diff --git a/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/constants/LsfxConstants.java b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/constants/LsfxConstants.java
index 37f07710..1764686e 100644
--- a/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/constants/LsfxConstants.java
+++ b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/constants/LsfxConstants.java
@@ -17,6 +17,7 @@ public class LsfxConstants {
 
     /** 数据渠道编码 */
     public static final String DATA_CHANNEL_ZJRCU = "ZJRCU";
+    public static final String DATA_CHANNEL_JZL = "JZL";
 
     /** 分析类型 */
     public static final String ANALYSIS_TYPE = "-1";
diff --git a/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/domain/request/FetchInnerFlowRequest.java b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/domain/request/FetchInnerFlowRequest.java
index 5ca07931..7367ff2f 100644
--- a/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/domain/request/FetchInnerFlowRequest.java
+++ b/ccdi-lsfx/src/main/java/com/ruoyi/lsfx/domain/request/FetchInnerFlowRequest.java
@@ -14,7 +14,7 @@ public class FetchInnerFlowRequest {
     /** 客户身份证号 */
     private String customerNo;
 
-    /** 数据渠道编码(固定值:ZJRCU) */
+    /** 数据渠道编码(ZJRCU-行内，JZL-金综) */
     private String dataChannelCode;
 
     /** 发起请求的时间(格式:yyyyMMdd) */
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadController.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadController.java
index 7dcee28b..67dfd2a4 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadController.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadController.java
@@ -14,6 +14,7 @@ import com.ruoyi.common.core.page.PageDomain;
 import com.ruoyi.common.core.page.TableDataInfo;
 import com.ruoyi.common.core.page.TableSupport;
 import com.ruoyi.common.utils.SecurityUtils;
+import com.ruoyi.lsfx.constants.LsfxConstants;
 import io.swagger.v3.oas.annotations.Operation;
 import io.swagger.v3.oas.annotations.tags.Tag;
 import jakarta.annotation.Resource;
@@ -103,10 +104,10 @@ public class CcdiFileUploadController extends BaseController {
     }
 
     /**
-     * 提交拉取本行信息任务
+     * 提交拉取行内/金综流水任务
      */
     @PostMapping("/pull-bank-info")
-    @Operation(summary = "拉取本行信息", description = "按身份证号批量提交拉取本行信息任务")
+    @Operation(summary = "拉取行内/金综流水", description = "按证件号码批量提交拉取行内/金综流水任务")
     @PreAuthorize("@ss.hasPermi('ccdi:project:edit')")
     public AjaxResult pullBankInfo(@RequestBody CcdiPullBankInfoSubmitDTO dto) {
         if (dto == null || dto.getProjectId() == null) {
@@ -116,7 +117,16 @@ public class CcdiFileUploadController extends BaseController {
         if (CollectionUtils.isEmpty(dto.getIdCards())) {
             return AjaxResult.error("身份证号不能为空");
         }
-        if (!StringUtils.hasText(dto.getStartDate()) || !StringUtils.hasText(dto.getEndDate())) {
+        if (!StringUtils.hasText(dto.getDataChannelCode())) {
+            return AjaxResult.error("流水来源不能为空");
+        }
+        String dataChannelCode = dto.getDataChannelCode().trim().toUpperCase();
+        if (!LsfxConstants.DATA_CHANNEL_ZJRCU.equals(dataChannelCode)
+            && !LsfxConstants.DATA_CHANNEL_JZL.equals(dataChannelCode)) {
+            return AjaxResult.error("流水来源不支持");
+        }
+        if (LsfxConstants.DATA_CHANNEL_ZJRCU.equals(dataChannelCode)
+            && (!StringUtils.hasText(dto.getStartDate()) || !StringUtils.hasText(dto.getEndDate()))) {
             return AjaxResult.error("开始日期和结束日期不能为空");
         }
 
