From f4a72a61109a47c1c46d404bcbc2b8dbce2103b2 Mon Sep 17 00:00:00 2001
From: wkc <978997012@qq.com>
Date: Tue, 31 Mar 2026 16:18:20 +0800
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---
 ...nt-bank-tag-backend-implementation-plan.md | 494 ++++++++++++++++++
 ...t-bank-tag-frontend-implementation-plan.md | 167 ++++++
 ...1-abnormal-account-bank-tag-plan-record.md |  22 +
 3 files changed, 683 insertions(+)
 create mode 100644 docs/plans/backend/2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md
 create mode 100644 docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md
 create mode 100644 docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-plan-record.md

diff --git a/docs/plans/backend/2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md b/docs/plans/backend/2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md
new file mode 100644
index 00000000..a30246ed
--- /dev/null
+++ b/docs/plans/backend/2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md
@@ -0,0 +1,494 @@
+# 异常账户模型接入银行流水打标后端 Implementation Plan
+
+> **For agentic workers:** REQUIRED: Use superpowers:subagent-driven-development (if subagents available) or superpowers:executing-plans to implement this plan. Steps use checkbox (`- [ ]`) syntax for tracking.
+>
+> 仓库约束：当前仓库明确禁止开启 subagent，执行时统一使用 `superpowers:executing-plans`。
+
+**Goal:** 在后端正式接入异常账户模型，新增 `ccdi_account_info`、两条对象型打标规则、最小可命中测试数据，并通过 Java 测试和 MySQL MCP SQL 校验确认命中口径正确。
+
+**Architecture:** 复用现有 `CcdiBankTagServiceImpl -> CcdiBankTagAnalysisMapper.xml -> ccdi_bank_statement_tag_result` 主链路，不新增并行模块。两条规则统一作为 `OBJECT` 规则落到员工身份证号维度，`reason_detail` 保留账户级异常快照；测试层同时保留 Java 自动化测试与 MySQL MCP 真实 SQL 验证。
+
+**Tech Stack:** Java 21, Spring Boot 3, MyBatis XML, MyBatis Plus, MySQL, JUnit 5, Mockito, MySQL MCP
+
+---
+
+## File Map
+
+**Create:**
+
+- `sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql`
+  - 建表 `ccdi_account_info`，补模型与规则元数据
+- `sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql`
+  - 插入最小命中与反样本测试数据
+- `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java`
+  - 校验模型、规则编码、结果类型与业务口径文本
+- `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md`
+  - 记录后端实施与验证结果
+
+**Modify:**
+
+- `ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java`
+  - 新增两个对象型规则分发分支
+- `ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java`
+  - 新增两个 Mapper 方法签名
+- `ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml`
+  - 新增两条对象型真实 SQL
+- `ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImplTest.java`
+  - 覆盖新规则分发与结果入库
+- `ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewEmployeeResultBuilderTest.java`
+  - 校验新增规则能进入员工风险聚合快照
+- `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiBankTagRuleSqlMetadataTest.java`
+  - 补模型/规则元数据断言
+
+**No Change Expected:**
+
+- `ruoyi-ui/`
+  - 本轮前端不新增接口和页面改动
+- `lsfx-mock-server/`
+  - 本轮不扩展 Mock 样本
+
+## Task 1: 锁定模型、规则与落库契约
+
+**Files:**
+
