diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewController.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewController.java
index 4a95a51f..33a3dcc7 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewController.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewController.java
@@ -144,4 +144,14 @@ public class CcdiProjectOverviewController extends BaseController {
             new ExcelUtil<>(CcdiProjectSuspiciousTransactionExcel.class);
         util.exportExcel(response, rows, "涉疑交易明细");
     }
+
+    /**
+     * 导出风险明细
+     */
+    @PostMapping("/risk-details/export")
+    @Operation(summary = "导出风险明细")
+    @PreAuthorize("@ss.hasPermi('ccdi:project:query')")
+    public void exportRiskDetails(HttpServletResponse response, Long projectId) {
+        overviewService.exportRiskDetails(response, projectId);
+    }
 }
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/excel/CcdiProjectEmployeeCreditNegativeExcel.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/excel/CcdiProjectEmployeeCreditNegativeExcel.java
new file mode 100644
index 00000000..72891926
--- /dev/null
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/excel/CcdiProjectEmployeeCreditNegativeExcel.java
@@ -0,0 +1,40 @@
+package com.ruoyi.ccdi.project.domain.excel;
+
+import com.ruoyi.common.annotation.Excel;
+import lombok.Data;
+
+import java.math.BigDecimal;
+
+/**
+ * 项目员工负面征信导出对象
+ */
+@Data
+public class CcdiProjectEmployeeCreditNegativeExcel {
+
+    @Excel(name = "员工姓名")
+    private String personName;
+
+    @Excel(name = "身份证号")
+    private String personId;
+
+    @Excel(name = "最近征信查询日期")
+    private String queryDate;
+
+    @Excel(name = "民事案件笔数")
+    private Integer civilCnt;
+
+    @Excel(name = "民事案件金额")
+    private BigDecimal civilLmt;
+
+    @Excel(name = "强制执行笔数")
+    private Integer enforceCnt;
+
+    @Excel(name = "强制执行金额")
+    private BigDecimal enforceLmt;
+
+    @Excel(name = "行政处罚笔数")
+    private Integer admCnt;
+
+    @Excel(name = "行政处罚金额")
+    private BigDecimal admLmt;
+}
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapper.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapper.java
index 8a35a320..46e2a4e4 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapper.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapper.java
@@ -98,6 +98,14 @@ public interface CcdiProjectOverviewMapper {
         @Param("query") CcdiProjectEmployeeCreditNegativeQueryDTO query
     );
 
+    /**
+     * 查询项目员工负面征信导出列表
+     *
+     * @param projectId 项目ID
+     * @return 导出列表
+     */
+    List<CcdiProjectEmployeeCreditNegativeItemVO> selectEmployeeCreditNegativeList(@Param("projectId") Long projectId);
+
     /**
      * 查询涉疑交易导出列表
      *
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiProjectOverviewService.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiProjectOverviewService.java
index 09770960..0cf16d87 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiProjectOverviewService.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiProjectOverviewService.java
@@ -5,6 +5,7 @@ import com.ruoyi.ccdi.project.domain.dto.CcdiProjectPersonAnalysisDetailQueryDTO
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskModelPeopleQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskPeopleQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectSuspiciousTransactionQueryDTO;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
 import com.ruoyi.ccdi.project.domain.excel.CcdiProjectSuspiciousTransactionExcel;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeCreditNegativePageVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectPersonAnalysisDetailVO;
@@ -14,6 +15,7 @@ import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskModelPeopleVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskPeopleOverviewVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectSuspiciousTransactionPageVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectTopRiskPeopleVO;
+import jakarta.servlet.http.HttpServletResponse;
 
 import java.util.List;
 
@@ -100,6 +102,25 @@ public interface ICcdiProjectOverviewService {
         return List.of();
     }
 
+    /**
+     * 统一导出风险明细
+     *
+     * @param response 响应流
+     * @param projectId 项目ID
+     */
+    default void exportRiskDetails(HttpServletResponse response, Long projectId) {
+    }
+
+    /**
+     * 导出项目员工负面征信
+     *
+     * @param projectId 项目ID
+     * @return 导出列表
+     */
+    default List<CcdiProjectEmployeeCreditNegativeExcel> exportEmployeeCreditNegative(Long projectId) {
+        return List.of();
+    }
+
     /**
      * 查询项目员工负面征信
      *
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImpl.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImpl.java
index 2a9bd280..e891605e 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImpl.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImpl.java
@@ -7,6 +7,7 @@ import com.ruoyi.ccdi.project.domain.dto.CcdiProjectPersonAnalysisDetailQueryDTO
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskModelPeopleQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskPeopleQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectSuspiciousTransactionQueryDTO;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
 import com.ruoyi.ccdi.project.domain.excel.CcdiProjectSuspiciousTransactionExcel;
 import com.ruoyi.ccdi.project.domain.entity.CcdiProjectOverviewEmployeeResult;
 import com.ruoyi.ccdi.project.domain.vo.CcdiBankStatementListVO;
@@ -37,7 +38,9 @@ import com.ruoyi.ccdi.project.mapper.CcdiProjectOverviewEmployeeResultMapper;
 import com.ruoyi.ccdi.project.mapper.CcdiProjectOverviewMapper;
 import com.ruoyi.ccdi.project.service.ICcdiProjectOverviewService;
 import com.ruoyi.common.exception.ServiceException;
+import jakarta.servlet.http.HttpServletResponse;
 import jakarta.annotation.Resource;
+import java.io.IOException;
 import java.util.ArrayList;
 import java.util.Collections;
 import java.util.LinkedHashMap;
@@ -70,6 +73,9 @@ public class CcdiProjectOverviewServiceImpl implements ICcdiProjectOverviewServi
     @Resource
     private CcdiProjectOverviewEmployeeResultBuilder overviewEmployeeResultBuilder;
 