@@ -125,6 +135,7 @@ public class CcdiFileUploadController extends BaseController {
         String batchId = fileUploadService.submitPullBankInfo(
             dto.getProjectId(),
             dto.getIdCards(),
+            dataChannelCode,
             dto.getStartDate(),
             dto.getEndDate(),
             userId,
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/dto/CcdiPullBankInfoSubmitDTO.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/dto/CcdiPullBankInfoSubmitDTO.java
index d2039213..e7ac1e26 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/dto/CcdiPullBankInfoSubmitDTO.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/domain/dto/CcdiPullBankInfoSubmitDTO.java
@@ -5,7 +5,7 @@ import lombok.Data;
 import java.util.List;
 
 /**
- * 拉取本行信息提交参数
+ * 拉取行内/金综流水提交参数
  */
 @Data
 public class CcdiPullBankInfoSubmitDTO {
@@ -16,6 +16,9 @@ public class CcdiPullBankInfoSubmitDTO {
     /** 身份证号列表 */
     private List<String> idCards;
 
+    /** 数据渠道编码：ZJRCU-行内，JZL-金综 */
+    private String dataChannelCode;
+
     /** 开始日期 */
     private String startDate;
 
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiFileUploadService.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiFileUploadService.java
index 01286d6e..f9969e05 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiFileUploadService.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/ICcdiFileUploadService.java
@@ -35,10 +35,11 @@ public interface ICcdiFileUploadService {
     List<String> parseIdCardFile(MultipartFile file);
 
     /**
-     * 提交拉取本行信息任务
+     * 提交拉取行内/金综流水任务
      *
      * @param projectId 项目ID
      * @param idCards 身份证号列表
+     * @param dataChannelCode 数据渠道编码
      * @param startDate 开始日期
      * @param endDate 结束日期
      * @param userId 当前登录用户ID
@@ -47,6 +48,7 @@ public interface ICcdiFileUploadService {
      */
     String submitPullBankInfo(Long projectId,
                               List<String> idCards,
+                              String dataChannelCode,
                               String startDate,
                               String endDate,
                               Long userId,
diff --git a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImpl.java b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImpl.java
index 44da99d8..51e29ef3 100644
--- a/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImpl.java
+++ b/ccdi-project/src/main/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImpl.java
@@ -154,6 +154,7 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
     @Override
     public String submitPullBankInfo(Long projectId,
                                      List<String> idCards,
+                                     String dataChannelCode,
                                      String startDate,
                                      String endDate,
                                      Long userId,
@@ -161,17 +162,20 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
         if (projectId == null) {
             throw new IllegalArgumentException("项目ID不能为空");
         }
-        if (!StringUtils.hasText(startDate) || !StringUtils.hasText(endDate)) {
-            throw new IllegalArgumentException("开始日期和结束日期不能为空");
-        }
         if (idCards == null || idCards.isEmpty()) {
             throw new IllegalArgumentException("身份证号不能为空");
         }
+        String normalizedDataChannelCode = normalizePullBankInfoDataChannelCode(dataChannelCode);
 
-        LocalDate start = LocalDate.parse(startDate);
-        LocalDate end = LocalDate.parse(endDate);
-        if (start.isAfter(end)) {
-            throw new IllegalArgumentException("开始日期不能晚于结束日期");
+        if (LsfxConstants.DATA_CHANNEL_ZJRCU.equals(normalizedDataChannelCode)) {
+            if (!StringUtils.hasText(startDate) || !StringUtils.hasText(endDate)) {
+                throw new IllegalArgumentException("开始日期和结束日期不能为空");
+            }
+            LocalDate start = LocalDate.parse(startDate);
+            LocalDate end = LocalDate.parse(endDate);
+            if (start.isAfter(end)) {
+                throw new IllegalArgumentException("开始日期不能晚于结束日期");
+            }
         }
 
         projectService.ensureProjectNotArchived(projectId, "已归档项目暂不允许上传或拉取数据");
@@ -218,13 +222,26 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
             @Override
             public void afterCommit() {
                 CompletableFuture.runAsync(() -> submitPullBankInfoTasks(
-                    projectId, lsfxProjectId, records, normalizedIdCards, startDate, endDate, batchId
+                    projectId, lsfxProjectId, records, normalizedIdCards,
+                    normalizedDataChannelCode, startDate, endDate, batchId
                 ));
             }
         });
         return batchId;
     }
 