+- Create: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java`
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiBankTagRuleSqlMetadataTest.java`
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImplTest.java`
+
+- [ ] **Step 1: 先写 SQL 元数据测试**
+
+新增 `CcdiAbnormalAccountRuleSqlMetadataTest`，至少覆盖：
+
+```java
+assertTrue(sql.contains("ABNORMAL_ACCOUNT"));
+assertTrue(sql.contains("SUDDEN_ACCOUNT_CLOSURE"));
+assertTrue(sql.contains("DORMANT_ACCOUNT_LARGE_ACTIVATION"));
+assertTrue(sql.contains("'OBJECT'"));
+```
+
+- [ ] **Step 2: 再写 Service 分发失败测试**
+
+在 `CcdiBankTagServiceImplTest` 中新增两个断言，约束新规则走对象型 Mapper：
+
+```java
+verify(analysisMapper).selectSuddenAccountClosureObjects(40L);
+verify(analysisMapper).selectDormantAccountLargeActivationObjects(40L);
+```
+
+- [ ] **Step 3: 运行定向测试，确认失败点正确**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagServiceImplTest test
+```
+
+Expected:
+
+- FAIL，提示缺少规则元数据脚本内容或缺少 Mapper / Service 分发
+
+- [ ] **Step 4: 最小化补充规则元数据和方法签名**
+
+按以下顺序补代码：
+
+1. 新增规则元数据脚本文件骨架
+2. 在 `CcdiBankTagAnalysisMapper.java` 增加两个方法：
+
+```java
+List<BankTagObjectHitVO> selectSuddenAccountClosureObjects(@Param("projectId") Long projectId);
+List<BankTagObjectHitVO> selectDormantAccountLargeActivationObjects(@Param("projectId") Long projectId);
+```
+
+3. 在 `CcdiBankTagServiceImpl.java` 中新增两个 `case`
+
+- [ ] **Step 5: 重新运行定向测试**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagServiceImplTest test
+```
+
+Expected:
+
+- PASS 或仅剩 SQL 实现相关失败
+
+- [ ] **Step 6: 提交本任务**
+
+```bash
+git add ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImplTest.java \
+  sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql
+git commit -m "补充异常账户模型规则骨架"
+```
+
+## Task 2: 落地 `ccdi_account_info` 建表与规则元数据脚本
+
+**Files:**
+
+- Create: `sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql`
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java`
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiBankTagRuleSqlMetadataTest.java`
+
+- [ ] **Step 1: 先补脚本结构测试**
+
+为建表 SQL 增加断言，至少包含：
+
+```java
+assertTrue(sql.contains("create table if not exists `ccdi_account_info`"));
+assertTrue(sql.contains("`account_no`"));
+assertTrue(sql.contains("`owner_type`"));
+assertTrue(sql.contains("`effective_date`"));
+assertTrue(sql.contains("`invalid_date`"));
+```
+
+- [ ] **Step 2: 运行测试确认失败**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagRuleSqlMetadataTest test
+```
+
+Expected:
+
+- FAIL，提示脚本字段或规则元数据缺失
+
+- [ ] **Step 3: 写最小建表与元数据脚本**
+
+在 `2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql` 中按以下顺序补内容：
+
+1. `CREATE TABLE IF NOT EXISTS ccdi_account_info`
+2. 插入模型 `ABNORMAL_ACCOUNT`
+3. 插入两条规则元数据
+4. 业务口径文本与设计文档保持一致
+
+- [ ] **Step 4: 重新运行元数据测试**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagRuleSqlMetadataTest test
+```
+
+Expected:
+
+- PASS
+
+- [ ] **Step 5: 提交本任务**
+
+```bash
+git add sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiBankTagRuleSqlMetadataTest.java
+git commit -m "补充异常账户模型建表和规则元数据"
+```
+
+## Task 3: 先写两条规则 SQL 的失败测试
+
+**Files:**
+
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImplTest.java`
+- Modify: `ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewEmployeeResultBuilderTest.java`
+- Modify: `ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml`
+
+- [ ] **Step 1: 写对象型结果断言**
+
+在 `CcdiBankTagServiceImplTest` 中新增两个测试，断言对象型结果内容：
+
+```java
+verify(resultMapper).insertBatch(argThat(results -> results.stream().anyMatch(item ->
+    "ABNORMAL_ACCOUNT".equals(item.getModelCode())
+        && "SUDDEN_ACCOUNT_CLOSURE".equals(item.getRuleCode())
+        && "OBJECT".equals(item.getResultType())
+        && "STAFF_ID_CARD".equals(item.getObjectType())
+)));
+```
+
+- [ ] **Step 2: 写聚合层断言**
+
+在 `CcdiProjectOverviewEmployeeResultBuilderTest` 中补断言，确保新增规则能进入 `hitRulesJson`：
+
+```java
+assertTrue(result.getHitRulesJson().contains("SUDDEN_ACCOUNT_CLOSURE"));
+assertTrue(result.getHitRulesJson().contains("DORMANT_ACCOUNT_LARGE_ACTIVATION"));
+```
+
+- [ ] **Step 3: 运行测试确认失败**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiBankTagServiceImplTest,CcdiProjectOverviewEmployeeResultBuilderTest test
+```
+
+Expected:
+
+- FAIL，提示 SQL 尚未返回结果或规则未写入正确字段
+
+- [ ] **Step 4: 暂不修实现，先保存失败断言**
+
+保持测试失败状态，进入下一任务补最小 SQL 实现。
+
+## Task 4: 实现 `SUDDEN_ACCOUNT_CLOSURE` 最小闭环
+
+**Files:**
+
+- Modify: `ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml`
+- Modify: `ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java`
+- Modify: `ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java`
+
+- [ ] **Step 1: 在 XML 中新增查询骨架**
+
+新增 `selectSuddenAccountClosureObjects`，结果列固定为：
+
+```sql
+select
+    'STAFF_ID_CARD' as objectType,
+    staff.id_card as objectKey,
+    concat(...) as reasonDetail
+```
+
+- [ ] **Step 2: 按设计补完整过滤条件**
+
+SQL 需要覆盖：
+
+- `owner_type = 'EMPLOYEE'`
+- `status = 2`
+- `invalid_date is not null`
+- 统计窗口 `[invalid_date - 30天, invalid_date)`
+- 按员工身份证号 + 账号聚合
+
+- [ ] **Step 3: 运行定向测试**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiBankTagServiceImplTest test
+```
+
+Expected:
+
+- 至少 `SUDDEN_ACCOUNT_CLOSURE` 相关断言 PASS
+
+- [ ] **Step 4: 提交本任务**
+
+```bash
+git add ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java
+git commit -m "实现突然销户打标规则"
+```
+
+## Task 5: 实现 `DORMANT_ACCOUNT_LARGE_ACTIVATION` 最小闭环
+
+**Files:**
+
+- Modify: `ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml`
+- Modify: `ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java`
+- Modify: `ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java`
+
+- [ ] **Step 1: 在 XML 中新增查询骨架**
+
+新增 `selectDormantAccountLargeActivationObjects`，结果列同样返回：
+
+```sql
+'STAFF_ID_CARD' as objectType,
+staff.id_card as objectKey,
+concat(...) as reasonDetail
+```
+
+- [ ] **Step 2: 补完整命中条件**
+
+SQL 需要覆盖：
+
+- `owner_type = 'EMPLOYEE'`
+- `status = 1`
+- `effective_date is not null`
