新增征信维护上传与覆盖服务

2026-03-24 09:08:40 +08:00
parent d2e3388a08
commit c22e379334
3 changed files with 407 additions and 7 deletions
--- a/ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/ICcdiCreditInfoService.java
+++ b/ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/ICcdiCreditInfoService.java
@@ -0,0 +1,28 @@
+package com.ruoyi.info.collection.service;
+
+import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
+import com.ruoyi.info.collection.domain.CcdiCreditNegativeInfo;
+import com.ruoyi.info.collection.domain.CcdiDebtsInfo;
+import com.ruoyi.info.collection.domain.dto.CcdiCreditInfoQueryDTO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoDetailVO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoListVO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoUploadResultVO;
+import org.springframework.web.multipart.MultipartFile;
+
+import java.util.List;
+
+/**
+ * 征信维护服务接口
+ */
+public interface ICcdiCreditInfoService {
+
+    CreditInfoUploadResultVO upload(List<MultipartFile> files);
+
+    Page<CreditInfoListVO> selectCreditInfoPage(Page<CreditInfoListVO> page, CcdiCreditInfoQueryDTO queryDTO);
+
+    CreditInfoDetailVO selectDetailByPersonId(String personId);
+
+    int deleteByPersonId(String personId);
+
+    void replaceEmployeeCredit(String personId, List<CcdiDebtsInfo> debts, CcdiCreditNegativeInfo negative, String userName);
+}
--- a/ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/impl/CcdiCreditInfoServiceImpl.java
+++ b/ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/impl/CcdiCreditInfoServiceImpl.java
@@ -0,0 +1,252 @@
+package com.ruoyi.info.collection.service.impl;
+
+import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
+import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
+import com.ruoyi.common.utils.SecurityUtils;
+import com.ruoyi.info.collection.domain.CcdiBaseStaff;
+import com.ruoyi.info.collection.domain.CcdiCreditNegativeInfo;
+import com.ruoyi.info.collection.domain.CcdiDebtsInfo;
+import com.ruoyi.info.collection.domain.dto.CcdiCreditInfoQueryDTO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoDetailVO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoListVO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoUploadFailureVO;
+import com.ruoyi.info.collection.domain.vo.CreditInfoUploadResultVO;
+import com.ruoyi.info.collection.mapper.CcdiBaseStaffMapper;
+import com.ruoyi.info.collection.mapper.CcdiCreditInfoQueryMapper;
+import com.ruoyi.info.collection.mapper.CcdiCreditNegativeInfoMapper;
+import com.ruoyi.info.collection.mapper.CcdiDebtsInfoMapper;
+import com.ruoyi.info.collection.service.ICcdiCreditInfoService;
+import com.ruoyi.info.collection.service.support.CreditInfoPayloadAssembler;
+import com.ruoyi.lsfx.client.CreditParseClient;
+import com.ruoyi.lsfx.domain.response.CreditParsePayload;
+import com.ruoyi.lsfx.domain.response.CreditParseResponse;
+import jakarta.annotation.Resource;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+import org.springframework.web.multipart.MultipartFile;
+
+import java.io.File;
+import java.io.IOException;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.List;
+import java.util.Map;
+
+/**
+ * 征信维护服务实现
+ */
+@Service
+public class CcdiCreditInfoServiceImpl implements ICcdiCreditInfoService {
+
+    @Resource
+    private CreditParseClient creditParseClient;
+
+    @Resource
+    private CreditInfoPayloadAssembler assembler;
+
+    @Resource
+    private CcdiBaseStaffMapper baseStaffMapper;
+
+    @Resource
+    private CcdiDebtsInfoMapper debtsInfoMapper;
+
+    @Resource
+    private CcdiCreditNegativeInfoMapper negativeInfoMapper;
+
+    @Resource
+    private CcdiCreditInfoQueryMapper queryMapper;
+
+    @Override
+    public CreditInfoUploadResultVO upload(List<MultipartFile> files) {
+        CreditInfoUploadResultVO result = new CreditInfoUploadResultVO();
+        List<CreditInfoUploadFailureVO> failures = new ArrayList<>();
+        int totalCount = files == null ? 0 : files.size();
+        int successCount = 0;
+        String userName = currentUserName();
+
+        if (files == null || files.isEmpty()) {
+            result.setTotalCount(0);
+            result.setSuccessCount(0);
+            result.setFailureCount(0);
+            result.setFailures(failures);
+            return result;
+        }
+
+        for (MultipartFile file : files) {
+            try {
+                validateHtmlFile(file);
+                handleSingleFile(file, userName);
