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Implement credit parse result polling and sentinel handling

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wkc
2026-05-18 10:56:25 +08:00
parent 9917d10e59
commit 1fadb38d99
25 changed files with 918 additions and 81 deletions
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28
ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/impl/CcdiCreditInfoServiceImpl.java
View File

@@ -36,6 +36,10 @@ import java.util.Map;
@Service
public class CcdiCreditInfoServiceImpl implements ICcdiCreditInfoService {
private static final int CREDIT_PARSE_SUCCESS_CODE = 10000;
private static final int CREDIT_PARSE_SUCCESS_STATUS = 1;
private static final int CREDIT_PARSE_SUCCESS_REASON_CODE = 200;
@Resource
private CreditParseClient creditParseClient;
@@ -179,8 +183,14 @@ public class CcdiCreditInfoServiceImpl implements ICcdiCreditInfoService {
if (!Boolean.TRUE.equals(response.getSuccess())) {
throw new RuntimeException(stringValue(mappingOutputFields.getMessage(), "征信解析平台调用失败"));
}
if (!"0".equals(mappingOutputFields.getStatusCode())) {
throw new RuntimeException(stringValue(mappingOutputFields.getMessage(), "征信解析失败"));
if (!Integer.valueOf(CREDIT_PARSE_SUCCESS_CODE).equals(response.getCode())) {
throw new RuntimeException("征信解析平台状态码异常: " + response.getCode());
}
if (!Integer.valueOf(CREDIT_PARSE_SUCCESS_STATUS).equals(response.getData().getStatus())) {
throw new RuntimeException(parseErrorMessage(response, "征信解析状态异常: " + response.getData().getStatus()));
}
if (!Integer.valueOf(CREDIT_PARSE_SUCCESS_REASON_CODE).equals(response.getData().getReasonCode())) {
throw new RuntimeException(parseErrorMessage(response, "征信解析原因码异常: " + response.getData().getReasonCode()));
}
if (mappingOutputFields.getPayload() == null) {
throw new RuntimeException("征信解析结果为空");
@@ -188,6 +198,20 @@ public class CcdiCreditInfoServiceImpl implements ICcdiCreditInfoService {
return mappingOutputFields;
}
private String parseErrorMessage(CreditParseInvokeResponse response, String defaultValue) {
if (response == null || response.getData() == null) {
return defaultValue;
}
String reasonMessage = stringValue(response.getData().getReasonMessage());
if (!isBlank(reasonMessage)) {
return reasonMessage;
}
if (response.getData().getMappingOutputFields() != null) {
return stringValue(response.getData().getMappingOutputFields().getMessage(), defaultValue);
}
return defaultValue;
}
private Map<String, Object> requireHeader(CreditParsePayload payload) {
Map<String, Object> header = payload.getLxHeader();
if (header == null || header.isEmpty()) {

31
ccdi-info-collection/src/main/java/com/ruoyi/info/collection/service/support/CreditInfoPayloadAssembler.java
View File