+- `first_tx_date >= effective_date + 6个月`
+- `total_amount >= 500000 or max_single_amount >= 100000`
+
+- [ ] **Step 3: 运行定向测试**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiBankTagServiceImplTest,CcdiProjectOverviewEmployeeResultBuilderTest test
+```
+
+Expected:
+
+- PASS
+
+- [ ] **Step 4: 提交本任务**
+
+```bash
+git add ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewEmployeeResultBuilderTest.java
+git commit -m "实现休眠账户大额启用打标规则"
+```
+
+## Task 6: 补最小测试数据 SQL
+
+**Files:**
+
+- Create: `sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql`
+- Modify: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md`
+
+- [ ] **Step 1: 先写测试数据注释骨架**
+
+在 SQL 文件中先划分 4 组样本块：
+
+- 员工 A：命中 `SUDDEN_ACCOUNT_CLOSURE`
+- 员工 B：命中 `DORMANT_ACCOUNT_LARGE_ACTIVATION`
+- 员工 C：休眠不足 6 个月，不命中
+- 员工 D：销户前 30 天无流水，不命中
+
+- [ ] **Step 2: 写最小测试数据**
+
+按顺序补数据：
+
+1. 员工基础数据
+2. 项目内流水数据
+3. `ccdi_account_info` 账户数据
+4. 必要的清理 SQL
+
+- [ ] **Step 3: 记录导入命令**
+
+在实施记录中先预填导入方式：
+
+```bash
+bin/mysql_utf8_exec.sh sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql
+bin/mysql_utf8_exec.sh sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql
+```
+
+- [ ] **Step 4: 提交本任务**
+
+```bash
+git add sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql \
+  docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md
+git commit -m "补充异常账户规则测试数据"
+```
+
+## Task 7: 用 MySQL MCP 执行真实 SQL 校验口径
+
+**Files:**
+
+- Modify: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md`
+
+- [ ] **Step 1: 导入建表和测试数据脚本**
+
+Run:
+
+```bash
+bin/mysql_utf8_exec.sh sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql
+bin/mysql_utf8_exec.sh sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql
+```
+
+Expected:
+
+- PASS，脚本执行成功且无乱码
+
+- [ ] **Step 2: 使用 MySQL MCP 执行 `SUDDEN_ACCOUNT_CLOSURE` 对应 SQL**
+
+要求：
+
+- 直接执行 Mapper 中的真实查询等价 SQL
+- 校验仅返回员工 A
+- 校验 `reasonDetail` 中包含销户日期、最后交易日、累计金额和单笔最大金额
+
+- [ ] **Step 3: 使用 MySQL MCP 执行 `DORMANT_ACCOUNT_LARGE_ACTIVATION` 对应 SQL**
+
+要求：
+
+- 直接执行 Mapper 中的真实查询等价 SQL
+- 校验仅返回员工 B
+- 校验员工 C 未命中
+- 校验 `reasonDetail` 中包含开户日期、首次交易日期、累计金额或单笔最大金额快照
+
+- [ ] **Step 4: 将 SQL 验证结果写入实施记录**
+
+记录：
+
+- 实际执行 SQL 摘要
+- 命中对象
+- 未命中对象
+- 与业务口径的对照结论
+
+- [ ] **Step 5: 提交本任务**
+
+```bash
+git add docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md
+git commit -m "补充异常账户规则SQL校验记录"
+```
+
+## Task 8: 跑完整后端验证并收尾
+
+**Files:**
+
+- Modify: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md`
+
+- [ ] **Step 1: 运行后端定向测试**
+
+Run:
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagRuleSqlMetadataTest,CcdiBankTagServiceImplTest,CcdiProjectOverviewEmployeeResultBuilderTest test
+```
+
+Expected:
+
+- PASS
+
+- [ ] **Step 2: 如需联调打标主链路，启动后端并验证后主动关闭**
+
+Run:
+
+```bash
+mvn -pl ruoyi-admin -am package -DskipTests
+cd ruoyi-admin/target && java -jar ruoyi-admin.jar
+```
+
+验证完成后关闭进程。
+
+- [ ] **Step 3: 完善实施记录**
+
+记录：
+
+- 最终改动文件
+- 测试结果
+- MySQL MCP 校验结论
+- 若启动过进程，明确已关闭
