bp-value">{{ corpOutput.bpLoanAmount || '-' }}</span></el-descriptions-item>
@@ -178,29 +191,20 @@
            <el-descriptions-item label="抵质押物三方所有">{{ formatBoolean(corpOutput.collThirdParty) }}</el-descriptions-item>
            <el-descriptions-item label="BP_抵押物"><span class="bp-value">{{ corpOutput.bpCollateral || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
+        </div>

-        <!-- 风险度分析 -->
-        <el-tab-pane label="风险度分析" name="corp-risk">
+        <div class="output-section">
+          <h4 class="section-title">风险度分析</h4>
          <el-descriptions :column="2" border size="small">
            <el-descriptions-item label="灰名单客户">{{ formatBoolean(corpOutput.greyCust) }}</el-descriptions-item>
            <el-descriptions-item label="本金逾期">{{ formatBoolean(corpOutput.prinOverdue) }}</el-descriptions-item>
            <el-descriptions-item label="利息逾期">{{ formatBoolean(corpOutput.interestOverdue) }}</el-descriptions-item>
-            <el-descriptions-item label="信用卡逾期">{{ formatBoolean(corpOutput.cardOverdue) }}</el-descriptions-item>
            <el-descriptions-item label="BP_灰名单与逾期"><span class="bp-value">{{ corpOutput.bpGreyOverdue || '-' }}</span></el-descriptions-item>
            <el-descriptions-item label="TOTAL_BP_风险度"><span class="total-bp-value">{{ corpOutput.totoalBpRisk || '-' }}</span></el-descriptions-item>
          </el-descriptions>
-        </el-tab-pane>
-
-        <!-- 测算结果 -->
-        <el-tab-pane label="测算结果" name="corp-result">
-          <el-descriptions :column="2" border size="small">
-            <el-descriptions-item label="浮动BP"><span class="total-bp-value">{{ corpOutput.totalBp || '-' }}</span></el-descriptions-item>
-            <el-descriptions-item label="测算利率"><span class="calculate-rate">{{ corpOutput.calculateRate || '-' }}</span> %</el-descriptions-item>
-          </el-descriptions>
-        </el-tab-pane>
+        </div>
      </template>
-    </el-tabs>
+    </div>
  </el-card>
 </template>

@@ -221,24 +225,6 @@ export default {
      default: null
    }
  },
-  data() {
-    return {
-      activeTab: ''
-    }
-  },
-  watch: {
-    custType: {
-      immediate: true,
-      handler(val) {
-        // 根据客户类型设置默认 tab
-        if (val === '个人') {
-          this.activeTab = 'retail-basic'
-        } else if (val === '企业') {
-          this.activeTab = 'corp-basic'
-        }
-      }
-    }
-  },
  methods: {
    /** 格式化布尔值为中文 */
    formatBoolean(value) {
@@ -251,6 +237,10 @@ export default {
      if (value === 'consumer') return '消费贷款'
      if (value === 'business') return '经营贷款'
      return value || '-'
+    },
+    formatOutputValue(value) {
+      if (value === 0) return '0'
+      return value || '-'
    }
  }
 }
@@ -279,8 +269,15 @@ export default {
    padding: 20px;
  }

-  ::v-deep .el-tabs__header {
-    margin-bottom: 20px;
+  .output-section + .output-section {
+    margin-top: 24px;
+  }
+
+  .section-title {
+    margin: 0 0 12px;
+    font-size: 15px;
+    font-weight: 500;
+    color: #303133;
  }

  // BP 值样式
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/PersonalCreateDialog.vue
@@ -7,12 +7,12 @@
      <el-row>
        <el-col :span="12">
          <el-form-item label="客户内码" prop="custIsn">
-            <el-input v-model="form.custIsn" placeholder="请输入客户内码"/>
+            <el-input v-model="form.custIsn" placeholder="请选择客户内码" :readonly="true"/>
          </el-form-item>
        </el-col>
        <el-col :span="12">
          <el-form-item label="客户名称" prop="custName">
-            <el-input v-model="form.custName" placeholder="请输入客户名称"/>
+            <el-input v-model="form.custName" placeholder="请选择客户名称" :readonly="true"/>
          </el-form-item>
        </el-col>
      </el-row>
@@ -52,14 +52,6 @@
        </el-col>
      </el-row>
      <el-row>
-        <el-col :span="12">
-          <el-form-item label="贷款用途" prop="loanPurpose">
-            <el-select v-model="form.loanPurpose" placeholder="请选择贷款用途" style="width: 100%">
-              <el-option label="消费" value="consumer"/>
-              <el-option label="经营" value="business"/>
-            </el-select>
-          </el-form-item>
-        </el-col>
        <el-col :span="12">
          <el-form-item label="借款期限(年)" prop="loanTerm">
            <el-select v-model="form.loanTerm" placeholder="请选择借款期限" style="width: 100%">
@@ -70,10 +62,21 @@
      </el-row>
      <el-row>
        <el-col :span="12">
-          <el-form-item label="是否有经营佐证" prop="bizProof">
-            <el-switch v-model="form.bizProof"/>
+          <el-form-item label="业务种类" prop="businessType">
+            <el-select v-model="form.businessType" placeholder="请选择业务种类" style="width: 100%" @change="handleBusinessTypeChange">
+              <el-option label="新增" value="新增"/>
+              <el-option label="存量新增" value="存量新增"/>
+              <el-option label="存量转贷" value="存量转贷"/>
+            </el-select>
          </el-form-item>
        </el-col>
+        <el-col :span="12" v-if="isStockTransfer">
+          <el-form-item label="历史贷款利率" prop="loanRateHistory">
+            <el-input v-model="form.loanRateHistory" placeholder="请选择历史贷款合同" :readonly="true"/>
+          </el-form-item>
+        </el-col>
+      </el-row>
+      <el-row>
        <el-col :span="12">
          <el-form-item label="循环功能" prop="loanLoop">
            <el-switch v-model="form.loanLoop"/>
@@ -82,24 +85,33 @@
      </el-row>

      <!-- 抵质押信息 -->
-      <el-divider content-position="left">抵质押信息</el-divider>
-      <el-row>
+      <el-divider v-if="isCollateralGuarantee" content-position="left">抵质押信息</el-divider>
+      <el-row v-if="isCollateralGuarantee">
        <el-col :span="12">
          <el-form-item label="抵质押类型" prop="collType">
            <el-select v-model="form.collType" placeholder="请选择抵质押类型" style="width: 100%">
-              <el-option label="一类" value="一类"/>
-              <el-option label="二类" value="二类"/>
-              <el-option label="三类" value="三类"/>
+              <el-option v-for="item in collateralTypeOptions" :key="item" :label="item" :value="item"/>
            </el-select>
          </el-form-item>
        </el-col>
        <el-col :span="12">
-          <el-form-item label="抵质押物三方所有" prop="collThirdParty">
+          <el-form-item label="抵质押物是否第三方所有" prop="collThirdParty">
            <el-switch v-model="form.collThirdParty"/>
          </el-form-item>
        </el-col>
+        <el-col :span="12" v-if="isCertificatePledge">
+          <el-form-item label="存单票面利率" prop="couponRate">
+            <el-input v-model="form.couponRate" placeholder="请输入存单票面利率"/>
+          </el-form-item>
+        </el-col>
      </el-row>
    </el-form>
+    <history-contract-selector
+      :visible.sync="showHistorySelector"
+      :contracts="historyContracts"
+      :loading="historyLoading"
+      @select="handleHistoryContractSelect"
+    />
    <div slot="footer" class="dialog-footer">
      <el-button type="primary" :loading="submitting" @click="submitForm">确 定</el-button>
      <el-button @click="cancel">取 消</el-button>
@@ -108,14 +120,22 @@
 </template>

