diff --git a/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/controller/CreditParseController.java b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/controller/CreditParseController.java
new file mode 100644
index 00000000..b40e58a0
--- /dev/null
+++ b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/controller/CreditParseController.java
@@ -0,0 +1,84 @@
+package com.ruoyi.lsfx.controller;
+
+import com.ruoyi.common.annotation.Anonymous;
+import com.ruoyi.common.core.domain.AjaxResult;
+import com.ruoyi.common.utils.StringUtils;
+import com.ruoyi.lsfx.client.CreditParseClient;
+import com.ruoyi.lsfx.domain.response.CreditParseResponse;
+import com.ruoyi.lsfx.exception.LsfxApiException;
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.annotation.Resource;
+import org.springframework.web.bind.annotation.PostMapping;
+import org.springframework.web.bind.annotation.RequestMapping;
+import org.springframework.web.bind.annotation.RequestParam;
+import org.springframework.web.bind.annotation.RestController;
+import org.springframework.web.multipart.MultipartFile;
+
+import java.io.File;
+import java.io.IOException;
+import java.nio.file.Files;
+import java.nio.file.Path;
+import java.nio.file.StandardCopyOption;
+
+@Tag(name = "征信解析接口测试", description = "用于测试征信解析接口")
+@Anonymous
+@RestController
+@RequestMapping("/lsfx/credit")
+public class CreditParseController {
+
+    private static final String DEFAULT_MODEL = "LXCUSTALL";
+    private static final String DEFAULT_HTYPE = "PERSON";
+
+    @Resource
+    private CreditParseClient creditParseClient;
+
+    @Operation(summary = "解析征信HTML", description = "上传征信HTML文件并调用外部解析服务")
+    @PostMapping("/parse")
+    public AjaxResult parse(@Parameter(description = "征信HTML文件") @RequestParam("file") MultipartFile file,
+                            @Parameter(description = "解析模型，默认LXCUSTALL") @RequestParam(required = false) String model,
+                            @Parameter(description = "主体类型，默认PERSON") @RequestParam(required = false) String hType) {
+        if (file == null || file.isEmpty()) {
+            return AjaxResult.error("征信HTML文件不能为空");
+        }
+
+        String originalFilename = file.getOriginalFilename();
+        if (StringUtils.isBlank(originalFilename)) {
+            return AjaxResult.error("文件名不能为空");
+        }
+
+        String lowerCaseName = originalFilename.toLowerCase();
+        if (!lowerCaseName.endsWith(".html") && !lowerCaseName.endsWith(".htm")) {
+            return AjaxResult.error("仅支持 HTML 格式文件");
+        }
+
+        String actualModel = StringUtils.isBlank(model) ? DEFAULT_MODEL : model;
+        String actualHType = StringUtils.isBlank(hType) ? DEFAULT_HTYPE : hType;
+
+        Path tempFile = null;
+        try {
+            String suffix = lowerCaseName.endsWith(".htm") ? ".htm" : ".html";
+            tempFile = Files.createTempFile("credit_parse_", suffix);
+            Files.copy(file.getInputStream(), tempFile, StandardCopyOption.REPLACE_EXISTING);
+
+            File convertedFile = tempFile.toFile();
+            CreditParseResponse response = creditParseClient.parse(actualModel, actualHType, convertedFile);
+            return AjaxResult.success(response);
+        } catch (LsfxApiException e) {
+            return AjaxResult.error(e.getMessage());
+        } catch (IOException e) {
+            return AjaxResult.error("文件转换失败：" + e.getMessage());
+        } catch (Exception e) {
+            return AjaxResult.error("征信解析失败：" + e.getMessage());
+        } finally {
+            if (tempFile != null) {
+                try {
+                    Files.deleteIfExists(tempFile);
+                } catch (IOException ignored) {
+                    // 忽略临时文件删除失败，避免影响主流程返回
+                }
+            }
+        }
+    }
+}
diff --git a/ccdi-lsfx/src/test/java/com/ruoyi/lsfx/controller/CreditParseControllerTest.java b/ccdi-lsfx/src/test/java/com/ruoyi/lsfx/controller/CreditParseControllerTest.java
index e1249ed5..8fe69e9a 100644
--- a/ccdi-lsfx/src/test/java/com/ruoyi/lsfx/controller/CreditParseControllerTest.java
+++ b/ccdi-lsfx/src/test/java/com/ruoyi/lsfx/controller/CreditParseControllerTest.java
@@ -1,16 +1,34 @@
 package com.ruoyi.lsfx.controller;
 
 import com.ruoyi.common.core.domain.AjaxResult;
+import com.ruoyi.lsfx.client.CreditParseClient;
+import com.ruoyi.lsfx.domain.response.CreditParseResponse;
+import com.ruoyi.lsfx.exception.LsfxApiException;
 import org.junit.jupiter.api.Test;
+import org.junit.jupiter.api.extension.ExtendWith;
+import org.mockito.InjectMocks;
+import org.mockito.Mock;
+import org.mockito.junit.jupiter.MockitoExtension;
 import org.springframework.mock.web.MockMultipartFile;
 
+import java.io.File;
 import java.nio.charset.StandardCharsets;
 
 import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertSame;
+import static org.mockito.ArgumentMatchers.any;
+import static org.mockito.ArgumentMatchers.anyString;
+import static org.mockito.ArgumentMatchers.eq;
+import static org.mockito.Mockito.when;
 
+@ExtendWith(MockitoExtension.class)
 class CreditParseControllerTest {
 
-    private final CreditParseController controller = new CreditParseController();
+    @Mock
+    private CreditParseClient client;
+
+    @InjectMocks
+    private CreditParseController controller;
 
     @Test
     void parse_shouldRejectEmptyFile() {
@@ -26,4 +44,33 @@ class CreditParseControllerTest {
         AjaxResult result = controller.parse(file, null, null);
         assertEquals(500, result.get("code"));
     }
+
+    @Test
+    void shouldUseDefaultModelAndTypeWhenMissing() {
+        MockMultipartFile file = new MockMultipartFile(
+            "file", "credit.html", "text/html", "<html/>".getBytes(StandardCharsets.UTF_8)
+        );
+        CreditParseResponse response = new CreditParseResponse();
+        response.setStatusCode("0");
+
+        when(client.parse(eq("LXCUSTALL"), eq("PERSON"), any(File.class))).thenReturn(response);
+
+        AjaxResult result = controller.parse(file, null, null);
+
+        assertEquals(200, result.get("code"));
+        assertSame(response, result.get("data"));
+    }
+
+    @Test
+    void shouldReturnAjaxErrorWhenClientThrows() {
+        MockMultipartFile file = new MockMultipartFile(
+            "file", "credit.html", "text/html", "<html/>".getBytes(StandardCharsets.UTF_8)
+        );
+        when(client.parse(anyString(), anyString(), any(File.class)))
+            .thenThrow(new LsfxApiException("超时"));
+
+        AjaxResult result = controller.parse(file, null, null);
+
+        assertEquals(500, result.get("code"));
+    }
 }