+                successCount++;
+            } catch (Exception e) {
+                failures.add(buildFailure(file, null, null, e.getMessage()));
+            }
+        }
+
+        result.setTotalCount(totalCount);
+        result.setSuccessCount(successCount);
+        result.setFailureCount(failures.size());
+        result.setFailures(failures);
+        return result;
+    }
+
+    @Override
+    public Page<CreditInfoListVO> selectCreditInfoPage(Page<CreditInfoListVO> page, CcdiCreditInfoQueryDTO queryDTO) {
+        return queryMapper.selectCreditInfoPage(page, queryDTO);
+    }
+
+    @Override
+    public CreditInfoDetailVO selectDetailByPersonId(String personId) {
+        return queryMapper.selectCreditInfoDetailByPersonId(personId);
+    }
+
+    @Override
+    public int deleteByPersonId(String personId) {
+        int debtCount = debtsInfoMapper.deleteByPersonId(personId);
+        int negativeCount = negativeInfoMapper.deleteByPersonId(personId);
+        return debtCount + negativeCount;
+    }
+
+    @Override
+    @Transactional(rollbackFor = Exception.class)
+    public void replaceEmployeeCredit(String personId, List<CcdiDebtsInfo> debts, CcdiCreditNegativeInfo negative, String userName) {
+        debtsInfoMapper.deleteByPersonId(personId);
+        negativeInfoMapper.deleteByPersonId(personId);
+        if (debts != null && !debts.isEmpty()) {
+            debts.forEach(item -> {
+                item.setCreateBy(userName);
+                item.setUpdateBy(userName);
+            });
+            debtsInfoMapper.insertBatch(debts);
+        }
+        if (negative != null) {
+            negative.setCreateBy(userName);
+            negative.setUpdateBy(userName);
+            negativeInfoMapper.insert(negative);
+        }
+    }
+
+    private void handleSingleFile(MultipartFile multipartFile, String userName) throws IOException {
+        File tempFile = createTempFile(multipartFile);
+        try {
+            CreditParseResponse response = creditParseClient.parse("LXCUSTALL", "PERSON", tempFile);
+            CreditParsePayload payload = requireResponse(response).getPayload();
+            Map<String, Object> header = requireHeader(payload);
+            String personId = stringValue(header.get("query_cert_no"));
+            String personName = stringValue(header.get("query_cust_name"));
+            LocalDate queryDate = parseQueryDate(stringValue(header.get("report_time")));
+            ensureStaffExists(personId);
+            ensureLatestQueryDate(personId, queryDate);
+
+            List<CcdiDebtsInfo> debts = assembler.buildDebts(personId, personName, queryDate, payload);
+            CcdiCreditNegativeInfo negative = assembler.buildNegative(personId, personName, queryDate, payload);
+            replaceEmployeeCredit(personId, debts, negative, userName);
+        } finally {
+            if (tempFile.exists()) {
+                tempFile.delete();
+            }
+        }
+    }
+
+    private File createTempFile(MultipartFile multipartFile) throws IOException {
+        String originalFilename = multipartFile.getOriginalFilename();
+        String suffix = ".html";
+        if (originalFilename != null && originalFilename.contains(".")) {
+            suffix = originalFilename.substring(originalFilename.lastIndexOf('.'));
+        }
+        File tempFile = File.createTempFile("credit-info-", suffix);
+        multipartFile.transferTo(tempFile);
+        return tempFile;
+    }
+
+    private void validateHtmlFile(MultipartFile file) {
+        String originalFilename = file == null ? null : file.getOriginalFilename();
+        if (originalFilename == null) {
+            throw new RuntimeException("上传文件不能为空");
+        }
+        String lowerName = originalFilename.toLowerCase();
+        if (!lowerName.endsWith(".html") && !lowerName.endsWith(".htm")) {
+            throw new RuntimeException("仅支持上传.html或.htm征信文件");
+        }
+    }
+
+    private CreditParseResponse requireResponse(CreditParseResponse response) {
+        if (response == null || response.getPayload() == null) {
+            throw new RuntimeException("征信解析结果为空");
+        }
+        if (!"0".equals(response.getStatusCode())) {
+            throw new RuntimeException(stringValue(response.getMessage(), "征信解析失败"));
+        }
+        return response;
+    }
+
+    private Map<String, Object> requireHeader(CreditParsePayload payload) {
+        Map<String, Object> header = payload.getLxHeader();