 <script>
-import {createPersonalWorkflow} from "@/api/loanPricing/workflow"
+import {createPersonalWorkflow, queryHistoryContracts} from "@/api/loanPricing/workflow"
+import HistoryContractSelector from "./HistoryContractSelector"

 export default {
  name: "PersonalCreateDialog",
+  components: {
+    HistoryContractSelector
+  },
  props: {
    visible: {
      type: Boolean,
      default: false
+    },
+    customerMap: {
+      type: Object,
+      default: null
    }
  },
  data() {
@@ -135,26 +155,39 @@ export default {
      }
    }

+    const validateCouponRate = (rule, value, callback) => {
+      if (this.isCertificatePledge && !value) {
+        callback(new Error('存单票面利率不能为空'))
+        return
+      }
+      callback()
+    }
+
    return {
      loanTermOptions: [
        '1', '2', '3', '4', '5', '6'
      ],
      submitting: false,
+      showHistorySelector: false,
+      historyLoading: false,
+      historyContracts: [],
+      selectedHistoryContract: null,
      form: {
        orgCode: '892000',
        runType: '1',
-        custIsn: undefined,
-        custName: undefined,
+        custIsn: this.customerMap ? this.customerMap.cust_isn : undefined,
+        custName: this.customerMap ? this.customerMap.cust_name : undefined,
        idType: undefined,
-        idNum: undefined,
+        idNum: this.customerMap ? (this.customerMap.cust_id || '').substring(3) : undefined,
        guarType: undefined,
        applyAmt: undefined,
-        loanPurpose: undefined,
        loanTerm: undefined,
-        bizProof: false,
+        businessType: undefined,
+        loanRateHistory: undefined,
        loanLoop: false,
        collType: undefined,
-        collThirdParty: false
+        collThirdParty: false,
+        couponRate: undefined
      },
      rules: {
        custIsn: [
@@ -177,11 +210,20 @@ export default {
        applyAmt: [
          {required: true, validator: validateApplyAmt, trigger: "blur"}
        ],
-        loanPurpose: [
-          {required: true, message: "请选择贷款用途", trigger: "change"}
-        ],
        loanTerm: [
          {required: true, message: "请选择借款期限", trigger: "change"}
+        ],
+        businessType: [
+          {required: true, message: "请选择业务种类", trigger: "change"}
+        ],
+        loanRateHistory: [
+          {required: true, message: "请选择历史贷款合同", trigger: "change"}
+        ],
+        collType: [
+          {required: true, message: "请选择抵质押类型", trigger: "change"}
+        ],
+        couponRate: [
+          {validator: validateCouponRate, trigger: "blur"}
        ]
      }
    }
@@ -194,6 +236,24 @@ export default {
      set(val) {
        this.$emit('update:visible', val)
      }
+    },
+    isCollateralGuarantee() {
+      return this.form.guarType === '抵押' || this.form.guarType === '质押'
+    },
+    isStockTransfer() {
+      return this.form.businessType === '存量转贷'
+    },
+    isCertificatePledge() {
+      return this.form.guarType === '质押' && this.form.collType === '存单质押'
+    },
+    collateralTypeOptions() {
+      if (this.form.guarType === '抵押') {
+        return ['一线', '一类', '二类', '三类']
+      }
+      if (this.form.guarType === '质押') {
+        return ['存单质押', '其他质押']
+      }
+      return []
    }
  },
  watch: {
@@ -201,6 +261,14 @@ export default {
      if (val) {
        this.reset()
      }
+    },
+    'form.guarType'(val, oldVal) {
+      if (val !== oldVal) {
+        this.resetCollateralFields()
+      }
+    },
+    'form.collType'() {
+      this.resetCouponRateIfNotCertificatePledge()
    }
  },
  methods: {
@@ -209,21 +277,30 @@ export default {
      this.form = {
        orgCode: '892000',
        runType: '1',
-        custIsn: undefined,
-        custName: undefined,
+        custIsn: this.customerMap ? this.customerMap.cust_isn : undefined,
+        custName: this.customerMap ? this.customerMap.cust_name : undefined,
        idType: undefined,
-        idNum: undefined,
+        idNum: this.customerMap ? (this.customerMap.cust_id || '').substring(3) : undefined,
        guarType: undefined,
        applyAmt: undefined,
-        loanPurpose: undefined,
        loanTerm: undefined,
-        bizProof: false,
+        businessType: undefined,
+        loanRateHistory: undefined,
        loanLoop: false,
        collType: undefined,
-        collThirdParty: false
+        collThirdParty: false,
+        couponRate: undefined
      }
      this.submitting = false
-      this.resetForm("form")
+      this.showHistorySelector = false
+      this.historyLoading = false
+      this.historyContracts = []
+      this.selectedHistoryContract = null
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate()
+        }
+      })
    },
    /** 对话框关闭处理 */
    handleClose() {
@@ -234,17 +311,97 @@ export default {
      this.dialogVisible = false
      this.reset()
    },
+    /** 清空抵质押字段 */
+    resetCollateralFields() {
+      this.form.collType = undefined
+      this.form.collThirdParty = false
+      this.resetCouponRateIfNotCertificatePledge()
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate(['collType', 'collThirdParty', 'couponRate'])
+        }
+      })
+    },
+    resetCouponRateIfNotCertificatePledge() {
+      if (!this.isCertificatePledge) {
+        this.form.couponRate = undefined
+        this.$nextTick(() => {
+          if (this.$refs.form) {
+            this.$refs.form.clearValidate(['couponRate'])
+          }
+        })
+      }
+    },
+    handleBusinessTypeChange(value) {
+      this.clearHistoryContract()
+      if (value === '存量转贷') {
+        this.queryHistoryContracts()
+      }
+    },
+    queryHistoryContracts() {
+      if (!this.form.custIsn) {
+        this.$modal.msgWarning("客户内码不能为空")
+        return
+      }
+      this.historyLoading = true
+      queryHistoryContracts(this.form.custIsn).then(response => {
+        this.historyContracts = response.data || []
+        if (this.historyContracts.length === 0) {
+          this.$modal.msgWarning("未查询到历史贷款合同")
+          return
+        }
+        this.showHistorySelector = true
+      }).finally(() => {
+        this.historyLoading = false
+      })
+    },
+    handleHistoryContractSelect(row) {
+      if (!row.loan_rate_history) {
+        this.$modal.msgWarning("历史贷款利率不能为空")
+        return
+      }
+      this.selectedHistoryContract = row
+      this.form.loanRateHistory = row.loan_rate_history
+    },
+    clearHistoryContract() {
+      this.selectedHistoryContract = null
+      this.form.loanRateHistory = undefined
+      this.historyContracts = []
+      this.$nextTick(() => {
+        if (this.$refs.form) {
+          this.$refs.form.clearValidate(['loanRateHistory'])
+        }
+      })
+    },
    /** 提交按钮 */
    submitForm() {
      this.$refs["form"].validate(valid => {
        if (valid) {
+          if (this.isStockTransfer && !this.form.loanRateHistory) {
+            this.$modal.msgWarning("请选择历史贷款合同")
+            return
+          }
+          if (this.isCertificatePledge && !this.form.couponRate) {
+            this.$modal.msgWarning("存单票面利率不能为空")
+            return
+          }
          this.submitting = true
          // 转换开关值为字符串
          const data = {
            ...this.form,
-            bizProof: this.form.bizProof ? '1' : '0',
-            loanLoop: this.form.loanLoop ? '1' : '0',
-            collThirdParty: this.form.collThirdParty ? '1' : '0'
+            loanLoop: this.form.loanLoop ? '1' : '0'
+          }
+          if (this.isCollateralGuarantee) {
+            data.collThirdParty = this.form.collThirdParty ? '1' : '0'
+          } else {
+            delete data.collType
+            delete data.collThirdParty
+          }
+          if (!this.isStockTransfer) {
+            delete data.loanRateHistory
+          }
+          if (!this.isCertificatePledge) {
+            delete data.couponRate
          }

