diff --git a/doc/api/loan-pricing-workflow-api.md b/doc/api/loan-pricing-workflow-api.md
index 1cd38c7..aafc370 100644
--- a/doc/api/loan-pricing-workflow-api.md
+++ b/doc/api/loan-pricing-workflow-api.md
@@ -284,6 +284,7 @@ GET /loanPricing/workflow/20250119143025123
"idType": "身份证",
"idNum": "330102199001011234",
"baseLoanRate": "3.45",
+ "greyBlackCust": "1",
"isFirstLoan": "true",
"faithDay": "365",
"custAge": "35",
diff --git a/doc/implementation-report-2026-04-27-retail-grey-black-cust.md b/doc/implementation-report-2026-04-27-retail-grey-black-cust.md
new file mode 100644
index 0000000..b023e9d
--- /dev/null
+++ b/doc/implementation-report-2026-04-27-retail-grey-black-cust.md
@@ -0,0 +1,54 @@
+# 2026-04-27 个人模型输出灰黑名单客户字段实施记录
+
+## 修改内容
+
+- 后端个人模型输出实体 `ModelRetailOutputFields` 新增 `greyBlackCust` 字段，承接个人模型返回的 `0/1` 输出值。
+- 个人模型 mock 返回文件 `retail_output.json` 新增 `greyBlackCust: "1"`，用于本地模型调用链路验证。
+- `model_retail_output_fields` 表结构新增 `grey_black_cust` 字段，并补充增量迁移脚本 `sql/add_model_retail_grey_black_cust_20260427.sql`。
+- 前端模型输出组件在个人客户“基本信息”分组中展示“灰黑名单客户”，直接展示后端返回值 `0/1`。
+- 接口文档示例补充 `greyBlackCust` 返回字段。
+
+## 涉及文件
+
+- `ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java`
+- `ruoyi-loan-pricing/src/main/resources/data/retail_output.json`
+- `ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java`
+- `ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue`
+- `ruoyi-ui/tests/retail-display-fields.test.js`
+- `sql/model_retail.sql`
+- `sql/loan_pricing_schema_20260328.sql`
+- `sql/loan_pricing_prod_init_20260331.sql`
+- `sql/add_model_retail_grey_black_cust_20260427.sql`
+- `doc/api/loan-pricing-workflow-api.md`
+
+## 数据库变更
+
+- 已在开发库 `loan-pricing.model_retail_output_fields` 执行新增列：
+
+```sql
+ALTER TABLE model_retail_output_fields
+ ADD COLUMN grey_black_cust varchar(100) DEFAULT '' COMMENT '灰黑名单客户' AFTER base_loan_rate;
+```
+
+- 回查结果确认 `grey_black_cust` 字段存在。
+
+## 验证记录
+
+- `mvn -pl ruoyi-loan-pricing -Dtest=ModelRetailOutputFieldsTest,LoanPricingModelServiceTest -Dsurefire.failIfNoSpecifiedTests=false test`
+ - 通过，确认实体字段存在，个人/企业模型调用基础链路未回归。
+- `zsh -lic 'nvm use 14 >/dev/null && npm --prefix ruoyi-ui run test:retail-display-fields && npm --prefix ruoyi-ui run test:model-output-flat-display'`
+ - 通过，确认前端包含 `retailOutput.greyBlackCust` 且字段位于个人模型输出“基本信息”分组。
+- `zsh -lic 'nvm use 14 >/dev/null && npm --prefix ruoyi-ui run build:prod'`
+ - 通过，存在既有包体积 warning，无编译错误。
+- 后端真实接口验证：
+ - 重启后端后调用个人流程创建接口，业务流水号 `20260427153305173`。
+ - 调用详情接口返回 `modelRetailOutputFields.greyBlackCust = 1`。
+ - 数据库联表回查 `model_retail_output_fields.grey_black_cust = 1`。
+- browser-use 真实页面验证：
+ - 使用前端开发服务 `http://127.0.0.1:63311/` 打开真实流程详情页。
+ - 页面 `模型输出 > 基本信息` 中可见“灰黑名单客户”，展示值为 `1`。
+- 测试结束后已停止本次启动的后端 `63310` 与前端 `63311` 进程，并回查端口不再监听。
+
+## 备注
+
+- 组合执行 `LoanPricingModelServicePersonalParamsTest` 时，当前本机 JDK 21 下 Mockito inline ByteBuddy 自附加失败；该失败与本次字段改动无关。已单独执行本次直接相关的非 Mockito 失败用例并通过。
diff --git a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java
index ee72e3a..09d069d 100644
--- a/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java
+++ b/ruoyi-loan-pricing/src/main/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFields.java
@@ -41,6 +41,9 @@ public class ModelRetailOutputFields {
// 基准利率
private String baseLoanRate;
+ // 灰黑名单客户
+ private String greyBlackCust;
+
// 我行首贷客户
private String isFirstLoan;
diff --git a/ruoyi-loan-pricing/src/main/resources/data/retail_output.json b/ruoyi-loan-pricing/src/main/resources/data/retail_output.json
index 38777c1..68269ea 100644
--- a/ruoyi-loan-pricing/src/main/resources/data/retail_output.json
+++ b/ruoyi-loan-pricing/src/main/resources/data/retail_output.json
@@ -10,6 +10,7 @@
"idType": "身份证",
"idNum": "330106199001011234",
"baseLoanRate": "4.35",
+ "greyBlackCust": "1",
"isFirstLoan": "是",
"faithDay": "365",
"custAge": "36",
diff --git a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java
index bdd49ee..1802957 100644
--- a/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java
+++ b/ruoyi-loan-pricing/src/test/java/com/ruoyi/loanpricing/domain/entity/ModelRetailOutputFieldsTest.java
@@ -22,5 +22,6 @@ class ModelRetailOutputFieldsTest
assertTrue(fieldNames.contains("smoothRange"), "缺少字段 smoothRange");
