diff --git a/docs/reports/implementation/2026-03-23-credit-parse-client-implementation.md b/docs/reports/implementation/2026-03-23-credit-parse-client-implementation.md
index 2cc32249..9d9ffdb8 100644
--- a/docs/reports/implementation/2026-03-23-credit-parse-client-implementation.md
+++ b/docs/reports/implementation/2026-03-23-credit-parse-client-implementation.md
@@ -78,3 +78,7 @@ curl -F 'file=@/tmp/credit-parse-sample.html;type=text/html' http://127.0.0.1:62
 - 控制器已实现文件校验、默认值补齐、临时文件转换、调用客户端和临时文件清理。
 - 客户端已实现调用日志、耗时记录和统一异常包装。
 - 本次联调结论为：系统侧接口注册、Swagger 暴露和请求链路已打通；外部征信解析服务当前未响应，需待对方服务可用后继续做成功结果验证。
+
+## 5. 追加调整记录
+
+- 为便于本地联调，已将 `application-dev.yml` 中的 `credit-parse.api.url` 调整为本地 Mock 地址：`http://localhost:8000/xfeature-mngs/conversation/htmlEval`。
diff --git a/ruoyi-admin/src/main/resources/application-dev.yml b/ruoyi-admin/src/main/resources/application-dev.yml
index 9435c784..8933172c 100644
--- a/ruoyi-admin/src/main/resources/application-dev.yml
+++ b/ruoyi-admin/src/main/resources/application-dev.yml
@@ -145,4 +145,4 @@ lsfx:
 
 credit-parse:
   api:
-    url: http://64.202.94.120:8081/xfeature-mngs/conversation/htmlEval
+    url: http://localhost:8000/xfeature-mngs/conversation/htmlEval
diff --git a/ruoyi-admin/src/main/resources/application-nas.yml b/ruoyi-admin/src/main/resources/application-nas.yml
index d75193a7..94d694d3 100644
--- a/ruoyi-admin/src/main/resources/application-nas.yml
+++ b/ruoyi-admin/src/main/resources/application-nas.yml
@@ -112,7 +112,7 @@ spring:
 lsfx:
   api:
     # Mock Server（本地测试）
-    base-url: http://116.62.17.81:62320
+    base-url: http://192.168.0.111:62320
       # 测试环境
       # base-url: http://158.234.196.5:82/c4c3
     # 生产环境
@@ -145,4 +145,4 @@ lsfx:
 
 credit-parse:
   api:
-    url: http://64.202.94.120:8081/xfeature-mngs/conversation/htmlEval
+    url: http://192.168.0.111:62320/xfeature-mngs/conversation/htmlEval