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合并第一期银行流水真实规则后端实现

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wkc
2026-03-20 14:03:33 +08:00
parent 538fb9c9f3 c95ed24d04
commit f70f228c21
10 changed files with 471 additions and 59 deletions
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20
ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java
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@@ -190,17 +190,21 @@ public interface CcdiBankTagAnalysisMapper {
* 单笔购汇金额超限
*
* @param projectId 项目ID
* @param threshold 单笔购汇阈值
* @return 流水命中结果
*/
List<BankTagStatementHitVO> selectForexBuyAmtStatements(@Param("projectId") Long projectId);
List<BankTagStatementHitVO> selectForexBuyAmtStatements(@Param("projectId") Long projectId,
@Param("threshold") BigDecimal threshold);
/**
* 单笔结汇金额超限
*
* @param projectId 项目ID
* @param threshold 单笔结汇阈值
* @return 流水命中结果
*/
List<BankTagStatementHitVO> selectForexSellAmtStatements(@Param("projectId") Long projectId);
List<BankTagStatementHitVO> selectForexSellAmtStatements(@Param("projectId") Long projectId,
@Param("threshold") BigDecimal threshold);
/**
* 单笔跨境汇款金额超限
@@ -238,17 +242,21 @@ public interface CcdiBankTagAnalysisMapper {
* 可疑银证大额转账
*
* @param projectId 项目ID
* @param threshold 银证转账阈值
* @return 流水命中结果
*/
List<BankTagStatementHitVO> selectStockTfrLargeStatements(@Param("projectId") Long projectId);
List<BankTagStatementHitVO> selectStockTfrLargeStatements(@Param("projectId") Long projectId,
@Param("threshold") BigDecimal threshold);
/**
* 微信支付宝频繁提现
*
* @param projectId 项目ID
* @param frequencyThreshold 提现频次阈值
* @return 对象命中结果
*/
List<BankTagObjectHitVO> selectWithdrawCntObjects(@Param("projectId") Long projectId);
List<BankTagObjectHitVO> selectWithdrawCntObjects(@Param("projectId") Long projectId,
@Param("frequencyThreshold") Integer frequencyThreshold);
/**
* 微信支付宝提现超额
@@ -278,9 +286,11 @@ public interface CcdiBankTagAnalysisMapper {
* 大额炒股
*
* @param projectId 项目ID
* @param threshold 三方资管交易阈值
* @return 流水命中结果
*/
List<BankTagStatementHitVO> selectLargeStockTradingStatements(@Param("projectId") Long projectId);
List<BankTagStatementHitVO> selectLargeStockTradingStatements(@Param("projectId") Long projectId,
@Param("threshold") BigDecimal threshold);
/**
* 疑似代理他人账户

19
ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/BankTagRuleConfigResolver.java
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@@ -24,13 +24,18 @@ import lombok.extern.slf4j.Slf4j;
@Component
public class BankTagRuleConfigResolver {
private static final Map<String, Set<String>> RULE_PARAM_MAPPING = Map.of(
"SINGLE_LARGE_INCOME", Set.of("SINGLE_TRANSACTION_AMOUNT"),
"CUMULATIVE_INCOME", Set.of("CUMULATIVE_TRANSACTION_AMOUNT"),
"ANNUAL_TURNOVER", Set.of("ANNUAL_TURNOVER"),
"LARGE_CASH_DEPOSIT", Set.of("LARGE_CASH_DEPOSIT"),
"FREQUENT_CASH_DEPOSIT", Set.of("LARGE_CASH_DEPOSIT", "FREQUENT_CASH_DEPOSIT"),
"LARGE_TRANSFER", Set.of("FREQUENT_TRANSFER")
private static final Map<String, Set<String>> RULE_PARAM_MAPPING = Map.ofEntries(
Map.entry("SINGLE_LARGE_INCOME", Set.of("SINGLE_TRANSACTION_AMOUNT")),
Map.entry("CUMULATIVE_INCOME", Set.of("CUMULATIVE_TRANSACTION_AMOUNT")),
Map.entry("ANNUAL_TURNOVER", Set.of("ANNUAL_TURNOVER")),
Map.entry("LARGE_CASH_DEPOSIT", Set.of("LARGE_CASH_DEPOSIT")),
Map.entry("FREQUENT_CASH_DEPOSIT", Set.of("LARGE_CASH_DEPOSIT", "FREQUENT_CASH_DEPOSIT")),