+    @Resource
+    private CcdiProjectRiskDetailWorkbookExporter workbookExporter;
+
     @Override
     public CcdiProjectOverviewDashboardVO getDashboard(Long projectId) {
         CcdiProject project = overviewMapper.selectDashboardBaseByProjectId(projectId);
@@ -241,6 +247,30 @@ public class CcdiProjectOverviewServiceImpl implements ICcdiProjectOverviewServi
         return result;
     }
 
+    @Override
+    public void exportRiskDetails(HttpServletResponse response, Long projectId) {
+        CcdiProjectSuspiciousTransactionQueryDTO queryDTO = new CcdiProjectSuspiciousTransactionQueryDTO();
+        queryDTO.setProjectId(projectId);
+        queryDTO.setSuspiciousType("ALL");
+
+        List<CcdiProjectSuspiciousTransactionExcel> suspiciousRows = exportSuspiciousTransactions(queryDTO);
+        List<CcdiProjectEmployeeCreditNegativeExcel> creditRows = exportEmployeeCreditNegative(projectId);
+        try {
+            workbookExporter.export(response, projectId, suspiciousRows, creditRows);
+        } catch (IOException e) {
+            throw new ServiceException("导出风险明细失败");
+        }
+    }
+
+    @Override
+    public List<CcdiProjectEmployeeCreditNegativeExcel> exportEmployeeCreditNegative(Long projectId) {
+        ensureProjectExists(projectId);
+
+        return defaultList(overviewMapper.selectEmployeeCreditNegativeList(projectId)).stream()
+            .map(this::buildEmployeeCreditNegativeExcelRow)
+            .toList();
+    }
+
     @Override
     @Transactional(rollbackFor = Exception.class)
     public void refreshOverviewEmployeeResults(Long projectId, String operator) {
@@ -393,6 +423,22 @@ public class CcdiProjectOverviewServiceImpl implements ICcdiProjectOverviewServi
         return row;
     }
 