          createPersonalWorkflow(data).then(response => {
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue
@@ -80,6 +80,8 @@
              <el-descriptions-item label="担保方式">{{ detailData.guarType }}</el-descriptions-item>
              <el-descriptions-item label="申请金额">{{ detailData.applyAmt }} 元</el-descriptions-item>
              <el-descriptions-item label="贷款用途">{{ formatLoanPurpose(detailData.loanPurpose) }}</el-descriptions-item>
+              <el-descriptions-item label="业务种类">{{ detailData.businessType || '-' }}</el-descriptions-item>
+              <el-descriptions-item label="历史贷款利率">{{ detailData.loanRateHistory || '-' }}</el-descriptions-item>
              <el-descriptions-item label="借款期限">{{ detailData.loanTerm || '-' }}</el-descriptions-item>
              <el-descriptions-item label="是否有经营佐证">{{
                  formatBoolean(detailData.bizProof)
--- a/ruoyi-ui/src/views/loanPricing/workflow/index.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/index.vue
@@ -81,17 +81,33 @@
    <!-- 客户类型选择对话框 -->
    <customer-type-selector :visible.sync="showTypeSelector" @select="handleSelectType"/>

+    <!-- 客户号查询选择对话框 -->
+    <customer-map-selector
+      :visible.sync="showCustomerMapSelector"
+      :customer-type="selectedCustomerType"
+      @select="handleCustomerMapSelect"
+    />
+
    <!-- 个人客户创建对话框 -->
-    <personal-create-dialog :visible.sync="showPersonalDialog" @success="handleCreateSuccess"/>
+    <personal-create-dialog
+      :visible.sync="showPersonalDialog"
+      :customer-map="selectedCustomerMap"
+      @success="handleCreateSuccess"
+    />

    <!-- 企业客户创建对话框 -->
-    <corporate-create-dialog :visible.sync="showCorporateDialog" @success="handleCreateSuccess"/>
+    <corporate-create-dialog
+      :visible.sync="showCorporateDialog"
+      :customer-map="selectedCustomerMap"
+      @success="handleCreateSuccess"
+    />
  </div>
 </template>

 <script>
 import {listWorkflow} from "@/api/loanPricing/workflow"
 import CustomerTypeSelector from "./components/CustomerTypeSelector"
+import CustomerMapSelector from "./components/CustomerMapSelector"
 import PersonalCreateDialog from "./components/PersonalCreateDialog"
 import CorporateCreateDialog from "./components/CorporateCreateDialog"

@@ -99,6 +115,7 @@ export default {
  name: "LoanPricingWorkflow",
  components: {
    CustomerTypeSelector,
+    CustomerMapSelector,
    PersonalCreateDialog,
    CorporateCreateDialog
  },
@@ -114,6 +131,12 @@ export default {
      workflowList: [],
      // 是否显示客户类型选择弹出层
      showTypeSelector: false,
+      // 是否显示客户号查询选择弹出层
+      showCustomerMapSelector: false,
+      // 当前选择的客户类型
+      selectedCustomerType: undefined,
+      // 当前选择的客户号映射记录
+      selectedCustomerMap: null,
      // 是否显示个人客户创建弹出层
      showPersonalDialog: false,
      // 是否显示企业客户创建弹出层
@@ -134,6 +157,18 @@ export default {
  activated() {
    this.getList()
  },
+  watch: {
+    showPersonalDialog(val) {
+      if (!val && !this.showCorporateDialog) {
+        this.clearSelectedCustomer()
+      }
+    },
+    showCorporateDialog(val) {
+      if (!val && !this.showPersonalDialog) {
+        this.clearSelectedCustomer()
+      }
+    }
+  },
  methods: {
    /** 查询利率定价流程列表 */
    getList() {
@@ -167,15 +202,28 @@ export default {
    },
    /** 选择客户类型回调 */
    handleSelectType(type) {
-      if (type === 'personal') {
+      this.selectedCustomerType = type
+      this.selectedCustomerMap = null
+      this.showCustomerMapSelector = true
+    },
+    /** 选择客户号映射记录回调 */
+    handleCustomerMapSelect(row) {
+      this.selectedCustomerMap = row
+      if (this.selectedCustomerType === 'personal') {
        this.showPersonalDialog = true
-      } else if (type === 'corporate') {
+      } else if (this.selectedCustomerType === 'corporate') {
        this.showCorporateDialog = true
      }
    },
    /** 创建成功回调 */
    handleCreateSuccess() {
+      this.clearSelectedCustomer()
      this.getList()
+    },
+    /** 清空已选客户信息 */
+    clearSelectedCustomer() {
+      this.selectedCustomerMap = null
+      this.selectedCustomerType = undefined
    }
  }
 }
--- a/ruoyi-ui/src/views/login.vue
+++ b/ruoyi-ui/src/views/login.vue
@@ -1,7 +1,6 @@
 <template>
  <div class="login">
    <el-form ref="loginForm" :model="loginForm" :rules="loginRules" class="login-form">
-      <h3 class="title">{{title}}</h3>
      <el-form-item prop="username">
        <el-input
          v-model="loginForm.username"
--- a/ruoyi-ui/tests/personal-create-input-params.test.js
+++ b/ruoyi-ui/tests/personal-create-input-params.test.js
@@ -10,8 +10,10 @@ const personalCreateDialog = read('src/views/loanPricing/workflow/components/Per
 const personalDetail = read('src/views/loanPricing/workflow/components/PersonalWorkflowDetail.vue')

 assert(
-  personalCreateDialog.includes('label="贷款用途"') && personalCreateDialog.includes('prop="loanPurpose"'),
-  '个人新增弹窗缺少贷款用途字段'
+  !personalCreateDialog.includes('label="贷款用途"') &&
+    !personalCreateDialog.includes('prop="loanPurpose"') &&
+    !personalCreateDialog.includes('loanPurpose:'),
+  '个人新增弹窗不应继续保留贷款用途字段'
 )