Map.entry("LARGE_TRANSFER", Set.of("FREQUENT_TRANSFER")),
Map.entry("FOREX_BUY_AMT", Set.of("SINGLE_PURCHASE_AMOUNT")),
Map.entry("FOREX_SELL_AMT", Set.of("SINGLE_SETTLEMENT_AMOUNT")),
Map.entry("WITHDRAW_CNT", Set.of("WITHDRAW_CNT")),
Map.entry("STOCK_TFR_LARGE", Set.of("STOCK_TFR_LARGE")),
Map.entry("LARGE_STOCK_TRADING", Set.of("STOCK_TFR_LARGE"))
);
@Resource

20
ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java
View File

@@ -233,12 +233,20 @@ public class CcdiBankTagServiceImpl implements ICcdiBankTagService {
case "PROPERTY_FEE_REGISTRATION_MISMATCH" -> analysisMapper.selectPropertyFeeRegistrationMismatchStatements(projectId);
case "TAX_ASSET_REGISTRATION_MISMATCH" -> analysisMapper.selectTaxAssetRegistrationMismatchStatements(projectId);
case "INCOME_ASSET_MISMATCH" -> analysisMapper.selectIncomeAssetMismatchStatements(projectId);
case "FOREX_BUY_AMT" -> analysisMapper.selectForexBuyAmtStatements(projectId);
case "FOREX_SELL_AMT" -> analysisMapper.selectForexSellAmtStatements(projectId);
case "FOREX_BUY_AMT" -> analysisMapper.selectForexBuyAmtStatements(
projectId, toBigDecimal(config.getThresholdValue("SINGLE_PURCHASE_AMOUNT"))
);
case "FOREX_SELL_AMT" -> analysisMapper.selectForexSellAmtStatements(
projectId, toBigDecimal(config.getThresholdValue("SINGLE_SETTLEMENT_AMOUNT"))
);
case "CROSS_BORDER_AMT" -> analysisMapper.selectCrossBorderAmtStatements(projectId);
case "LARGE_PURCHASE_TRANSACTION" -> analysisMapper.selectLargePurchaseTransactionStatements(projectId);
case "STOCK_TFR_LARGE" -> analysisMapper.selectStockTfrLargeStatements(projectId);
case "LARGE_STOCK_TRADING" -> analysisMapper.selectLargeStockTradingStatements(projectId);
case "STOCK_TFR_LARGE" -> analysisMapper.selectStockTfrLargeStatements(
projectId, toBigDecimal(config.getThresholdValue("STOCK_TFR_LARGE"))
);
case "LARGE_STOCK_TRADING" -> analysisMapper.selectLargeStockTradingStatements(
projectId, toBigDecimal(config.getThresholdValue("STOCK_TFR_LARGE"))
);
default -> List.of();
};
}
@@ -264,7 +272,9 @@ public class CcdiBankTagServiceImpl implements ICcdiBankTagService {
case "FIXED_COUNTERPARTY_TRANSFER" -> analysisMapper.selectFixedCounterpartyTransferObjects(projectId);
case "INTEREST_PAYMENT_BY_OTHERS" -> analysisMapper.selectInterestPaymentByOthersObjects(projectId);
case "SUPPLIER_CONCENTRATION" -> analysisMapper.selectSupplierConcentrationObjects(projectId);
case "WITHDRAW_CNT" -> analysisMapper.selectWithdrawCntObjects(projectId);
case "WITHDRAW_CNT" -> analysisMapper.selectWithdrawCntObjects(
projectId, toInteger(config.getThresholdValue("WITHDRAW_CNT"))
);
case "WITHDRAW_AMT" -> analysisMapper.selectWithdrawAmtObjects(projectId);
case "SALARY_QUICK_TRANSFER" -> analysisMapper.selectSalaryQuickTransferObjects(projectId);
case "SALARY_UNUSED" -> analysisMapper.selectSalaryUnusedObjects(projectId);

172
ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml
View File

@@ -396,9 +396,19 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'摘要/对手命中赌博敏感词，摘要“', IFNULL(bs.USER_MEMO, ''),
'”，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，支出金额 ', CAST(IFNULL(bs.AMOUNT_DR, 0) AS CHAR), ' 元'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_DR, 0) > 0
and (
IFNULL(bs.USER_MEMO, '') REGEXP '游戏|抖币|体彩|福彩|彩票|赌|球|外围|博彩|六合|时时彩|赛车|赌场|筹码|盘口|返水|洗码|庄家|闲家|百家乐|斗牛|炸金花|牌九|麻将|捕鱼|电子游艺|投注'
or IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '游戏|抖币|体彩|福彩|彩票|赌|球|外围|博彩|六合|时时彩|赛车|赌场|筹码|盘口|返水|洗码|庄家|闲家|百家乐|斗牛|炸金花|牌九|麻将|捕鱼|电子游艺|投注'