+    private CcdiProjectEmployeeCreditNegativeExcel buildEmployeeCreditNegativeExcelRow(
+        CcdiProjectEmployeeCreditNegativeItemVO item
+    ) {
+        CcdiProjectEmployeeCreditNegativeExcel row = new CcdiProjectEmployeeCreditNegativeExcel();
+        row.setPersonName(item.getPersonName());
+        row.setPersonId(item.getPersonId());
+        row.setQueryDate(item.getQueryDate());
+        row.setCivilCnt(item.getCivilCnt());
+        row.setCivilLmt(item.getCivilLmt());
+        row.setEnforceCnt(item.getEnforceCnt());
+        row.setEnforceLmt(item.getEnforceLmt());
+        row.setAdmCnt(item.getAdmCnt());
+        row.setAdmLmt(item.getAdmLmt());
+        return row;
+    }
+
     private String formatRelatedStaff(String relatedStaffName, String relatedStaffCode) {
         if (relatedStaffName == null || relatedStaffName.isBlank()) {
             return null;
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporter.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporter.java
new file mode 100644
index 00000000..215c722e
--- /dev/null
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporter.java
@@ -0,0 +1,110 @@
+package com.ruoyi.ccdi.project.service.impl;
+
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectSuspiciousTransactionExcel;
+import com.ruoyi.common.utils.file.FileUtils;
+import jakarta.servlet.http.HttpServletResponse;
+import org.apache.poi.ss.usermodel.Row;
+import org.apache.poi.ss.usermodel.Sheet;
+import org.apache.poi.ss.usermodel.Workbook;
+import org.apache.poi.xssf.usermodel.XSSFWorkbook;
+import org.springframework.stereotype.Component;
+
+import java.io.IOException;
+import java.math.BigDecimal;
+import java.util.List;
+
+/**
+ * 风险明细工作簿导出器
+ */
+@Component
+public class CcdiProjectRiskDetailWorkbookExporter {
+
+    private static final String CONTENT_TYPE =
+        "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet";
+
+    public void export(
+        HttpServletResponse response,
+        Long projectId,
+        List<CcdiProjectSuspiciousTransactionExcel> suspiciousRows,
+        List<CcdiProjectEmployeeCreditNegativeExcel> creditRows
+    ) throws IOException {
+        response.setContentType(CONTENT_TYPE);
+        FileUtils.setAttachmentResponseHeader(response, "风险明细_" + projectId + ".xlsx");
+
+        try (Workbook workbook = new XSSFWorkbook()) {
+            writeSuspiciousSheet(workbook.createSheet("涉疑交易明细"), suspiciousRows);
+            writeCreditSheet(workbook.createSheet("员工负面征信信息"), creditRows);
+            writeAbnormalAccountSheet(workbook.createSheet("异常账户人员信息"));
+            workbook.write(response.getOutputStream());
+        }
+    }
+
+    private void writeSuspiciousSheet(Sheet sheet, List<CcdiProjectSuspiciousTransactionExcel> rows) {
+        Row header = sheet.createRow(0);
+        String[] headers = { "交易时间", "可疑人员", "关联人", "关联员工", "关系", "摘要/交易类型", "交易金额" };
+        writeHeader(header, headers);
+
+        for (int i = 0; i < rows.size(); i++) {
+            CcdiProjectSuspiciousTransactionExcel item = rows.get(i);
+            Row row = sheet.createRow(i + 1);
+            row.createCell(0).setCellValue(safeText(item.getTrxDate()));
+            row.createCell(1).setCellValue(safeText(item.getSuspiciousPersonName()));
+            row.createCell(2).setCellValue(safeText(item.getRelatedPersonName()));
+            row.createCell(3).setCellValue(safeText(item.getRelatedStaffDisplay()));
+            row.createCell(4).setCellValue(safeText(item.getRelationType()));
+            row.createCell(5).setCellValue(safeText(item.getSummaryAndCashType()));
+            row.createCell(6).setCellValue(safeNumber(item.getDisplayAmount()));
+        }
+    }
+
+    private void writeCreditSheet(Sheet sheet, List<CcdiProjectEmployeeCreditNegativeExcel> rows) {
+        Row header = sheet.createRow(0);
+        String[] headers = {
+            "员工姓名",
+            "身份证号",
+            "最近征信查询日期",
+            "民事案件笔数",
+            "民事案件金额",
+            "强制执行笔数",
+            "强制执行金额",
+            "行政处罚笔数",
+            "行政处罚金额"
+        };
+        writeHeader(header, headers);
+
+        for (int i = 0; i < rows.size(); i++) {
+            CcdiProjectEmployeeCreditNegativeExcel item = rows.get(i);
+            Row row = sheet.createRow(i + 1);
+            row.createCell(0).setCellValue(safeText(item.getPersonName()));
+            row.createCell(1).setCellValue(safeText(item.getPersonId()));
+            row.createCell(2).setCellValue(safeText(item.getQueryDate()));
+            row.createCell(3).setCellValue(item.getCivilCnt() == null ? 0 : item.getCivilCnt());
+            row.createCell(4).setCellValue(safeNumber(item.getCivilLmt()));
+            row.createCell(5).setCellValue(item.getEnforceCnt() == null ? 0 : item.getEnforceCnt());
+            row.createCell(6).setCellValue(safeNumber(item.getEnforceLmt()));
+            row.createCell(7).setCellValue(item.getAdmCnt() == null ? 0 : item.getAdmCnt());
+            row.createCell(8).setCellValue(safeNumber(item.getAdmLmt()));
+        }
+    }
+
+    private void writeAbnormalAccountSheet(Sheet sheet) {
+        Row header = sheet.createRow(0);
+        String[] headers = { "账号", "开户人", "银行", "异常类型", "异常发生时间", "状态" };
+        writeHeader(header, headers);
+    }
+
+    private void writeHeader(Row row, String[] headers) {
+        for (int i = 0; i < headers.length; i++) {
+            row.createCell(i).setCellValue(headers[i]);
+        }
+    }
+
+    private String safeText(String value) {
+        return value == null ? "" : value;
+    }
+
+    private double safeNumber(BigDecimal value) {
+        return value == null ? 0D : value.doubleValue();
+    }
+}
diff --git a/ccdi-project/src/main/resources/mapper/ccdi/project/CcdiProjectOverviewMapper.xml b/ccdi-project/src/main/resources/mapper/ccdi/project/CcdiProjectOverviewMapper.xml
index fc25f307..4fb6687d 100644
--- a/ccdi-project/src/main/resources/mapper/ccdi/project/CcdiProjectOverviewMapper.xml
+++ b/ccdi-project/src/main/resources/mapper/ccdi/project/CcdiProjectOverviewMapper.xml
@@ -609,6 +609,25 @@
         order by neg.query_date desc, neg.person_id asc
     </select>
 