+    private String normalizePullBankInfoDataChannelCode(String dataChannelCode) {
+        if (!StringUtils.hasText(dataChannelCode)) {
+            throw new IllegalArgumentException("流水来源不能为空");
+        }
+        String normalized = dataChannelCode.trim().toUpperCase();
+        if (!LsfxConstants.DATA_CHANNEL_ZJRCU.equals(normalized)
+            && !LsfxConstants.DATA_CHANNEL_JZL.equals(normalized)) {
+            throw new IllegalArgumentException("流水来源不支持");
+        }
+        return normalized;
+    }
+
     @Override
     public String deleteFileUploadRecord(Long id, Long operatorUserId) {
         CcdiFileUploadRecord record = recordMapper.selectById(id);
@@ -580,6 +597,7 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
                                          Integer lsfxProjectId,
                                          List<CcdiFileUploadRecord> records,
                                          List<String> idCards,
+                                         String dataChannelCode,
                                          String startDate,
                                          String endDate,
                                          String batchId) {
@@ -601,7 +619,7 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
             while (!submitted && retryCount < 2) {
                 try {
                     CompletableFuture<Boolean> future = CompletableFuture.supplyAsync(
-                        () -> processPullBankInfoAsync(projectId, lsfxProjectId, record, idCard, startDate, endDate),
+                        () -> processPullBankInfoAsync(projectId, lsfxProjectId, record, idCard, dataChannelCode, startDate, endDate),
                         fileUploadExecutor
                     );
                     futures.add(future);
@@ -640,16 +658,23 @@ public class CcdiFileUploadServiceImpl implements ICcdiFileUploadService {
                                             Integer lsfxProjectId,
                                             CcdiFileUploadRecord record,
                                             String idCard,
+                                            String dataChannelCode,
                                             String startDate,
                                             String endDate ) {
         try {
+            String normalizedDataChannelCode = normalizePullBankInfoDataChannelCode(dataChannelCode);
             FetchInnerFlowRequest request = new FetchInnerFlowRequest();
             request.setGroupId(lsfxProjectId);
             request.setCustomerNo(idCard);
-            request.setDataChannelCode(LsfxConstants.DEFAULT_DATA_CHANNEL_CODE);
+            request.setDataChannelCode(normalizedDataChannelCode);
             request.setRequestDateId(Integer.parseInt(LocalDate.now().format(DateTimeFormatter.BASIC_ISO_DATE)));
-            request.setDataStartDateId(Integer.parseInt(startDate.replace("-", "")));
-            request.setDataEndDateId(Integer.parseInt(endDate.replace("-", "")));
+            if (LsfxConstants.DATA_CHANNEL_JZL.equals(normalizedDataChannelCode)) {
+                request.setDataStartDateId(0);
+                request.setDataEndDateId(0);
+            } else {
+                request.setDataStartDateId(Integer.parseInt(startDate.replace("-", "")));
+                request.setDataEndDateId(Integer.parseInt(endDate.replace("-", "")));
+            }
             request.setUploadUserId(LsfxConstants.DEFAULT_USER_ID);
 
             FetchInnerFlowResponse response = lsfxClient.fetchInnerFlow(request);
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadControllerTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadControllerTest.java
index 7fc282f1..5c973082 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadControllerTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/controller/CcdiFileUploadControllerTest.java
@@ -88,11 +88,12 @@ class CcdiFileUploadControllerTest {
         CcdiPullBankInfoSubmitDTO dto = new CcdiPullBankInfoSubmitDTO();
         dto.setProjectId(PROJECT_ID);
         dto.setIdCards(List.of("110101199001018888"));
+        dto.setDataChannelCode("ZJRCU");
         dto.setStartDate("2026-03-01");
         dto.setEndDate("2026-03-10");
 
         setLoginUser(9527L, "admin");
-        when(fileUploadService.submitPullBankInfo(PROJECT_ID, dto.getIdCards(), "2026-03-01", "2026-03-10", 9527L, "admin"))
+        when(fileUploadService.submitPullBankInfo(PROJECT_ID, dto.getIdCards(), "ZJRCU", "2026-03-01", "2026-03-10", 9527L, "admin"))
             .thenReturn("batch-1");
 