)
</select>
<select id="selectSpecialAmountTransactionStatements" resultMap="BankTagStatementHitResultMap">
@@ -406,9 +416,25 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'与非配偶/子女交易出现特殊金额 ',
CAST(GREATEST(IFNULL(bs.AMOUNT_DR, 0), IFNULL(bs.AMOUNT_CR, 0)) AS CHAR),
' 元，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，关系类型“', IFNULL(relation.relation_type, '非亲属'), '”'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
left join ccdi_staff_fmy_relation relation
on relation.person_id = staff.id_card
and relation.relation_name = bs.CUSTOMER_ACCOUNT_NAME
and relation.status = 1
where bs.project_id = #{projectId}
and IFNULL(bs.LE_ACCOUNT_NAME, '') &lt;&gt; IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '')
and (IFNULL(relation.relation_type, '') = '' or relation.relation_type not in ('配偶', '子女'))
and (
IFNULL(bs.AMOUNT_DR, 0) in (520, 1314)
or IFNULL(bs.AMOUNT_CR, 0) in (520, 1314)
)
</select>
<select id="selectMonthlyFixedIncomeObjects" resultMap="BankTagObjectHitResultMap">
@@ -434,9 +460,20 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'摘要命中收入关键词，摘要“', IFNULL(bs.USER_MEMO, ''),
'”，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，流入金额 ', CAST(IFNULL(bs.AMOUNT_CR, 0) AS CHAR), ' 元'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_CR, 0) > 0
and IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') &lt;&gt; '浙江兰溪农村商业银行股份有限公司'
and (
IFNULL(bs.USER_MEMO, '') REGEXP '代发|工资|分红|红利|奖金|薪酬|薪金|补贴|薪|年终奖|年金|加班费|劳务费|劳务外包|提成|劳务派遣|绩效|酬劳|批量代付|PAYROLL|SALA|CPF|directors.*fees'
or IFNULL(bs.CASH_TYPE, '') REGEXP '代发|工资|劳务费'
)
</select>
<select id="selectHouseRegistrationMismatchStatements" resultMap="BankTagStatementHitResultMap">
@@ -484,9 +521,18 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'购汇交易金额 ', CAST(IFNULL(bs.AMOUNT_DR, 0) AS CHAR),
' 元，超过阈值 ', CAST(#{threshold} AS CHAR),
' 元，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，摘要“', IFNULL(bs.USER_MEMO, ''), '”'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_DR, 0) > #{threshold}
and IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '银行|外汇|售汇|国家外汇管理局'
and IFNULL(bs.USER_MEMO, '') REGEXP '购汇|换汇|外汇|汇率|外币|现汇|人民币兑换外币|外汇买入|购外币|购买外汇'
</select>
<select id="selectForexSellAmtStatements" resultMap="BankTagStatementHitResultMap">
@@ -494,9 +540,18 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'结汇交易金额 ', CAST(IFNULL(bs.AMOUNT_CR, 0) AS CHAR),
' 元，超过阈值 ', CAST(#{threshold} AS CHAR),
' 元，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，摘要“', IFNULL(bs.USER_MEMO, ''), '”'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_CR, 0) > #{threshold}
and IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '银行|外汇|结汇|国家外汇管理局'
and IFNULL(bs.USER_MEMO, '') REGEXP '购汇|结汇|换汇|外汇|汇率|外币|现汇|结汇水单|外币兑换人民币|结汇入账|外汇结汇'
</select>
<select id="selectCrossBorderAmtStatements" resultMap="BankTagStatementHitResultMap">
@@ -520,12 +575,36 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
<select id="selectLargePurchaseTransactionStatements" resultMap="BankTagStatementHitResultMap">
select
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
CAST(NULL AS SIGNED) AS bankStatementId,
CAST(NULL AS SIGNED) AS groupId,
CAST(NULL AS SIGNED) AS logId,
CONCAT(
'采购事项“', IFNULL(t.subjectName, ''),
'”实际采购金额 ', CAST(IFNULL(t.actualAmount, 0) AS CHAR),
' 元，供应商“', IFNULL(t.supplierName, ''), '”'
) AS reasonDetail
from (