 assert(
@@ -20,8 +22,8 @@ assert(
 )

 assert(
-  personalCreateDialog.includes("value=\"consumer\"") && personalCreateDialog.includes("value=\"business\""),
-  '个人新增弹窗缺少贷款用途选项'
+  !personalCreateDialog.includes("value=\"consumer\"") && !personalCreateDialog.includes("value=\"business\""),
+  '个人新增弹窗不应继续保留贷款用途选项'
 )

 assert(
@@ -33,23 +35,33 @@ assert(
 )

 assert(
-  personalCreateDialog.includes('label="一类"') &&
-    personalCreateDialog.includes('label="二类"') &&
-    personalCreateDialog.includes('label="三类"') &&
-    !personalCreateDialog.includes('label="一线"'),
-  '个人新增弹窗抵质押类型选项未按 Excel 对齐'
+  personalCreateDialog.includes('v-if="isCollateralGuarantee"') &&
+    personalCreateDialog.includes("this.form.guarType === '抵押' || this.form.guarType === '质押'") &&
+    personalCreateDialog.includes('resetCollateralFields()'),
+  '个人新增弹窗抵质押信息未按担保方式显示并清空'
 )

 assert(
-  !personalCreateDialog.includes('{required: true, message: "请选择抵质押类型", trigger: "change"}'),
-  '个人新增弹窗仍将抵质押类型设为必填'
+  personalCreateDialog.includes('collateralTypeOptions') &&
+    personalCreateDialog.includes("return ['一线', '一类', '二类', '三类']") &&
+    personalCreateDialog.includes("return ['存单质押', '其他质押']"),
+  '个人新增弹窗抵质押类型选项未按担保方式动态切换'
 )

 assert(
-  personalCreateDialog.includes("bizProof: this.form.bizProof ? '1' : '0'") &&
+  personalCreateDialog.includes('{required: true, message: "请选择抵质押类型", trigger: "change"}'),
+  '个人新增弹窗抵质押类型应为必填'
+)
+
+assert(
+  !personalCreateDialog.includes('label="是否有经营佐证"') &&
+    !personalCreateDialog.includes('prop="bizProof"') &&
+    !personalCreateDialog.includes('bizProof:') &&
    personalCreateDialog.includes("loanLoop: this.form.loanLoop ? '1' : '0'") &&
-    personalCreateDialog.includes("collThirdParty: this.form.collThirdParty ? '1' : '0'"),
-  '个人新增弹窗开关字段未按 1/0 提交'
+    personalCreateDialog.includes("data.collThirdParty = this.form.collThirdParty ? '1' : '0'") &&
+    personalCreateDialog.includes('delete data.collType') &&
+    personalCreateDialog.includes('delete data.collThirdParty'),
+  '个人新增弹窗开关字段或非抵质押提交字段处理不正确'
 )

 assert(
--- a/ruoyi-ui/tests/retail-display-fields.test.js
+++ b/ruoyi-ui/tests/retail-display-fields.test.js
@@ -15,6 +15,7 @@ assert(
 )

 const requiredRetailFields = [
+  'retailOutput.greyBlackCust',
  'retailOutput.loanRateHistory',
  'retailOutput.minRateProduct',
  'retailOutput.smoothRange',
@@ -26,4 +27,10 @@ requiredRetailFields.forEach((field) => {
  assert(modelOutput.includes(field), `模型输出缺少字段展示: ${field}`)
 })