+    <select id="selectEmployeeCreditNegativeList"
+            resultType="com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeCreditNegativeItemVO">
+        select
+            coalesce(neg.person_name, result.staff_name) as personName,
+            neg.person_id as personId,
+            date_format(neg.query_date, '%Y-%m-%d') as queryDate,
+            ifnull(neg.civil_cnt, 0) as civilCnt,
+            ifnull(neg.civil_lmt, 0) as civilLmt,
+            ifnull(neg.enforce_cnt, 0) as enforceCnt,
+            ifnull(neg.enforce_lmt, 0) as enforceLmt,
+            ifnull(neg.adm_cnt, 0) as admCnt,
+            ifnull(neg.adm_lmt, 0) as admLmt
+        from ccdi_project_overview_employee_result result
+        inner join ccdi_credit_negative_info neg
+            on neg.person_id = result.staff_id_card
+        where result.project_id = #{projectId}
+        order by neg.query_date desc, neg.person_id asc
+    </select>
+
     <select id="selectRiskModelNamesByScope" resultType="java.lang.String">
         select
             json_unquote(json_extract(result.model_hit_summary_json, concat('$[', idx.idx, '].modelName'))) as model_name
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerContractTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerContractTest.java
index 8e435383..58c3a558 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerContractTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerContractTest.java
@@ -144,6 +144,22 @@ class CcdiProjectOverviewControllerContractTest {
         assertNotNull(operation);
     }
 
+    @Test
+    void shouldExposeRiskDetailsExportEndpointContract() throws Exception {
+        Class<?> controllerClass = Class.forName("com.ruoyi.ccdi.project.controller.CcdiProjectOverviewController");
+        Method method = controllerClass.getMethod(
+            "exportRiskDetails",
+            HttpServletResponse.class,
+            Long.class
+        );
+        PostMapping postMapping = method.getAnnotation(PostMapping.class);
+        Operation operation = method.getAnnotation(Operation.class);
+
+        assertNotNull(postMapping);
+        assertEquals("/risk-details/export", postMapping.value()[0]);
+        assertNotNull(operation);
+    }
+
     @Test
     void shouldExposeSuspiciousTransactionsQueryDtoFields() throws Exception {
         Class<?> dtoClass = Class.forName("com.ruoyi.ccdi.project.domain.dto.CcdiProjectSuspiciousTransactionQueryDTO");
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerTest.java
index fea17701..de24d807 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiProjectOverviewControllerTest.java
@@ -268,4 +268,25 @@ class CcdiProjectOverviewControllerTest {
         assertEquals("/suspicious-transactions/export", postMapping.value()[0]);
         assertNotNull(operation);
     }
+
+    @Test
+    void shouldExposeRiskDetailsExportEndpoint() throws Exception {
+        MockHttpServletResponse response = new MockHttpServletResponse();
+
+        controller.exportRiskDetails(response, 40L);
+
+        verify(overviewService).exportRiskDetails(same(response), same(40L));
+
+        Method method = CcdiProjectOverviewController.class.getMethod(
+            "exportRiskDetails",
+            jakarta.servlet.http.HttpServletResponse.class,
+            Long.class
+        );
+        PostMapping postMapping = method.getAnnotation(PostMapping.class);
+        Operation operation = method.getAnnotation(Operation.class);
+
+        assertNotNull(postMapping);
+        assertEquals("/risk-details/export", postMapping.value()[0]);
+        assertNotNull(operation);
+    }
 }
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapperSqlTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapperSqlTest.java
index 4a94680b..28f34c82 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapperSqlTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/mapper/CcdiProjectOverviewMapperSqlTest.java
@@ -93,12 +93,22 @@ class CcdiProjectOverviewMapperSqlTest {
     void shouldExposeEmployeeCreditNegativeQuery() throws Exception {
         String xml = Files.readString(Path.of("src/main/resources/mapper/ccdi/project/CcdiProjectOverviewMapper.xml"));
         String employeeCreditSql = extractSelect(xml, "selectEmployeeCreditNegativePage");
+        String employeeCreditExportSql = extractSelect(xml, "selectEmployeeCreditNegativeList");
 
         assertTrue(employeeCreditSql.contains("from ccdi_project_overview_employee_result"), employeeCreditSql);
         assertTrue(employeeCreditSql.contains("inner join ccdi_credit_negative_info"), employeeCreditSql);
         assertTrue(employeeCreditSql.contains("result.project_id = #{query.projectId}"), employeeCreditSql);
         assertTrue(employeeCreditSql.contains("order by neg.query_date desc, neg.person_id asc"), employeeCreditSql);
         assertFalse(employeeCreditSql.contains("ccdi_debts_info"), employeeCreditSql);
+
+        assertTrue(employeeCreditExportSql.contains("from ccdi_project_overview_employee_result"), employeeCreditExportSql);
+        assertTrue(employeeCreditExportSql.contains("inner join ccdi_credit_negative_info"), employeeCreditExportSql);
+        assertTrue(employeeCreditExportSql.contains("result.project_id = #{projectId}"), employeeCreditExportSql);
+        assertTrue(
+            employeeCreditExportSql.contains("order by neg.query_date desc, neg.person_id asc"),
+            employeeCreditExportSql
+        );
+        assertFalse(employeeCreditExportSql.contains("ccdi_debts_info"), employeeCreditExportSql);
     }
 