+
+- [ ] **Step 4: 最终提交**
+
+```bash
+git add ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImpl.java \
+  ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiBankTagAnalysisMapper.java \
+  ccdi-project/src/main/resources/mapper/ccdi/project/CcdiBankTagAnalysisMapper.xml \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiAbnormalAccountRuleSqlMetadataTest.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/sql/CcdiBankTagRuleSqlMetadataTest.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiBankTagServiceImplTest.java \
+  ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewEmployeeResultBuilderTest.java \
+  sql/migration/2026-03-31-create-ccdi-account-info-and-abnormal-account-rules.sql \
+  sql/migration/2026-03-31-add-abnormal-account-rule-test-data.sql \
+  docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-backend-implementation.md
+git commit -m "完成异常账户模型后端接入"
+```
+
+## Final Verification
+
+- [ ] 运行：
+
+```bash
+mvn -pl ccdi-project -Dtest=CcdiAbnormalAccountRuleSqlMetadataTest,CcdiBankTagRuleSqlMetadataTest,CcdiBankTagServiceImplTest,CcdiProjectOverviewEmployeeResultBuilderTest test
+```
+
+- [ ] 使用 MySQL MCP 执行两条规则真实 SQL，确认正样本命中、反样本不命中
+- [ ] 确认结果写入 `ccdi_bank_statement_tag_result`
+- [ ] 确认新增编码全为大写
+- [ ] 如启动过后端进程，验证结束后主动关闭
diff --git a/docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md b/docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md
new file mode 100644
index 00000000..346da583
--- /dev/null
+++ b/docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md
@@ -0,0 +1,167 @@
+# 异常账户模型接入银行流水打标前端 Implementation Plan
+
+> **For agentic workers:** REQUIRED: Use superpowers:subagent-driven-development (if subagents available) or superpowers:executing-plans to implement this plan. Steps use checkbox (`- [ ]`) syntax for tracking.
+>
+> 仓库约束：当前仓库明确禁止开启 subagent，执行时统一使用 `superpowers:executing-plans`。
+
+**Goal:** 基于后端新增异常账户模型完成前端影响面核查，确认本轮无需新增页面、接口或交互改动，并把验证结论沉淀为前端实施计划与实施记录。
+
+**Architecture:** 前端保持零代码改动策略，继续消费现有项目结果总览对象聚合结果，不提前扩展“异常账户人员信息”占位区块。本计划聚焦影响面核查、联调验证和文档沉淀，确保执行时不会误把需求扩展成前端功能改造。
+
+**Tech Stack:** Vue 2, Element UI, RuoYi 前端, 项目详情风险总览现有页面
+
+---
+
+## File Map
+
+**Create:**
+
+- `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md`
+  - 记录前端零改动结论、联调范围和验证结果
+
+**Modify:**
+
+- `docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md`
+  - 当前实施计划文档本身
+
+**No Change Expected:**
+
+- `ruoyi-ui/src/views/ccdiProject/components/detail/RiskModelSection.vue`
+  - 现有风险模型列表继续展示后端返回的模型与规则
+- `ruoyi-ui/src/views/ccdiProject/components/detail/ProjectAnalysisSidebar.vue`
+  - 继续展示后端聚合后的核心异常标签
+- `ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue`
+  - 本轮不开发异常账户独立详情链路
+- `ruoyi-ui/src/api/ccdi/`
+  - 本轮不新增 API 封装
+
+## Task 1: 先锁定“前端不改代码”的回归边界
+
+**Files:**
+
+- Create: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md`
+
+- [ ] **Step 1: 记录现有页面承接点**
+
+在实施记录中先写明本轮只核查以下页面承接能力：
+