+assert(
+  modelOutput.indexOf('label="灰黑名单客户"') > modelOutput.indexOf('<h4 class="section-title">基本信息</h4>')
+    && modelOutput.indexOf('label="灰黑名单客户"') < modelOutput.indexOf('<h4 class="section-title">测算结果</h4>'),
+  '灰黑名单客户未展示在个人模型输出基础信息中'
+)
+
 console.log('retail display fields assertions passed')
--- a/sql/2026-04-16-shangyu-corporate-alignment.sql
+++ b/sql/2026-04-16-shangyu-corporate-alignment.sql
@@ -0,0 +1,13 @@
+-- 上虞对公利率测算字段对齐
+
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `repay_method` varchar(20) DEFAULT NULL COMMENT '还款方式: 分期/不分期' AFTER `loan_term`;
+
+ALTER TABLE `model_corp_output_fields`
+  ADD COLUMN `repay_method` varchar(100) DEFAULT NULL COMMENT '还款方式' AFTER `id_num`,
+  ADD COLUMN `is_trade_build_ent` varchar(100) DEFAULT NULL COMMENT '贸易和建筑业企业' AFTER `is_tech_ent`,
+  ADD COLUMN `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史利率' AFTER `calculate_rate`,
+  ADD COLUMN `min_rate_product` varchar(100) DEFAULT NULL COMMENT '产品最低利率下限' AFTER `loan_rate_history`,
+  ADD COLUMN `smooth_range` varchar(100) DEFAULT NULL COMMENT '平滑幅度' AFTER `min_rate_product`,
+  ADD COLUMN `final_calculate_rate` varchar(100) DEFAULT NULL COMMENT '最终测算利率' AFTER `smooth_range`,
+  ADD COLUMN `reference_rate` varchar(100) DEFAULT NULL COMMENT '参考利率' AFTER `final_calculate_rate`;
--- a/sql/2026-04-17-corporate.sql
+++ b/sql/2026-04-17-corporate.sql
@@ -0,0 +1,15 @@
+-- 对公展示指标字段对齐：补充还款方式与模型输出缺失字段
+-- 执行库：loan-pricing
+
+ALTER TABLE `loan_pricing_workflow`
+    ADD COLUMN `repay_method` varchar(20) DEFAULT NULL COMMENT '还款方式: 分期/不分期'
+AFTER `guar_type`;
+
+ALTER TABLE `model_corp_output_fields`
+ADD COLUMN `repay_method` varchar(100) DEFAULT NULL COMMENT '还款方式' AFTER `id_num`,
+ADD COLUMN `is_trade_build_ent` varchar(100) DEFAULT NULL COMMENT '贸易和建筑业企业' AFTER `has_settle_acct`,
+ADD COLUMN `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史利率' AFTER `calculate_rate`,
+ADD COLUMN `min_rate_product` varchar(100) DEFAULT NULL COMMENT '产品最低利率下限' AFTER `loan_rate_history`,
+ADD COLUMN `smooth_range` varchar(100) DEFAULT NULL COMMENT '平滑幅度' AFTER `min_rate_product`,
+ADD COLUMN `final_calculate_rate` varchar(100) DEFAULT NULL COMMENT '最终测算利率' AFTER `smooth_range`,
+ADD COLUMN `reference_rate` varchar(100) DEFAULT NULL COMMENT '参考利率' AFTER `final_calculate_rate`;
--- a/sql/add_business_type_history_rate_20260429.sql
+++ b/sql/add_business_type_history_rate_20260429.sql
@@ -0,0 +1,4 @@
+-- 为利率定价流程添加业务种类和历史贷款利率字段
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类' AFTER `loan_purpose`,
+  ADD COLUMN `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率' AFTER `business_type`;
--- a/sql/add_coupon_rate_20260511.sql
+++ b/sql/add_coupon_rate_20260511.sql
@@ -0,0 +1,3 @@
+-- 上虞利率定价存单票面利率字段
+ALTER TABLE `loan_pricing_workflow`
+  ADD COLUMN `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率' AFTER `loan_rate_history`;
--- a/sql/add_model_retail_grey_black_cust_20260427.sql
+++ b/sql/add_model_retail_grey_black_cust_20260427.sql
@@ -0,0 +1,2 @@
+ALTER TABLE `model_retail_output_fields`
+    ADD COLUMN `grey_black_cust` varchar(100) DEFAULT '' COMMENT '灰黑名单客户' AFTER `base_loan_rate`;
--- a/sql/loan_pricing_prod_init_20260331.sql
+++ b/sql/loan_pricing_prod_init_20260331.sql
@@ -751,7 +751,8 @@ CREATE TABLE `loan_pricing_workflow` (
  `mid_ent_ele_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_电费代扣: true/false',
  `mid_ent_water_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_水费代扣: true/false',
  `apply_amt` varchar(50) NOT NULL COMMENT '申请金额(元)',
-  `loan_term` varchar(50) DEFAULT NULL COMMENT '贷款期限',
+  `loan_term` varchar(50) DEFAULT NULL COMMENT '借款期限(年)',
+  `repay_method` varchar(20) DEFAULT NULL COMMENT '还款方式: 分期/不分期',
  `is_clean_ent` varchar(10) DEFAULT NULL COMMENT '净身企业: true/false',
  `has_settle_acct` varchar(10) DEFAULT NULL COMMENT '开立基本结算账户: true/false',
  `is_manufacturing` varchar(10) DEFAULT NULL COMMENT '制造业企业: true/false',
@@ -762,9 +763,12 @@ CREATE TABLE `loan_pricing_workflow` (
  `is_tax_a` varchar(10) DEFAULT NULL COMMENT '是否纳税信用等级A级: true/false',
  `is_agri_leading` varchar(10) DEFAULT NULL COMMENT '是否县级及以上农业龙头企业: true/false',
  `loan_purpose` varchar(20) DEFAULT NULL COMMENT '贷款用途: consumer-消费/business-经营',
+  `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率',
+  `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率',
  `biz_proof` varchar(10) DEFAULT NULL COMMENT '是否有经营佐证: true/false',
  `loan_loop` varchar(10) DEFAULT NULL COMMENT '循环功能: true/false（贷款合同是否开通循环功能）',
-  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一线/一类/二类',
+  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一类/二类/三类/四类',
  `coll_third_party` varchar(10) DEFAULT NULL COMMENT '抵质押物是否三方所有: true/false',
  `loan_rate` varchar(20) DEFAULT NULL COMMENT '贷款利率',
  `execute_rate` varchar(20) DEFAULT NULL COMMENT '执行利率(%)',
@@ -800,6 +804,7 @@ CREATE TABLE `model_corp_output_fields` (
  `cust_name` varchar(100) DEFAULT NULL COMMENT '客户名称',
  `id_type` varchar(100) DEFAULT NULL COMMENT '证件类型',
  `id_num` varchar(100) DEFAULT NULL COMMENT '证件号码',
+  `repay_method` varchar(100) DEFAULT NULL COMMENT '还款方式',
  `base_loan_rate` varchar(100) DEFAULT NULL COMMENT '基准利率',
  `is_first_loan` varchar(100) DEFAULT NULL COMMENT '我行首贷客户',
  `faith_day` varchar(100) DEFAULT NULL COMMENT '用信天数',
@@ -827,6 +832,7 @@ CREATE TABLE `model_corp_output_fields` (
  `is_agri_guar` varchar(100) DEFAULT NULL COMMENT '省农担担保贷款',
  `is_green_loan` varchar(100) DEFAULT NULL COMMENT '绿色贷款',
  `is_tech_ent` varchar(100) DEFAULT NULL COMMENT '科技型企业',
+  `is_trade_build_ent` varchar(100) DEFAULT NULL COMMENT '贸易和建筑业企业',
  `bp_ent_type` varchar(100) DEFAULT NULL COMMENT 'BP_企业客户类别',
  `totoal_bp_relevance` varchar(100) DEFAULT NULL COMMENT 'TOTAL_BP_关联度',
  `loan_term` varchar(100) DEFAULT NULL COMMENT '贷款期限',
@@ -844,6 +850,11 @@ CREATE TABLE `model_corp_output_fields` (