         AjaxResult result = controller.pullBankInfo(dto);
@@ -100,6 +101,35 @@ class CcdiFileUploadControllerTest {
         assertEquals(200, result.get("code"));
     }
 
+    @Test
+    void pullBankInfo_shouldAllowJzlWithoutDateRange() {
+        CcdiPullBankInfoSubmitDTO dto = new CcdiPullBankInfoSubmitDTO();
+        dto.setProjectId(PROJECT_ID);
+        dto.setIdCards(List.of("110101199001018888"));
+        dto.setDataChannelCode("JZL");
+
+        setLoginUser(9527L, "admin");
+        when(fileUploadService.submitPullBankInfo(PROJECT_ID, dto.getIdCards(), "JZL", null, null, 9527L, "admin"))
+            .thenReturn("batch-1");
+
+        AjaxResult result = controller.pullBankInfo(dto);
+
+        assertEquals(200, result.get("code"));
+    }
+
+    @Test
+    void pullBankInfo_shouldRejectUnsupportedDataChannelCode() {
+        CcdiPullBankInfoSubmitDTO dto = new CcdiPullBankInfoSubmitDTO();
+        dto.setProjectId(PROJECT_ID);
+        dto.setIdCards(List.of("110101199001018888"));
+        dto.setDataChannelCode("OTHER");
+
+        AjaxResult result = controller.pullBankInfo(dto);
+
+        assertEquals(500, result.get("code"));
+        assertEquals("流水来源不支持", result.get("msg"));
+    }
+
     @Test
     void deleteFile_shouldUseCurrentLoginUserId() {
         setLoginUser(9527L, "admin");
diff --git a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImplTest.java b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImplTest.java
index 88bb5507..1fc2ffbb 100644
--- a/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImplTest.java
+++ b/ccdi-project/src/test/java/com/ruoyi/ccdi/project/service/impl/CcdiFileUploadServiceImplTest.java
@@ -16,6 +16,8 @@ import com.ruoyi.ccdi.project.service.ICcdiBankTagService;
 import com.ruoyi.ccdi.project.service.ICcdiProjectService;
 import com.ruoyi.common.exception.ServiceException;
 import com.ruoyi.lsfx.client.LsfxAnalysisClient;
+import com.ruoyi.lsfx.constants.LsfxConstants;
+import com.ruoyi.lsfx.domain.request.FetchInnerFlowRequest;
 import com.ruoyi.lsfx.domain.request.GetBankStatementRequest;
 import com.ruoyi.lsfx.domain.response.CheckParseStatusResponse;
 import com.ruoyi.lsfx.domain.response.DeleteFilesResponse;
@@ -144,6 +146,7 @@ class CcdiFileUploadServiceImplTest {
             String batchId = service.submitPullBankInfo(
                 PROJECT_ID,
                 List.of("110101199001018888", "110101199001019999"),
+                LsfxConstants.DATA_CHANNEL_ZJRCU,
                 "2026-03-01",
                 "2026-03-10",
                 9527L,
@@ -171,6 +174,7 @@ class CcdiFileUploadServiceImplTest {
             () -> service.submitPullBankInfo(
                 PROJECT_ID,
                 List.of("3301"),
+                LsfxConstants.DATA_CHANNEL_ZJRCU,
                 "2026-01-01",
                 "2026-01-31",
                 1L,
@@ -438,6 +442,7 @@ class CcdiFileUploadServiceImplTest {
             LSFX_PROJECT_ID,
             record,
             "110101199001018888",
+            LsfxConstants.DATA_CHANNEL_ZJRCU,
             "2026-03-01",
             "2026-03-10"
         );
@@ -450,6 +455,34 @@ class CcdiFileUploadServiceImplTest {
         );
     }
 