     private String extractSelect(String xml, String selectId) {
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceEmployeeCreditNegativeTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceEmployeeCreditNegativeTest.java
index 359a5cea..565d947e 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceEmployeeCreditNegativeTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceEmployeeCreditNegativeTest.java
@@ -3,6 +3,7 @@ package com.ruoyi.ccdi.project.service.impl;
 import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
 import com.ruoyi.ccdi.project.domain.CcdiProject;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectEmployeeCreditNegativeQueryDTO;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeCreditNegativeItemVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeCreditNegativePageVO;
 import com.ruoyi.ccdi.project.mapper.CcdiBankTagResultMapper;
@@ -22,6 +23,7 @@ import static org.junit.jupiter.api.Assertions.assertEquals;
 import static org.junit.jupiter.api.Assertions.assertThrows;
 import static org.mockito.ArgumentMatchers.any;
 import static org.mockito.ArgumentMatchers.argThat;
+import static org.mockito.ArgumentMatchers.eq;
 import static org.mockito.Mockito.verify;
 import static org.mockito.Mockito.when;
 
@@ -90,4 +92,33 @@ class CcdiProjectOverviewServiceEmployeeCreditNegativeTest {
 
         assertThrows(ServiceException.class, () -> service.getEmployeeCreditNegative(queryDTO));
     }
+
+    @Test
+    void shouldExportEmployeeCreditNegativeRows() {
+        CcdiProject project = new CcdiProject();
+        project.setProjectId(40L);
+        when(projectMapper.selectById(40L)).thenReturn(project);
+
+        CcdiProjectEmployeeCreditNegativeItemVO item = new CcdiProjectEmployeeCreditNegativeItemVO();
+        item.setPersonName("李四");
+        item.setPersonId("330000000000000001");
+        item.setQueryDate("2026-03-20");
+        item.setCivilCnt(1);
+        item.setCivilLmt(new BigDecimal("10000.00"));
+        when(overviewMapper.selectEmployeeCreditNegativeList(40L)).thenReturn(List.of(item));
+
+        List<CcdiProjectEmployeeCreditNegativeExcel> rows = service.exportEmployeeCreditNegative(40L);
+
+        assertEquals(1, rows.size());
+        assertEquals("李四", rows.getFirst().getPersonName());
+        assertEquals("330000000000000001", rows.getFirst().getPersonId());
+        verify(overviewMapper).selectEmployeeCreditNegativeList(eq(40L));
+    }
+
+    @Test
+    void shouldThrowWhenExportEmployeeCreditNegativeProjectDoesNotExist() {
+        when(projectMapper.selectById(100L)).thenReturn(null);
+
+        assertThrows(ServiceException.class, () -> service.exportEmployeeCreditNegative(100L));
+    }
 }
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImplTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImplTest.java
index 5a3851c5..61fa63b0 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImplTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectOverviewServiceImplTest.java
@@ -5,7 +5,10 @@ import com.ruoyi.ccdi.project.domain.CcdiProject;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectPersonAnalysisDetailQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskPeopleQueryDTO;
 import com.ruoyi.ccdi.project.domain.dto.CcdiProjectRiskModelPeopleQueryDTO;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectSuspiciousTransactionExcel;
 import com.ruoyi.ccdi.project.domain.entity.CcdiProjectOverviewEmployeeResult;
+import com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeCreditNegativeItemVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiBankStatementListVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectEmployeeRiskAggregateVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectOverviewDashboardVO;
@@ -19,6 +22,7 @@ import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskHitTagVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskModelPeopleItemVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskModelPeopleVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectRiskPeopleOverviewVO;
+import com.ruoyi.ccdi.project.domain.vo.CcdiProjectSuspiciousTransactionItemVO;
 import com.ruoyi.ccdi.project.domain.vo.CcdiProjectTopRiskPeopleVO;
 import com.ruoyi.ccdi.project.mapper.CcdiProjectMapper;
 import com.ruoyi.ccdi.project.mapper.CcdiBankTagResultMapper;
@@ -28,6 +32,7 @@ import com.ruoyi.common.exception.ServiceException;
 import java.math.BigDecimal;
 import java.util.HashMap;
 import java.util.List;
+import org.springframework.mock.web.MockHttpServletResponse;
 import org.junit.jupiter.api.Test;
 import org.junit.jupiter.api.extension.ExtendWith;
 import org.mockito.InjectMocks;
@@ -66,6 +71,9 @@ class CcdiProjectOverviewServiceImplTest {
     @Mock
     private CcdiProjectOverviewEmployeeResultBuilder overviewEmployeeResultBuilder;
 