  `totoal_bp_risk` varchar(100) DEFAULT NULL COMMENT 'TOTAL_BP_风险度',
  `total_bp` varchar(100) DEFAULT NULL COMMENT '浮动BP',
  `calculate_rate` varchar(100) DEFAULT NULL COMMENT '测算利率',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史利率',
+  `min_rate_product` varchar(100) DEFAULT NULL COMMENT '产品最低利率下限',
+  `smooth_range` varchar(100) DEFAULT NULL COMMENT '平滑幅度',
+  `final_calculate_rate` varchar(100) DEFAULT NULL COMMENT '最终测算利率',
+  `reference_rate` varchar(100) DEFAULT NULL COMMENT '参考利率',
  `create_time` datetime DEFAULT CURRENT_TIMESTAMP COMMENT '创建时间',
  PRIMARY KEY (`id`)
 ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_general_ci COMMENT='客户贷款利率测算表';
@@ -865,6 +876,7 @@ CREATE TABLE `model_retail_output_fields` (
  `id_type` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件类型',
  `id_num` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件号码',
  `base_loan_rate` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '基准利率',
+  `grey_black_cust` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '灰黑名单客户',
  `is_first_loan` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '我行首贷客户',
  `faith_day` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '用信天数',
  `cust_age` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '客户年龄',
--- a/sql/loan_pricing_schema_20260328.sql
+++ b/sql/loan_pricing_schema_20260328.sql
@@ -333,7 +333,8 @@ CREATE TABLE `loan_pricing_workflow` (
  `mid_ent_ele_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_电费代扣: true/false',
  `mid_ent_water_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_水费代扣: true/false',
  `apply_amt` varchar(50) NOT NULL COMMENT '申请金额(元)',
-  `loan_term` varchar(50) DEFAULT NULL COMMENT '贷款期限',
+  `loan_term` varchar(50) DEFAULT NULL COMMENT '借款期限(年)',
+  `repay_method` varchar(20) DEFAULT NULL COMMENT '还款方式: 分期/不分期',
  `is_clean_ent` varchar(10) DEFAULT NULL COMMENT '净身企业: true/false',
  `has_settle_acct` varchar(10) DEFAULT NULL COMMENT '开立基本结算账户: true/false',
  `is_manufacturing` varchar(10) DEFAULT NULL COMMENT '制造业企业: true/false',
@@ -344,9 +345,12 @@ CREATE TABLE `loan_pricing_workflow` (
  `is_tax_a` varchar(10) DEFAULT NULL COMMENT '是否纳税信用等级A级: true/false',
  `is_agri_leading` varchar(10) DEFAULT NULL COMMENT '是否县级及以上农业龙头企业: true/false',
  `loan_purpose` varchar(20) DEFAULT NULL COMMENT '贷款用途: consumer-消费/business-经营',
+  `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率',
+  `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率',
  `biz_proof` varchar(10) DEFAULT NULL COMMENT '是否有经营佐证: true/false',
  `loan_loop` varchar(10) DEFAULT NULL COMMENT '循环功能: true/false（贷款合同是否开通循环功能）',
-  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一线/一类/二类',
+  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一类/二类/三类/四类',
  `coll_third_party` varchar(10) DEFAULT NULL COMMENT '抵质押物是否三方所有: true/false',
  `loan_rate` varchar(20) DEFAULT NULL COMMENT '贷款利率',
  `execute_rate` varchar(20) DEFAULT NULL COMMENT '执行利率(%)',
@@ -382,6 +386,7 @@ CREATE TABLE `model_corp_output_fields` (
  `cust_name` varchar(100) DEFAULT NULL COMMENT '客户名称',
  `id_type` varchar(100) DEFAULT NULL COMMENT '证件类型',
  `id_num` varchar(100) DEFAULT NULL COMMENT '证件号码',
+  `repay_method` varchar(100) DEFAULT NULL COMMENT '还款方式',
  `base_loan_rate` varchar(100) DEFAULT NULL COMMENT '基准利率',
  `is_first_loan` varchar(100) DEFAULT NULL COMMENT '我行首贷客户',
  `faith_day` varchar(100) DEFAULT NULL COMMENT '用信天数',
@@ -409,6 +414,7 @@ CREATE TABLE `model_corp_output_fields` (
  `is_agri_guar` varchar(100) DEFAULT NULL COMMENT '省农担担保贷款',
  `is_green_loan` varchar(100) DEFAULT NULL COMMENT '绿色贷款',
  `is_tech_ent` varchar(100) DEFAULT NULL COMMENT '科技型企业',
+  `is_trade_build_ent` varchar(100) DEFAULT NULL COMMENT '贸易和建筑业企业',
  `bp_ent_type` varchar(100) DEFAULT NULL COMMENT 'BP_企业客户类别',
  `totoal_bp_relevance` varchar(100) DEFAULT NULL COMMENT 'TOTAL_BP_关联度',
  `loan_term` varchar(100) DEFAULT NULL COMMENT '贷款期限',
@@ -426,6 +432,11 @@ CREATE TABLE `model_corp_output_fields` (
  `totoal_bp_risk` varchar(100) DEFAULT NULL COMMENT 'TOTAL_BP_风险度',
  `total_bp` varchar(100) DEFAULT NULL COMMENT '浮动BP',
  `calculate_rate` varchar(100) DEFAULT NULL COMMENT '测算利率',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史利率',
+  `min_rate_product` varchar(100) DEFAULT NULL COMMENT '产品最低利率下限',
+  `smooth_range` varchar(100) DEFAULT NULL COMMENT '平滑幅度',
+  `final_calculate_rate` varchar(100) DEFAULT NULL COMMENT '最终测算利率',
+  `reference_rate` varchar(100) DEFAULT NULL COMMENT '参考利率',
  `create_time` datetime DEFAULT CURRENT_TIMESTAMP COMMENT '创建时间',
  PRIMARY KEY (`id`)
 ) ENGINE=InnoDB AUTO_INCREMENT=7 DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_general_ci COMMENT='客户贷款利率测算表';
@@ -447,6 +458,7 @@ CREATE TABLE `model_retail_output_fields` (
  `id_type` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件类型',
  `id_num` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件号码',
  `base_loan_rate` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '基准利率',
+  `grey_black_cust` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '灰黑名单客户',
  `is_first_loan` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '我行首贷客户',
  `faith_day` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '用信天数',
  `cust_age` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '客户年龄',
--- a/sql/loan_pricing_workflow.sql
+++ b/sql/loan_pricing_workflow.sql
@@ -14,20 +14,30 @@ CREATE TABLE `loan_pricing_workflow` (
  `mid_ent_ele_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_电费代扣: true/false',
  `mid_ent_water_ddc` varchar(10) DEFAULT NULL COMMENT '中间业务_企业_水费代扣: true/false',
  `apply_amt` varchar(50) NOT NULL COMMENT '申请金额(元)',
+  `loan_term` varchar(50) DEFAULT NULL COMMENT '借款期限(年)',
+  `repay_method` varchar(20) DEFAULT NULL COMMENT '还款方式: 分期/不分期',
  `is_clean_ent` varchar(10) DEFAULT NULL COMMENT '净身企业: true/false',
  `has_settle_acct` varchar(10) DEFAULT NULL COMMENT '开立基本结算账户: true/false',