+    @Test
+    void processPullBankInfoAsync_shouldFetchJzlWithZeroDateRange() {
+        when(lsfxClient.fetchInnerFlow(any())).thenReturn(buildFetchInnerFlowResponse(LOG_ID));
+        when(lsfxClient.checkParseStatus(LSFX_PROJECT_ID, String.valueOf(LOG_ID)))
+            .thenReturn(buildCheckParseStatusResponse(false));
+        when(lsfxClient.getFileUploadStatus(any())).thenReturn(buildParsedSuccessStatusResponse());
+        when(lsfxClient.getBankStatement(any(GetBankStatementRequest.class)))
+            .thenReturn(buildEmptyBankStatementResponse());
+
+        CcdiFileUploadRecord record = buildRecord();
+
+        service.processPullBankInfoAsync(
+            PROJECT_ID,
+            LSFX_PROJECT_ID,
+            record,
+            "110101199001018888",
+            LsfxConstants.DATA_CHANNEL_JZL,
+            null,
+            null
+        );
+
+        verify(lsfxClient).fetchInnerFlow(argThat((FetchInnerFlowRequest request) ->
+            LsfxConstants.DATA_CHANNEL_JZL.equals(request.getDataChannelCode())
+                && Integer.valueOf(0).equals(request.getDataStartDateId())
+                && Integer.valueOf(0).equals(request.getDataEndDateId())
+        ));
+    }
+
     @Test
     void processFileAsync_shouldUploadToLsfxWithOriginalRecordFileName() throws IOException {
         when(lsfxClient.uploadFile(eq(LSFX_PROJECT_ID), any(), eq("原始流水.xlsx")))
diff --git a/docs/plans/backend/2026-07-20-pull-bank-info-data-channel-backend-implementation.md b/docs/plans/backend/2026-07-20-pull-bank-info-data-channel-backend-implementation.md
new file mode 100644
index 00000000..abf58696
--- /dev/null
+++ b/docs/plans/backend/2026-07-20-pull-bank-info-data-channel-backend-implementation.md
@@ -0,0 +1,20 @@
+# 拉取行内/金综流水后端实施计划
+
+## 背景
+
+项目详情页“上传数据”中的拉取流水能力需要支持两种来源：行内流水 `ZJRCU` 与金综流水 `JZL`。流水平台仍使用原 `/getJZFileOrZjrcuFile` 接口，一次请求只传一种 `dataChannelCode`。
+
+## 实施范围
+
+- `CcdiPullBankInfoSubmitDTO` 增加 `dataChannelCode`。
+- `CcdiFileUploadController#pullBankInfo` 校验流水来源，仅允许 `ZJRCU`、`JZL`。
+- `ICcdiFileUploadService#submitPullBankInfo` 与实现类透传来源。
+- `CcdiFileUploadServiceImpl#processPullBankInfoAsync` 按来源组装流水平台请求：
+  - `ZJRCU`：使用页面传入的开始、结束日期。
+  - `JZL`：`dataStartDateId=0`、`dataEndDateId=0`。
+- `LsfxConstants` 增加 `DATA_CHANNEL_JZL` 常量。
+
+## 验证计划
+
+- 运行 `CcdiFileUploadControllerTest`，验证 Controller 透传来源与金综不要求日期。
+- 运行 `CcdiFileUploadServiceImplTest`，验证金综请求传 `JZL` 与 `0/0` 日期参数。
diff --git a/docs/plans/frontend/2026-07-20-pull-bank-info-data-channel-frontend-implementation.md b/docs/plans/frontend/2026-07-20-pull-bank-info-data-channel-frontend-implementation.md
new file mode 100644
index 00000000..453f1a62
--- /dev/null