select distinct
pt.purchase_id AS purchaseId,
pt.subject_name AS subjectName,
pt.supplier_name AS supplierName,
pt.actual_amount AS actualAmount
from ccdi_purchase_transaction pt
inner join ccdi_base_staff staff
on CAST(staff.staff_id AS CHAR) = pt.applicant_id
where IFNULL(pt.actual_amount, 0) > 100000
union
select distinct
pt.purchase_id AS purchaseId,
pt.subject_name AS subjectName,
pt.supplier_name AS supplierName,
pt.actual_amount AS actualAmount
from ccdi_purchase_transaction pt
inner join ccdi_base_staff staff
on CAST(staff.staff_id AS CHAR) = pt.purchase_leader_id
where pt.purchase_leader_id is not null
and IFNULL(pt.actual_amount, 0) > 100000
) t
</select>
<select id="selectSupplierConcentrationObjects" resultMap="BankTagObjectHitResultMap">
@@ -542,18 +621,51 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'银证转账金额 ', CAST(GREATEST(IFNULL(bs.AMOUNT_DR, 0), IFNULL(bs.AMOUNT_CR, 0)) AS CHAR),
' 元，超过阈值 ', CAST(#{threshold} AS CHAR),
' 元，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，摘要“', IFNULL(bs.USER_MEMO, ''), '”'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and (
IFNULL(bs.AMOUNT_DR, 0) > #{threshold}
or IFNULL(bs.AMOUNT_CR, 0) > #{threshold}
)
and (
IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|资金存管|第三方存管'
or IFNULL(bs.USER_MEMO, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|资金存管|第三方存管|银证转账|银证|证转银|银转证'
or IFNULL(bs.CASH_TYPE, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|资金存管|第三方存管|银证转账|银证|证转银|银转证'
)
</select>
<select id="selectWithdrawCntObjects" resultMap="BankTagObjectHitResultMap">
select
'STAFF_ID_CARD' AS objectType,
'' AS objectKey,
'占位SQL，待补充真实规则' AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
t.objectKey AS objectKey,
CONCAT(
'单日微信/支付宝提现 ', CAST(t.withdrawCount AS CHAR),
' 次，超过阈值 ', CAST(#{frequencyThreshold} AS CHAR),
' 次，交易日：', t.transDate
) AS reasonDetail
from (
select
staff.id_card AS objectKey,
LEFT(TRIM(bs.TRX_DATE), 10) AS transDate,
COUNT(1) AS withdrawCount
from ccdi_bank_statement bs
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_CR, 0) >= 0
and (
IFNULL(bs.USER_MEMO, '') REGEXP '财付通|微信零钱|微信|wechat|WeChat|Tenpay|支付宝|Alipay|提现'
or IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '财付通|微信零钱|微信|wechat|WeChat|Tenpay|支付宝|Alipay|提现'
)
group by staff.id_card, LEFT(TRIM(bs.TRX_DATE), 10)
having COUNT(1) > #{frequencyThreshold}
) t
</select>
<select id="selectWithdrawAmtObjects" resultMap="BankTagObjectHitResultMap">
@@ -588,9 +700,21 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
bs.bank_statement_id AS bankStatementId,
bs.group_id AS groupId,
bs.batch_id AS logId,
'占位SQL，待补充真实规则' AS reasonDetail
CONCAT(
'三方资管交易金额 ', CAST(IFNULL(bs.AMOUNT_DR, 0) AS CHAR),
' 元，超过阈值 ', CAST(#{threshold} AS CHAR),
' 元，对手方“', IFNULL(bs.CUSTOMER_ACCOUNT_NAME, ''),
'”，摘要“', IFNULL(bs.USER_MEMO, ''), '”'
) AS reasonDetail
from ccdi_bank_statement bs
where 1 = 0
inner join ccdi_base_staff staff on staff.id_card = bs.cret_no
where bs.project_id = #{projectId}
and IFNULL(bs.AMOUNT_DR, 0) > #{threshold}
and (
IFNULL(bs.CUSTOMER_ACCOUNT_NAME, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|理财|资金存管|第三方存管'
or IFNULL(bs.USER_MEMO, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|理财|资金存管|第三方存管'
or IFNULL(bs.CASH_TYPE, '') REGEXP '证券|国泰君安|中信建投|中金|基金|期货|信托|同花顺|理财|资金存管|第三方存管'
)
</select>
<select id="selectProxyAccountOperationObjects" resultMap="BankTagObjectHitResultMap">