  `is_manufacturing` varchar(10) DEFAULT NULL COMMENT '制造业企业: true/false',
  `is_agri_guar` varchar(10) DEFAULT NULL COMMENT '省农担担保贷款: true/false',
+  `is_tech_ent` varchar(10) DEFAULT NULL COMMENT '科技型企业: true/false（科技型企业最多下降5BP）',
+  `is_green_loan` varchar(10) DEFAULT NULL COMMENT '绿色贷款: true/false（绿色贷款最多下降5BP）',
+  `is_trade_construction` varchar(10) DEFAULT NULL COMMENT '贸易和建筑业企业标识: true/false（抵质押类上调20BP）',
  `is_tax_a` varchar(10) DEFAULT NULL COMMENT '是否纳税信用等级A级: true/false',
  `is_agri_leading` varchar(10) DEFAULT NULL COMMENT '是否县级及以上农业龙头企业: true/false',
  `loan_purpose` varchar(20) DEFAULT NULL COMMENT '贷款用途: consumer-消费/business-经营',
+  `business_type` varchar(20) DEFAULT NULL COMMENT '业务种类',
+  `loan_rate_history` varchar(100) DEFAULT NULL COMMENT '历史贷款利率',
+  `coupon_rate` varchar(100) DEFAULT NULL COMMENT '存单票面利率',
  `biz_proof` varchar(10) DEFAULT NULL COMMENT '是否有经营佐证: true/false',
-  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一线/一类/二类',
+  `loan_loop` varchar(10) DEFAULT NULL COMMENT '循环功能: true/false（贷款合同是否开通循环功能）',
+  `coll_type` varchar(20) DEFAULT NULL COMMENT '抵质押类型: 一类/二类/三类/四类',
  `coll_third_party` varchar(10) DEFAULT NULL COMMENT '抵质押物是否三方所有: true/false',
-  `loan_rate` varchar(20) NOT NULL COMMENT '贷款利率',
+  `loan_rate` varchar(20) DEFAULT NULL COMMENT '贷款利率',
  `execute_rate` varchar(20) DEFAULT NULL COMMENT '执行利率(%)',
  `cust_name` varchar(100) DEFAULT NULL COMMENT '客户名称',
  `id_type` varchar(50) DEFAULT NULL COMMENT '证件类型',
+  `id_num` varchar(100) DEFAULT NULL COMMENT '证件号码',
  `is_inclusive_finance` varchar(10) DEFAULT NULL COMMENT '是否普惠小微借款人: true/false',
  `create_by` varchar(64) DEFAULT '' COMMENT '创建者',
  `create_time` datetime DEFAULT NULL COMMENT '创建时间',
--- a/sql/model_corp.sql
+++ b/sql/model_corp.sql
@@ -3,57 +3,64 @@
 */
 DROP TABLE IF EXISTS model_corp_output_fields;
 CREATE TABLE `model_corp_output_fields` (
-                                      `id` BIGINT UNSIGNED NOT NULL AUTO_INCREMENT COMMENT '自增主键ID',
-                                      `cust_isn` VARCHAR(100) COMMENT '客户内码',
-                                      `cust_type` VARCHAR(100) COMMENT '客户类型',
-                                      `guar_type` VARCHAR(100) COMMENT '担保方式',
-                                      `cust_name` VARCHAR(100) COMMENT '客户名称',
-                                      `id_type` VARCHAR(100) COMMENT '证件类型',
-                                      `id_num` VARCHAR(100) COMMENT '证件号码',
-                                      `base_loan_rate` VARCHAR(100) COMMENT '基准利率',
-                                      `is_first_loan` VARCHAR(100) COMMENT '我行首贷客户',
-                                      `faith_day` VARCHAR(100) COMMENT '用信天数',
-                                      `bp_first_loan` VARCHAR(100) COMMENT 'BP_首贷',
-                                      `bp_age_loan` VARCHAR(100) COMMENT 'BP_贷龄',
-                                      `total_bp_loyalty` VARCHAR(100) COMMENT 'TOTAL_BP_忠诚度',
-                                      `balance_avg` VARCHAR(100) COMMENT '存款年日均',
-                                      `loan_avg` VARCHAR(100) COMMENT '贷款年日均',
-                                      `derivation_rate` VARCHAR(100) COMMENT '派生率',
-                                      `total_bp_contribution` VARCHAR(100) COMMENT 'TOTAL_BP_贡献度',
-                                      `mid_ent_connect` VARCHAR(100) COMMENT '中间业务_企业_企业互联',
-                                      `mid_ent_effect` VARCHAR(100) COMMENT '中间业务_企业_有效价值客户',
-                                      `mid_ent_inter` VARCHAR(100) COMMENT '中间业务_企业_国际业务',
-                                      `mid_ent_accept` VARCHAR(100) COMMENT '中间业务_企业_承兑',
-                                      `mid_ent_discount` VARCHAR(100) COMMENT '中间业务_企业_贴现',
-                                      `mid_ent_ele_ddc` VARCHAR(100) COMMENT '中间业务_企业_电费代扣',
-                                      `mid_ent_water_ddc` VARCHAR(100) COMMENT '中间业务_企业_水费代扣',
-                                      `mid_ent_tax` VARCHAR(100) COMMENT '中间业务_企业_税务代扣',
-                                      `bp_mid` VARCHAR(100) COMMENT 'BP_中间业务',
-                                      `payroll` VARCHAR(100) COMMENT '代发工资户数',
-                                      `inv_loan_amount` VARCHAR(100) COMMENT '存量贷款余额',
-                                      `bp_payroll` VARCHAR(100) COMMENT 'BP_代发工资',
-                                      `is_clean_ent` VARCHAR(100) COMMENT '净身企业',
-                                      `has_settle_acct` VARCHAR(100) COMMENT '开立基本结算账户',
-                                      `is_agri_guar` VARCHAR(100) COMMENT '省农担担保贷款',
-                                      `is_green_loan` VARCHAR(100) COMMENT '绿色贷款',
-                                      `is_tech_ent` VARCHAR(100) COMMENT '科技型企业',
-                                      `bp_ent_type` VARCHAR(100) COMMENT 'BP_企业客户类别',
-                                      `totoal_bp_relevance` VARCHAR(100) COMMENT 'TOTAL_BP_关联度',
-                                      `loan_term` VARCHAR(100) COMMENT '贷款期限',
-                                      `bp_loan_term` VARCHAR(100) COMMENT 'BP_贷款期限',
-                                      `apply_amt` VARCHAR(100) COMMENT '申请金额',
-                                      `bp_loan_amount` VARCHAR(100) COMMENT 'BP_贷款额度',
-                                      `coll_type` VARCHAR(100) COMMENT '抵质押类型',
-                                      `coll_third_party` VARCHAR(100) COMMENT '抵质押物是否三方所有',
-                                      `bp_collateral` VARCHAR(100) COMMENT 'BP_抵押物',
-                                      `grey_cust` VARCHAR(100) COMMENT '灰名单客户',
-                                      `prin_overdue` VARCHAR(100) COMMENT '本金逾期',
-                                      `interest_overdue` VARCHAR(100) COMMENT '利息逾期',
-                                      `card_overdue` VARCHAR(100) COMMENT '信用卡逾期',