+++ b/docs/plans/frontend/2026-07-20-pull-bank-info-data-channel-frontend-implementation.md
@@ -0,0 +1,25 @@
+# 拉取行内/金综流水前端实施计划
+
+## 背景
+
+原弹窗只体现“拉取本行信息”，用户无法选择流水平台来源。新需求是在同一入口中区分拉取行内流水和拉取金综流水。
+
+## 实施范围
+
+- 将上传数据工具栏入口文案调整为“拉取流水”。
+- 将弹窗标题调整为“拉取行内/金综流水”。
+- 在弹窗中增加“流水类型”单选：
+  - 默认选择 `ZJRCU` 行内流水。
+  - 可切换为 `JZL` 金综流水。
+- 两种来源均沿用证件号码批量输入能力，多个证件号按列表提交给后端。
+- 行内流水保留时间跨度选择与近一年校验。
+- 金综流水隐藏时间跨度，提交时 `startDate/endDate` 传空，由后端固定转换为 `0/0`。
+- 类型备注按页面截图口径展示：
+  - 行内流水：`备注:仅支持获取近一年流水`。
+  - 金综流水：`备注:自动获取最近30天内授权的流水文件`。
+- 提交 payload 增加 `dataChannelCode`。
+
+## 验证计划
+
+- 前端构建检查。
+- 使用真实项目页面打开弹窗，确认默认行内、切换金综后隐藏时间跨度。
diff --git a/docs/reports/implementation/2026-07-20-pull-bank-info-data-channel.md b/docs/reports/implementation/2026-07-20-pull-bank-info-data-channel.md
new file mode 100644
index 00000000..a9ad7d26
--- /dev/null
+++ b/docs/reports/implementation/2026-07-20-pull-bank-info-data-channel.md
@@ -0,0 +1,44 @@
+# 拉取行内/金综流水来源选择实施记录
+
+## 修改内容
+
+- 后端拉取流水提交 DTO 增加 `dataChannelCode`。
+- 后端 Controller 校验流水来源，仅允许 `ZJRCU` 与 `JZL`。
+- 后端 Service 透传来源到流水平台请求。
+- 行内流水继续传页面日期；金综流水固定传 `dataStartDateId=0`、`dataEndDateId=0`。
+- 前端上传数据页入口改为“拉取流水”，弹窗增加行内/金综单选。
+- 前端选择金综流水时隐藏时间跨度，提交 `dataChannelCode=JZL`。
+- 行内和金综均支持多个证件号码批量提交，沿用原 `idCards` 列表。
+- 类型备注调整为截图口径，金综备注不再出现“时间参数”。
+
+## 影响范围
+
+- 项目详情页上传数据模块。
+- `/ccdi/file-upload/pull-bank-info` 接口。
+- 流水平台拉取行内/金综流水请求参数组装。
+
+## 验证情况
+
+- 后端单测通过：
+  - `mvn -pl ccdi-project -am test "-Dtest=CcdiFileUploadControllerTest,CcdiFileUploadServiceImplTest" "-Dsurefire.failIfNoSpecifiedTests=false"`
+  - 结果：40 个测试通过。
+- 前端构建通过：
+  - `.nvmrc` 指向 `14.21.3`，本机 `nvm use` 未读取版本参数；按本机已验证环境使用 Node `v22.22.3`、npm `10.9.8`。
+  - `npm run build:prod`
+  - 结果：构建成功，仅存在既有资源体积告警。
+- 真实页面验证通过：
+  - 启动真实 `ruoyi-admin.jar` 后端并访问 `http://127.0.0.1:62318/swagger-ui.html`，返回 200。
+  - 启动前端开发服务，实际访问地址为 `http://127.0.0.1:8089/`。
+  - 在真实项目详情页 `90342` 打开“拉取流水”弹窗，默认选中“拉取行内流水”并显示时间跨度。
+  - 切换“拉取金综流水”后，时间跨度隐藏。
+  - 金综备注显示为“备注:自动获取最近30天内授权的流水文件”。
+  - 复查行内备注显示为“备注:仅支持获取近一年流水”，金综备注未出现“时间参数”。
+  - 未点击“确认拉取”，未提交真实拉取任务。
+- 测试结束后已停止本轮启动的前端和后端进程，端口 `8088`、`8089`、`62318` 无本轮服务监听。
+
+## 提交前复验
+
+- 后端单测复验通过：`CcdiFileUploadControllerTest`、`CcdiFileUploadServiceImplTest` 共 40 个测试通过。
+- 前端生产构建复验通过：继续使用 Node `v22.22.3`、npm `10.9.8`，构建成功，仅存在既有资源体积告警。
+- 真实页面复验通过：访问 `http://127.0.0.1:8088/ccdiProject/detail/90342`，打开“拉取流水”弹窗后默认选中“拉取行内流水”；切换“拉取金综流水”后时间跨度隐藏；两条备注与截图一致，页面未出现“时间参数”。
+- 复验未点击“确定”，未提交真实拉取任务；复验结束后已停止后端 `62318` 与前端 `8088` 监听进程。
diff --git a/ruoyi-ui/src/api/ccdiProjectUpload.js b/ruoyi-ui/src/api/ccdiProjectUpload.js
index 35709605..368faac3 100644
--- a/ruoyi-ui/src/api/ccdiProjectUpload.js
+++ b/ruoyi-ui/src/api/ccdiProjectUpload.js
@@ -56,7 +56,7 @@ export function executeQualityCheck(projectId) {
   })
 }
 