+        if (header == null || header.isEmpty()) {
+            throw new RuntimeException("征信解析结果缺少头信息");
+        }
+        return header;
+    }
+
+    private void ensureStaffExists(String personId) {
+        if (isBlank(personId)) {
+            throw new RuntimeException("征信解析结果缺少员工身份证号");
+        }
+        CcdiBaseStaff staff = baseStaffMapper.selectOne(new LambdaQueryWrapper<CcdiBaseStaff>()
+                .eq(CcdiBaseStaff::getIdCard, personId)
+                .last("LIMIT 1"));
+        if (staff == null) {
+            throw new RuntimeException("未找到对应员工信息");
+        }
+    }
+
+    private void ensureLatestQueryDate(String personId, LocalDate queryDate) {
+        LocalDate latestQueryDate = queryMapper.selectLatestQueryDate(personId);
+        if (latestQueryDate != null && queryDate.isBefore(latestQueryDate)) {
+            throw new RuntimeException("上传征信日期早于当前已维护最新记录");
+        }
+    }
+
+    private LocalDate parseQueryDate(String reportTime) {
+        if (isBlank(reportTime)) {
+            throw new RuntimeException("征信解析结果缺少征信查询日期");
+        }
+        String normalized = reportTime.trim();
+        if (normalized.length() > 10) {
+            normalized = normalized.substring(0, 10);
+        }
+        return LocalDate.parse(normalized);
+    }
+
+    private CreditInfoUploadFailureVO buildFailure(MultipartFile file, String personId, String personName, String reason) {
+        CreditInfoUploadFailureVO failure = new CreditInfoUploadFailureVO();
+        failure.setFileName(file == null ? null : file.getOriginalFilename());
+        failure.setPersonId(personId);
+        failure.setPersonName(personName);
+        failure.setReason(reason);
+        return failure;
+    }
+
+    private String stringValue(Object value) {
+        return stringValue(value, null);
+    }
+
+    private String stringValue(Object value, String defaultValue) {
+        if (value == null) {
+            return defaultValue;
+        }
+        String text = value.toString().trim();
+        return text.isEmpty() ? defaultValue : text;
+    }
+
+    private boolean isBlank(String text) {
+        return text == null || text.trim().isEmpty();
+    }
+
+    private String currentUserName() {
+        try {
+            return SecurityUtils.getUsername();
+        } catch (Exception e) {
+            return "system";
+        }
+    }
+}
--- a/ccdi-info-collection/src/test/java/com/ruoyi/info/collection/service/CcdiCreditInfoServiceImplTest.java
+++ b/ccdi-info-collection/src/test/java/com/ruoyi/info/collection/service/CcdiCreditInfoServiceImplTest.java
@@ -1,18 +1,138 @@
 package com.ruoyi.info.collection.service;

-import com.ruoyi.info.collection.domain.dto.CcdiCreditInfoQueryDTO;
+import com.ruoyi.info.collection.domain.CcdiBaseStaff;
+import com.ruoyi.info.collection.domain.CcdiCreditNegativeInfo;
+import com.ruoyi.info.collection.domain.CcdiDebtsInfo;
 import com.ruoyi.info.collection.domain.vo.CreditInfoUploadResultVO;
+import com.ruoyi.info.collection.mapper.CcdiBaseStaffMapper;
+import com.ruoyi.info.collection.mapper.CcdiCreditInfoQueryMapper;
+import com.ruoyi.info.collection.mapper.CcdiCreditNegativeInfoMapper;
+import com.ruoyi.info.collection.mapper.CcdiDebtsInfoMapper;
+import com.ruoyi.info.collection.service.impl.CcdiCreditInfoServiceImpl;
+import com.ruoyi.info.collection.service.support.CreditInfoPayloadAssembler;
+import com.ruoyi.lsfx.client.CreditParseClient;
+import com.ruoyi.lsfx.domain.response.CreditParsePayload;
+import com.ruoyi.lsfx.domain.response.CreditParseResponse;
 import org.junit.jupiter.api.Test;
+import org.junit.jupiter.api.extension.ExtendWith;
+import org.mockito.InjectMocks;
+import org.mockito.Mock;
+import org.mockito.junit.jupiter.MockitoExtension;
+import org.springframework.mock.web.MockMultipartFile;

-import static org.junit.jupiter.api.Assertions.assertNotNull;
+import java.io.File;
+import java.math.BigDecimal;
+import java.nio.charset.StandardCharsets;
+import java.time.LocalDate;
+import java.util.Arrays;
+import java.util.HashMap;
+import java.util.List;
+import java.util.Map;

+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.mockito.ArgumentMatchers.any;
+import static org.mockito.ArgumentMatchers.anyString;
+import static org.mockito.Mockito.verify;
+import static org.mockito.Mockito.when;
+
+@ExtendWith(MockitoExtension.class)
 class CcdiCreditInfoServiceImplTest {

+    @InjectMocks
+    private CcdiCreditInfoServiceImpl service;
