调整专项排查资产收入匹配口径
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@@ -4,16 +4,16 @@
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<section class="detail-block">
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<div class="block-header section-header">
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<div class="block-title">总收入</div>
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<div class="section-summary-value">{{ formatAmount(totalIncome) }}</div>
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<div class="section-summary-value">{{ formatWanAmount(totalIncome) }}</div>
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</div>
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<div class="detail-metric-list">
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<div class="detail-metric-item">
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<span class="metric-label">本人收入</span>
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<span class="metric-value">{{ formatAmount(incomeDetail.selfIncome) }}</span>
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<span class="metric-value">{{ formatWanAmount(incomeDetail.selfIncome) }}</span>
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</div>
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<div class="detail-metric-item">
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<span class="metric-label">配偶收入</span>
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<span class="metric-value">{{ formatAmount(incomeDetail.spouseIncome) }}</span>
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<span class="metric-value">{{ formatWanAmount(incomeDetail.spouseIncome) }}</span>
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</div>
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</div>
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</section>
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@@ -69,7 +69,7 @@
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<span class="metric-card-value">{{ assetDebtRatio }}</span>
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</div>
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<div class="metric-card">
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<span class="metric-card-label">资产/收入比</span>
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<span class="metric-card-label">资产收入倍数</span>
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<span class="metric-card-value">{{ assetIncomeRatio }}</span>
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</div>
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<div class="metric-card">
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@@ -86,7 +86,9 @@
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</div>
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<div class="result-card" :class="[`result-card--${riskResult.type}`]">
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<div class="result-card-label">结论</div>
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<div class="result-card-value">{{ riskResult.text }}</div>
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<div class="result-card-value">
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<div v-for="line in riskResult.lines" :key="line" class="result-card-line">{{ line }}</div>
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</div>
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</div>
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</section>
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</div>
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@@ -115,7 +117,9 @@ export default {
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: {
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selfIncome: 0,
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spouseIncome: 0,
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employmentYears: null,
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totalIncome: 0,
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explainableIncome: 0,
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};
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},
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summary() {
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@@ -160,6 +164,15 @@ export default {
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totalDebt() {
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return this.resolveAmount(this.summary.totalDebt, this.debtDetail.totalDebt);
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},
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employmentYears() {
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const target = this.summary.employmentYears !== undefined && this.summary.employmentYears !== null
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? this.summary.employmentYears
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: this.incomeDetail.employmentYears;
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return target === undefined || target === null || target === "" ? null : Number(target);
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},
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explainableIncome() {
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return this.resolveAmount(this.summary.explainableIncome, this.incomeDetail.explainableIncome);
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},
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assetItems() {
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return Array.isArray(this.assetDetail.items) ? this.assetDetail.items : [];
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},
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@@ -184,12 +197,10 @@ export default {
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isPercent: true,
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});
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},
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// 资产/收入比 = totalAsset / totalIncome
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// 资产收入倍数 = totalAsset / explainableIncome
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assetIncomeRatio() {
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return this.formatMetricValue(this.totalAsset / this.totalIncome, {
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denominator: this.totalIncome,
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suffix: "倍",
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});
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const ratio = this.resolveRatio(this.summary.assetIncomeRatio, this.totalAsset, this.explainableIncome);
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return this.formatRatio(ratio);
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},
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// 负债/收入比 = totalDebt / totalIncome
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debtIncomeRatio() {
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@@ -202,22 +213,22 @@ export default {
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const riskResultMap = {
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NORMAL: {
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name: this.summary.riskLevelName || "正常",
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text: "结构基本合理",
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lines: this.buildResultLines(),
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type: "success",
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},
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RISK: {
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name: this.summary.riskLevelName || "存在风险",
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text: "负债与收入压力偏高",
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name: this.summary.riskLevelName || "关注",
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lines: this.buildResultLines(),
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type: "warning",
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},
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HIGH: {
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name: this.summary.riskLevelName || "高风险",
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text: "资产负债结构明显异常",
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name: this.summary.riskLevelName || "高关注",
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lines: this.buildResultLines(),
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type: "danger",
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},