-// 拉取本行信息
+// 解析证件号码文件
 export function parseIdCardFile(file) {
   const formData = new FormData()
   formData.append('file', file)
@@ -70,7 +70,7 @@ export function parseIdCardFile(file) {
   })
 }
 
-// 拉取本行信息
+// 拉取行内/金综流水
 export function pullBankInfo(data) {
   return request({
     url: '/ccdi/file-upload/pull-bank-info',
diff --git a/ruoyi-ui/src/views/ccdiProject/components/detail/UploadData.vue b/ruoyi-ui/src/views/ccdiProject/components/detail/UploadData.vue
index d7797f07..29581d32 100644
--- a/ruoyi-ui/src/views/ccdiProject/components/detail/UploadData.vue
+++ b/ruoyi-ui/src/views/ccdiProject/components/detail/UploadData.vue
@@ -25,7 +25,7 @@
               :disabled="isWriteLocked"
               @click="handleFetchBankInfo"
             >
-              拉取本行信息
+              拉取流水
             </el-button>
             <el-button
               size="small"
@@ -110,7 +110,7 @@
     </div>
 
     <el-dialog
-      title="拉取本行信息"
+      title="拉取行内/金综流水"
       :visible.sync="pullBankInfoDialogVisible"
       :close-on-click-modal="false"
       width="640px"
@@ -120,6 +120,24 @@
         :model="pullBankInfoForm"
         label-width="100px"
       >
+        <el-form-item label="流水类型">
+          <el-radio-group
+            v-model="pullBankInfoForm.dataChannelCode"
+            :disabled="isWriteLocked"
+            class="pull-bank-channel-group"
+          >
+            <el-radio label="ZJRCU">
+              <span class="pull-bank-channel-title">拉取行内流水</span>
+              <span class="pull-bank-channel-tip">备注:仅支持获取近一年流水</span>
+            </el-radio>
+            <el-radio label="JZL">
+              <span class="pull-bank-channel-title">拉取金综流水</span>
+              <span class="pull-bank-channel-tip">
+                备注:自动获取最近30天内授权的流水文件
+              </span>
+            </el-radio>
+          </el-radio-group>
+        </el-form-item>
         <el-form-item label="证件号码">
           <el-input
             v-model="pullBankInfoForm.idCardText"
@@ -171,7 +189,7 @@
             </div>
           </div>
         </el-form-item>
-        <el-form-item label="时间跨度">
+        <el-form-item v-if="isZjrcuPullBankInfo" label="时间跨度">
           <el-date-picker
             class="pull-bank-range-picker"
             v-model="pullBankInfoForm.dateRange"
@@ -309,6 +327,7 @@ export default {
       parsingIdCardFile: false,
       idCardFileList: [],
       pullBankInfoForm: {
+        dataChannelCode: "ZJRCU",
         idCardText: "",
         dateRange: [],
       },
@@ -365,6 +384,9 @@ export default {
     isWriteLocked() {
       return !this.canOperate || this.isProjectTagging || this.isProjectArchived;
     },
+    isZjrcuPullBankInfo() {