+1. 风险模型列表是否直接消费后端返回的模型/规则
+2. 结果总览员工聚合是否直接消费后端对象型结果
+3. 风险详情中的“异常账户人员信息”是否仍为占位区域
+
+- [ ] **Step 2: 用代码检索确认前端当前承接方式**
+
+Run:
+
+```bash
+rg -n "异常账户人员信息|异常标签|风险模型|hitRules|modelCode" ruoyi-ui/src/views/ccdiProject -S
+```
+
+Expected:
+
+- 能定位风险模型、总览和风险详情组件
+- 没有现成的异常账户独立查询 API
+
+- [ ] **Step 3: 把零改动边界写入实施记录**
+
+记录结论：
+
+- 前端当前通过既有后端聚合接口承接模型和规则展示
+- 本轮不需要新增字段、按钮、弹窗或路由
+
+- [ ] **Step 4: 提交本任务**
+
+```bash
+git add docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md
+git commit -m "补充异常账户模型前端影响分析"
+```
+
+## Task 2: 联调确认现有页面可承接新增模型
+
+**Files:**
+
+- Modify: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md`
+
+- [ ] **Step 1: 如需本地验证，启动前端**
+
+Run:
+
+```bash
+cd ruoyi-ui
+npm run dev
+```
+
+Expected:
+
+- 前端正常启动
+
+- [ ] **Step 2: 联调核查 3 个页面点**
+
+至少验证以下内容：
+
+1. 风险模型区域可展示新增模型 `异常账户`
+2. 员工结果总览可看到由后端聚合出的新增命中规则
+3. 风险详情“异常账户人员信息”区域仍保持原状，不因本轮后端接入报错
+
+- [ ] **Step 3: 记录联调结论**
+
+在实施记录中写明：
+
+- 是否需要前端改代码
+- 若无需改动，说明原因是现有页面直接消费后端聚合结果
+- 若启动了 `npm run dev`，验证结束后已关闭进程
+
+- [ ] **Step 4: 提交本任务**
+
+```bash
+git add docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md
+git commit -m "补充异常账户模型前端联调结论"
+```
+
+## Task 3: 做前端构建回归并收尾
+
+**Files:**
+
+- Modify: `docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md`
+
+- [ ] **Step 1: 运行前端构建回归**
+
+Run:
+
+```bash
+cd ruoyi-ui
+npm run build:prod
+```
+
+Expected:
+
+- PASS
+
+- [ ] **Step 2: 完善实施记录**
+
+记录：
+
+- 本轮前端零代码改动
+- 构建结果
+- 联调承接点
+- 若启动过 `npm run dev`，已主动关闭进程
+
+- [ ] **Step 3: 最终提交**
+
+```bash
+git add docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-frontend-implementation.md
+git commit -m "完成异常账户模型前端实施记录"
+```
+
+## Final Verification
+
+- [ ] 运行：
+
+```bash
+cd ruoyi-ui
+npm run build:prod
+```
+
+- [ ] 确认本轮前端无源码改动需求
+- [ ] 确认风险模型、结果总览、风险详情三处承接点已核查
+- [ ] 如启动过 `npm run dev`，验证结束后主动关闭前端进程
diff --git a/docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-plan-record.md b/docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-plan-record.md
new file mode 100644
index 00000000..69655a4e
--- /dev/null
+++ b/docs/reports/implementation/2026-03-31-abnormal-account-bank-tag-plan-record.md
@@ -0,0 +1,22 @@
+# 异常账户模型接入银行流水打标计划记录
+
+**日期**: 2026-03-31  
+**类型**: 计划记录  
+**范围**: 银行流水打标 - 异常账户模型
+
+## 1. 本次变更内容
+
+基于设计文档 [2026-03-31-abnormal-account-bank-tag-design.md](/Users/wkc/Desktop/ccdi/ccdi/docs/design/2026-03-31-abnormal-account-bank-tag-design.md)，新增两份实施计划文档：
+
+- [2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md](/Users/wkc/Desktop/ccdi/ccdi/docs/plans/backend/2026-03-31-abnormal-account-bank-tag-backend-implementation-plan.md)
+- [2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md](/Users/wkc/Desktop/ccdi/ccdi/docs/plans/frontend/2026-03-31-abnormal-account-bank-tag-frontend-implementation-plan.md)
+
+## 2. 计划结论
+
+- 后端按最小闭环接入现有对象型打标主链路
+- 前端本轮默认零代码改动，仅做承接能力核查与实施记录
+- 测试阶段除 Java 自动化测试外，必须使用 MySQL MCP 执行真实 SQL 校验规则口径
+
+## 3. 后续动作
+
+待用户确认计划文档后，按后端计划和前端计划分别执行实施与验证。