+    @Mock
+    private CcdiProjectRiskDetailWorkbookExporter workbookExporter;
+
     @Test
     void shouldBuildDashboardWithNoRiskCount() {
         CcdiProject project = new CcdiProject();
@@ -198,6 +206,50 @@ class CcdiProjectOverviewServiceImplTest {
         assertThrows(ServiceException.class, () -> service.getPersonAnalysisDetail(buildPersonAnalysisDetailQuery(99L)));
     }
 
+    @Test
+    void shouldExportRiskDetailsWorkbook() throws Exception {
+        CcdiProject project = new CcdiProject();
+        project.setProjectId(40L);
+        when(projectMapper.selectById(40L)).thenReturn(project);
+
+        CcdiProjectSuspiciousTransactionItemVO suspiciousItem = new CcdiProjectSuspiciousTransactionItemVO();
+        suspiciousItem.setTrxDate("2026-03-20 10:00:00");
+        suspiciousItem.setSuspiciousPersonName("张三");
+        suspiciousItem.setRelatedPersonName("张三");
+        suspiciousItem.setRelatedStaffName("张三");
+        suspiciousItem.setRelatedStaffCode("1001");
+        suspiciousItem.setRelationType("本人");
+        suspiciousItem.setUserMemo("转账");
+        suspiciousItem.setCashType("转账");
+        suspiciousItem.setDisplayAmount(new BigDecimal("100.00"));
+        when(overviewMapper.selectSuspiciousTransactionList(any())).thenReturn(List.of(suspiciousItem));
+
+        CcdiProjectEmployeeCreditNegativeItemVO creditItem = new CcdiProjectEmployeeCreditNegativeItemVO();
+        creditItem.setPersonName("李四");
+        creditItem.setPersonId("330000000000000001");
+        creditItem.setQueryDate("2026-03-20");
+        creditItem.setCivilCnt(1);
+        creditItem.setCivilLmt(new BigDecimal("20000.00"));
+        when(overviewMapper.selectEmployeeCreditNegativeList(40L)).thenReturn(List.of(creditItem));
+
+        MockHttpServletResponse response = new MockHttpServletResponse();
+        service.exportRiskDetails(response, 40L);
+
+        verify(overviewMapper).selectSuspiciousTransactionList(argThat(query ->
+            query.getProjectId().equals(40L) && "ALL".equals(query.getSuspiciousType())
+        ));
+        verify(workbookExporter).export(
+            eq(response),
+            eq(40L),
+            argThat((List<CcdiProjectSuspiciousTransactionExcel> rows) ->
+                rows.size() == 1 && "张三".equals(rows.getFirst().getSuspiciousPersonName())
+            ),
+            argThat((List<CcdiProjectEmployeeCreditNegativeExcel> rows) ->
+                rows.size() == 1 && "李四".equals(rows.getFirst().getPersonName())
+            )
+        );
+    }
+
     @Test
     void shouldReturnPersonAnalysisDetailWithBasicInfoAndGroupedAbnormalDetail() {
         CcdiProject project = new CcdiProject();
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporterTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporterTest.java
new file mode 100644
index 00000000..7d2da1ef
--- /dev/null
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiProjectRiskDetailWorkbookExporterTest.java
@@ -0,0 +1,55 @@
+package com.ruoyi.ccdi.project.service.impl;
+
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectEmployeeCreditNegativeExcel;
+import com.ruoyi.ccdi.project.domain.excel.CcdiProjectSuspiciousTransactionExcel;
+import org.apache.poi.ss.usermodel.WorkbookFactory;
+import org.junit.jupiter.api.Test;
+import org.springframework.mock.web.MockHttpServletResponse;
+
+import java.io.ByteArrayInputStream;
+import java.math.BigDecimal;
+import java.util.List;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertTrue;
+
+class CcdiProjectRiskDetailWorkbookExporterTest {
+
+    @Test
+    void shouldExportWorkbookWithThreeOrderedSheets() throws Exception {
+        CcdiProjectRiskDetailWorkbookExporter exporter = new CcdiProjectRiskDetailWorkbookExporter();
+        MockHttpServletResponse response = new MockHttpServletResponse();
+
+        CcdiProjectSuspiciousTransactionExcel suspiciousRow = new CcdiProjectSuspiciousTransactionExcel();
+        suspiciousRow.setTrxDate("2026-03-20 10:00:00");
+        suspiciousRow.setSuspiciousPersonName("张三");
+        suspiciousRow.setRelatedPersonName("张三");
+        suspiciousRow.setRelatedStaffDisplay("张三(1001)");
+        suspiciousRow.setRelationType("本人");
+        suspiciousRow.setSummaryAndCashType("转账/转账");
+        suspiciousRow.setDisplayAmount(new BigDecimal("100.00"));
+
+        CcdiProjectEmployeeCreditNegativeExcel creditRow = new CcdiProjectEmployeeCreditNegativeExcel();
+        creditRow.setPersonName("李四");
+        creditRow.setPersonId("330000000000000001");
+        creditRow.setQueryDate("2026-03-20");
+        creditRow.setCivilCnt(1);
+        creditRow.setCivilLmt(new BigDecimal("20000.00"));
+
+        exporter.export(response, 40L, List.of(suspiciousRow), List.of(creditRow));
+
+        assertTrue(response.getContentType().startsWith(
+            "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet"