+      return this.pullBankInfoForm.dataChannelCode === "ZJRCU";
+    },
     writeLockedMessage() {
       if (!this.canOperate) {
         return "当前项目仅可查看，暂不可上传或拉取数据。";
@@ -440,6 +462,7 @@ export default {
     },
     resetPullBankInfoForm() {
       this.pullBankInfoForm = {
+        dataChannelCode: "ZJRCU",
         idCardText: "",
         dateRange: this.buildDefaultPullBankInfoDateRange(),
       };
@@ -594,18 +617,22 @@ export default {
       }
       const idCards = this.buildFinalIdCardList();
       const [startDate, endDate] = this.pullBankInfoForm.dateRange || [];
+      const dataChannelCode = this.pullBankInfoForm.dataChannelCode;
 
       if (idCards.length === 0) {
         this.$message.warning("请至少输入一个身份证号");
         return;
       }
 
-      if (!startDate || !endDate) {
+      if (this.isZjrcuPullBankInfo && (!startDate || !endDate)) {
         this.$message.warning("请选择完整的时间跨度");
         return;
       }
 
-      if (this.hasInvalidPullBankInfoDateRange([startDate, endDate])) {
+      if (
+        this.isZjrcuPullBankInfo &&
+        this.hasInvalidPullBankInfoDateRange([startDate, endDate])
+      ) {
         this.$message.warning("时间跨度仅支持近一年内日期，且最晚只能选择到昨天");
         return;
       }
@@ -616,8 +643,9 @@ export default {
         const payload = {
           projectId: this.projectId,
           idCards,
-          startDate,
-          endDate,
+          dataChannelCode,
+          startDate: this.isZjrcuPullBankInfo ? startDate : null,
+          endDate: this.isZjrcuPullBankInfo ? endDate : null,
         };
         const res = await pullBankInfo(payload);
 
@@ -642,11 +670,11 @@ export default {
       } catch (error) {
         this.pullBankInfoLoading = false;
         this.$message.error(
-          "拉取本行信息失败：" + ((error && error.message) || "未知错误")
+          "拉取流水失败：" + ((error && error.message) || "未知错误")
         );
       }
     },
-    /** 拉取本行信息 */
+    /** 拉取流水 */
     handleFetchBankInfo() {
       if (this.isWriteLocked) {
         this.showWriteLockedMessage();
@@ -1171,6 +1199,37 @@ export default {
 }
 
 .pull-bank-info-form {
+  .pull-bank-channel-group {
+    display: flex;
+    flex-direction: column;
+    gap: 12px;
+
+    ::v-deep .el-radio {
+      display: flex;
+      align-items: center;
+      margin-right: 0;
+      line-height: 24px;
+    }
+
+    ::v-deep .el-radio__label {
+      display: inline-flex;
+      align-items: baseline;
+      gap: 16px;
+      flex-wrap: wrap;
+      padding-left: 10px;
+    }
+  }
+
+  .pull-bank-channel-title {
+    font-size: 15px;
+    color: #303133;
+  }
+
+  .pull-bank-channel-tip {
+    font-size: 13px;
+    color: #909399;
+  }
+
   .pull-bank-field-tip {
     margin-top: 8px;
     font-size: 12px;