+
+    @Mock
+    private CreditParseClient creditParseClient;
+
+    @Mock
+    private CreditInfoPayloadAssembler assembler;
+
+    @Mock
+    private CcdiBaseStaffMapper baseStaffMapper;
+
+    @Mock
+    private CcdiDebtsInfoMapper debtsInfoMapper;
+
+    @Mock
+    private CcdiCreditNegativeInfoMapper negativeInfoMapper;
+
+    @Mock
+    private CcdiCreditInfoQueryMapper queryMapper;
+
    @Test
-    void shouldCompileCreditInfoContracts() {
-        CcdiCreditInfoQueryDTO queryDTO = new CcdiCreditInfoQueryDTO();
-        CreditInfoUploadResultVO resultVO = new CreditInfoUploadResultVO();
-        assertNotNull(queryDTO);
-        assertNotNull(resultVO);
+    void uploadHtmlFiles_shouldIsolateFailuresPerEmployee() {
+        MockMultipartFile successFile = new MockMultipartFile("files", "a.html", "text/html", "<html>a</html>".getBytes(StandardCharsets.UTF_8));
+        MockMultipartFile failFile = new MockMultipartFile("files", "b.html", "text/html", "<html>b</html>".getBytes(StandardCharsets.UTF_8));
+
+        when(creditParseClient.parse(anyString(), anyString(), any(File.class)))
+                .thenReturn(successResponse("330101199001010011", "张三", "2026-03-03"))
+                .thenThrow(new RuntimeException("征信解析失败"));
+        when(baseStaffMapper.selectOne(any())).thenReturn(baseStaff("330101199001010011", "张三"));
+        when(assembler.buildDebts(anyString(), anyString(), any(LocalDate.class), any(CreditParsePayload.class)))
+                .thenReturn(List.of(buildDebt()));
+        when(assembler.buildNegative(anyString(), anyString(), any(LocalDate.class), any(CreditParsePayload.class)))
+                .thenReturn(buildNegative());
+
+        CreditInfoUploadResultVO result = service.upload(Arrays.asList(successFile, failFile));
+
+        assertEquals(1, result.getSuccessCount());
+        assertEquals(1, result.getFailureCount());
+        assertEquals("征信解析失败", result.getFailures().get(0).getReason());
+        verify(debtsInfoMapper).deleteByPersonId("330101199001010011");
+        verify(negativeInfoMapper).deleteByPersonId("330101199001010011");
+        verify(debtsInfoMapper).insertBatch(any());
+        verify(negativeInfoMapper).insert(any(CcdiCreditNegativeInfo.class));
+    }
+
+    @Test
+    void uploadHtmlFiles_shouldRejectOlderReportDate() {
+        MockMultipartFile file = new MockMultipartFile("files", "a.html", "text/html", "<html>a</html>".getBytes(StandardCharsets.UTF_8));
+
+        when(creditParseClient.parse(anyString(), anyString(), any(File.class)))
+                .thenReturn(successResponse("330101199001010011", "张三", "2026-03-03"));
+        when(baseStaffMapper.selectOne(any())).thenReturn(baseStaff("330101199001010011", "张三"));
+        when(queryMapper.selectLatestQueryDate("330101199001010011"))
+                .thenReturn(LocalDate.parse("2026-03-05"));
+
+        CreditInfoUploadResultVO result = service.upload(List.of(file));
+
+        assertEquals(0, result.getSuccessCount());
+        assertEquals("上传征信日期早于当前已维护最新记录", result.getFailures().get(0).getReason());
+    }
+
+    private CreditParseResponse successResponse(String personId, String personName, String reportTime) {
+        CreditParsePayload payload = new CreditParsePayload();
+        Map<String, Object> header = new HashMap<>();
+        header.put("query_cert_no", personId);
+        header.put("query_cust_name", personName);
+        header.put("report_time", reportTime);
+        payload.setLxHeader(header);
+        payload.setLxDebt(Map.of("uncle_bank_house_bal", "1"));
+        payload.setLxPublictype(Map.of("civil_cnt", 1));
+
+        CreditParseResponse response = new CreditParseResponse();
+        response.setStatusCode("0");
+        response.setPayload(payload);
+        return response;
+    }
+
+    private CcdiBaseStaff baseStaff(String idCard, String name) {
+        CcdiBaseStaff staff = new CcdiBaseStaff();
+        staff.setIdCard(idCard);
+        staff.setName(name);
+        return staff;
+    }
+
+    private CcdiDebtsInfo buildDebt() {
+        CcdiDebtsInfo debt = new CcdiDebtsInfo();
+        debt.setPersonId("330101199001010011");
+        debt.setDebtTotalAmount(new BigDecimal("100"));
+        return debt;
+    }
+
+    private CcdiCreditNegativeInfo buildNegative() {
+        CcdiCreditNegativeInfo info = new CcdiCreditNegativeInfo();
+        info.setPersonId("330101199001010011");
+        return info;
    }
 }