+        ));
+
+        try (var workbook = WorkbookFactory.create(new ByteArrayInputStream(response.getContentAsByteArray()))) {
+            assertEquals(3, workbook.getNumberOfSheets());
+            assertEquals("涉疑交易明细", workbook.getSheetAt(0).getSheetName());
+            assertEquals("员工负面征信信息", workbook.getSheetAt(1).getSheetName());
+            assertEquals("异常账户人员信息", workbook.getSheetAt(2).getSheetName());
+            assertEquals("账号", workbook.getSheetAt(2).getRow(0).getCell(0).getStringCellValue());
+            assertEquals("状态", workbook.getSheetAt(2).getRow(0).getCell(5).getStringCellValue());
+            assertEquals(1, workbook.getSheetAt(2).getPhysicalNumberOfRows());
+        }
+    }
+}
diff --git a/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-backend-implementation.md b/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-backend-implementation.md
new file mode 100644
index 00000000..e968bd8b
--- /dev/null
+++ b/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-backend-implementation.md
@@ -0,0 +1,91 @@
+# 项目详情风险明细统一导出后端实施记录
+
+**日期**: 2026-03-30  
+**范围**: 项目详情 - 结果总览 - 风险明细统一导出后端
+
+## 1. 本次实施内容
+
+本次后端完成以下改动：
+
+- 在 `CcdiProjectOverviewController` 新增统一导出接口：
+  - `POST /ccdi/project/overview/risk-details/export`
+- 在 `ICcdiProjectOverviewService`、`CcdiProjectOverviewServiceImpl` 中新增统一导出主流程
+- 新增 `CcdiProjectEmployeeCreditNegativeExcel`，用于 `员工负面征信信息` sheet 行导出
+- 在 `CcdiProjectOverviewMapper` 与 `CcdiProjectOverviewMapper.xml` 中新增 `selectEmployeeCreditNegativeList`
+- 新增 `CcdiProjectRiskDetailWorkbookExporter`，统一生成 3 个 sheet：
+  - `涉疑交易明细`
+  - `员工负面征信信息`
+  - `异常账户人员信息`
+
+## 2. 导出实现口径
+
+### 2.1 涉疑交易明细
+
+- 复用现有 `exportSuspiciousTransactions` 查询链路
+- 在统一导出主流程中固定传入 `suspiciousType=ALL`
+- 导出当前项目全部命中记录
+
+### 2.2 员工负面征信信息
+
+- 复用现有项目员工范围口径
+- 新增非分页导出 SQL：`selectEmployeeCreditNegativeList`
+- 只导出存在负面征信记录的员工
+
+### 2.3 异常账户人员信息
+
+- 本轮不开发真实查询
+- 统一导出文件中保留 `异常账户人员信息` sheet
+- sheet 仅输出表头：
+  - `账号`
+  - `开户人`
+  - `银行`
+  - `异常类型`
+  - `异常发生时间`
+  - `状态`
+
+## 3. 测试补充
+
+新增或扩展了以下测试：
+
+- `CcdiProjectOverviewControllerContractTest`
+  - 校验统一导出接口路径和注解
+- `CcdiProjectOverviewControllerTest`
+  - 校验控制器对统一导出服务的委托
+- `CcdiProjectOverviewMapperSqlTest`
+  - 校验员工负面征信导出 SQL 的表、关联和排序
+- `CcdiProjectOverviewServiceEmployeeCreditNegativeTest`
+  - 校验员工负面征信导出列表映射与项目校验
+- `CcdiProjectOverviewServiceImplTest`
+  - 校验统一导出主流程会查询两类真实数据并调用工作簿导出器
+- `CcdiProjectRiskDetailWorkbookExporterTest`
+  - 校验 3 个 sheet 的顺序和空白异常账户 sheet 表头
+
+## 4. 验证命令
+
+执行命令：
+
+```bash
+mvn -pl ccdi-project -am -Dsurefire.failIfNoSpecifiedTests=false \
+  -Dtest=CcdiProjectOverviewControllerTest,CcdiProjectOverviewControllerContractTest,\
+CcdiProjectOverviewMapperSqlTest,CcdiProjectOverviewServiceEmployeeCreditNegativeTest,\
+CcdiProjectOverviewServiceImplTest,CcdiProjectRiskDetailWorkbookExporterTest test
+```
+
+验证结果：
+
+- 42 个定向测试全部通过
+- 统一导出接口、数据查询、工作簿生成链路全部通过定向验证
+
+## 5. 结果说明
+
+本次后端已满足设计目标：
+
+- 提供统一导出接口
+- 导出文件固定包含 3 个 sheet
+- 涉疑交易与员工负面征信导出真实数据
+- 异常账户 sheet 保留空白模板，不伪造数据
+
+未完成项：
+
+- 未开发异常账户真实查询链路
+- 未进行真实浏览器下载联调，等待与前端统一按钮联调时一起验证
diff --git a/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-frontend-implementation.md b/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-frontend-implementation.md
new file mode 100644
index 00000000..500249ad
--- /dev/null
+++ b/docs/reports/implementation/2026-03-30-project-detail-risk-details-unified-export-frontend-implementation.md
@@ -0,0 +1,50 @@
+# 项目详情风险明细统一导出前端实施记录
+
+**日期**: 2026-03-30  
+**范围**: 项目详情 - 结果总览 - 风险明细统一导出前端
+
+## 1. 本次实施内容
+
+本次前端仅修改 `ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue`，完成以下调整：
+
+- 在 `风险明细` 总卡片右上角新增统一 `导出` 按钮
+- 移除 `涉疑交易明细` 区块右上角原有导出按钮
+- 移除 `异常账户人员信息` 区块右上角占位导出按钮
+- 将下载路径从：
+  - `ccdi/project/overview/suspicious-transactions/export`
+  - 调整为 `ccdi/project/overview/risk-details/export`
+- 将导出文件名调整为：
+  - `风险明细_<projectId>_<timestamp>.xlsx`
+- 调整总卡片头部布局，使标题区与导出按钮同一行展示
+
+## 2. 交互口径
+
+- 统一导出按钮只依赖 `projectId` 是否存在
+- 不再绑定 `suspiciousTotal`
+- 不再携带 `suspiciousType`
+- 不改变现有涉疑交易筛选、分页和详情弹窗逻辑
+- 不改变员工负面征信分页逻辑
+
+## 3. 验证结果
+
+执行命令：
+
+```bash
+cd ruoyi-ui
+npm run build:prod
+```
+
+执行结果：
+
+- 构建成功
+- 仅存在仓库原有的体积告警，没有新增编译错误
+
+## 4. 本轮未完成项
+
+- 未做浏览器层手工点击联调
+- 未启动前端开发服务做页面人工回归
+
+说明：
+
+- 本轮已完成静态构建验证
+- 真实下载链路需结合后端统一导出接口在联调时一起确认
diff --git a/ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue b/ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue
index 549578fc..64006fb5 100644
--- a/ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue
+++ b/ruoyi-ui/src/views/ccdiProject/components/detail/RiskDetailSection.vue
@@ -6,6 +6,9 @@
           <div class="section-title">风险明细</div>
           <div class="section-subtitle">展示涉疑交易与异常账户关联人员信息</div>
         </div>
+        <el-button size="mini" type="text" :disabled="!projectId" @click="handleRiskDetailExport">
+          导出
+        </el-button>
       </div>
 