-                                      `bp_grey_overdue` VARCHAR(100) COMMENT 'BP_灰名单与逾期',
-                                      `totoal_bp_risk` VARCHAR(100) COMMENT 'TOTAL_BP_风险度',
-                                      `total_bp` VARCHAR(100) COMMENT '浮动BP',
-                                      `calculate_rate` VARCHAR(100) COMMENT '测算利率',
-                                      `create_time` DATETIME DEFAULT CURRENT_TIMESTAMP COMMENT '创建时间',
-                                      PRIMARY KEY (`id`)
-) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_general_ci COMMENT='客户贷款利率测算表';
+  `id` BIGINT UNSIGNED NOT NULL AUTO_INCREMENT COMMENT '自增主键ID',
+  `cust_isn` VARCHAR(100) COMMENT '客户内码',
+  `cust_type` VARCHAR(100) COMMENT '客户类型',
+  `guar_type` VARCHAR(100) COMMENT '担保方式',
+  `cust_name` VARCHAR(100) COMMENT '客户名称',
+  `id_type` VARCHAR(100) COMMENT '证件类型',
+  `id_num` VARCHAR(100) COMMENT '证件号码',
+  `repay_method` VARCHAR(100) COMMENT '还款方式',
+  `base_loan_rate` VARCHAR(100) COMMENT '基准利率',
+  `is_first_loan` VARCHAR(100) COMMENT '我行首贷客户',
+  `faith_day` VARCHAR(100) COMMENT '用信天数',
+  `bp_first_loan` VARCHAR(100) COMMENT 'BP_首贷',
+  `bp_age_loan` VARCHAR(100) COMMENT 'BP_贷龄',
+  `total_bp_loyalty` VARCHAR(100) COMMENT 'TOTAL_BP_忠诚度',
+  `balance_avg` VARCHAR(100) COMMENT '存款年日均',
+  `loan_avg` VARCHAR(100) COMMENT '贷款年日均',
+  `derivation_rate` VARCHAR(100) COMMENT '派生率',
+  `total_bp_contribution` VARCHAR(100) COMMENT 'TOTAL_BP_贡献度',
+  `mid_ent_connect` VARCHAR(100) COMMENT '中间业务_企业_企业互联',
+  `mid_ent_effect` VARCHAR(100) COMMENT '中间业务_企业_有效价值客户',
+  `mid_ent_inter` VARCHAR(100) COMMENT '中间业务_企业_国际业务',
+  `mid_ent_accept` VARCHAR(100) COMMENT '中间业务_企业_承兑',
+  `mid_ent_discount` VARCHAR(100) COMMENT '中间业务_企业_贴现',
+  `mid_ent_ele_ddc` VARCHAR(100) COMMENT '中间业务_企业_电费代扣',
+  `mid_ent_water_ddc` VARCHAR(100) COMMENT '中间业务_企业_水费代扣',
+  `mid_ent_tax` VARCHAR(100) COMMENT '中间业务_企业_税务代扣',
+  `bp_mid` VARCHAR(100) COMMENT 'BP_中间业务',
+  `payroll` VARCHAR(100) COMMENT '代发工资户数',
+  `inv_loan_amount` VARCHAR(100) COMMENT '存量贷款余额',
+  `bp_payroll` VARCHAR(100) COMMENT 'BP_代发工资',
+  `is_clean_ent` VARCHAR(100) COMMENT '净身企业',
+  `has_settle_acct` VARCHAR(100) COMMENT '开立基本结算账户',
+  `is_agri_guar` VARCHAR(100) COMMENT '省农担担保贷款',
+  `is_green_loan` VARCHAR(100) COMMENT '绿色贷款',
+  `is_tech_ent` VARCHAR(100) COMMENT '科技型企业',
+  `is_trade_build_ent` VARCHAR(100) COMMENT '贸易和建筑业企业',
+  `bp_ent_type` VARCHAR(100) COMMENT 'BP_企业客户类别',
+  `totoal_bp_relevance` VARCHAR(100) COMMENT 'TOTAL_BP_关联度',
+  `loan_term` VARCHAR(100) COMMENT '借款期限',
+  `bp_loan_term` VARCHAR(100) COMMENT 'BP_贷款期限',
+  `apply_amt` VARCHAR(100) COMMENT '申请金额',
+  `bp_loan_amount` VARCHAR(100) COMMENT 'BP_贷款额度',
+  `coll_type` VARCHAR(100) COMMENT '抵质押类型',
+  `coll_third_party` VARCHAR(100) COMMENT '抵质押物是否三方所有',
+  `bp_collateral` VARCHAR(100) COMMENT 'BP_抵押物',
+  `grey_cust` VARCHAR(100) COMMENT '灰名单客户',
+  `prin_overdue` VARCHAR(100) COMMENT '本金逾期',
+  `interest_overdue` VARCHAR(100) COMMENT '利息逾期',
+  `card_overdue` VARCHAR(100) COMMENT '信用卡逾期',
+  `bp_grey_overdue` VARCHAR(100) COMMENT 'BP_灰名单与逾期',
+  `totoal_bp_risk` VARCHAR(100) COMMENT 'TOTAL_BP_风险度',
+  `total_bp` VARCHAR(100) COMMENT '浮动BP',
+  `calculate_rate` VARCHAR(100) COMMENT '测算利率',
+  `loan_rate_history` VARCHAR(100) COMMENT '历史利率',
+  `min_rate_product` VARCHAR(100) COMMENT '产品最低利率下限',
+  `smooth_range` VARCHAR(100) COMMENT '平滑幅度',
+  `final_calculate_rate` VARCHAR(100) COMMENT '最终测算利率',
+  `reference_rate` VARCHAR(100) COMMENT '参考利率',
+  `create_time` DATETIME DEFAULT CURRENT_TIMESTAMP COMMENT '创建时间',
+  PRIMARY KEY (`id`)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_general_ci COMMENT='客户贷款利率测算表';
--- a/Show More
+++ b/Show More
Author	SHA1	Message	Date
wkc	a4f927fdcb	Remove login title and obsolete AGENTS guide	2026-05-12 17:06:00 +08:00
wkc	a22c83ba7e	流程列表添加角色数据权限	2026-05-12 16:35:32 +08:00
wkc	9ed6fc2d38	替换登录页背景图	2026-05-12 16:33:12 +08:00
wkc	6ef3cfcaea	实现上虞利率定价字段调整	2026-05-11 18:02:04 +08:00
wkc	a50b25e4ec	新增上虞字段调整实施计划	2026-05-11 17:34:05 +08:00
wkc	947c955415	修正上虞字段调整设计范围	2026-05-11 17:13:33 +08:00
wkc	6c949fee40	新增上虞利率定价字段调整设计	2026-05-11 17:09:06 +08:00
wkc	366d8e499a	修复外部查询接口GET参数调用	2026-05-11 16:33:16 +08:00
wkc	abc8b127e1	Improve external API logging readability	2026-05-06 10:18:28 +08:00
wkc	709a314107	Fix breadcrumb dashboard detection	2026-04-30 10:11:45 +08:00
wkc	e4a8cf4a13	修复历史贷款合同单选文本异常	2026-04-30 10:05:27 +08:00
wkc	938f9bb28e	记录业务种类历史利率页面验证	2026-04-30 09:58:39 +08:00
wkc	764bc7f363	详情展示业务种类和历史利率	2026-04-30 09:22:56 +08:00
wkc	01a0bee5c0	企业新增支持业务种类和历史利率	2026-04-30 09:21:56 +08:00
wkc	761b9a0612	个人新增支持业务种类和历史利率	2026-04-30 09:20:12 +08:00
wkc	801310ee10	新增历史贷款合同选择弹窗	2026-04-30 09:18:27 +08:00
wkc	289937f264	新增历史贷款合同前端接口	2026-04-30 09:17:06 +08:00
wkc	6081ee87f2	记录业务种类历史利率后端验证	2026-04-30 09:15:37 +08:00
wkc	ade4100aeb	新增业务种类历史利率数据库字段	2026-04-30 09:13:54 +08:00
wkc	33365a0d74	新增历史贷款合同查询接口	2026-04-30 09:12:59 +08:00
wkc	b8b8d21b09	校验并映射业务种类历史利率	2026-04-30 09:10:27 +08:00
wkc	6a91cd7ea6	新增业务种类与历史利率后端字段	2026-04-30 09:08:31 +08:00
wkc	ca19ba754d	新增业务种类历史利率实施计划	2026-04-29 15:03:51 +08:00
wkc	0f2a22f2c6	记录业务种类历史利率设计审查	2026-04-29 14:47:46 +08:00
wkc	6dbd56dc52	修订业务种类与历史利率设计	2026-04-29 14:46:47 +08:00
wkc	86b8704ad9	新增业务种类与历史利率设计文档	2026-04-29 14:42:31 +08:00
wkc	3180c33500	新增客户号查询并回填客户信息	2026-04-29 14:13:27 +08:00
wkc	a90ab42be6	新增客户号映射选择实施计划	2026-04-29 11:33:51 +08:00
wkc	ddf2f976f5	新增客户号映射选择设计文档	2026-04-29 11:11:58 +08:00
wkc	886cba6b3d	新增个人模型输出灰黑名单客户字段	2026-04-27 15:44:11 +08:00
wkc	571f7bc075	Split model URLs for personal and corporate clients	2026-04-27 15:22:08 +08:00
wkc	5a80653917	git ignore	2026-04-17 09:31:32 +08:00
wkc	bfe1b346d9	调整流程详情与对公新增弹窗展示并补充测试	2026-04-17 09:21:43 +08:00
wkc	ef40675422	gitignore	2026-04-16 16:09:13 +08:00
				`@@ -0,0 +1 @@`
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