@@ -19,6 +19,8 @@ import java.util.Objects;
@Component
public class CreditInfoPayloadAssembler {
private static final BigDecimal MISSING_SENTINEL = new BigDecimal("-9999");
private static final List<DebtMapping> DEBT_MAPPINGS = List.of(
new DebtMapping("uncle_bank_house", "银行", "住房贷款", "银行", "未结清银行住房贷款"),
new DebtMapping("uncle_bank_car", "银行", "汽车贷款", "银行", "未结清银行汽车贷款"),
@@ -26,7 +28,7 @@ public class CreditInfoPayloadAssembler {
new DebtMapping("uncle_bank_consume", "银行", "消费贷款", "银行", "未结清银行消费贷款"),
new DebtMapping("uncle_bank_other", "银行", "其他贷款", "银行", "未结清银行其他贷款"),
new DebtMapping("uncle_not_bank", "非银", "非银行贷款", "非银", "未结清非银行贷款"),
new DebtMapping("uncle_credit_cart", "银行", "信用卡", "银行", "未结清信用卡")
new DebtMapping("uncle_credit_card", "银行", "信用卡", "银行", "未结清信用卡")
);
public List<CcdiDebtsInfo> buildDebts(String personId, String personName, LocalDate queryDate, CreditParsePayload payload) {
@@ -61,9 +63,13 @@ public class CreditInfoPayloadAssembler {
private CcdiDebtsInfo buildDebtRow(String personId, String personName, LocalDate queryDate,
Map<String, Object> source, DebtMapping mapping) {
Object stateValue = source.get(mapping.prefix() + "_state");
if (isMissingSentinel(stateValue)) {
return null;
}
BigDecimal principalBalance = toBigDecimal(source.get(mapping.prefix() + "_bal"));
BigDecimal debtTotalAmount = toBigDecimal(source.get(mapping.prefix() + "_lmt"));
String debtStatus = toStringValue(source.get(mapping.prefix() + "_state"));
String debtStatus = toStringValue(stateValue);
if (isEmptyMetrics(principalBalance, debtTotalAmount, debtStatus)) {
return null;
}
@@ -97,6 +103,9 @@ public class CreditInfoPayloadAssembler {
if (value == null) {
return null;
}
if (isMissingSentinel(value)) {
return null;
}
if (value instanceof BigDecimal decimal) {
return decimal;
}
@@ -111,10 +120,28 @@ public class CreditInfoPayloadAssembler {
if (value == null) {
return null;
}
if (isMissingSentinel(value)) {
return null;
}
String text = Objects.toString(value, "").trim();
return text.isEmpty() ? null : text;
}
private boolean isMissingSentinel(Object value) {
if (value == null) {
return false;
}
String text = Objects.toString(value, "").trim();
if (text.isEmpty()) {
return false;
}
try {
return new BigDecimal(text).compareTo(MISSING_SENTINEL) == 0;
} catch (NumberFormatException e) {
return false;
}
}
private boolean isBlank(String value) {
return value == null || value.trim().isEmpty();
}

45
ccdi-info-collection/src/test/java/com/ruoyi/info/collection/service/CcdiCreditInfoServiceImplTest.java
View File

@@ -108,6 +108,45 @@ class CcdiCreditInfoServiceImplTest {
assertEquals("上传征信日期早于当前已维护最新记录", result.getFailures().get(0).getReason());
}
@Test
void uploadHtmlFiles_shouldRejectInvalidPlatformCode() throws Exception {
MockMultipartFile file = new MockMultipartFile("files", "a.html", "text/html", "<html>a</html>".getBytes(StandardCharsets.UTF_8));
when(creditHtmlStorageService.save(any()))
.thenReturn(new CreditHtmlStorageService.StoredCreditHtml(
"/profile/credit-html/2026/05/12/a_1.html",
"http://127.0.0.1:62318/profile/credit-html/2026/05/12/a_1.html"));
CreditParseInvokeResponse response = successResponse("330101199001010011", "张三", "2026-03-03");
response.setCode(99999);
when(creditParseClient.parse(anyString())).thenReturn(response);
CreditInfoUploadResultVO result = service.upload(List.of(file));
assertEquals(0, result.getSuccessCount());
assertEquals("征信解析平台状态码异常: 99999", result.getFailures().get(0).getReason());
}
@Test
void uploadHtmlFiles_shouldRejectInvalidResultStatus() throws Exception {
MockMultipartFile file = new MockMultipartFile("files", "a.html", "text/html", "<html>a</html>".getBytes(StandardCharsets.UTF_8));
when(creditHtmlStorageService.save(any()))
.thenReturn(new CreditHtmlStorageService.StoredCreditHtml(
"/profile/credit-html/2026/05/12/a_1.html",
"http://127.0.0.1:62318/profile/credit-html/2026/05/12/a_1.html"));
CreditParseInvokeResponse response = successResponse("330101199001010011", "张三", "2026-03-03");
response.getData().setStatus(0);
response.getData().setReasonCode(500);
response.getData().setReasonMessage("结果解析失败");
when(creditParseClient.parse(anyString())).thenReturn(response);
CreditInfoUploadResultVO result = service.upload(List.of(file));
assertEquals(0, result.getSuccessCount());
assertEquals("结果解析失败", result.getFailures().get(0).getReason());
}
@Test
void creditHtmlStorage_shouldStoreHtmlUnderProfileAndBuildRemotePath(@TempDir Path profileDir) throws Exception {
String oldProfile = RuoYiConfig.getProfile();
@@ -142,15 +181,17 @@ class CcdiCreditInfoServiceImplTest {
CreditParseResponse response = new CreditParseResponse();
response.setMessage("成功");
response.setStatusCode("0");
response.setStatusCode("ERR_SHOULD_IGNORE");
response.setPayload(payload);
CreditParseInvokeData data = new CreditParseInvokeData();
data.setMappingOutputFields(response);
data.setStatus(1);
data.setReasonCode(200);
CreditParseInvokeResponse invokeResponse = new CreditParseInvokeResponse();
invokeResponse.setSuccess(true);
invokeResponse.setCode(99999);
invokeResponse.setCode(10000);
invokeResponse.setData(data);
return invokeResponse;
}