       <div class="block">
@@ -30,14 +33,6 @@
                 </el-dropdown-item>
               </el-dropdown-menu>
             </el-dropdown>
-            <el-button
-              size="mini"
-              type="text"
-              :disabled="!projectId || suspiciousTotal === 0"
-              @click="handleExport"
-            >
-              导出
-            </el-button>
           </div>
         </div>
 
@@ -191,7 +186,6 @@
             <div class="block-title">异常账户人员信息</div>
             <div class="block-subtitle">展示异常账户关联人员与处理状态</div>
           </div>
-          <el-button size="mini" type="text">导出</el-button>
         </div>
 
         <el-table :data="sectionData.abnormalAccountList || []" class="detail-table">
@@ -592,17 +586,16 @@ export default {
       this.detailLoading = false;
       this.detailData = createEmptyDetailData();
     },
-    handleExport() {
-      if (!this.projectId || this.suspiciousTotal === 0) {
+    handleRiskDetailExport() {
+      if (!this.projectId) {
         return;
       }
       this.download(
-        "ccdi/project/overview/suspicious-transactions/export",
+        "ccdi/project/overview/risk-details/export",
         {
           projectId: this.projectId,
-          suspiciousType: this.currentSuspiciousType,
         },
-        `涉疑交易明细_${new Date().getTime()}.xlsx`
+        `风险明细_${this.projectId}_${new Date().getTime()}.xlsx`
       );
     },
     formatRelatedStaff(row) {
@@ -723,6 +716,9 @@ export default {
 }
 
 .section-header {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
   margin-bottom: 18px;
   padding-left: 12px;
   border-left: 4px solid #2563eb;