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MISSING_INFO: {
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name: this.summary.riskLevelName || "缺少信息",
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text: "当前信息不完整",
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lines: [this.buildMissingInfoLine()],
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type: "info",
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},
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};
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@@ -246,6 +257,46 @@ export default {
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maximumFractionDigits: 2,
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})} 万元`;
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},
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buildResultLines() {
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return [
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`家庭总资产：${this.formatWanAmount(this.totalAsset)}`,
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`可解释收入：本人年收入 ${this.formatWanAmount(this.incomeDetail.selfIncome)} × 入职年限 ${this.employmentYears || "-"} 年 + 配偶年收入 ${this.formatWanAmount(this.incomeDetail.spouseIncome)} + 家庭总负债 ${this.formatWanAmount(this.totalDebt)} = ${this.formatWanAmount(this.explainableIncome)}`,
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`资产收入倍数：${this.formatRatio(this.resolveRatio(this.summary.assetIncomeRatio, this.totalAsset, this.explainableIncome))}`,
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];
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},
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buildMissingInfoLine() {
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const missing = [];
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if (this.resolveAmount(this.incomeDetail.selfIncome) <= 0) {
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missing.push("收入");
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}
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if (this.resolveAmount(this.totalAsset) <= 0) {
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missing.push("资产");
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}
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if (!this.employmentYears) {
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missing.push("入职时间");
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}
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return missing.length === 1
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? `缺少${missing[0]}，暂无法判断。`
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: "关键信息不完整，暂无法判断。";
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},
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resolveRatio(preferred, numerator, denominator) {
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if (preferred !== undefined && preferred !== null && preferred !== "") {
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const ratio = Number(preferred);
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return Number.isFinite(ratio) ? ratio : null;
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}
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const divisor = Number(denominator || 0);
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if (!divisor) {
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return null;
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}
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const ratio = Number(numerator || 0) / divisor;
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return Number.isFinite(ratio) ? ratio : null;
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},
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formatRatio(value) {
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if (value === null || value === undefined || !Number.isFinite(Number(value))) {
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return "-";
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}
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return Number(value).toFixed(2);
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},
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buildAmountGroups(items, amountField, resolveLabel, totalAmount) {
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const groupMap = items.reduce((result, item, index) => {
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const label = resolveLabel(item);
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@@ -467,6 +518,11 @@ export default {
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color: #111827;
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}
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.result-card-line {
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line-height: 1.7;
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word-break: break-word;
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}
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.empty-hint {
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font-size: 13px;
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color: #94a3b8;
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@@ -19,7 +19,7 @@
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<template slot="empty">
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<el-empty :image-size="80" description="暂无员工家庭资产负债核查数据" />
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</template>
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<el-table-column type="expand" width="1">
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<el-table-column type="expand" width="1" class-name="family-expand-column">
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<template slot-scope="scope">
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<div class="family-detail-wrapper">
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<div class="family-detail-toolbar">
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@@ -47,7 +47,7 @@
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<el-table-column prop="deptName" label="所属部门" min-width="140" />
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<el-table-column label="家庭总年收入" min-width="140">
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<template slot-scope="scope">
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<span>{{ formatAmount(scope.row.totalIncome) }}</span>
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<span>{{ formatWanAmount(scope.row.totalIncome) }}</span>
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</template>
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</el-table-column>
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<el-table-column label="家庭总负债" min-width="140">
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@@ -201,7 +201,7 @@ export default {
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}
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const detail = this.detailCache[row.staffIdCard] || {};
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const summary = detail.summary || {};
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const evidenceSummary = `${row.staffName}家庭资产负债核查：家庭总年收入${this.formatAmount(row.totalIncome)}，家庭总负债${this.formatAmount(row.totalDebt)}，家庭总资产${this.formatWanAmount(row.totalAsset)}，风险情况${row.riskLevelName || "-" }。`;
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const evidenceSummary = `${row.staffName}家庭资产负债核查：家庭总年收入${this.formatWanAmount(row.totalIncome)}，家庭总负债${this.formatAmount(row.totalDebt)}，家庭总资产${this.formatWanAmount(row.totalAsset)}，风险情况${row.riskLevelName || "-" }。`;
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this.$emit("evidence-confirm", {
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evidenceType: "ASSET",
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relatedPersonName: row.staffName || "关联人员",
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@@ -291,4 +291,9 @@ export default {
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background: #f8fafc;
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color: #64748b;
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}
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::v-deep .family-expand-column .cell,
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::v-deep .family-expand-column .el-table__expand-icon {
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display: none;
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}
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</style>
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