assertTrue(fieldNames.contains("finalCalculateRate"), "缺少字段 finalCalculateRate");
assertTrue(fieldNames.contains("referenceRate"), "缺少字段 referenceRate");
+ assertTrue(fieldNames.contains("greyBlackCust"), "缺少字段 greyBlackCust");
}
}
diff --git a/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue b/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue
index df73600..ef9c5cb 100644
--- a/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue
+++ b/ruoyi-ui/src/views/loanPricing/workflow/components/ModelOutputDisplay.vue
@@ -14,6 +14,7 @@
{{ retailOutput.idType || '-' }}
{{ retailOutput.idNum || '-' }}
{{ retailOutput.baseLoanRate || '-' }} %
+ {{ formatOutputValue(retailOutput.greyBlackCust) }}
@@ -236,6 +237,10 @@ export default {
if (value === 'consumer') return '消费贷款'
if (value === 'business') return '经营贷款'
return value || '-'
+ },
+ formatOutputValue(value) {
+ if (value === 0) return '0'
+ return value || '-'
}
}
}
diff --git a/ruoyi-ui/tests/retail-display-fields.test.js b/ruoyi-ui/tests/retail-display-fields.test.js
index 530cb85..22d9363 100644
--- a/ruoyi-ui/tests/retail-display-fields.test.js
+++ b/ruoyi-ui/tests/retail-display-fields.test.js
@@ -15,6 +15,7 @@ assert(
)
const requiredRetailFields = [
+ 'retailOutput.greyBlackCust',
'retailOutput.loanRateHistory',
'retailOutput.minRateProduct',
'retailOutput.smoothRange',
@@ -26,4 +27,10 @@ requiredRetailFields.forEach((field) => {
assert(modelOutput.includes(field), `模型输出缺少字段展示: ${field}`)
})
+assert(
+ modelOutput.indexOf('label="灰黑名单客户"') > modelOutput.indexOf('基本信息
')
+ && modelOutput.indexOf('label="灰黑名单客户"') < modelOutput.indexOf('测算结果
'),
+ '灰黑名单客户未展示在个人模型输出基础信息中'
+)
+
console.log('retail display fields assertions passed')
diff --git a/sql/add_model_retail_grey_black_cust_20260427.sql b/sql/add_model_retail_grey_black_cust_20260427.sql
new file mode 100644
index 0000000..23edd73
--- /dev/null
+++ b/sql/add_model_retail_grey_black_cust_20260427.sql
@@ -0,0 +1,2 @@
+ALTER TABLE `model_retail_output_fields`
+ ADD COLUMN `grey_black_cust` varchar(100) DEFAULT '' COMMENT '灰黑名单客户' AFTER `base_loan_rate`;
diff --git a/sql/loan_pricing_prod_init_20260331.sql b/sql/loan_pricing_prod_init_20260331.sql
index 3ca837b..647288a 100644
--- a/sql/loan_pricing_prod_init_20260331.sql
+++ b/sql/loan_pricing_prod_init_20260331.sql
@@ -873,6 +873,7 @@ CREATE TABLE `model_retail_output_fields` (
`id_type` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件类型',
`id_num` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件号码',
`base_loan_rate` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '基准利率',
+ `grey_black_cust` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '灰黑名单客户',
`is_first_loan` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '我行首贷客户',
`faith_day` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '用信天数',
`cust_age` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '客户年龄',
diff --git a/sql/loan_pricing_schema_20260328.sql b/sql/loan_pricing_schema_20260328.sql
index 8b33745..c4439ee 100644
--- a/sql/loan_pricing_schema_20260328.sql
+++ b/sql/loan_pricing_schema_20260328.sql
@@ -455,6 +455,7 @@ CREATE TABLE `model_retail_output_fields` (
`id_type` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件类型',
`id_num` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '证件号码',
`base_loan_rate` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '基准利率',
+ `grey_black_cust` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '灰黑名单客户',
`is_first_loan` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '我行首贷客户',
`faith_day` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '用信天数',
`cust_age` varchar(100) COLLATE utf8mb4_general_ci DEFAULT '' COMMENT '客户年龄',
diff --git a/sql/model_retail.sql b/sql/model_retail.sql
index e79a8ff..66ece17 100644
--- a/sql/model_retail.sql
+++ b/sql/model_retail.sql
@@ -20,6 +20,8 @@ CREATE TABLE IF NOT EXISTS model_retail_output_fields (
id_num VARCHAR(100) DEFAULT '' COMMENT '证件号码',
-- 基准利率（百分比，如4.35）
base_loan_rate VARCHAR(100) DEFAULT '' COMMENT '基准利率',
+ -- 灰黑名单客户（0/1）
+ grey_black_cust VARCHAR(100) DEFAULT '' COMMENT '灰黑名单客户',
-- 我行首贷客户（是/否）
is_first_loan VARCHAR(100) DEFAULT '' COMMENT '我行首贷客户',
-- 用信天数