44
ccdi-info-collection/src/test/java/com/ruoyi/info/collection/service/support/CreditInfoPayloadAssemblerTest.java
View File

@@ -12,6 +12,7 @@ import java.util.List;
import java.util.Map;
import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.junit.jupiter.api.Assertions.assertNull;
import static org.junit.jupiter.api.Assertions.assertTrue;
class CreditInfoPayloadAssemblerTest {
@@ -28,13 +29,18 @@ class CreditInfoPayloadAssemblerTest {
debt.put("uncle_not_bank_bal", "2000");
debt.put("uncle_not_bank_lmt", "3000");
debt.put("uncle_not_bank_state", "逾期");
debt.put("uncle_credit_card_bal", "100");
debt.put("uncle_credit_card_lmt", "500");
debt.put("uncle_credit_card_state", "正常");
payload.setLxDebt(debt);
List<CcdiDebtsInfo> rows = assembler.buildDebts("330101199001010011", "张三", LocalDate.parse("2026-03-01"), payload);
assertEquals(2, rows.size());
assertEquals(3, rows.size());
assertEquals("住房贷款", rows.get(0).getDebtSubType());
assertEquals("非银", rows.get(1).getCreditorType());
assertEquals("信用卡", rows.get(2).getDebtSubType());
assertEquals(new BigDecimal("500"), rows.get(2).getDebtTotalAmount());
}
@Test
@@ -51,6 +57,42 @@ class CreditInfoPayloadAssemblerTest {
assertEquals(new BigDecimal("9800"), info.getCivilLmt());
}
@Test
void shouldSkipDebtTypeWhenStateIsMissingSentinel() {
CreditParsePayload payload = new CreditParsePayload();
Map<String, Object> debt = new HashMap<>();
debt.put("uncle_bank_house_bal", "50000");
debt.put("uncle_bank_house_lmt", "100000");
debt.put("uncle_bank_house_state", "-9999");
debt.put("uncle_not_bank_bal", "2000");
debt.put("uncle_not_bank_lmt", "3000");
debt.put("uncle_not_bank_state", "正常");
payload.setLxDebt(debt);
List<CcdiDebtsInfo> rows = assembler.buildDebts("330101199001010011", "张三", LocalDate.parse("2026-03-01"), payload);
assertEquals(1, rows.size());
assertEquals("非银行贷款", rows.get(0).getDebtSubType());
}
@Test
void shouldTreatNegativeRiskMissingSentinelAsEmptyValue() {
CreditParsePayload payload = new CreditParsePayload();
Map<String, Object> publictype = new HashMap<>();
publictype.put("civil_cnt", "-9999");
publictype.put("civil_lmt", "-9999.0");
publictype.put("enforce_cnt", 1);
publictype.put("enforce_lmt", "1200");
payload.setLxPublictype(publictype);
CcdiCreditNegativeInfo info = assembler.buildNegative("330101199001010011", "张三", LocalDate.parse("2026-03-01"), payload);
assertEquals(0, info.getCivilCnt());
assertNull(info.getCivilLmt());
assertEquals(1, info.getEnforceCnt());
assertEquals(new BigDecimal("1200"), info.getEnforceLmt());
}
@Test
void shouldSkipDebtRowWhenAllMetricsAreEmpty() {
CreditParsePayload payload = new CreditParsePayload();